DIA v Charitable DIA

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sampaine
Posts: 7
Joined: Wed May 11, 2016 11:00 am

DIA v Charitable DIA

Post by sampaine » Thu Jun 07, 2018 9:28 am

Does anyone know of a computation method that compares a deferred income annuity to a deferred income charitable gift annuity? I understand the payout rate will be lower for the charitable gift annuity, but that is at least partially offset by the tax deduction, by only part of the payout being taxable, and by the avoidance of capital gains taxes if appreciated stock is used for the purchase. The question is: How much is the offset? How close do the tax benefits come to making the two varieties a wash?

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