Search found 3420 matches

by lthenderson
Thu Aug 02, 2018 9:42 am
Forum: Personal Consumer Issues
Topic: weekender bag?
Replies: 30
Views: 2659

Re: weekender bag?

My Travelpro small duffel bag ( the size of a medium gym bag/weekender bag) just broke (the zipper is destroyed.) Does anybody know of good quality weekender bags for a reasonable price? If you like the bag other than the destroyed zipper, it is a relatively cheap fix for a seamstress to sew in a n...
by lthenderson
Thu Aug 02, 2018 8:45 am
Forum: Personal Consumer Issues
Topic: Talk to me about Le Creuset
Replies: 53
Views: 6137

Re: Talk to me about Le Creuset

According to my most trusted source of reviews Cooks Country/America's Test Kitchen, Le Creuset is the best but just about any modern dutch oven you can buy will cook great food. Most of the differences are small things from material thickness, handle design, shape of the pot, etc and may not affect...
by lthenderson
Wed Aug 01, 2018 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: 15 Year look back on my Financial Forecast spreadsheet
Replies: 2
Views: 614

Re: 15 Year look back on my Financial Forecast spreadsheet

I have the last 16 years of our actuals plotted on an Excel graph with a theoretical line plotted too. I have been amazed and relieved to see the actual following the theoretical line quite well.

Congratulations!
by lthenderson
Wed Aug 01, 2018 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: Land Purchase Possible or Forget About It?
Replies: 20
Views: 1795

Re: Land Purchase Possible or Forget About It?

Perhaps because I grew up on a farm, I've always wanted to buy up the land around me as it comes available. When I was younger, that meant getting a loan from my parents and paying it back. As I got older and had more assets, I was able to get loans to purchase the land. I typically got five year lo...
by lthenderson
Wed Aug 01, 2018 10:30 am
Forum: Personal Consumer Issues
Topic: This Water Leak is Maddening
Replies: 13
Views: 2152

Re: This Water Leak is Maddening

Was there any rain when the leak occurred - sometimes the boots around the vent stacks crack and shrink and allow water to run along the surface of the vent stack and it only drips off when it hits first horizontal bend. +1 I've fixed several such leaks after homeowners and previous fixers just ass...
by lthenderson
Tue Jul 31, 2018 4:00 pm
Forum: Personal Consumer Issues
Topic: USAA Renters Insurance
Replies: 10
Views: 841

Re: USAA Renters Insurance

It would take a little over 31 years for the total cost of insurance to = value of covered equipment. I have no idea how to evaluate that LOL but thought it may help. Actually camera and especially laptops depreciate really fast so the insurance costs may exceed the equipment cost in just a few or ...
by lthenderson
Tue Jul 31, 2018 8:50 am
Forum: Personal Consumer Issues
Topic: Spaghetti Squash
Replies: 5
Views: 852

Re: Spaghetti Squash

The leaves on our spaghetti squash are drying out, actually turning brown and dying. This seems to have occurred also in the past. This year my wife is retired and taking interest in the garden and she is concerned about eating the squash. We have researched on line and it is either a fungus or a v...
by lthenderson
Mon Jul 30, 2018 4:59 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3290
Views: 995247

Re: What Book Are You Currently Reading? Part VI

I just finished reading "The Rush: America's Fevered Quest for Fortune, 1848-1853" by Edward Dolnick In the spring of 1848, rumors began to spread that gold had been discovered in a remote spot in the Sacramento Valley. A year later, newspaper headlines declared "Gold Fever!" as hundreds of thousand...
by lthenderson
Mon Jul 30, 2018 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Buying new houses
Replies: 5
Views: 600

Re: Buying new houses

The biggest difference I can see is that I generally buy a home for the location where it sits. If the location doesn't meet my needs, I don't care how nice the home is, I'm not interested. If the location is ideal, the next thing I look is if the house either meets my needs or can be updated to mee...
by lthenderson
Mon Jul 30, 2018 4:41 pm
Forum: Personal Consumer Issues
Topic: Garage doors
Replies: 13
Views: 1300

Re: Garage doors

Normally I am for fixing things to get the "goodie" out of them but I had garage doors like yours and replaced them with new ones about four years ago. I have never regretted the decision. The the better insulation properties and better seals, my garage stays much warmer than it did allowing my more...
by lthenderson
Mon Jul 30, 2018 4:33 pm
Forum: Personal Consumer Issues
Topic: Any problems with freezer "drawer" models
Replies: 40
Views: 2879

Re: Any problems with freezer "drawer" models

We have a bottom freezer with french doors on the refrigerator part on top. We have had one like that now for 15 years without problems and the drawers/doors have held up fine. One pro that I haven't seen anyone else mention is that we often put full cookie sheets in the refrigerator to chill until ...
by lthenderson
Mon Jul 30, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: $4,400 Chimney Repair - Does This Make Sense?
Replies: 24
Views: 1864

Re: $4,400 Chimney Repair - Does This Make Sense?

At least in my neck of the woods, lots of people are ditching using chimneys as vents for various combustion producing things and opting to just directly vent out the side of the house. Sometimes you get lucky if their is enough rise and can just run a pipe but if not, they have power vents that can...
by lthenderson
Mon Jul 30, 2018 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Use attorney or software for simple will
Replies: 35
Views: 2699

Re: Use attorney or software for simple will

What are the benefits to having an attorney draw up a will instead of using software such as quicken will program? In my opinion, this is the same as asking what are the benefits of getting a certified mechanic to rebuild your car transmission or just watching a Youtube video. As others have stated...
by lthenderson
Mon Jul 30, 2018 10:08 am
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2187

Re: Road trip Des Moines to Omaha to Kansas City

New question.... Is it worth a trip to go out of the way to see Iowa City,the Amana colonies and Cedar Rapids Or Pella? If you are wanting to get the essence of Iowa, I would say the answer is no. All four places are great to go to but in giving you the essence of what Iowa is like, that can be fou...
by lthenderson
Sat Jul 28, 2018 11:26 am
Forum: Personal Consumer Issues
Topic: Talk to me about Le Creuset
Replies: 53
Views: 6137

Re: Talk to me about Le Creuset

Have the Dutch oven and it’s the best piece of cookware we own. Any other must haves? The dutch oven and the braiser get the most use in our house though we do have the saucepan and sometimes use it for smaller amounts rather than dirty the larger dutch oven. Other than that, we own a set of All-Cl...
by lthenderson
Sat Jul 28, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: Road trip Des Moines to Omaha to Kansas City
Replies: 39
Views: 2187

Re: Road trip Des Moines to Omaha to Kansas City

Yet another trip...... :D Landing in Des Moines Aug 8 and flying home from KC Aug 15.Only plan now is one day at Iowa State fair.Mostly enjoy nice small towns along the way.Any suggestions are appreciated. At the state fair if this is your first time, definitely go see the butter cow and pop icon m...
by lthenderson
Thu Jul 26, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: Medical records breach
Replies: 21
Views: 2023

Re: Medical records breach

Found this about Hippa and Marketing. In a non-lawyers opinion, it sounds like there is plenty of room for other parties to get your mailing address from a specialist's office as long as money wasn't involved and send you potential things you might be interested in. Same goes with the person getting...
by lthenderson
Wed Jul 25, 2018 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Best vehicle to administer budget for sil [sister-in-law]
Replies: 42
Views: 2597

Re: Best vehicle to administer budget for sil

Why not just have the SIL buy a non-transferable annuity?
by lthenderson
Wed Jul 25, 2018 12:38 pm
Forum: Personal Consumer Issues
Topic: Do you like technical conferences?
Replies: 19
Views: 959

Re: Do you like technical conferences?

I was in machine and product design so I considered technical shows almost mandatory to go and stay on top of what everyone else was doing. 90% of the info I got was visual so I really didn't have to read up on things ahead of time, couldn't really read up on them after the fact until it was too lat...
by lthenderson
Wed Jul 25, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Are laminate floors better-wearing than real hardwood?
Replies: 36
Views: 2846

Re: Are laminate floors better-wearing than real hardwood?

You really can't compare laminate to hardwoods. Laminate is easily scratched/damaged and cannot be repaired or refinished. It also looks cheap and you can easily tell its laminate when you walk on it. If you can't afford regular hardwood flooring there is a third alternative...engineered hardwood. ...
by lthenderson
Tue Jul 24, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: Cheaper alternatives to Broadway shows?
Replies: 25
Views: 926

Re: Cheaper alternatives to Broadway shows?

We missed the 6 hour window to get tickets for Hamilton here in Des Moines before it sold out that Friday last November when tickets went on sale at 9 A.M. and were sold out by 3 P.M., so c'est la vie . We'll catch it someday, somewhere, somehow. We have children in NYC and San Francisco, so always...
by lthenderson
Tue Jul 24, 2018 10:12 am
Forum: Personal Consumer Issues
Topic: Are laminate floors better-wearing than real hardwood?
Replies: 36
Views: 2846

Re: Are laminate floors better-wearing than real hardwood?

Do your research. LVT (Luxury Vinyl Plank) has many of the same issues as laminate flooring. It has problems with fading, surface wear and dimensional stability due to temperature changes just like laminate flooring. It also has issues with denting, especially when combined with underlayment for noi...
by lthenderson
Tue Jul 24, 2018 10:05 am
Forum: Personal Consumer Issues
Topic: indoor houseplants--your advice?
Replies: 19
Views: 1460

Re: indoor houseplants--your advice?

My thoughts are you are either buying the wrong plants to use as houseplants or there is another factor like over/under watering. Most houseplants are houseplants because they don't need full sunlight or much if any direct sunlight to survive. We have several houseplants that have never seen direct ...
by lthenderson
Tue Jul 24, 2018 9:48 am
Forum: Personal Consumer Issues
Topic: Cheaper alternatives to Broadway shows?
Replies: 25
Views: 926

Re: Cheaper alternatives to Broadway shows?

Two that you have mentioned: https://www.lionking.com/tour https://hamiltonmusical.com/us-tour/tickets My understanding is even these tickets are $$$. Especially if you want close up seats like at a community theater, no? My tickets to Hamilton were $145. My understanding that Broadway tickets will...
by lthenderson
Tue Jul 24, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Cheaper alternatives to Broadway shows?
Replies: 25
Views: 926

Re: Cheaper alternatives to Broadway shows?

What can go wrong if you do not secure the copyrights! http://www.onstageblog.com/onstage-blog-news/2018/4/30/high-school-production-of-the-lion-king-cancelled-mid-run-due-to-copyright-issue That was an interesting read, thanks for sharing.. So I guess it takes 15+ years before the rights are relea...
by lthenderson
Tue Jul 24, 2018 9:08 am
Forum: Personal Consumer Issues
Topic: Tornadoes in Iowa,Nebraska,KC In August
Replies: 46
Views: 2653

Re: Tornadoes in Iowa,Nebraska,KC In August

We are headed to Des Moines on Aug 8 and then driving to Omaha and Kansas City,flying home on the 15th.Should we be worried about tornadoes?Thanks. I've lived in Iowa all my life and have never seen a tornado in person. The chances of you seeing one during active tornado season is extremely rare un...
by lthenderson
Tue Jul 24, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: Cheaper alternatives to Broadway shows?
Replies: 25
Views: 926

Re: Cheaper alternatives to Broadway shows?

Attend high school, college, and community theatre productions of musicals. Much cheaper, same stories, and you are supporting - in some cases - emerging artists and programs that are non-profit. Will these places do stuff like Lion King, Hamilton etc? Larger cities often have traveling groups that...
by lthenderson
Tue Jul 24, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: New mailbox and post, plus install
Replies: 16
Views: 1214

Re: New mailbox and post, plus install

Unlike others, I avoided the big box stores which only sell cheap plastic or thin metal mailboxes that sit onto of wooden posts that just rot away eventually. I bought one online made of all powder coated aluminum and with a couple bags of concrete and a shovel, had it installed in a few hours. It w...
by lthenderson
Tue Jul 24, 2018 8:49 am
Forum: Personal Consumer Issues
Topic: Cheaper alternatives to Broadway shows?
Replies: 25
Views: 926

Re: Cheaper alternatives to Broadway shows?

Just watched the play Hamilton here in Iowa and tickets were a small fraction of what they cost in New York. (It was a bar setting musical for me.) My wife collects DVD's of plays and musicals. There are many many plays and musicals that will never make it to Broadway that are very entertaining to w...
by lthenderson
Tue Jul 24, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: Are laminate floors better-wearing than real hardwood?
Replies: 36
Views: 2846

Re: Are laminate floors better-wearing than real hardwood?

I've ripped out lots of laminate flooring but I've never removed solid hardwood flooring unless the house is being torn down. Reasons people remove laminate flooring: 1. Water damage. Once it gets underneath the surface it twists and turns quite easily. With hardwood floors, you can sand out the twi...
by lthenderson
Tue Jul 24, 2018 8:14 am
Forum: Personal Finance (Not Investing)
Topic: Legacy across generations......
Replies: 66
Views: 4332

Re: Legacy across generations......

In my opinion, the best way to leave a legacy is to keep the asset intact and divide the income evenly among the children. The grandchildren may/can get their share when their parents leave it behind. My grandfather left land to both his children. My aunt sold hers to my father and spent the money....
by lthenderson
Mon Jul 23, 2018 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: Legacy across generations......
Replies: 66
Views: 4332

Re: Legacy across generations......

In my opinion, the best way to leave a legacy is to keep the asset intact and divide the income evenly among the children. The grandchildren may/can get their share when their parents leave it behind. My grandfather left land to both his children. My aunt sold hers to my father and spent the money. ...
by lthenderson
Mon Jul 23, 2018 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: Guilt at buying nice things for myself
Replies: 28
Views: 3764

Re: Guilt at buying nice things for myself

How do you justify your spending on unnecessary things? I don't because I don't spend on unnecessary things (in my point of view). However, I control the definition of unnecessary things and I live by it. This helps me being frugal while never feel I miss out on anything. For example, I spent 10k-1...
by lthenderson
Mon Jul 23, 2018 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: $540 a month on food for graduate student budget too much?
Replies: 81
Views: 6725

Re: $540 a month on food for graduate student budget too much?

As a graduate student, I am wondering if I am spending too much on food per month. I am basically eating out for every meal right now (subway, chipotle burritos, burgers/tacos, etc) and the cost comes out to $6-$7 per meal. Even if you buy subway $6 dollar sandwiches, that would be $6 * 3 subs/day ...
by lthenderson
Mon Jul 23, 2018 3:34 pm
Forum: Personal Finance (Not Investing)
Topic: How Much Is Enough?
Replies: 34
Views: 6075

Re: How Much Is Enough?

When I was young, retirement was very expensive. But as I got older, the things that I wanted to do when I was younger no longer appealed to me and they were all mostly expensive things. The older me wants to travel but not for months on end like the younger me. The older me wants to spend more time...
by lthenderson
Mon Jul 23, 2018 3:21 pm
Forum: Personal Consumer Issues
Topic: Coast to Coast 2-3 Week Road Trip
Replies: 16
Views: 1985

Re: Coast to Coast 2-3 Week Road Trip

Be forewarned that some of those sites, especially Glacier and Yellowstone start shutting down services in mid September and it is quite common to get heavy snowfall that can shut down large parts of the parks. Rocky Mountain National Park is typically the busiest at the end of September during leaf...
by lthenderson
Mon Jul 23, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Rotating Tires in Honda Odyssey
Replies: 15
Views: 1528

Re: Rotating Tires in Honda Odyssey

Since I only put on about 10k miles a year, I rotate my tires every fall to make sure the tires with the most tread are on the drive wheels before we get snow. A word of caution, make sure you understand whether or not your tires are directional before rotating them across as someone else suggested ...
by lthenderson
Mon Jul 23, 2018 11:06 am
Forum: Personal Consumer Issues
Topic: Engineers come in.
Replies: 108
Views: 8109

Re: Engineers come in.

A now retired BSME. For me, Calculus was all about learning what goes on behind the equations you will use in just about every single engineering class. 99% of my work out of college was rarely more difficult than doing algebra but it did help that I understood the fundamentals of calculus and what ...
by lthenderson
Mon Jul 23, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: Auto Insurance Deductibles
Replies: 12
Views: 1050

Re: Auto Insurance Deductibles

If those were my cars, given their age and value, the only thing I would carry on them is the mandatory liability insurance. Up until recently, I would always keep one car with comprehensive just for the rental car coverage but my insurance company along with many others have stopped covering "loss ...
by lthenderson
Mon Jul 23, 2018 10:44 am
Forum: Personal Consumer Issues
Topic: Rain shower
Replies: 25
Views: 2655

Re: Rain shower

I went with a modified rainshower head. Instead of mounting it flush in the ceiling pointing straight down, I put it on a long pipe coming out of the wall up near the ceiling. This allows me to tilt it slightly so that I can stand immersed in the spray with my eyeballs and soapy hair out in the clea...
by lthenderson
Mon Jul 23, 2018 10:31 am
Forum: Personal Consumer Issues
Topic: Laminate Floor making 'popping' noise
Replies: 28
Views: 2215

Re: Laminate Floor making 'popping' noise

I also have a fireplace tile hearth that the floor runs up to. If it cut around it and leave the proper space I don't know how to trim around that to cover the gap. I can't nail it in or use wood glue. Any ideas? Well the proper way is to do it is to undercut the hearthstone with an angle grinder a...
by lthenderson
Fri Jul 20, 2018 5:42 pm
Forum: Personal Consumer Issues
Topic: Laminate Floor making 'popping' noise
Replies: 28
Views: 2215

Re: Laminate Floor making 'popping' noise

This is a pretty easy fix with a oscillating multi tool. However, I think some of the advice you got above isn't the best. Nicking the corners of the blades on concrete: Buy round blades like the one linked below. There are no corners to nick. to prevent it from hitting the concrete, simply create s...
by lthenderson
Thu Jul 19, 2018 10:23 am
Forum: Personal Consumer Issues
Topic: Fence question
Replies: 18
Views: 1699

Re: Fence question

I have yet to live in a town where there wasn't a rule on the books about where the fence can go in relationship to the property lines so definitely check that out. Also, I wouldn't mulch. Mulch breaks down quickly and flying birds, wind distributed seeds, etc. bring weeds that thrive in the broken ...
by lthenderson
Thu Jul 19, 2018 8:53 am
Forum: Personal Consumer Issues
Topic: Watch Collection Reasonable or Unreasonable or Irresponsible?
Replies: 104
Views: 5285

Re: Watch Collection Reasonable or Unreasonable or Irresponsible?

I think it is not often that collections are sold for more than what the collector put into them so I'm with Cheese_breath, hang onto them but focus on your retirement from now on.
by lthenderson
Wed Jul 18, 2018 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Salary vs. Lifestyle
Replies: 142
Views: 17459

Re: Salary vs. Lifestyle

I realize that this is a very subjective matter, but after reading one of the threads regarding early retirement, I noticed they recurring theme: Enjoying life while you can (having more time for "living in the sunlight" - hobbies, taking walks, exercising and spending time with family). I thankful...
by lthenderson
Wed Jul 18, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: Computer Clocks
Replies: 17
Views: 1669

Re: Computer Clocks

Found this article on the subject:

https://www.pcworld.com/article/2891892 ... -time.html

Sounds like trying to sync time over the internet is still a hit or miss thing.
by lthenderson
Wed Jul 18, 2018 3:10 pm
Forum: Personal Consumer Issues
Topic: Beginner Kayaks
Replies: 5
Views: 408

Re: Beginner Kayaks

There are many different kayaks for many different water types and uses so you really need to be more specific on what you plan to do in a kayak before we can give you any valid recommendations.
by lthenderson
Wed Jul 18, 2018 2:19 pm
Forum: Personal Consumer Issues
Topic: Which minivan?
Replies: 56
Views: 5794

Re: Which minivan?

daave wrote:
Mon Oct 23, 2017 10:52 am
If we go with the Odyssey, would you pay the extra for AWD (Pacific Northwest weather conditions)?
I went from the Odyssey without AWD to a Sienna with AWD. In winter weather, I would choose the AWD Sienna every time. It makes for a much much better driving experience.
by lthenderson
Wed Jul 18, 2018 2:16 pm
Forum: Personal Consumer Issues
Topic: Hardwood Floors
Replies: 15
Views: 2312

Re: Hardwood Floors

I choose hardwood flooring in this order: 1. Find a local dealer that is highly rated by others who have used them. 2. Select the hardwood flooring brand that they sell that is made in America. Don't buy from a big box store with no vested interest in making you happy. Don't buy imported wood floori...
by lthenderson
Sat Jul 14, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: Accessible Cash
Replies: 13
Views: 1052

Re: Accessible Cash

I agree that in the long term, cash won't help, but In the short term it seems useful. In what way? If there is some disaster where it is everyone for themselves people probably will be hoarding not looking to sell you their goods. I'm not going to sell you the food and water I need for my family f...