SPTM v VTI?

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ChicagoSparty
Posts: 42
Joined: Tue Mar 29, 2016 8:05 pm

SPTM v VTI?

Post by ChicagoSparty » Mon Mar 23, 2020 10:14 am

Hello!

Should I be concerned about having my money in SPTM instead of VTI? I am worried about the lack of total assets and volume of SPTM compared to VTI. Am I just being paranoid? I know the two indexes are a little different in their makeup, but my question is specific to total assets and volume of each fund. I saw a couple older threads comparing the two, but wanted to start a more recent discussion. I initially started investing in SPTM because of TD Ameritrade commission free, but now there are no commissions so I could change if I wanted to. Funds are being held in Roth and Rollover IRA.

Thanks for the help!

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Wiggums
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Re: SPTM v VTI?

Post by Wiggums » Mon Mar 23, 2020 10:17 am

SPTM = SPDR Portfolio Total Stock Market ETF

VTI = VANGUARD IX FUN/VANGUARD TOTAL STK

livesoft
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Re: SPTM v VTI?

Post by livesoft » Mon Mar 23, 2020 10:19 am

I own both and I am unconcerned.
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Topic Author
ChicagoSparty
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Re: SPTM v VTI?

Post by ChicagoSparty » Mon Mar 23, 2020 10:25 am

Wiggums wrote:
Mon Mar 23, 2020 10:17 am
SPTM = SPDR Portfolio Total Stock Market ETF

VTI = VANGUARD IX FUN/VANGUARD TOTAL STK
SPTM is SPDR® Portfolio S&P 1500 Composite Stock Market ETF

Topic Author
ChicagoSparty
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Re: SPTM v VTI?

Post by ChicagoSparty » Mon Mar 23, 2020 10:26 am

livesoft wrote:
Mon Mar 23, 2020 10:19 am
I own both and I am unconcerned.
Thanks for the follow up! I feel like I am just being paranoid. Feels good to hear it from someone else!

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vineviz
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Re: SPTM v VTI?

Post by vineviz » Mon Mar 23, 2020 11:10 am

livesoft wrote:
Mon Mar 23, 2020 10:19 am
I own both and I am unconcerned.
I use SPTM without any concern at all.
"Far more money has been lost by investors preparing for corrections than has been lost in corrections themselves." ~~ Peter Lynch

greenbus
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Re: SPTM v VTI?

Post by greenbus » Mon Mar 23, 2020 12:35 pm

I was about ready to ask a similar question. I'm holding a lot of VTI (Total Stock Market ETF with 3551 holdings) and I was considering moving to VOO (or some S&P 500 ETF). My concern was that VTI might be more likely to hold companies that don't survive. But, both funds are heavily weighted to large-cap.

My questions: Does anyone think that a Total Stock Market is at much more risk than an S&P 500 (or even 1500) fund? I guess you could equally argue that the diversity from the larger number of holdings might be better.

I was also considering using that move for some TLH, but there's another thread today on that being a questionable move.

Like many, I'm down quite a bit (-23%). I have about $300K in cash and $200K in investment income (crosses fingers) so have some time to do nothing. Not how I imagined my retirement, but my kids will likely be happy in the long run!

fwellimort
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Re: SPTM v VTI?

Post by fwellimort » Mon Mar 23, 2020 12:53 pm

There's no real difference long term.
There's a good reason why most research papers equate S&P500 with the US Stock Market.

The difference in CAVG is noise end of day. Maybe +0.06% more after 25 years and so.
Don't think too much.

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vineviz
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Re: SPTM v VTI?

Post by vineviz » Mon Mar 23, 2020 1:09 pm

greenbus wrote:
Mon Mar 23, 2020 12:35 pm
My questions: Does anyone think that a Total Stock Market is at much more risk than an S&P 500 (or even 1500) fund? I guess you could equally argue that the diversity from the larger number of holdings might be better.
I don't think so. I have a mild preference for the S&P 1500 fund because it has a VERY slight tilt towards higher quality (i.e. more profitable) companies, but realistically the difference is insignificantly small.
"Far more money has been lost by investors preparing for corrections than has been lost in corrections themselves." ~~ Peter Lynch

Topic Author
ChicagoSparty
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Re: SPTM v VTI?

Post by ChicagoSparty » Thu Mar 26, 2020 9:05 am

vineviz wrote:
Mon Mar 23, 2020 11:10 am
livesoft wrote:
Mon Mar 23, 2020 10:19 am
I own both and I am unconcerned.
I use SPTM without any concern at all.
Thank you! Appreciate the response.

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