### can I average out my RLE?

Posted:

**Sun Aug 28, 2016 1:46 pm**Thank you in advance to anyone that answers which seems to me to be a very simple question but I have never seen specifically asked. If my RLE is for example 160K a year, and will be for the next 10 years until we take SS. Then with both my husband and I taking SS, our expenses are reduced by that amount (160-60=100). So now, if our expenses are 100K for the next 20 years we can figure that our RLE is averaged over the 30 years this way.

10 X 160 K= 1600 K

20X 100 K = 2000K

and 1600K +2000 K= 3600K

3600k divided by 30 (number years of retirement) = 120 K AVERAGE RLE and our "number" should by 25 X 120K or 3 Million

Does this make sense? Is this the "boglehead way" already?

10 X 160 K= 1600 K

20X 100 K = 2000K

and 1600K +2000 K= 3600K

3600k divided by 30 (number years of retirement) = 120 K AVERAGE RLE and our "number" should by 25 X 120K or 3 Million

Does this make sense? Is this the "boglehead way" already?