What is your age and AA?

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flyingaway
Posts: 3169
Joined: Fri Jan 17, 2014 10:19 am

Re: What is your age and AA?

Post by flyingaway »

50/49

85% equities (75%/27% = US/International)
15% cash

I do not have an IPS and do not plan to have one. The numbers are approximately correct right now.
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raidman
Posts: 23
Joined: Fri Apr 11, 2014 9:24 am

Re: What is your age and AA?

Post by raidman »

27yo

100% equity (plus 20k in MM)

I dont anticipate ever letting my fixed costs get so big that I couldnt ride out a bear market.... And I have great job stability
nervousnovice
Posts: 79
Joined: Sun Jul 14, 2013 10:20 pm

Re: What is your age and AA?

Post by nervousnovice »

ages: 53 & 50
AA: 60 equities/40 fixed-cash-CDs-iBonds
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Ice-9
Posts: 1518
Joined: Wed Oct 15, 2008 12:40 pm
Location: Rockville, MD

Re: What is your age and AA?

Post by Ice-9 »

Age 41

Asset Allocation:
70% equities / 30% fixed income

of Equities:
60% domestic / 40% international

of fixed income:
50% nominal (mostly TBM), 50% inflation-indexed
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grabiner
Advisory Board
Posts: 28765
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Location: Columbia, MD

Re: What is your age and AA?

Post by grabiner »

I posted on this thread years ago; here's an update.

Age 46

87% stock with the risk of 97% stock (I'm a serious slice-and-dicer)
100% stock as I view it, because my bond allocation is equal to my negative bond allocation (mortgage balance).
Wiki David Grabiner
Dave55
Posts: 883
Joined: Tue Sep 03, 2013 2:51 pm

Re: What is your age and AA?

Post by Dave55 »

Age 56

50% equities/50% Bonds

Dave
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StevieG72
Posts: 1234
Joined: Wed Feb 05, 2014 9:00 pm

Re: What is your age and AA?

Post by StevieG72 »

42 yrs. Single

60/40 Stocks / Bonds
Fools think their own way is right, but the wise listen to others.
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oneleaf
Posts: 2512
Joined: Mon Feb 19, 2007 5:48 pm

Re: What is your age and AA?

Post by oneleaf »

Age 36

55% Equities (50/50 domestic/international... small/value/emerging tilted)
45% Bonds


Not much of a risk taker. Low need and low tolerance.
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wander
Posts: 3519
Joined: Sat Oct 04, 2008 9:10 am

Re: What is your age and AA?

Post by wander »

38 90/30 stocks/bonds.
hexagon
Posts: 104
Joined: Fri Aug 24, 2007 8:32 am

Re: What is your age and AA?

Post by hexagon »

wander wrote:38 90/30 stocks/bonds.
Are you leveraged?
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gas_balloon
Posts: 1076
Joined: Fri Aug 15, 2014 4:55 pm

Re: What is your age and AA?

Post by gas_balloon »

Age 33 yo
Married with one kid, homemaker spouse

Total Bonds - 15%
REIT - 5%
U.S. Extended Market - 8%
Total International - 32%
Emerging Markets - 10%
Total U.S. Stocks - 35%

REITs are all in ROTH IRA, Bonds are & total international in 401k. Emerging markets are split between 401k and Taxable account, rest all in taxable account.
hadron
Posts: 45
Joined: Wed Aug 07, 2013 11:57 pm
Location: Big Apple

Re: What is your age and AA?

Post by hadron »

34/32 (single income)

80/20
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xyz12
Posts: 61
Joined: Wed Mar 19, 2008 4:04 pm
Location: Somewhere

Re: What is your age and AA?

Post by xyz12 »

Age 34 - 80% Equities / 20% Bonds

50% Total US (VTSAX)
20% Total Int'l (VTIAX)
5% Small Value (VSIAX)
5% REIT (VGSLX)
20% Total Bond (VBTLX)
dergon
Posts: 27
Joined: Wed May 15, 2013 10:25 am

Re: What is your age and AA?

Post by dergon »

Age 47
Wife:38

Full-time employed. Hope to part-time in 5 years ... full retirement maybe 10 (but probably more like 15) years.



Until 1 week ago was 100% equities.


Now 92% stocks, 8% fixed bond funds.
jimishooch
Posts: 237
Joined: Tue Nov 11, 2014 2:28 pm

Re: What is your age and AA?

Post by jimishooch »

61,

35/65 fixed income

35%= 70% total US, 20% total INTL, 10% WDTI

65%= tax exempt munis, total INTL bond, 5 year CD ladder and fixed/indexed annuity w/lifetime income rider.
Last edited by jimishooch on Tue Nov 11, 2014 6:46 pm, edited 2 times in total.
mindboggling
Posts: 504
Joined: Sat Sep 06, 2014 6:35 pm
Location: Upstate NY

Re: What is your age and AA?

Post by mindboggling »

61, retired, but working part-time. Fixed pension

Age in bonds, but I may not "glide" further (or is it farther).

Steve
In broken mathematics, We estimate our prize, --Emily Dickinson
OSUmountaineer
Posts: 56
Joined: Sat Nov 08, 2014 8:28 pm

Re: What is your age and AA?

Post by OSUmountaineer »

Age 30

90/10:

50% Total US (VTSAX)
20% Total Int'l (VTIAX)
10% Small Value (VSIAX)
10% REIT (VGSLX)
10% Total Bond (VBTLX)
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ruralavalon
Posts: 20201
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

Re: What is your age and AA?

Post by ruralavalon »

Both age 69.

Retired, no pension.

50/50 stock/bond, same as before, same since 2009

Bonds, 40% Treasury STRIPS, 60% Vanguard Intermediate Term Investment Grade

Stocks, 75% domestic (50% TSM, 10% REIT, 15% SCV), 25% Total int'l
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started
VirginiaBob
Posts: 94
Joined: Wed Nov 12, 2014 9:04 am

Re: What is your age and AA?

Post by VirginiaBob »

Age: 37

AA: 100% Stocks

But my situation might be somewhat different since I work for the government and anticipate having a fixed income pension + SS that will cover 100% of my expenses. My 401K, Roth IRA, and taxable accounts are pretty much all fun money.
thenextguy
Posts: 389
Joined: Wed Mar 25, 2009 12:58 am

Re: What is your age and AA?

Post by thenextguy »

38, 100% equities

Also with a pension lined up, but I'd be 100% stocks anyway.
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