Hi All,
It's final. After years of my portfolio being a disorganized mess probably costing me who knows how much because of chasing return and/or paying high fees I have finally reached "simplicity".
Wife
*******
Roth( contributing ) : Target Date 2030
403b ( non contributing) : Target Date 2030
403b( contributing ) : 3 Fund Portfolio (70/30 auto rebalanced quarterly)
Total Stock Market
Total International Stock Market
Intermediate Term Bond Index
Myself
*********
4 Fund Portfolio ( 70/30 ) over 403b and Roth rebalanced annually, contributing
--Total Stock Market
--Total International Stock Market
--Total Bond Market
--Total International Bond Market
I wanted to thank everyone for their contributions to the board.
Matt
Simplicity At Last
Re: Simplicity At Last
There seems to be a big sense of "relief" in your post. Good for you!
Link to Asking Portfolio Questions
- FrugalInvestor
- Posts: 6213
- Joined: Thu Nov 06, 2008 11:20 pm
Re: Simplicity At Last
Nice job! Isn't simplicity great?!!!
You'll be happy come tax time too.
You'll be happy come tax time too.
Have a plan, stay the course and simplify. Then ignore the noise!
-
- Posts: 605
- Joined: Fri Aug 05, 2016 10:31 am
Re: Simplicity At Last
Simplicity works.
Re: Simplicity At Last
KISS KISS KISS
The more you do it the more you like it.
The more you do it the more you like it.
The closest helping hand is at the end of your own arm.
- Taylor Larimore
- Posts: 32839
- Joined: Tue Feb 27, 2007 7:09 pm
- Location: Miami FL
Re: Simplicity At Last
Matt:matt wrote: After years of my portfolio being a disorganized mess probably costing me who knows how much because of chasing return and/or paying high fees I have finally reached "simplicity".
Congratulations and best wishes!
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle
Re: Simplicity At Last
Well done!!
2b2
2b2
Re: Simplicity At Last
I would love to implement something like this. I have things relatively simple, but I'm afraid if my wife had to take over for me it would be a very steep learning curve. She's very smart, but just not interested.
I love my small value and foreign small, but perhaps I should move as much as I can to forever balanced funds as a type of insurance policy against my demise (and perhaps a tad due to my behavioral issues )
Congrats!
I love my small value and foreign small, but perhaps I should move as much as I can to forever balanced funds as a type of insurance policy against my demise (and perhaps a tad due to my behavioral issues )
Congrats!
A man is a success if he gets up in the morning and gets to bed at night, and in between he does what he wants to do. - Bob Dylan