Just cancelled "managed fund" option through employer. Current 401k is with Nationwide.

Emergency funds: 6 months.

Debt: Mortgage only: $240K.

Tax Filing Status: Married Filing Jointly

Tax Rate: 25% Federal, 7% State

State of Residence: AZ

Age: 35

Below based on Vanguard tool:

Desired Asset allocation: 60% stocks / 20% bonds

Desired International allocation: 20% of stocks

My CURRENT assets as left my the manager:

CLERX AdvOne Clermont N‡ 40.01% 1.45%

CLEIX AdvOne Enhcd Inc N‡ 4.00% 1.65%

CLFLX AdvOne Flex Inc N‡ 6.99% 1.17%

CLHAX AdvOne Liahona N‡ 22.02% 1.54%

CLBLX AdvOne Sel Alloc N‡ 2.00% 1.51%

RITGX AmFds Am Hi Inc Tr R6‡ 2.00% 0.36% + .46%

KHYRX DWS Hi Inc Inst‡ 2.00% 0.66% + .46%

GMIXX NW Mny Mkt Inst 8.98% n/a

PTLAX PIMCO Low Dur A‡ 3.00% 0.80%

PTUZX PIMCO Ttl Rtn A 3.00% 0.85%

PSRAX Pionr Strat Inc A‡ 6.00% 1.06%

**5/8 UPDATE:**Vanguard and DFA funds available to me. Without opening each prospectus, there is no way to get the tickers from Nationwide's site:

Code: Select all

```
Fund Name Gross ER MorningStar Category
DFA Emrg Mkt 0.61 Diversified Emerging Mkts
DFA Emrg Mkt Cor Inst 0.68 Diversified Emerging Mkts
DFA Emrg Mkt SocCorEq Inst 0.75 Diversified Emerging Mkts
DFA Five Yr Glbl Fxd Inc 0.28 World Bond
DFA Glbl Alloc 25 75 Inst 0.45 Conservative Allocation
DFA Glbl Alloc 60 40 Inst 0.53 Moderate Allocation
DFA Glbl Eq Inst 0.63 World Stock
DFA Glbl RealEst Sec 0.58 Global Real Estate
DFA Infl Prtct Sec Inst 0.13 Inflation-Protected Bond
DFA Intl Cor Eq Inst 0.4 Foreign Large Value
DFA Intl Sm Co 0.56 Foreign Small/Mid Blend
DFA Intl Sustnbl Cor 1 0.56 Foreign Large Blend
DFA Intl Val 0.45 Foreign Large Value
DFA Intmd Govt FxdInc Inst 0.13 Intermediate Government
DFA LgCap Intl 0.3 Foreign Large Blend
DFA One Yr Fxd Inc 0.17 Ultrashort Bond
DFA RealEst Sec 0.19 Real Estate
DFA ST Extnd Qulty Inst 0.23 Short-Term Bond
DFA ST Govt 0.2 Short Government
DFA Sustnbl Cor 1 0.35 Large Blend
DFA US Cor Eq I 0.19 Large Blend
DFA US Core Eq 2 Inst 0.22 Mid-Cap Blend
DFA US Lg Co 0.1 Large Blend
DFA US LgCap Val 0.27 Large Value
DFA US SmCap 0.37 Small Blend
DFA US Soc Cor Eq 2 0.33 Mid-Cap Blend
DFA US Trgt Val 0.38 Small Value
DFA US Vectr Eq Inst 0.32 Mid-Cap Value
Vngrd 500 Indx Sgnl 0.05 Large Blend
Vngrd Bal Indx Sgnl 0.1 Moderate Allocation
Vngrd Divd App Indx Inv 0.25 Large Blend
Vngrd Divd Gr Inv 0.31 Large Blend
Vngrd Divrs Eq Inv 0.4 Large Growth
Vngrd Enrgy Inv 0.34 Equity Energy
Vngrd Eq Inc Inv 0.3 Large Value
Vngrd Euro Stk Indx Sgnl 0.12 Europe Stock
Vngrd Explr Inv 0.49 Small Growth
Vngrd Extnd Mkt Indx Sgnl 0.14 Mid-Cap Blend
Vngrd FTSE Soc Indx Inv 0.29 Large Growth
Vngrd GNMA Inv 0.21 Intermediate Government
Vngrd Glbl Eq Inv 0.59 World Stock
Vngrd Gr Inc Inv 0.36 Large Blend
Vngrd Gr Indx Inv 0.24 Large Growth
Vngrd Gr Indx Sgnl 0.1 Large Growth
Vngrd Hlth Care Inv 0.35 Health
Vngrd Infl Prtct Sec Inv 0.2 Inflation-Protected Bond
Vngrd Intl Explr Inv 0.43 Foreign Small/Mid Blend
Vngrd Intl Gr Inv 0.49 Foreign Large Growth
Vngrd Intl Val Inv 0.41 Foreign Large Value
Vngrd Intmd Trm Trsry Inv 0.2 Intermediate Government
Vngrd IntmdTrmInvmtGrd Inv 0.2 Intermediate-Term Bond
Vngrd LT Invmt Grd Inv 0.22 Long-Term Bond
Vngrd MdCap Gr Indx Inv 0.24 Mid-Cap Growth
Vngrd MdCap Val Indx Inv 0.24 Mid-Cap Value
Vngrd Mrgn Gr Inv 0.4 Large Growth
Vngrd Pacfc Stk Indx Sgnl 0.12 Diversified Pacific/Asia
Vngrd REIT Indx Sgnl 0.1 Real Estate
Vngrd ST Bd Indx Inv 0.2 Short-Term Bond
Vngrd ST Bd Indx Sgnl 0.1 Short-Term Bond
Vngrd ST Trsry Inv 0.2 Short Government
Vngrd STAR Inv 0.34 Moderate Allocation
Vngrd Sel Val Inv 0.38 Mid-Cap Value
Vngrd SmCap Gr Indx Inv 0.24 Small Growth
Vngrd SmCap Indx Sgnl 0.1 Small Blend
Vngrd SmCap Val Indx Inv 0.24 Small Value
Vngrd Strat Eq Inv 0.29 Mid-Cap Blend
Vngrd Strat SmCap Eq Inv 0.4 Small Blend
Vngrd Ttl Bd Mkt Indx Sgnl 0.1 Intermediate-Term Bond
Vngrd Ttl StkMkt Indx Sgnl 0.05 Large Blend
Vngrd US Gr Inv 0.45 Large Growth
Vngrd US Val Inv 0.29 Large Value
Vngrd Val Indx Inv 0.24 Large Value
Vngrd Val Indx Sgnl 0.1 Large Value
Vngrd Wlsly Inc Inv 0.25 Conservative Allocation
Vngrd Wndsr II Inv 0.35 Large Value
Vngrd Wndsr Inv 0.41 Large Value
```

From sorting through the above, I was thinking:

60% VTSSX Total Stock Mkt Idx Signal

20% VBTSX Total Bond Mkt Idx Signal

10% VESSX European Stock Idx Signal

10% VPASX Pacific Stock Idx Signal

Thank again for the advice!