3 fund portfolio

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rafkg29
Posts: 1
Joined: Tue Oct 09, 2018 1:07 pm

3 fund portfolio

Post by rafkg29 » Tue Oct 09, 2018 1:47 pm

I am 22 years old I’d like to know how is asset allocation on this specific portfolio? 75% Vanguard total market fund (VTI)
15% Vanguard total bond market fund (BND) and 10% Vanguard total international (VXUS).

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David Jay
Posts: 5677
Joined: Mon Mar 30, 2015 5:54 am
Location: Michigan

Re: 3 fund portfolio

Post by David Jay » Tue Oct 09, 2018 7:17 pm

Welcome to the forum.

Your AA is very reasonable for a beginning investor.

Your AA is not the dominant component of your portfolio in the early years, the amount of your contributions drive the growth.
Prediction is very difficult, especially about the future - Niels Bohr | To get the "risk premium", you really do have to take the risk - nisiprius

mary1969
Posts: 24
Joined: Sun Jul 01, 2018 3:34 pm
Location: IL

Re: 3 fund portfolio

Post by mary1969 » Tue Oct 09, 2018 7:50 pm

your AA is fine. Now save. minimum 15%.

also, be prepared for a 35% drop in your portfolio during your intermediate investing lifetime. will you be prepared for this? will you stick with your plan? bear markets are gifts for young investors.

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