only have a roth ira

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Boglerules
Posts: 25
Joined: Fri Jan 27, 2017 5:56 pm

only have a roth ira

Post by Boglerules » Sun May 20, 2018 10:49 am

hi bogles. I'm 48 have no debt.and all i have is a savings account with 10,000 in it at 1.60% interest. And a roth ira thats been maxed out the last 3 years.i just have 70% vanguard total stock market admiral share .And I have 30% vanguard total international etf . (vxus) does anyone see a better portfolio option with what I have now or see a flaw.i figured i could use the high yield savings as my bond fund at 1.60% until I can contribute another 5500 dollars in 2019. then I could get total bond I'd like to go 70 stocks 30 bonds. Thank you

123
Posts: 3494
Joined: Fri Oct 12, 2012 3:55 pm

Re: only have a roth ira

Post by 123 » Sun May 20, 2018 12:23 pm

You're doing fine. Slow and steady wins the race.
The closest helping hand is at the end of your own arm.

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FiveK
Posts: 5145
Joined: Sun Mar 16, 2014 2:43 pm

Re: only have a roth ira

Post by FiveK » Sun May 20, 2018 12:57 pm

See Investment Order for general suggestions, applicable to most. Need more info if your situation is unusual.

Boglerules
Posts: 25
Joined: Fri Jan 27, 2017 5:56 pm

Re: only have a roth ira

Post by Boglerules » Sun May 20, 2018 2:42 pm

thanks for your help

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