Emerging market allocation

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mbenz1997
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Emerging market allocation

Post by mbenz1997 » Mon Oct 21, 2013 4:09 am

Hello all,

I was just wondering what percent of your portfolio you allocate to emerging market? I have been dollar cost averaging into FSIVX, which is not much in the way of emerging markets (0.04%). What funds with Fidelity would you recommend?

Thanks!

livesoft
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Re: Emerging market allocation

Post by livesoft » Mon Oct 21, 2013 5:00 am

58% of portfolio is in equities
29% of portfolio is in foreign equities, so
50% of portfolio equities are foreign
26% of portfolio foreign in is emerging markets, so about
07% of portfolio is in emerging markets

Portfolio Watch from Vanguard reports that 22% of Stock Markets Outside the U.S. are categorized as emerging markets.

Fidelity has a Spartan emerging markets stock index fund: FPEMX/FPMAX.
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DaleMaley
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Re: Emerging market allocation

Post by DaleMaley » Mon Oct 21, 2013 5:27 am

My target is 5% of total portfolio in EM.

My portfolio is at 68:32 right now, so 5% of 68% is 7.4% of my stock portfolio is EM.

As somebody previously said, having allocations less than 5% are not really worth messing with, because the impact becomes insignificant on the total portfolio performance.
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gkaplan
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Re: Emerging market allocation

Post by gkaplan » Mon Oct 21, 2013 7:24 am

60% of portfolio is in equities
33% of portfolio is in foreign equities, so
55% of portfolio equities are foreign
33.3% of portfolio foreign in is emerging markets, so about
11% of portfolio is in emerging markets
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ruralavalon
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Re: Emerging market allocation

Post by ruralavalon » Mon Oct 21, 2013 7:50 am

50% of portfolio in equities,
28% of equities in Vanguard Total Intl Stock Index Admiral (VTIAX), and
15% of VTIAX in emerging markets.

So 2.1% of the portfolio is in emerging markets.
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jeff1949
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Re: Emerging market allocation

Post by jeff1949 » Mon Oct 21, 2013 11:23 am

10% of our liquid assets are in the EM Index Fund

IlliniDave
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Re: Emerging market allocation

Post by IlliniDave » Mon Oct 21, 2013 11:32 am

I think I'm about 6-7% of total. Roughly speaking 70% equities, 30% of those ex-US, and about a third of those are EM. Can't provide any Fidelity fund recommendations.
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DaveG
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Re: Emerging market allocation

Post by DaveG » Mon Oct 21, 2013 11:41 am

My target allocation of (emerging + frontier) = 6% of total portfolio.
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RNJ
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Re: Emerging market allocation

Post by RNJ » Mon Oct 21, 2013 4:23 pm

EM = 10% of equities, ~6.7% of portfolio.

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grabiner
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Re: Emerging market allocation

Post by grabiner » Mon Oct 21, 2013 6:52 pm

My allocation:
90% stock
80% ordinary stock (excluding REITs which don't have a good EM option)
40% foreign stock (excluding REITs; half my REITs are also foreign)
15% EM=37.5% of international

I would have half my international in emerging markets if the costs were equal, but they aren't. Tax-Managed International (now merged into Developed Markets Index) has low costs and is more tax-efficient than any other international fund, and EEMS (iShares emerging markets small-cap) is much more expensive at 0.69% than anything else I hold. Therefore, I split my international 15/10/10/5 rather than the 10/10/10/10 I would use with equal costs.
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grap0013
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Re: Emerging market allocation

Post by grap0013 » Mon Oct 21, 2013 9:26 pm

100% stock

25% emerging markets
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Kevin M
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Re: Emerging market allocation

Post by Kevin M » Mon Oct 21, 2013 10:58 pm

I set my EM target as 25% of international. That was when EM was about 25% of Vanguard Total International. Since the index change, VG TI now is only about 18% EM. I haven't gotten around to thinking about changing my AA, so I'm still pretty close to 25% EM.

If one is going to slice and dice, one should probably also consider other factors, like large/small and value/growth. I added a little international small (VSS) awhile ago, but didn't change my EM target. It might make more sense to reduce EM exposure if increasing international small exposure.

Oh, and my international target is 40% of stocks, and I am 30% stocks and 70% fixed income.

Kevin
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Clivus1
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Re: Emerging market allocation

Post by Clivus1 » Tue Oct 22, 2013 5:19 am

9.3% Emerging for me

I replicate Vanguard total world in my equity holdings and all of my international holdings are VXUS. International represents ~52% of equities for me.

maitrina
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Re: Emerging market allocation

Post by maitrina » Tue Oct 22, 2013 5:26 am

One-third of our international equity allocation and 5% of the overall portfolio.
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Boglenaut
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Re: Emerging market allocation

Post by Boglenaut » Tue Oct 22, 2013 7:02 pm

I have a very slight overweight in EM for my International. Most is via VTIAX, but a very small amount of VEMAX.

EM as Percent of:
5.88% Total Portfolio
7.87% Equity
23.44% Intl Equity

MKP
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Re: Emerging market allocation

Post by MKP » Tue Oct 22, 2013 7:22 pm

I guess I am in the middle of the pack at around ~7% of total portfolio.

Angst
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Re: Emerging market allocation

Post by Angst » Tue Oct 22, 2013 8:18 pm

76% of portfolio in equities
38% of portfolio in foreign equities
9.5% of portfolio in emerging markets equities

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abuss368
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Re: Emerging market allocation

Post by abuss368 » Tue Oct 22, 2013 8:26 pm

Foreign investments are Total International Index and International REIT Index.

Emerging markets are 25% +- of Total International Index. No separate Emerging Markets exposure or fund.

Simple and effective.
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Index Fan
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Re: Emerging market allocation

Post by Index Fan » Tue Oct 22, 2013 9:25 pm

I hold the market weight of EM in Total International Stock Index, my only international stock fund.
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