VDAIX in taxable account

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topspin70
Posts: 16
Joined: Fri May 12, 2017 2:15 pm

VDAIX in taxable account

Post by topspin70 » Wed May 24, 2017 10:10 am

Looking at VDAIX (Vanguard Dividend Appreciation Index Fund) and VTSAX, their total return is pretty similar. The only thing is VDAIX is new.

I'm thinking of adding VDAIX on my taxable account. It's like owning dividend stocks that grows it's dividend income. Thinking of putting it in taxable account because of favorable dividend tax on my retirement compared to my non taxable account where capital gains and dividend is treated the same.

Any thoughts on this?
Thanks!

bloom2708
Posts: 4632
Joined: Wed Apr 02, 2014 2:08 pm
Location: Fargo, ND

Re: VDAIX in taxable account

Post by bloom2708 » Wed May 24, 2017 10:38 am

Both are not needed. 100% overlap with the Total US Stock index fund.

Better to buy more of the Total US Stock (VTSAX) in my opinion.

The Dividend fund has a higher Expense Ratio and lower Yield. 188 stocks vs. 3,575.
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