Have a question about your personal investments? No matter how simple or complex, you can ask it here.
5 posts • Page 1 of 1
My wife and i are mid seventies, retired 10+ yrs. Since we don't have to take rmd from our traditional ira this yr, would it make sense to do a rollover to roth with that money? We assume most of that money will go to our heirs.
Yes, absolutely. I would suggest that you fill out up to the top of 12% tax bracket through Roth conversions. I don't believe we will ever see a marginal tax rate less than 12% in our lifetimes again (and I am about 25 years younger than you) ..