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FVSUX vs. VCSH, FVIDX vs VCIT?

Posted: Wed Mar 13, 2019 8:56 am
by Petra
What are the pros and cons of the following (in tax advantaged accounts):

Short Term Bonds:
FVSUX/VFSTX Vanguard Short Term Investment Grade Fund Admiral shares (corporate bonds, pooled consumer loans, and U.S. government bonds) 10% ER
VCSH Vanguard Short-Term Corporate Bond ETF track market-weighted corporate bond index with a short-term dollar-weighted average maturity 07% ER
and
Intermediate Term Bonds
FVIDX/FVICX (maturity of five to ten year, corporate bonds, pooled consumer loans, and U.S. government bonds) 10% ER
VCIT Vanguard Intermediate Term Bond ETF tracks market-weighted corporate bond index with a intermediate-term dollar-weighted average maturity .07% ER

Any advice on how and what to evaluate would be appreciated. (For example, is one "safer" in a downturn or less volatile? etc.)

TIA!

Re: FVSUX vs. VCSH, FVIDX vs VCIT?

Posted: Wed Mar 13, 2019 11:44 pm
by tj
Flip a coin.

Re: FVSUX vs. VCSH, FVIDX vs VCIT?

Posted: Thu Mar 14, 2019 7:27 am
by jhfenton
Petra wrote:
Wed Mar 13, 2019 8:56 am
What are the pros and cons of the following (in tax advantaged accounts):

Short Term Bonds:
FVSUX .10% ER
VCSH .07% ER
and
Intermediate Term Bonds:
FVIDX 10% ER
VCIT .07% ER
FVSUX and FVIDX don't seem to exist.

Edited: Ah. I see that you mean VFSUX and VFIDX. I'd personally stick with the index funds because of the lower cost and purer portfolio, mostly the latter.