Tips on Bond investment in fidelity

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new000
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Tips on Bond investment in fidelity

Post by new000 » Mon Jun 19, 2017 11:32 am

Any ticker recommendation on bond fund for taxable account at fidelity?

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Taylor Larimore
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Re: Tips on Bond investment in fidelity

Post by Taylor Larimore » Mon Jun 19, 2017 11:42 am

new000 wrote:Any ticker recommendation on bond fund for taxable account at fidelity?
new000:

Fidelity Total Bond Fund (FTBFX) or Fidelity Total Bond ETF (FBND) would be my choice. You can read about FTBFX here:

http://www.morningstar.com/funds/XNAS/FTBFX/quote.html

Edit: I overlooked "taxable account." Please ignore my recommendation. I am unfamiliar with Fidelity's tax-exempt bond funds.

Best wishes.
Taylor
Last edited by Taylor Larimore on Mon Jun 19, 2017 12:03 pm, edited 2 times in total.
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Tyler Aspect
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Re: Tips on Bond investment in fidelity

Post by Tyler Aspect » Mon Jun 19, 2017 11:51 am

There is also the Fidelity® U.S. Bond Index Fund (FSITX). Usually I would restrict bond funds to traditional IRA or rollover IRA accounts, unless they are already filled up with bond funds.
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livesoft
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Re: Tips on Bond investment in fidelity

Post by livesoft » Mon Jun 19, 2017 11:55 am

new000 wrote:Any ticker recommendation on bond fund for taxable account at fidelity?
What is your marginal income tax bracket in 2017 and what state do you live in?

Do you think that will be the same marginal income tax bracket for 2018? 2019? ....?
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mcraepat9
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Re: Tips on Bond investment in fidelity

Post by mcraepat9 » Mon Jun 19, 2017 11:57 am

In a taxable account, I would use MUB. In a tax advantaged account, I would use AGG or FSITX. All of these funds are commission free at Fidelity.
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DippityDoo
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Re: Tips on Bond investment in fidelity

Post by DippityDoo » Mon Jun 19, 2017 12:07 pm

Haven't done it yet but will probably put some FTABX in my taxable account.

Fidelity Tax Free Bond Fund
http://www.morningstar.com/funds/XNAS/FTABX/quote.html
Last edited by DippityDoo on Mon Jun 19, 2017 12:12 pm, edited 1 time in total.

TBillT
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Re: Tips on Bond investment in fidelity

Post by TBillT » Mon Jun 19, 2017 12:11 pm

Taxable is harder. IRA I use PONDX, FFRHX, PTIAX, RNDLX, etc.
Taxable, I went into MUB and PTEAX last August just in time for huge downturn (ouch!). Maybe better now.

I do a lot of actual Bond trading at Fidelity, but these days I have trouble seeing bargains.
I do have some muni bonds in my taxable, and some gov't things like Federal Home Loan Bank and Federal Farm Credit Bank.
The reason I mention the agency bonds is I believe some of them are state-tax free - so be thankful for the little things.

new000
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Re: Tips on Bond investment in fidelity

Post by new000 » Mon Jun 19, 2017 2:15 pm

Thank you all for feedback

aj76er
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Re: Tips on Bond investment in fidelity

Post by aj76er » Tue Jun 20, 2017 11:21 am

vteb would be okay as a buy-and-hold fund. It is the Vanguard equivalent of MUB
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