Are you aware of how much the school is paying towards your premiums ?assumer wrote:I had healthcare through my school during my B.S., M.S., and Ph.D.jbh42 wrote:Hard to believe you spent $2662.00 for health in a span of 2600 days. That is approx. $374.00/year
for insurance, dental, eyes and medicine. You are very fortunate.
It only took out a small percentage of my stipend (which I did keep track of). I have never had to pay for any medical expenses besides copays for annual checkups since I eat very healthy (have to for weightlifting). I also include things such as toothpaste and haircuts in a subcategory "Health, Hygiene".
I track every component of every pay stub, including the amount my employer pays towards benefits, and the total amount spent on group premiums for all insurance plans (medical, dental, life insurance, LTC). I find this helpful because it helps at least partially predict for what medical costs would be if I retired early. Of course, they will be higher, since the ACA state medical group plans tend to be a lot more expensive than large employer plans.