Portfolio suggestions & critics

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Mario2222
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Joined: Mon Dec 24, 2018 12:16 am

Portfolio advice

Post by Mario2222 »

This is my Roth IRA portfolio.
VTSAX vanguard total stock market 70%
VTIAX vanguard total international 20%
VBTLX vanguard total bonds 10%
I'm 40 years old. I didn't start saving for a retirement earlier because I'm an immigrant to the USA. I need all your suggestions & critics. Thanks.
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LadyGeek
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Re: Portfolio advice

Post by LadyGeek »

This thread is now in the Personal Investments forum (portfolio help).
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
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arcticpineapplecorp.
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Re: Portfolio suggestions & critics

Post by arcticpineapplecorp. »

nothing wrong with that.

do you have a 401k?

some would suggest bonds in a 401k (tax deferred) and stocks in Roth IRA, but there's nothing wrong with what you've done either. You could also use a target date retirement fund in your Roth IRA as well.

in case we're missing other details (like 401k, etc), it would be best if you repost/edit your original post according to the following details:

viewtopic.php?t=6212

welcome.
It's "Stay" the course, not Stray the Course. Buy and Hold works. You should really try it sometime. Get a plan: www.bogleheads.org/wiki/Investment_policy_statement
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BolderBoy
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Re: Portfolio suggestions & critics

Post by BolderBoy »

Mario2222 wrote: Sun Sep 06, 2020 7:12 pm This is my Roth IRA portfolio.
VTSAX = 70%
VTIAX =20%
VBTLX =10%
90/10 AA at 40 years old is pretty aggressive. Is this all of your portfolio?
"Never underestimate one's capacity to overestimate one's abilities" - The Dunning-Kruger Effect
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LadyGeek
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Re: Portfolio suggestions & critics

Post by LadyGeek »

Mario2222 - You had a duplicate post which I've removed. There were no replies.
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
Topic Author
Mario2222
Posts: 64
Joined: Mon Dec 24, 2018 12:16 am

Re: Portfolio suggestions & critics

Post by Mario2222 »

I don't have a 401k. I will have a 12 years pension. A full pension if I work for 30 years. I have 8k in two taxable accounts.
RamblinDoc
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Re: Portfolio suggestions & critics

Post by RamblinDoc »

This looks reasonable.

You will get more actionable information if you read this link and post your information according to the suggested format.

viewtopic.php?f=1&t=6212
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