I am now 69 and turn 70 in Jan of 2020. I will turn 70.5 in July 2020. That means I am required to take a RMD in April 2021. Does that mean that for tax year 2020, there would be no RMD? And for tax year 2021, I have to take the full yearly RMD, or just a partial yearly RMD based on starting April 15 2021?Beginning date for your first required minimum distribution
IRAs (including SEP and SIMPLE IRAs)
April 1 of the year following the calendar year in which you reach age 70½.
Or does it mean that on April 15 2021, I have to take the RMD for tax year 2020, pay taxes on it on my 2020 tax return?