Asset allocation

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Topic Author
Yeyi
Posts: 4
Joined: Thu Nov 14, 2019 4:54 pm
Location: Brooklyn, NY

Asset allocation

Post by Yeyi » Thu Nov 14, 2019 5:09 pm

Hello,

I’m starting my investing portfolio but I’m having problems diversifying it.

I currently own (VOO) ETF and I’m looking to buy three other ETF but I’m having a hard time picking them for long term investment.

Anyone has any recommendations? Thanks.

retired@50
Posts: 610
Joined: Tue Oct 01, 2019 2:36 pm

Re: Asset allocation

Post by retired@50 » Thu Nov 14, 2019 5:18 pm

Yeyi wrote:
Thu Nov 14, 2019 5:09 pm
Hello,

I’m starting my investing portfolio but I’m having problems diversifying it.

I currently own (VOO) ETF and I’m looking to buy three other ETF but I’m having a hard time picking them for long term investment.

Anyone has any recommendations? Thanks.
VXUS for International stock
BND for U.S. Bonds
VXF for remainder of U.S. stock market NOT contained in VOO. It's known as the Extended Market fund and is a nice complement to VOO.

Regards,

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1789
Posts: 282
Joined: Fri Aug 16, 2019 3:31 pm
Location: OR

Re: Asset allocation

Post by 1789 » Thu Nov 14, 2019 5:49 pm

retired@50 wrote:
Thu Nov 14, 2019 5:18 pm
Yeyi wrote:
Thu Nov 14, 2019 5:09 pm
Hello,

I’m starting my investing portfolio but I’m having problems diversifying it.

I currently own (VOO) ETF and I’m looking to buy three other ETF but I’m having a hard time picking them for long term investment.

Anyone has any recommendations? Thanks.
VXUS for International stock
BND for U.S. Bonds
VXF for remainder of U.S. stock market NOT contained in VOO. It's known as the Extended Market fund and is a nice complement to VOO.

Regards,
+1 These will make your portfolio complete. Decide your AA and go with it.
"My conscience wants vegetarianism to win over the world. And my subconscious is yearning for a piece of juicy meat. But what do i want?" (Andrei Tarkovsky)

Trader Joe
Posts: 1257
Joined: Fri Apr 25, 2014 6:38 pm

Re: Asset allocation

Post by Trader Joe » Thu Nov 14, 2019 5:51 pm

Yeyi wrote:
Thu Nov 14, 2019 5:09 pm
Hello,

I’m starting my investing portfolio but I’m having problems diversifying it.

I currently own (VOO) ETF and I’m looking to buy three other ETF but I’m having a hard time picking them for long term investment.

Anyone has any recommendations? Thanks.
Welcome to the forum. Yes, VOO is an excellent fund selection for long term investment.

Chrono Triggered
Posts: 129
Joined: Wed Feb 17, 2016 12:55 pm

Re: Asset allocation

Post by Chrono Triggered » Thu Nov 14, 2019 6:21 pm

Is this in a tax-deferred plan? If so, I'd simply swap out VOO with VT (Total world, so global market weight) and a total bond (BND) and be done with it; if you were looking for simplicity.

Topic Author
Yeyi
Posts: 4
Joined: Thu Nov 14, 2019 4:54 pm
Location: Brooklyn, NY

Re: Asset allocation

Post by Yeyi » Fri Nov 15, 2019 1:46 am

retired@50 wrote:
Thu Nov 14, 2019 5:18 pm
Yeyi wrote:
Thu Nov 14, 2019 5:09 pm
Hello,

I’m starting my investing portfolio but I’m having problems diversifying it.

I currently own (VOO) ETF and I’m looking to buy three other ETF but I’m having a hard time picking them for long term investment.

Anyone has any recommendations? Thanks.
VXUS for International stock
BND for U.S. Bonds
VXF for remainder of U.S. stock market NOT contained in VOO. It's known as the Extended Market fund and is a nice complement to VOO.

Regards,
Thanks a lot, will research about them.

User avatar
birdog
Posts: 293
Joined: Fri Apr 07, 2017 1:35 pm

Re: Asset allocation

Post by birdog » Fri Nov 15, 2019 3:42 am

I’m curious how you decided you need 4 ETFs for a long term investment. Diversification? Because I believe you can be sufficiently diversified with a much simpler portfolio of just VTI.

Topic Author
Yeyi
Posts: 4
Joined: Thu Nov 14, 2019 4:54 pm
Location: Brooklyn, NY

Re: Asset allocation

Post by Yeyi » Fri Nov 15, 2019 8:07 pm

birdog wrote:
Fri Nov 15, 2019 3:42 am
I’m curious how you decided you need 4 ETFs for a long term investment. Diversification? Because I believe you can be sufficiently diversified with a much simpler portfolio of just VTI.
I’m trying to follow Dave Ramsey’s investing model but with ETFs.

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