Stats
Age: 31, 35
Income: $215k, $105k – income is cash till end of year, in 2021, $215k drops to $160k and difference is RSUs
Emergency Fund: $35k
Tax Filing Status: Married (as on Jan 2020)
Live in Washington state so no state tax
Car Loan: $0 but need to buy a car over next 3 months as we do not have one now
Mortgage: $3850 all in including HOA, Taxes, Interest, etc.
Mortgage Balance: $593k @ 3.5% fixed 30 year term
Investments
1. Vanguard 401k from prior employer: $111,937
- Vanguard Equity Income Fund Admiral (VEIRX): $5,216
• Vanguard Growth Index Fund (VIGIX): $19,516
• Vanguard Target Retirement 2055 Trust: $64,632
• Vanguard Institutional 500 Index Trust: $22,573
Annually invest 401k max; company match is ~$3,100 a year if max out
Also, doing 10% after tax for mega back door roth; this I just setup automatically.
- VANG INST 500 IDX TR : $12,145
• SS RSL LGCPGR IDX C : $6,517
• SS RSL LGCPVAL IDX C : $5,621
• Amazon Stock: $3,266
- AMERICAN AIRLINES GROUP INC COM: $1,123.50
• ALARM COM HLDGS INC COM: $472.90
• CARNIVAL CORP: $472.20
• DELTA AIR LINES INC: $478.99
• NORDSTROM INC COM: $467.77
• NORWEGIAN CRUISE LINE HLDG: $485.46
• TRIP COM GROUP LTD: $106.28
• UNITED AIRLS HLDGS: $448.64
• VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF: $768.55
Annually invest 401k max; company match is $0
VSTAX: ~$35,000
5. Wife’s Pension: ~$95,000
Wife is leaving current job in July and has the option to roll this over to an IRA