Advice on 529 allocations
Posted: Wed Jun 12, 2019 10:05 am
I am looking for perspectives on how to allocate 529 holdings. I am not clear on whether the best practice is to recreate the three-fund low-cost portfolio or to leverage the age-based portfolios.
If I go the 3-fund route I will want to build it on these Blackrock and/or iShare options:
https://olui2.fs.ml.com/Publish/Content ... Sheets.pdf
If I go the age-based portfolio there are either Blackrock or iShare options:
https://olui2.fs.ml.com/Publish/Content ... tSheet.pdf
FWIW, one child is entering 5th grade and the other entering 3rd.
So...
1. 3-fund or age-based?
2. Blackrock or iShare?
3. Any other guidance/tips?
If I go the 3-fund route I will want to build it on these Blackrock and/or iShare options:
https://olui2.fs.ml.com/Publish/Content ... Sheets.pdf
If I go the age-based portfolio there are either Blackrock or iShare options:
https://olui2.fs.ml.com/Publish/Content ... tSheet.pdf
FWIW, one child is entering 5th grade and the other entering 3rd.
So...
1. 3-fund or age-based?
2. Blackrock or iShare?
3. Any other guidance/tips?