[Merged with post below. Title of this post "Does Anyone Follow Pimco PCI PIMCO Dynamic Credit and Mortgage" --admin LadyGeek]
Any thoughts? What percentage would you feel comfortable within your portfolio? It seems its been paying 8% since 2013.
Portfolio Analysis/Advice
Portfolio Analysis/Advice
Portfolio Analysis/Advice
Looking for advice. Income will most likely be reduced by 100k in 5 years. Presently do not have large disability insurance but do have more than adequate health insurance. My wife and I each have a million dollar term life policy. No debt besides 1 mortgage and 1 car lease payment. Currently saving approximately 100k including $40k towards IRA.
Age: 53
State of residence: Pennsylvania
Married
Household Salary $350,000.00
Primary Home No Mortgage, Value $750,000.00
Second Home $400,000.00 mortgage @ 3% 9 years left, value: $1,100,000.00
5 cars, 1 $400.00 lease
2 children, 1 adult, 1 in college 3 years left @ $50,000.00/year
Additional rental income $42,000.00
Cash on hand: $100,000.00
Vanguard IRA Account $1,220,000.00
33% Index 500
33% Windsor II
13% Wellington
1% International Growth
4% Wellington Global
16% Explorer
Vanguard Brokerage Account $107,000.00
41% Index 500
41% Windsor II
7%Strategic Equity
5% Health Care
Thanks for looking.
Looking for advice. Income will most likely be reduced by 100k in 5 years. Presently do not have large disability insurance but do have more than adequate health insurance. My wife and I each have a million dollar term life policy. No debt besides 1 mortgage and 1 car lease payment. Currently saving approximately 100k including $40k towards IRA.
Age: 53
State of residence: Pennsylvania
Married
Household Salary $350,000.00
Primary Home No Mortgage, Value $750,000.00
Second Home $400,000.00 mortgage @ 3% 9 years left, value: $1,100,000.00
5 cars, 1 $400.00 lease
2 children, 1 adult, 1 in college 3 years left @ $50,000.00/year
Additional rental income $42,000.00
Cash on hand: $100,000.00
Vanguard IRA Account $1,220,000.00
33% Index 500
33% Windsor II
13% Wellington
1% International Growth
4% Wellington Global
16% Explorer
Vanguard Brokerage Account $107,000.00
41% Index 500
41% Windsor II
7%Strategic Equity
5% Health Care
Thanks for looking.
Re: Portfolio Analysis/Advice
J_Nyz, Welcome! In order to give appropriate advice, it's best to have all the information in one spot. I merged your PIMCO question into here, as it's related to your portfolio.
If you have any questions, ask them here. (This isn't a big deal, don't worry about it.)
If you have any questions, ask them here. (This isn't a big deal, don't worry about it.)
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Re: Portfolio Analysis/Advice
I'd focus on broad market index funds for the taxable accounts for tax efficiency purposes. So total US and/or total international stock market index funds. See https://www.bogleheads.org/wiki/Tax-eff ... _placement