- *High Int Savings Account (Currently holds my entire EF, approximately 10 months): 1.00%
*3 month - 24 month CD: <= 1.00% (Not worth tier-ing anything to this level since it is less than or equal to the amount I am getting in my savings)
*36 month CD: 1.40%
*48 month CD: 1.60%
*60 month CD: 2.55%
Do the 36, 48, and 60 month rates make it worth putting some of my emergency fund into these accounts?
I'm sure there are better rates out there, but are probably in the ball park. Does a CD ladder even make sense with today's current rates?
Thanks for the advice.