MassMutual

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Socal77
Posts: 172
Joined: Thu Oct 19, 2017 1:14 pm

MassMutual

Post by Socal77 » Thu Sep 26, 2019 10:24 am

I may be switching jobs soon to a company that uses MassMutual for 401k..

Does anyone know if the options are specific to each company? Or are the options the same for all individual companies that use MassMutual...

And if the same for all companies does anyone have a current list of options?

Thanks

JBeck
Posts: 147
Joined: Fri Apr 15, 2016 4:54 am

Re: MassMutual

Post by JBeck » Thu Sep 26, 2019 10:30 am

Specific to each company. Mine had total market Vanguard funds, target date options, a total bond, and an income/interest type fund

Jack FFR1846
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Location: 26 miles, 385 yards west of Copley Square

Re: MassMutual

Post by Jack FFR1846 » Thu Sep 26, 2019 10:34 am

My last job switched to Mass Mutual. The cheapest fund in our lineup was a bond fund at 0.41%. That's what I picked, knowing I would not be there forever.
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mongstradamus
Posts: 129
Joined: Mon Nov 04, 2013 11:46 pm

Re: MassMutual

Post by mongstradamus » Thu Sep 26, 2019 10:43 am

Socal77 wrote:
Thu Sep 26, 2019 10:24 am
I may be switching jobs soon to a company that uses MassMutual for 401k..

Does anyone know if the options are specific to each company? Or are the options the same for all individual companies that use MassMutual...

And if the same for all companies does anyone have a current list of options?

Thanks
my mom has had massmutual for her 401k for quite a while , and they just switched to some better offerings which was nice. They have fidelity 500 index, mid, and small cap index funds for their index funds offerings. If I recall their bond funds they offered was blackrock total return fund or vanguard tips. I ended up putting her in American funds balanced fund, its easy for her to manage since she doesn't have to deal with rebalancing , and the expense ratio was decent at .26%. I do think they have Target retirement funds I don't recall who it was by. I want to say prudential or something, but i don't rememeber it was active fund like the american funds i set her up with with a slightly higher expense ratio.

Topic Author
Socal77
Posts: 172
Joined: Thu Oct 19, 2017 1:14 pm

Re: MassMutual

Post by Socal77 » Thu Sep 26, 2019 10:52 am

Thanks all. Look's like there's some hope I'll have some low cost options, but not guaranteed if indeed each company picks their own offerings.

livesoft
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Re: MassMutual

Post by livesoft » Thu Sep 26, 2019 10:54 am

One can usually look up online the Form 5500 for any company 401(k) that was filed in the past, so one can see the investment choices in under 5 minutes.
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Topic Author
Socal77
Posts: 172
Joined: Thu Oct 19, 2017 1:14 pm

Re: MassMutual

Post by Socal77 » Thu Sep 26, 2019 11:10 am

livesoft wrote:
Thu Sep 26, 2019 10:54 am
One can usually look up online the Form 5500 for any company 401(k) that was filed in the past, so one can see the investment choices in under 5 minutes.
Sweet. Thanks for the info. I'll look it up.

Topic Author
Socal77
Posts: 172
Joined: Thu Oct 19, 2017 1:14 pm

Re: MassMutual

Post by Socal77 » Thu Sep 26, 2019 11:18 am

Socal77 wrote:
Thu Sep 26, 2019 11:10 am
livesoft wrote:
Thu Sep 26, 2019 10:54 am
One can usually look up online the Form 5500 for any company 401(k) that was filed in the past, so one can see the investment choices in under 5 minutes.
Sweet. Thanks for the info. I'll look it up.
Found it I believe but the form does not list the optiions..

https://www.efast.dol.gov/portal/app/di ... ution=e3s1

Rudedog
Posts: 146
Joined: Wed Aug 01, 2018 3:15 pm

Re: MassMutual

Post by Rudedog » Thu Sep 26, 2019 7:42 pm

The company I worked for had some really poor funds available, it was through Mass Mutual. I took rollover as soon as I turned 60 and moved my money to Vanguard.

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