Agreed...bills are beating short term CDs right now so I basically stopped buying CDs. However, I prefer buying my bills at Fidelity. TD only has 2 advantages over Fidelity: Ability to buy a bill < $1000 (although not much of an advantage really) and the ability to put in an order for a bill that hasn't had its official announcement date.smectym wrote: ↑Sun Sep 23, 2018 12:03 amIn fact, I suggest that all investors whose portfolio includes a “safe money” allocation get acquainted with Treasury Direct. The deals at the shorter end of the Treasury yield curve right now are tough to beat. Not many bank CD’s manage it, especially when state taxes are a factor.
Main advantages of Fidelity over TD:
1) Website is better
2) Their 'core account' bears interest unlike the TD's certificate of indebtedness or whatever they call it
3) Ability to sell bills