I’m transferring an old Roth over to Vanguard and do not have 3000.00. I am considering VT or VTI. Which one would be better? I am hoping to max out my contributions for years to come . I am 38.
Thank you
VT or VTI for Roth
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Re: VT or VTI for Roth
If you have $1000 or more, consider a Vanguard Target Retirement fund which has a $1000 minimum initial investment.
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Re: VT or VTI for Roth
Yes.DSInvestor wrote: ↑Tue Mar 27, 2018 12:41 am If you have $1000 or more, consider a Vanguard Target Retirement fund which has a $1000 minimum initial investment.
In the absence of following this advice, I would prefer VT to VTI for diversification reasons.
"To play the stock market is to play musical chairs under the chord progression of a bid-ask spread."
Re: VT or VTI for Roth
only issue w/ buying ETFs versus funds is- you'll have a little uninvested cash left over.
Example- if you are contributing $200 and want to buy VTI at a NAV of $140, that will buy "1" share and you'll have $60 in your Roth doing nothing as its not enough to buy another full share.
Guessing many don't care, but worth noting. Good luck.
Example- if you are contributing $200 and want to buy VTI at a NAV of $140, that will buy "1" share and you'll have $60 in your Roth doing nothing as its not enough to buy another full share.
Guessing many don't care, but worth noting. Good luck.
Long is the way and hard, that out of Hell leads up to light.