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I just wanted to say hello to everyone. I am new here but I have been using a 3 fund portfolio for about 2 years now, ever since a friend of mine gave me a book to read by mr Bogle. I am not sure if this is the area best to say hi, but I hope it is and I look forward to learning from the great minds on this forum.
Mr. Bogle's books are wonderful. The Boglehead forum Wiki also has a nice set of articles and videos for newbies on investing
John Bogle, "The Twelve Pillars of [Financial] Wisdom" - Pillar 4: Nothing Ventured, Nothing Gained. Eschewing the risk of stocks, therefore, carries a risk of its own.