I recently gave a lecture to our residents about finance and had some questions about the TIAA plan that is accessible to them. I wanted to check my understanding of their plan before I make any recommendations.

Specifically, they have the following options:

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TIAA Traditional Annuity - Group Supplemental Retirement Annuity (?) (0.0%)
TIAA-CREF Equity Index Fund (Retirement) (TIQRX) (0.30%)
TIAA-CREF Large-Cap Value Index Fund (Retirement) (TRCVX) (0.30%)
TIAA-CREF International Equity Index Fund (Retirement) (TRIEX) (0.31%)
TIAA-CREF Large-Cap Growth Index Fund (Retirement) (TRIRX) (0.31%)
TIAA-CREF S&P 500 Index Fund (Retirement) (TRSPX) (0.31%)
TIAA-CREF Small-Cap Blend Index Fund (Retirement) (TRBIX) (0.31%)
TIAA-CREF Bond Index Fund (Retirement) (TBIRX) (0.37%)
TIAA-CREF Money Market Fund (Retirement) (TIEXX) (0.40%)
TIAA-CREF Social Choice Equity Fund (Retirement) (TRSCX) (0.43%)
TIAA-CREF Emerging Markets Equity Index Fund (Retirement) (TEQSX) (0.46%)
CREF Equity Index Account (R1) (QCEQRX) (0.51%)
CREF Money Market Account (R1) (QCMMRX) (0.51%)
TIAA-CREF Inflation-Linked Bond Fund (Retirement) (TIKRX) (0.51%)
CREF Inflation-Linked Bond Account (R1) (QCILRX) (0.52%)
TIAA-CREF Short-Term Bond Fund (Retirement) (TISRX) (0.52%)
CREF Growth Account (R1) (QCGRRX) (0.53%)
CREF Social Choice Account (R1) (QCSCRX) (0.54%)
TIAA-CREF Bond Fund (Retirement) (TIDRX) (0.55%)
TIAA-CREF Bond Plus Fund (Retirement) (TCBRX) (0.55%)
CREF Bond Market Account (R1) (QCBMRX) (0.58%)
CREF Stock Account (R1) (QCSTRX) (0.58%)
CREF Global Equities Account (R1) (QCGLRX) (0.61%)
TIAA-CREF High-Yield Fund (Retirement) (TIHRX) (0.61%)
TIAA-CREF Lifecycle 2010 Fund (Retirement) (TCLEX) (0.74%)
TIAA-CREF Lifecycle Retirement Income Fund (Retirement) (TLIRX) (0.77%)
TIAA-CREF Lifecycle 2015 Fund (Retirement) (TCLIX) (0.75%)
TIAA-CREF Lifecycle 2020 Fund (Retirement) (TCLTX) (0.75%)
TIAA-CREF Managed Allocation Fund (Retirement) (TITRX) (0.67%)
TIAA-CREF Social Choice Bond Fund (Retirement) (TSBBX) (0.64%)
TIAA-CREF Large-Cap Value Fund (Retirement) (TRLCX) (0.65%)
TIAA-CREF Growth & Income Fund (Retirement) (TRGIX) (0.66%)
TIAA-CREF Lifecycle 2025 Fund (Retirement) (TCLFX) (0.77%)
TIAA-CREF Mid-Cap Value Fund (Retirement) (TRVRX) (0.66%)
TIAA-CREF Quant Small-Cap Equity Fund (Retirement) (TRSEX) (0.66%)
TIAA-CREF Lifecycle 2030 Fund (Retirement) (TCLNX) (0.78%)
TIAA-CREF Lifestyle Income Fund (Retirement) (TLSRX) (0.93%)
TIAA-CREF Lifecycle 2035 Fund (Retirement) (TCLRX) (0.79%)
TIAA-CREF Lifecycle 2040 Fund (Retirement) (TCLOX) (0.80%)
TIAA-CREF Lifecycle 2045 Fund (Retirement) (TTFRX) (0.81%)
TIAA-CREF Lifecycle 2050 Fund (Retirement) (TLFRX) (0.82%)
TIAA-CREF Lifecycle 2055 Fund (Retirement) (TTRLX) (0.84%)
TIAA-CREF Lifestyle Conservative Fund (Retirement) (TSCTX) (0.81%)
TIAA-CREF Large-Cap Growth Fund (Retirement) (TILRX) (0.72%)
TIAA-CREF Mid-Cap Growth Fund (Retirement) (TRGMX) (0.72%)
TIAA-CREF International Equity Fund (Retirement) (TRERX) (0.74%)
TIAA-CREF Lifestyle Moderate Fund (Retirement) (TSMTX) (0.82%)
TIAA-CREF Real Estate Securities Fund (Retirement) (TRRSX) (0.76%)
TIAA-CREF Lifestyle Growth Fund (Retirement) (TSGRX) (0.91%)
TIAA Real Estate Account (QREARX) (0.79%)
TIAA-CREF Lifestyle Aggressive Growth Fund (Retirement) (TSARX) (1.00%)
TIAA-CREF International Opportunities Fund (Retirement) (TIOTX) (0.88%)
TIAA-CREF Emerging Markets Equity Fund (Retirement) (TEMSX) (1.17%)
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* US equities = 100% TIAA-CREF Equity Index Fund (Retirement) (TIQRX) (0.30%)
* International equities =
75% TIAA-CREF International Equity Index Fund (Retirement) (TRIEX) (0.31%) +
25% TIAA-CREF Emerging Markets Equity Index Fund (Retirement) (TEQSX) (0.46%)
* Fixed income = 100% TIAA Traditional Annuity - Group Supplemental Retirement Annuity (?) (0.0%)
OR
100% TIAA-CREF Bond Index Fund (Retirement) (TBIRX) (0.37%)
```

Thank you!