About to give up on International

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jason1500
Posts: 11
Joined: Tue Jan 24, 2017 8:44 am

About to give up on International

Post by jason1500 » Thu Mar 12, 2020 3:58 pm

Right now my international fund VEU which I started investing in regularly since August 2011 is 100% in the red, cost basis shows currently not a single date that's in the black out of about 100 purchases since then a various times through out each year. It was $44 share when I first purchased it, peaked at $57 in Oct 2018 when dividend reinvestment purchased a few shares never got above that at least when I purchased. At least when I look at VTI I can see the upwards trajectory over the past 10yrs but VEU just looks flat. Is there any reason I shouldn't just cash out, take the tax loss harvest and buy VTI? Seems like international doesn't really matter since the top holdings in VTI are international anyways.

Luckywon
Posts: 941
Joined: Tue Mar 28, 2017 10:33 am

Re: About to give up on International

Post by Luckywon » Thu Mar 12, 2020 4:03 pm

Just what the doctor ordered to distract us from coronavirus and the bear market, a nice U.S. vs international thread :sharebeer , ah the good old days.

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bligh
Posts: 1286
Joined: Wed Jul 27, 2016 9:13 pm

Re: About to give up on International

Post by bligh » Thu Mar 12, 2020 4:05 pm

My very humble 2 cents. Whether you choose to abandon international or not.. now is not the time to make asset allocation decisions such as these. In the middle of a market panic is not when you are making clearheaded decisions. Now is the time to sit on your hands and re balance to maintain your asset allocation. If you are going to make an adjustment to your asset allocation, do it when the market is calm and you know for a fact your decisions are not being influenced by your emotions.

raveon
Posts: 195
Joined: Mon Dec 10, 2007 10:32 pm

Re: About to give up on International

Post by raveon » Thu Mar 12, 2020 4:05 pm

Yeah blame the foreigners :twisted:

deikel
Posts: 1069
Joined: Sat Jan 25, 2014 7:13 pm

Re: About to give up on International

Post by deikel » Thu Mar 12, 2020 4:06 pm

Right now is pretty much the worst time for any comparison - China maybe out of the deep end but the rest of asia suffering, Europe about to go dark and the US in the early stages of being overrun...not sure I would look at my portfolio and compare US stocks vs INT right this second.

Try again in 1-2 years
Everything you read in this post is my personal opinion. If you disagree with this disclaimer, please un-read the text immediately and destroy any copy or remembrance of it.

BoggledHead2
Posts: 560
Joined: Tue Jun 12, 2018 6:50 pm

Re: About to give up on International

Post by BoggledHead2 » Thu Mar 12, 2020 4:09 pm

jason1500 wrote:
Thu Mar 12, 2020 3:58 pm
Right now my international fund VEU which I started investing in regularly since August 2011 is 100% in the red, cost basis shows currently not a single date that's in the black out of about 100 purchases since then a various times through out each year. It was $44 share when I first purchased it, peaked at $57 in Oct 2018 when dividend reinvestment purchased a few shares never got above that at least when I purchased. At least when I look at VTI I can see the upwards trajectory over the past 10yrs but VEU just looks flat. Is there any reason I shouldn't just cash out, take the tax loss harvest and buy VTI? Seems like international doesn't really matter since the top holdings in VTI are international anyways.
https://www.vanguard.com/pdf/ISGGEB.pdf

https://www.callan.com/periodic-table/

https://vanguardblog.com/2019/02/14/the ... -marriage/

You didn't mind it in 10/2018 did you?

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Brianmcg321
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Joined: Mon Jul 15, 2019 8:23 am

Re: About to give up on International

Post by Brianmcg321 » Thu Mar 12, 2020 4:16 pm

Luckywon wrote:
Thu Mar 12, 2020 4:03 pm
Just what the doctor ordered to distract us from coronavirus and the bear market, a nice U.S. vs international thread :sharebeer , ah the good old days.
LOL. I like the cut of your jib.
Rules to investing: | 1. Don't lose money. | 2. Don't forget rule number 1.


Streptococcus
Posts: 374
Joined: Thu Jan 03, 2013 12:17 am

Re: About to give up on International

Post by Streptococcus » Thu Mar 12, 2020 4:39 pm

I will the international stocks you’re selling

Streptococcus
Posts: 374
Joined: Thu Jan 03, 2013 12:17 am

Re: About to give up on International

Post by Streptococcus » Thu Mar 12, 2020 4:40 pm

I will the international stocks you’re selling

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Kenkat
Posts: 6303
Joined: Thu Mar 01, 2007 11:18 am
Location: Cincinnati, OH

Re: About to give up on International

Post by Kenkat » Thu Mar 12, 2020 4:45 pm

bligh wrote:
Thu Mar 12, 2020 4:05 pm
My very humble 2 cents. Whether you choose to abandon international or not.. now is not the time to make asset allocation decisions such as these. In the middle of a market panic is not when you are making clearheaded decisions. Now is the time to sit on your hands and re balance to maintain your asset allocation. If you are going to make an adjustment to your asset allocation, do it when the market is calm and you know for a fact your decisions are not being influenced by your emotions.
I’m with you on this one.

BoggledHead2
Posts: 560
Joined: Tue Jun 12, 2018 6:50 pm

Re: About to give up on International

Post by BoggledHead2 » Thu Mar 12, 2020 5:05 pm

-There are periods of time where INT outperforms US
- INT has “better valuations” currently
- Better risk-adjusted returns

This pandemic impact on different regions of the world may be even more reason to be diversified

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