Just cancelled "managed fund" option through employer. Current 401k is with Nationwide.

Emergency funds: 6 months.

Debt: Mortgage only: $240K.

Tax Filing Status: Married Filing Jointly

Tax Rate: 25% Federal, 7% State

State of Residence: AZ

Age: 35

Below based on Vanguard tool:

Desired Asset allocation: 60% stocks / 20% bonds

Desired International allocation: 20% of stocks

My CURRENT assets as left my the manager:

CLERX AdvOne Clermont N‡ 40.01% 1.45%

CLEIX AdvOne Enhcd Inc N‡ 4.00% 1.65%

CLFLX AdvOne Flex Inc N‡ 6.99% 1.17%

CLHAX AdvOne Liahona N‡ 22.02% 1.54%

CLBLX AdvOne Sel Alloc N‡ 2.00% 1.51%

RITGX AmFds Am Hi Inc Tr R6‡ 2.00% 0.36% + .46%

KHYRX DWS Hi Inc Inst‡ 2.00% 0.66% + .46%

GMIXX NW Mny Mkt Inst 8.98% n/a

PTLAX PIMCO Low Dur A‡ 3.00% 0.80%

PTUZX PIMCO Ttl Rtn A 3.00% 0.85%

PSRAX Pionr Strat Inc A‡ 6.00% 1.06%

5/8 UPDATE: Vanguard and DFA funds available to me. Without opening each prospectus, there is no way to get the tickers from Nationwide's site:

Code: Select all

`Fund Name Gross ER MorningStar Category`

DFA Emrg Mkt 0.61 Diversified Emerging Mkts

DFA Emrg Mkt Cor Inst 0.68 Diversified Emerging Mkts

DFA Emrg Mkt SocCorEq Inst 0.75 Diversified Emerging Mkts

DFA Five Yr Glbl Fxd Inc 0.28 World Bond

DFA Glbl Alloc 25 75 Inst 0.45 Conservative Allocation

DFA Glbl Alloc 60 40 Inst 0.53 Moderate Allocation

DFA Glbl Eq Inst 0.63 World Stock

DFA Glbl RealEst Sec 0.58 Global Real Estate

DFA Infl Prtct Sec Inst 0.13 Inflation-Protected Bond

DFA Intl Cor Eq Inst 0.4 Foreign Large Value

DFA Intl Sm Co 0.56 Foreign Small/Mid Blend

DFA Intl Sustnbl Cor 1 0.56 Foreign Large Blend

DFA Intl Val 0.45 Foreign Large Value

DFA Intmd Govt FxdInc Inst 0.13 Intermediate Government

DFA LgCap Intl 0.3 Foreign Large Blend

DFA One Yr Fxd Inc 0.17 Ultrashort Bond

DFA RealEst Sec 0.19 Real Estate

DFA ST Extnd Qulty Inst 0.23 Short-Term Bond

DFA ST Govt 0.2 Short Government

DFA Sustnbl Cor 1 0.35 Large Blend

DFA US Cor Eq I 0.19 Large Blend

DFA US Core Eq 2 Inst 0.22 Mid-Cap Blend

DFA US Lg Co 0.1 Large Blend

DFA US LgCap Val 0.27 Large Value

DFA US SmCap 0.37 Small Blend

DFA US Soc Cor Eq 2 0.33 Mid-Cap Blend

DFA US Trgt Val 0.38 Small Value

DFA US Vectr Eq Inst 0.32 Mid-Cap Value

Vngrd 500 Indx Sgnl 0.05 Large Blend

Vngrd Bal Indx Sgnl 0.1 Moderate Allocation

Vngrd Divd App Indx Inv 0.25 Large Blend

Vngrd Divd Gr Inv 0.31 Large Blend

Vngrd Divrs Eq Inv 0.4 Large Growth

Vngrd Enrgy Inv 0.34 Equity Energy

Vngrd Eq Inc Inv 0.3 Large Value

Vngrd Euro Stk Indx Sgnl 0.12 Europe Stock

Vngrd Explr Inv 0.49 Small Growth

Vngrd Extnd Mkt Indx Sgnl 0.14 Mid-Cap Blend

Vngrd FTSE Soc Indx Inv 0.29 Large Growth

Vngrd GNMA Inv 0.21 Intermediate Government

Vngrd Glbl Eq Inv 0.59 World Stock

Vngrd Gr Inc Inv 0.36 Large Blend

Vngrd Gr Indx Inv 0.24 Large Growth

Vngrd Gr Indx Sgnl 0.1 Large Growth

Vngrd Hlth Care Inv 0.35 Health

Vngrd Infl Prtct Sec Inv 0.2 Inflation-Protected Bond

Vngrd Intl Explr Inv 0.43 Foreign Small/Mid Blend

Vngrd Intl Gr Inv 0.49 Foreign Large Growth

Vngrd Intl Val Inv 0.41 Foreign Large Value

Vngrd Intmd Trm Trsry Inv 0.2 Intermediate Government

Vngrd IntmdTrmInvmtGrd Inv 0.2 Intermediate-Term Bond

Vngrd LT Invmt Grd Inv 0.22 Long-Term Bond

Vngrd MdCap Gr Indx Inv 0.24 Mid-Cap Growth

Vngrd MdCap Val Indx Inv 0.24 Mid-Cap Value

Vngrd Mrgn Gr Inv 0.4 Large Growth

Vngrd Pacfc Stk Indx Sgnl 0.12 Diversified Pacific/Asia

Vngrd REIT Indx Sgnl 0.1 Real Estate

Vngrd ST Bd Indx Inv 0.2 Short-Term Bond

Vngrd ST Bd Indx Sgnl 0.1 Short-Term Bond

Vngrd ST Trsry Inv 0.2 Short Government

Vngrd STAR Inv 0.34 Moderate Allocation

Vngrd Sel Val Inv 0.38 Mid-Cap Value

Vngrd SmCap Gr Indx Inv 0.24 Small Growth

Vngrd SmCap Indx Sgnl 0.1 Small Blend

Vngrd SmCap Val Indx Inv 0.24 Small Value

Vngrd Strat Eq Inv 0.29 Mid-Cap Blend

Vngrd Strat SmCap Eq Inv 0.4 Small Blend

Vngrd Ttl Bd Mkt Indx Sgnl 0.1 Intermediate-Term Bond

Vngrd Ttl StkMkt Indx Sgnl 0.05 Large Blend

Vngrd US Gr Inv 0.45 Large Growth

Vngrd US Val Inv 0.29 Large Value

Vngrd Val Indx Inv 0.24 Large Value

Vngrd Val Indx Sgnl 0.1 Large Value

Vngrd Wlsly Inc Inv 0.25 Conservative Allocation

Vngrd Wndsr II Inv 0.35 Large Value

Vngrd Wndsr Inv 0.41 Large Value

From sorting through the above, I was thinking:

60% VTSSX Total Stock Mkt Idx Signal

20% VBTSX Total Bond Mkt Idx Signal

10% VESSX European Stock Idx Signal

10% VPASX Pacific Stock Idx Signal

Thank again for the advice!