Backdoor Roth IRA and Section 415(c)(1)(A) Limits

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CommonSenses
Posts: 4
Joined: Wed Mar 19, 2014 11:04 am

Backdoor Roth IRA and Section 415(c)(1)(A) Limits

Post by CommonSenses » Fri Jan 12, 2018 12:10 pm

If I max out Section 415(c)(1)(A) Limits ($55,000) with my personal and employer contributions, can I still make a IRA contribution and convert back-door to Roth?

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FiveK
Posts: 5833
Joined: Sun Mar 16, 2014 2:43 pm

Re: Backdoor Roth IRA and Section 415(c)(1)(A) Limits

Post by FiveK » Fri Jan 12, 2018 5:19 pm

Yes. Traditional IRA contribution limits are unaffected by 401k contributions.

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