Fed Rate Cut - Stay in Total Bond Index or Move Some Funds to MM?

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VeganBH
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Fed Rate Cut - Stay in Total Bond Index or Move Some Funds to MM?

Post by VeganBH » Sun Mar 15, 2020 8:48 pm

DH and I are on the cusp of retiring. We are 25:50:25 (S:B:Cash/MM).
Do folks suggest we move some of our bonds to MM (tax-deferred accounts)? Is there more downside VBTLX than upside here?
I have no idea what the worse case scenario is for VBTLX - is history from 2008 even relevant? Trying to reduce risk...

We don't need the funds for 5-10 years.
Advice?? Thank you! :beer

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