Which Stable Value Fund Would You Choose?

[ghostdog1108]

Defined contribution plan thru my employer is administered by Fidelity.
I am almost 64 years old and plan to retire in 11 months.
Current balance of $900K is split as follows: VITNX 43.50%
VWENX 4.00%
TIAA-CREF GUARANTEED 52.5%

Within the latest group of offerings is another stable value fund, Hartford Fixed Account.

TIAA has been paying their minimum 'guarantee' of 3% for a few years however the rate has been higher at times.
Hartford also has a 3% minimum 'guarantee' of 3% but is currently paying 4% for the 1st qtr.
My understanding is that if I transfer dollars in before the 1st qtr is over they will pay this rate or higher thru 2013.

One caveat,I cannot transfer dollars invested in Hartford to another 'competing' account for 90 days from date of investment.
This would include other stable value funds as well as money market accounts etc.

I have always considered TIAA-CREF at the top of the list as far as stability goes however an extra 1% is enticing.

Thoughts on the pro's and con's, if any?

[YDNAL]

Defined contribution plan thru my employer is administered by Fidelity.
I am almost 64 years old and plan to retire in 11 months.
Current balance of $900K is split as follows: VITNX 43.50%
VWENX 4.00%
TIAA-CREF GUARANTEED 52.5%

Within the latest group of offerings is another stable value fund, Hartford Fixed Account.

Why would you consider doing business with Hartford?
http://blogs.wsj.com/totalreturn/2012/0 ... e-worried/

[ghostdog1108]

I have read this artcle a while back, which gave me pause, however they are obviously still in the annuity business.
Point made on your part.