Search found 784 matches

by SrGrumpy
Mon Apr 30, 2018 5:55 pm
Forum: Personal Consumer Issues
Topic: Daughter and Girlfriend, age 19, taking cross country road trip. Advice?
Replies: 187
Views: 10735

Re: Daughter and Girlfriend, age 19, taking cross country road trip. Advice?

The over protective dad in me would have them purchase an Amtrak pass that would allow them stops along the way. (I've had a family member and coworker both total their vehicles on road trips this year. They walked away, luckily.) Here's a list of National Parks available via Amtrak: https://www.am...
by SrGrumpy
Mon Apr 30, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Daughter and Girlfriend, age 19, taking cross country road trip. Advice?
Replies: 187
Views: 10735

Re: Daughter and Girlfriend, age 19, taking cross country road trip. Advice?

Flobes wrote:
Mon Apr 30, 2018 3:24 pm

One more thing:
Don't over plan. Opportunities and serendipity will arise.
Somewhat contradicted by a long list of recommendations that includes lamination and clothes pins. This largely risible thread would make Keroauc roll in his grave.
by SrGrumpy
Mon Apr 30, 2018 12:05 am
Forum: Personal Consumer Issues
Topic: 3 days in London - must dos?
Replies: 31
Views: 2383

Re: 3 days in London - must dos?

Why go halfway around the world to shop and eat, you can do that anywhere/anytime. BTW, British food is nothing to write home about. Ha! I'm pleased someone said that. The Brits are very proud of their curries. An M&S food hall should suffice. The British Museum, oft-mentioned, is good for the Elgi...
by SrGrumpy
Sun Apr 29, 2018 5:52 pm
Forum: Personal Consumer Issues
Topic: Visiting OK and KS with family
Replies: 31
Views: 2183

Re: Visiting OK and KS with family

If you had time to see St. Joseph, Missouri I feel that's a treasure of an old town really. Beautiful architecture there. OMG, how could I forget? Jesse James alert! The home in St. Joseph and the family farm in Kearney. Your kids may love that. The locals aren't too enthused about their other loca...
by SrGrumpy
Sun Apr 29, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: Visiting OK and KS with family
Replies: 31
Views: 2183

Re: Visiting OK and KS with family

I was pleasantly surprised by the Kansas City area. Not sure if anyone mentioned the WW1 museum, which is wonderfully laid out (and timely this year). Not sure if your kids have read/seen Naked Lunch yet (!), but if so, Burroughs' house is in Lawrence. I also second the Truman house, which is pretty...
by SrGrumpy
Sun Apr 29, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 193
Views: 18384

Re: BH travel tips?

^ I don't touch those travel blankets. Even the ones wrapped in plastic bags have long strands of hair and other detritus. If anything, I'd use them as seat cushions to provide a modest barrier against years of embedded human waste.
by SrGrumpy
Sun Apr 29, 2018 12:41 am
Forum: Personal Finance (Not Investing)
Topic: Alliant Credit Union Signature VISA
Replies: 29
Views: 4417

Re: Alliant Credit Union Signature VISA

flamesabers wrote:
Thu Aug 10, 2017 8:28 am

I think all of these "requirements" are a definite sign the bank doesn't really want your business.
It's like the destination weddings I've been reading about here: You're invited but we don't really want you to come.
by SrGrumpy
Sat Apr 28, 2018 11:34 pm
Forum: Personal Consumer Issues
Topic: First credit card
Replies: 21
Views: 1564

Re: First credit card

Our son is graduating from college and needs to open a credit card. Any suggestions regarding the first CC for a 23 year old? Ed My wife just got a Barclay-Uber card with a $1,000 credit limit since she has not much history. A rep called her to verify info. Might be useful, assuming your son uses U...
by SrGrumpy
Sat Apr 28, 2018 10:59 pm
Forum: Personal Finance (Not Investing)
Topic: Should I change careers?
Replies: 52
Views: 4536

Re: Should I change careers?

The best way to make money, in your case, would be to use other people's money.
by SrGrumpy
Sat Apr 28, 2018 9:44 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 193
Views: 18384

Re: BH travel tips?

LeeMKE wrote:
Sat Apr 28, 2018 2:11 pm

I’ve never travelled with 4 pair of shoes, but I am planning to do so now.
I've never owned 4 pair of shoes.
by SrGrumpy
Sat Apr 28, 2018 8:18 pm
Forum: Personal Consumer Issues
Topic: Did you rent car in Spain?
Replies: 18
Views: 1203

Re: Did you rent car in Spain?

Depends how many in your group: a car may be more cost-effective. I didn't find trains as cheap as I was expecting, despite long-lead booking, so often took buses that didn't always stop centrally. On another trip, I had a car for driving between destinations - from Madrid up to Valladolid, down to ...
by SrGrumpy
Sat Apr 28, 2018 12:33 pm
Forum: Personal Consumer Issues
Topic: Sound Proofing Upstairs Rental Unit
Replies: 9
Views: 1379

Re: Sound Proofing Upstairs Rental Unit

There are quite a few, rather fascinating, threads on this issue. One poster, @flashes1, provided this link 3 years ago, which tells you everything you need to know about soundproofing. He also mentioned that you need to "create a room within a room": http://www.avsforum.com/forum/19-dedicated-theat...
by SrGrumpy
Sat Apr 28, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 3495

Re: Ikea Quality

If more people had IKEA, we wouldn't have so many threads asking how to get rid of granny's heavy, old-fashioned furniture.
by SrGrumpy
Sat Apr 28, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: How did you tell the boss you're leaving/retiring?
Replies: 129
Views: 11568

Re: How did you tell the boss you're leaving/retiring?

Not all companies work the same. I worked at Megacorp for 33+ years, and I wasn't unusual at all. They generally took care of salaried employees pretty well. I'd venture to say things are a bit different now in the American workplace, hence your showdown with @samsoes, who may have a more contempor...
by SrGrumpy
Sat Apr 28, 2018 9:39 am
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 12702

Re: Amazon to raise Prime membership in US to $119 from $99

I've always enjoyed reading the reviews on Amazon (not prime dependent) but after watching my grandson establish his account and get initial reviews (from relatives and friends) I'm now dubious about relying on them as much as I did in the past. Ha! Kudos to your grandson. I put a lot of thought in...
by SrGrumpy
Fri Apr 27, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: How stressful is buying a home?
Replies: 56
Views: 4049

Re: How stressful is buying a home?

I have friends who are currently closing on a home. I am sure they are going to be house-poor because they can barely afford 3% down, and after that they will not have a single dollar in EF/cash! They are so stressed out, rushing the lender before the deadline date, multiple calls to the attorney's...
by SrGrumpy
Fri Apr 27, 2018 12:49 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 193
Views: 18384

Re: BH travel tips?

I also admit to a personal resentment towards travelers taking up the floor space of two people by dragging their roller bags behind them, or clunking fellow passengers when pulling them out of overheads. Or stopping suddenly at the airplane threshold in order to push/pull the handle. Or the din th...
by SrGrumpy
Thu Apr 26, 2018 8:52 pm
Forum: Personal Consumer Issues
Topic: How did you tell the boss you're leaving/retiring?
Replies: 129
Views: 11568

Re: How did you tell the boss you're leaving/retiring?

Watty wrote:
Thu Apr 26, 2018 7:11 pm
you are not as indispensable as you might want to think.
Yep. The right answer.
by SrGrumpy
Thu Apr 26, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: How did you tell the boss you're leaving/retiring?
Replies: 129
Views: 11568

Re: How did you tell the boss you're leaving/retiring?

PS - one month severance pay per year of service?? On which planet is this company? Fall 1999, my employer of 19 years had a large scale reduction in force. I was given notice the first week of October my employment would end Dec. 31. So, I had 3 months of work, and I wasn't expected to really work...
by SrGrumpy
Thu Apr 26, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: Wedding - financial burden on couple and attendees
Replies: 168
Views: 12413

Re: Wedding - financial burden on couple and attendees

We got married in 1971, It's not 1971 anymore. We still love each other and are still married, which many of the expensively married couples are not. I'd like to agree with you about the expensively married couples - although it is a little mean - but I don't know if there are studies on this subje...
by SrGrumpy
Thu Apr 26, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 193
Views: 18384

Re: BH travel tips?

I've traveled with a cheap and nasty duffel bag/backpack that just died on me after a decade of valiant service in upwards of 60 countries. So this past weekend, I spent $90 on an Eagle Creek "expanse hauler" duffel (after 25% coupon and free shipping at ebags): https://www.ebags.com/product/eagle-c...
by SrGrumpy
Thu Apr 26, 2018 12:27 pm
Forum: Personal Consumer Issues
Topic: How did you tell the boss you're leaving/retiring?
Replies: 129
Views: 11568

Re: How did you tell the boss you're leaving/retiring?

A friend of mine announced his retirement by going into his boss' office late one afternoon and said, "By the way, today was my last day." He handed the boss his company-issued cellphone, walked out, and never looked back. He's my inspiration. I feel sorry for your friend, I doubt that kind of atti...
by SrGrumpy
Thu Apr 26, 2018 12:14 pm
Forum: Personal Consumer Issues
Topic: Wedding - financial burden on couple and attendees
Replies: 168
Views: 12413

Re: Wedding - financial burden on couple and attendees

mptfan wrote:
Thu Apr 26, 2018 12:10 pm
SrGrumpy wrote:
Thu Apr 26, 2018 11:38 am
Fortunately I've been to 4.5 weddings in my life.
How did you go to half a wedding?
Showed up, everything delayed, didn't know anyone. Got bored, left. It was a Sunday and I had taken time off work, at time and a half. Went back to work.
by SrGrumpy
Thu Apr 26, 2018 11:38 am
Forum: Personal Consumer Issues
Topic: Wedding - financial burden on couple and attendees
Replies: 168
Views: 12413

Re: Wedding - financial burden on couple and attendees

My problem with a destination wedding would be having the guests stick around for the honeymoon. I was invited to a destination wedding in Italy, at some butt-ugly, boxy church that had a papal connection. The couple flew in the day before, left the day after. The guests were left to their own devi...
by SrGrumpy
Wed Apr 25, 2018 10:57 pm
Forum: Personal Finance (Not Investing)
Topic: Chase $300 bonus for a new saving account
Replies: 23
Views: 3336

Re: Chase $300 bonus for a new saving account

mk1039 wrote:
Wed Apr 25, 2018 10:11 pm
fortfun wrote:
Wed Apr 25, 2018 9:56 pm

You can get a capital one bonus ($700). I think you must deposit 30k but there's no minimum time. I put mine in, got the 700 and transferred it the next day.
Link to $700 deal please ?
The best CapOne deal that I see is a max of $600 on a $100k outlay:

https://www.capitalone.com/quicken/
by SrGrumpy
Wed Apr 25, 2018 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Chase $300 bonus for a new saving account
Replies: 23
Views: 3336

Re: Chase $300 bonus for a new saving account

No harm. I've been opening/closing Chase savings and checking accounts annually for the past 3-4 years. In my case, I go for the savings a/c promo of $15,000 for $200.
by SrGrumpy
Wed Apr 25, 2018 5:18 pm
Forum: Personal Consumer Issues
Topic: Traveling to Asia-need advice
Replies: 46
Views: 4482

Re: Traveling to Asia-need advice

Take some Cipro for whenever he inevitably gets travelers diarrhea. I would avoid Cipro and everything in the fluoroquinolone family because of the connection to tendon ruptures. Actually, it's good that this came up, because Cipro is given out like candy in many parts of Asia. Many years ago I bou...
by SrGrumpy
Wed Apr 25, 2018 4:36 pm
Forum: Investing - Help with Personal Investments
Topic: Should I open a Goldman sachs 1.6% savings account?
Replies: 31
Views: 3600

Re: Should I open a Goldman sachs 1.6% savings account?

I've had an account with them since they took over from GE. No real complaints from me. Transfers have always been timely. interest rates have consistently ticked up to keep them at or very near the highest-paying accounts. Their re-branding to "Marcus, by Goldman Sachs" was a bit silly though. +1 ...
by SrGrumpy
Wed Apr 25, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: Is Los Angeles a good place long term to live financially?
Replies: 198
Views: 18988

Re: Is Los Angeles a good place long term to live financially?

xenochrony wrote:
Tue Apr 24, 2018 2:44 pm
I lived in LA for 4 years and absolutely despised nearly everything about it.
Refreshing honesty. I thoroughly encourage people to leave here, or not to arrive here.
by SrGrumpy
Mon Apr 23, 2018 11:07 am
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 193
Views: 18384

Re: BH travel tips?

-we leave driver licenses home. (not renting car) I'd carry the drivers license. It's great to have a picture ID when you are out and don't want to carry your passport with you everyday all the time. There are also some places (museums and such) that want a picture ID left in exchange for the audio...
by SrGrumpy
Mon Apr 23, 2018 12:40 am
Forum: Personal Consumer Issues
Topic: Traveling to Asia-need advice
Replies: 46
Views: 4482

Re: Traveling to Asia-need advice

I wouldn't worry too much. I'm sure you raised him to be an adaptable fellow. All those countries are highly-touristed with well-established backpacker routes. Just remind him that he is an ambassador for his country. He needs to learn about the Asian concept of "face." Be careful about excessive al...
by SrGrumpy
Sun Apr 22, 2018 9:13 pm
Forum: Personal Finance (Not Investing)
Topic: How long have you been unemployed?
Replies: 60
Views: 6738

Re: How long have you been unemployed?

Age 49. It will be seven years this summer. But unemployed?

@WorkToLive makes a correct assumption about "unemployment" connoting an unfulfilled desire to work.
by SrGrumpy
Sat Apr 21, 2018 8:14 pm
Forum: Personal Consumer Issues
Topic: Do you buy new or used cars?
Replies: 113
Views: 9700

Re: Do you buy new or used cars?

I have owned 2 cars in my life, each 10 years old when I bought them. My current one, a BMW 318ic is a 1995. I'll probably ditch it at the end of the year when it fails its smog test and get a $1500 (or so) California low-income subsidy to buy another used convertible for well under $8,000. Quite fr...
by SrGrumpy
Sat Apr 21, 2018 9:10 am
Forum: Personal Finance (Not Investing)
Topic: How do I make sure IRS receives my manual tax return ?
Replies: 89
Views: 7940

Re: How do I make sure IRS receives my manual tax return ?

Spirit Rider wrote:
Sat Apr 21, 2018 8:07 am
No, but the IRS is not exactly 100% altruistic either.
I'm not 100% altruistic either. Maybe I should work there. Any tax returns requiring proof of receipt might get "lost" for a few weeks.
by SrGrumpy
Sat Apr 21, 2018 3:04 am
Forum: Personal Consumer Issues
Topic: Is Los Angeles a good place long term to live financially?
Replies: 198
Views: 18988

Re: Is Los Angeles a good place long term to live financially?

Not to those folk in Los Angeles. Most speed by cyclists oblivious to their existence nearly running over them. How can we be speeding? We've just had 4 pages of instant experts lecturing us about how traffic sucks in L.A. Anyhoo, car vs. cyclist is not difficult when: cyclists run red lights, dont...
by SrGrumpy
Fri Apr 20, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Do US Postal Regulations Prohibit Me From Picking Up My Mail At The PO?
Replies: 12
Views: 1488

Re: Do US Postal Regulations Prohibit Me From Picking Up My Mail At The PO?

There's a yellow form you fill out with the applicable dates, and you leave it out for the carrier, or drop it off at the branch that services your address. It seems they were going beyond the call of duty by taking phone requests.
by SrGrumpy
Thu Apr 19, 2018 11:34 pm
Forum: Investing - Help with Personal Investments
Topic: Ally Bank No penalty CD for parking cash, is there a catch?
Replies: 104
Views: 22534

Re: Ally Bank No penalty CD for parking cash, is there a catch?

Kevin M wrote:
Thu Apr 19, 2018 7:51 pm

If you itemize TEY = TF / (1 - f - s + f*s), which can also be written as TEY = TF / ((1-f)*(1-s)). So slightly less if you itemize.

Kevin
Thanks, but I think I'll stick to "Ally for Dummies."
by SrGrumpy
Thu Apr 19, 2018 8:20 pm
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 370
Views: 50940

Re: MoviePass-Too good to be true, but it's legit.

If you join now, you will be limited to 4 movies per month, according to Dr. of Credit.
by SrGrumpy
Thu Apr 19, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Do you use Yahoo? New Privacy Terms
Replies: 32
Views: 3777

Re: Do you use Yahoo? New Privacy Terms

Socal77 wrote:
Thu Apr 19, 2018 6:04 pm
For mail I use gmail, I'm not sure if they do the same thing. I like yahoo for the finance section and commentary. But there's way too much shady advertising on the front news page.
Gmail -> Google. Yeah, no privacy issues there!
by SrGrumpy
Thu Apr 19, 2018 3:51 pm
Forum: Personal Consumer Issues
Topic: Do you use Yahoo? New Privacy Terms
Replies: 32
Views: 3777

Re: Do you use Yahoo? New Privacy Terms

Did anyone try clicking on the "Review and accept now" button? When I clicked on it, it sent me to a login page and when I re-logged in it sent me to the main Yahoo page. There was no way to review or accept. No. I just keep clicking "I'll do this later." It's a battle of wills. Seems the new compa...
by SrGrumpy
Wed Apr 18, 2018 12:07 pm
Forum: Personal Consumer Issues
Topic: New Zealand Accomodations
Replies: 23
Views: 2255

Re: New Zealand Accomodations

Carefreeap wrote:
Wed Dec 20, 2017 12:04 pm
We bought the non-refundable air tickets earlier this week. Gulp!
It's for our 30th Wedding Anniversary, a trip to NZ's wine/beer country April 17-30. Only two weeks due to the cat.
Kia ora? Don't forget to update us!
by SrGrumpy
Wed Apr 18, 2018 12:18 am
Forum: Personal Finance (Not Investing)
Topic: Got hit with a $2800 Medical bill. Can I negotiate?
Replies: 187
Views: 12673

Re: Got hit with a $2800 Medical bill. Can I negotiate?

A lot of provider contracts with health insurers don't allow further discounting to people insured. Don't you get an insurance discount? Was it in network? You say a small portion was covered, yet you hadn't reached your deductible. We had to get a CT Scan last year. The bill was $2100 but the insu...
by SrGrumpy
Tue Apr 17, 2018 8:48 pm
Forum: Personal Consumer Issues
Topic: Is Los Angeles a good place long term to live financially?
Replies: 198
Views: 18988

Re: Is Los Angeles a good place long term to live financially?

triceratop wrote:
Tue Apr 17, 2018 8:37 pm

I live within 15 minutes drive of DTLA. I am quite sincere and not trolling you; it is not hard to live in Los Angeles area on low income.
+1. I love the blind assumption that everyone in L.A. must be rich. I just go along with it.
by SrGrumpy
Tue Apr 17, 2018 8:43 pm
Forum: Personal Consumer Issues
Topic: How to buy a gravestone online?
Replies: 8
Views: 822

Re: How to buy a gravestone online?

There's a helpful man on BH who's in the gravestone biz - @IMADreamer. He will surely chip in.
by SrGrumpy
Tue Apr 17, 2018 4:19 pm
Forum: Personal Consumer Issues
Topic: Is Los Angeles a good place long term to live financially?
Replies: 198
Views: 18988

Re: Is Los Angeles a good place long term to live financially?

You'll hate it. And the Kardashians are taken.

(We have too many people here already.)
by SrGrumpy
Tue Apr 17, 2018 3:34 pm
Forum: Personal Consumer Issues
Topic: BH travel tips?
Replies: 193
Views: 18384

Re: BH travel tips?

I recall when in the summer of 2001 we were visiting Italy, and would be spending time with friends in the air force stationed at the Aviano base near Venice. They told us prior to coming, they had been cautioned to limit clothing with American identifying characteristics like US sports teams jerse...
by SrGrumpy
Tue Apr 17, 2018 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Best cash back card right NOW.
Replies: 34
Views: 5174

Re: Best cash back card right NOW.

I know there are old posts on this topic but wanted to get the latest. Nerdwallet and Doctor of credit don't list many of the cards I hear about on Bogleheads. I've been playing the credit card churning game the past year and my credit has only been getting better. For some reason, my wife's has go...
by SrGrumpy
Tue Apr 17, 2018 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Best High Interest Savings Account?
Replies: 26
Views: 4192

Re: Best High Interest Savings Account?

The interest looks good at these online institutions Not to nitpick, but let's face it - the interest is lousy! But I get your point. but my concern is if you want to close your account or if you want to get cash, how do you do it and how fast do you get your money? External transfer to another a/c...
by SrGrumpy
Tue Apr 17, 2018 1:19 pm
Forum: Personal Consumer Issues
Topic: Allegiant Airlines...Anyone watch CBS 60 Minutes?
Replies: 55
Views: 6785

Re: Allegiant Airlines...Anyone watch CBS 60 Minutes?

Awkward. Less than 48 hours after the report aired, a rival (and beloved?) airline is in the news today with an "operational event." Moral: Don't believe the hype.
by SrGrumpy
Mon Apr 16, 2018 5:06 pm
Forum: Personal Consumer Issues
Topic: Blood pressure monitor - 2 users w/ different size arms
Replies: 12
Views: 751

Re: Blood pressure monitor - 2 users w/ different size arms

Is the monitor itself not accurate or could it be the way your husband is using it? I've observed that you can throw the readings way off by not following the directions properly. After getting some alarmingly high readings all in a row I got out the manual and did exactly what it said and they wen...