Search found 599 matches

by looking
Wed Feb 25, 2015 1:02 am
Forum: Personal Consumer Issues
Topic: Buying a home in SF Bay Area [Dumbo]
Replies: 79
Views: 9356

Re: Buying a home in SF Bay Area

I haven't been on here for a while and a lot has changed in the past year. I wanted everyone's input on home ownership in the Bay Area. I have not owned a home before but ever since moving to California last April I've been thinking about it because my rent here is ridiculous. Here's a breakdown of...
by looking
Wed Feb 25, 2015 12:56 am
Forum: Investing - Help with Personal Investments
Topic: how can i find place like this ???
Replies: 7
Views: 1978

how can i find place like this ???

hello all i want to live and die at tropical weather,ocean, fishing,swimming,sailing,white sand. -blue sky -grow my own vegetable, and cheap please may be one bedroom i bath home just cooking and sleeping .around $100k to $150k home with disposable income $ 3000 per months from vanguard, , and there...
by looking
Wed Feb 25, 2015 12:35 am
Forum: Investing - Help with Personal Investments
Topic: it it too late buying more stocks and bond ??
Replies: 18
Views: 4220

it it too late buying more stocks and bond ??

Hi all is it too late adding more new money into stock--valuation is high -too high??,so what do you do the newly gained cash --money market -0 interest rate. then what about buying bond,- interest rate is going to rise soon so that is not very good either. Maybe best bet is investing in Europe -the...
by looking
Tue Feb 24, 2015 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: What age do you guys plan to retire?
Replies: 143
Views: 15231

Re: What age do you guys plan to retire?

For us it was not age driven, it was having all the fun stuff we want for retirement bought and paid for. We bought a second home, in Hawaii, 3 years ago and retired the next year. We are in our mid-60's. We were both really enjoying our careers so no urgency at all. It all worked out perfectly. Tw...
by looking
Mon Feb 23, 2015 10:21 am
Forum: Investing - Help with Personal Investments
Topic: [Does anyone have comments on this growth model?]
Replies: 14
Views: 1559

Re: any one has commenst on this growth modl

What is the purpose of holding both S&P MidCap 400 Growth and S&P MidCap 400 Value ? Aren't the tilts just going to cancel each other out? Morningstar is showing the relative percentages in the style boxes for the value ETF as 0%, 0%, 0% 6%, 36%, 43% 1%, 6%, 7% and when I total the columns ...
by looking
Sun Feb 22, 2015 9:26 am
Forum: Investing - Help with Personal Investments
Topic: [Does anyone have comments on this growth model?]
Replies: 14
Views: 1559

Re: any one has commenst on this growth modl

What is the purpose of holding both S&P MidCap 400 Growth and S&P MidCap 400 Value ? Aren't the tilts just going to cancel each other out? Morningstar is showing the relative percentages in the style boxes for the value ETF as 0%, 0%, 0% 6%, 36%, 43% 1%, 6%, 7% and when I total the columns ...
by looking
Sat Feb 21, 2015 11:06 am
Forum: Investing - Help with Personal Investments
Topic: [Does anyone have comments on this growth model?]
Replies: 14
Views: 1559

[Does anyone have comments on this growth model?]

hi all

any one has any comments on this portpolio


S&P MidCap 400 Growth ETF IVOG
S&P MidCap 400 Value ETF IVOV
Dividend Appreciation ETF VIG
S&P 500 Growth ETF VOOG
Health Care ETF VHT

Total International Stock ETF

best wishes

looking
by looking
Thu Feb 19, 2015 11:39 pm
Forum: Investing - Help with Personal Investments
Topic: All-World ex-US vs Total International Stock
Replies: 19
Views: 5695

Re: All-World ex-US vs Total International Stock

But Total International needs, really really needs, a nice tax-loss harvesting partner. I think Vanguard is very clever to have these two funds, VFWAX and VTIAX, that can be used without worries as a tax-loss harvesting pair. Getting rid of VFWAX would be like getting rid of VFINX, the S&P500 i...
by looking
Sun Oct 26, 2014 3:30 pm
Forum: Investing - Help with Personal Investments
Topic: wealthfront inveatment recomend me this one
Replies: 3
Views: 1210

Re: wealthfront inveatment recomend me this one

Regrettably, it appears that Wealthfront uses cookies to remember your answers, and your link won't show me your recommendation--just brings me back to the questionnaire. You had better copy the actual portfolio. OR, alternatively, this might be more interesting, if you wouldn't mind sharing your a...
by looking
Sun Oct 26, 2014 12:55 pm
Forum: Investing - Help with Personal Investments
Topic: wealthfront inveatment recomend me this one
Replies: 3
Views: 1210

Re: wealthfront inveatment recomend me this one

Regrettably, it appears that Wealthfront uses cookies to remember your answers, and your link won't show me your recommendation--just brings me back to the questionnaire. You had better copy the actual portfolio. OR, alternatively, this might be more interesting, if you wouldn't mind sharing your a...
by looking
Sun Oct 26, 2014 10:25 am
Forum: Investing - Help with Personal Investments
Topic: wealthfront inveatment recomend me this one
Replies: 3
Views: 1210

wealthfront inveatment recomend me this one

hello all

the wealthfront online recommend me for my portfolios

just courios to see your input.

https://www.wealthfront.com/plan

https://www.wealthfront.com/plan/details

best wishes
by looking
Mon Oct 20, 2014 4:45 pm
Forum: Investing - Theory, News & General
Topic: opening offshore bank account
Replies: 10
Views: 1408

opening offshore bank account

opening offshore bank account legally. hello all just wondering to see if one can open offshore bank account legally ( file IRS,notify ) )for protect from scammer.hacker,identity theft ,privacy,creditor ,safety,law suit, and peace of mind. such places as cayman island, bahama,belize,philippines.thai...
by looking
Mon Oct 20, 2014 1:09 pm
Forum: Personal Consumer Issues
Topic: online shopping for laptop PC
Replies: 25
Views: 2891

online shopping for laptop PC

hello all online shopping for laptop PC where to look for best places for online laptop PC buying . costco, walmart, amazon, PC outlets,refurbished.google, ebay, ?? looking for new i7,16gb,1tb,touch screen, wich is good?? HP,dell ,acer, toshiba, asus,. i like windows 7, instead of 8.1 what do you th...
by looking
Sat Oct 18, 2014 5:40 pm
Forum: Personal Consumer Issues
Topic: want to live foreign country
Replies: 10
Views: 2103

Re: want to live foreign country

I think you'll have to narrow down what part of the world you're interested in before you can get concrete advice. I moved to Australia, though not to the tropical part, for work a number of years ago, and Oz has everything on your list; although, cheap may be debatable now. My residency visa was s...
by looking
Sat Oct 18, 2014 5:33 pm
Forum: Investing - Help with Personal Investments
Topic: which bond is good to buy in this market
Replies: 4
Views: 891

Re: which bond is good to buy in this market

Hello, Your asset allocation is 50% stock and 50% cash. You asked about a bond fund to replace cash. You mentioned a 5 year horizon. You didn't mention if this was taxable or tax deferred money. You didn't mention an amount of money. You might get more suggestions if you did. Shot in the dark I'll ...
by looking
Sat Oct 18, 2014 5:29 pm
Forum: Investing - Help with Personal Investments
Topic: which bond is good to buy in this market
Replies: 4
Views: 891

Re: which bond is good to buy in this market

[quote="stevewolfe"]Hello, Your asset allocation is 50% stock and 50% cash. You asked about a bond fund to replace cash. You mentioned a 5 year horizon. You didn't mention if this was taxable or tax deferred money. You didn't mention an amount of money. You might get more suggestions if yo...
by looking
Sat Oct 18, 2014 3:07 pm
Forum: Investing - Help with Personal Investments
Topic: which bond is good to buy in this market
Replies: 4
Views: 891

which bond is good to buy in this market

hello all please comment or input apprecated My AA is 50% stock and 50% cash please don't ask me why -- i need to buy bond fund replacing my 50% cash so which one should i consider buying in this market --interest rate will going up then share price will go down so yoiu lose money. what about interm...
by looking
Sat Oct 18, 2014 2:36 pm
Forum: Investing - Theory, News & General
Topic: Thoughts on Paul Merriman's Portfolio
Replies: 38
Views: 13130

Re: Thoughts on Paul Merriman's Portfolio

Thoughts on Paul Merriman's Portfolio
by looking
Sat Oct 18, 2014 12:46 pm
Forum: Investing - Theory, News & General
Topic: Stocks as long term investments
Replies: 57
Views: 6532

Re: Stocks as long term investments

Re: Stocks as long term investments


look all millions they all buy individual stocks and not mutual fund be make million buck buy individual sock --like warren buffett pausson
by looking
Sat Oct 18, 2014 12:34 pm
Forum: Investing - Theory, News & General
Topic: Stocks as long term investments
Replies: 57
Views: 6532

Re: Stocks as long term investments

I know you guys aren't big fans of investing in individual stocks but i feel some diversification in a few stocks can be good for the long term. My uncle put $8K in J and J in the 80s and was able to pay for my cousins college tuition with his earnings. That said I purchased some shares in Apple an...
by looking
Sat Oct 18, 2014 12:31 pm
Forum: Investing - Theory, News & General
Topic: Stocks as long term investments
Replies: 57
Views: 6532

Re: Stocks as long term investments

I know you guys aren't big fans of investing in individual stocks but i feel some diversification in a few stocks can be good for the long term. My uncle put $8K in J and J in the 80s and was able to pay for my cousins college tuition with his earnings. That said I purchased some shares in Apple an...
by looking
Sat Oct 18, 2014 11:53 am
Forum: Personal Consumer Issues
Topic: want to live foreign country
Replies: 10
Views: 2103

Re: want to live foreign country

I think you'll have to narrow down what part of the world you're interested in before you can get concrete advice. I moved to Australia, though not to the tropical part, for work a number of years ago, and Oz has everything on your list; although, cheap may be debatable now. My residency visa was s...
by looking
Fri Oct 17, 2014 11:55 pm
Forum: Investing - Theory, News & General
Topic: Why not 100% Stocks?
Replies: 293
Views: 34686

Re: Why not 100% Stocks?

One thing I don't quite understand is why not weight the portfolio almost exclusively in stocks. Their return over the long haul seems to greatly trump Bonds, CDs, etc. What role do bonds play in a portfolio, except perhaps access to liquidity. If my short term cash needs are not large, shouldn't I...
by looking
Fri Oct 17, 2014 11:45 pm
Forum: Investing - Theory, News & General
Topic: Why not 100% Stocks?
Replies: 293
Views: 34686

Re: Why not 100% Stocks?

MarSam wrote:I'll still be holding enough in cash to account for 10 years of expenses AND I still own a business that I will likely sell in 5-10 years

m 100% stock with 3 years emergence money -sock thnak it will come back in 3 years-no need to seel for 3 years
looking
by looking
Fri Oct 17, 2014 11:41 pm
Forum: Investing - Theory, News & General
Topic: Why not 100% Stocks?
Replies: 293
Views: 34686

Re: Why not 100% Stocks?

One thing I don't quite understand is why not weight the portfolio almost exclusively in stocks. Their return over the long haul seems to greatly trump Bonds, CDs, etc. What role do bonds play in a portfolio, except perhaps access to liquidity. If my short term cash needs are not large, shouldn't I...
by looking
Fri Oct 17, 2014 11:35 pm
Forum: Personal Consumer Issues
Topic: want to live foreign country
Replies: 10
Views: 2103

want to live foreign country

hello all I m thinking living in foreign country and buy home there, but no clue as to where,how, what-- with SS money $ 1500 and retiremnt income $$2000 total $3500 per months ---some cheap , safe ,medical facility, tropical weather,blue WATER,WHITE SAND BEACH,FISHING, SWIMMING,-- can you buy home ...
by looking
Thu Oct 16, 2014 4:18 pm
Forum: Investing - Help with Personal Investments
Topic: Is it good time or bad time to buy bond ???
Replies: 7
Views: 1485

Re: Is it good time or bad time to buy bond ???

thnak you jack appreciated your input
by looking
Mon Oct 06, 2014 11:51 pm
Forum: Investing - Help with Personal Investments
Topic: can you deduct from NOL( net operating loss )
Replies: 0
Views: 236

can you deduct from NOL( net operating loss )

hi all
can you deduct capital gain and interest income on etf trading from NOL ( net operating loss carry over??)

vest wishes
by looking
Sun Sep 28, 2014 11:22 pm
Forum: Investing - Help with Personal Investments
Topic: Is it good time or bad time to buy bond ???
Replies: 7
Views: 1485

Is it good time or bad time to buy bond ???

hello all sound very silly but--my questioin is - is it good time or bad time to buy bond--if bad, how bad it is --cause interest rate will go up . Re balanced cash to buy bond, no equity for i want to reduce my equity expose from 100% to 50%- 50/50 AA. then which bond should i get into --i'm thinki...
by looking
Sun Sep 28, 2014 10:52 pm
Forum: Personal Consumer Issues
Topic: anybody has done Whipple surgery
Replies: 6
Views: 1651

anybody has done Whipple surgery

i have just has done my Whipple surgery at Mayo clinic 3 months ago and slowly recovering
anyone has done - please share your experiences

looking
by looking
Sun Sep 28, 2014 10:43 pm
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation, ETFs, Target retirement or Index Fund?
Replies: 9
Views: 1157

Re: Asset Allocation, ETFs, Target retirement or Index Fund?

i have son and he is exactly same as your situation i think option target fund is right one and
by looking
Wed Aug 27, 2014 7:59 am
Forum: Investing - Theory, News & General
Topic: Motif Investing - own the S&P500 for less
Replies: 93
Views: 12193

Re: Motif Investing - own the S&P500 for less

i dont even know what is motif investing ??
by looking
Wed Aug 27, 2014 7:46 am
Forum: Investing - Help with Personal Investments
Topic: compartion btween ishares and vg ETFs
Replies: 11
Views: 1916

Re: compartion btween ishares and vg ETFs

just wondering any one using all VG ETFS his or her portfolios -- i have all VG ETFS on all my portfoilos -- im VG royal customer I cannot figure out if you meant "loyal customer" or "royal pain customer". We currently have the following Vanguard ETFs in our portfolio: VBR, VSS,...
by looking
Sun Aug 24, 2014 10:44 am
Forum: Investing - Help with Personal Investments
Topic: compartion btween ishares and vg ETFs
Replies: 11
Views: 1916

Re: compartion btween ishares and vg ETFs

just wondering any one using all VG ETFS his or her portfolios -- i have all VG ETFS on all my portfoilos -- im VG royal customer
by looking
Sun Aug 24, 2014 9:52 am
Forum: Investing - Help with Personal Investments
Topic: compartion btween ishares and vg ETFs
Replies: 11
Views: 1916

Re: compartion btween ishares and vg ETFs

It is one of the most insignificant decisions ever. Either are fine. denovo why haav'ent you done like VEU ,VEA and vgk if just wondering Stocks (80% of portfolio): 30% US Large, 4% Mid Cap, 6% Small Cap, 20% Emerg Market, 10% Asia Developed, 10% Europe, 5% Intl Small Cap, 10% US RE, 5 % INTL RE | ...
by looking
Fri Aug 22, 2014 11:19 pm
Forum: Investing - Help with Personal Investments
Topic: compartion btween ishares and vg ETFs
Replies: 11
Views: 1916

compartion btween ishares and vg ETFs

some one please give me some explanation

what is pros and cons btween ishares and VG ETFs ??
tax advantage ,better return, or tracking error expens ratio ??

best wishes

sorry my typo error i should have said Ishares ETF aaaaaand VG E TFs
by looking
Tue Apr 08, 2014 9:07 am
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 4241

Re: Mayo clinic is the best clinic in America ??

obgraham wrote:
looking wrote:--were you in cleveland clinic at that time
No. Cleveland is a long way from Minnesota!

so which clinic people come to saying mayo is last place to go
by looking
Tue Apr 08, 2014 9:04 am
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 4241

Re: Mayo clinic is the best clinic in America ??

Ask your GI doc who is taking care of you at Stanford who he would recommend. It is a small community and if you feel he has you best interest at heart then he should have no problems being honest. I trained at Mayo back in the late 1970s. It's an exceptional place. But Staythecourse's recommendati...
by looking
Fri Apr 04, 2014 4:38 pm
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 4241

Re: Mayo clinic is the best clinic in America ??

Like others say, "it depends". It depends mostly on what you need. If you require a subspecialized treatment, then it behooves you to seek the place that has the best experience and the best outcomes with that condition. Mayo is a top ranked place, but so are many others. If you need some...
by looking
Fri Apr 04, 2014 1:02 am
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 4241

Re: Mayo clinic is the best clinic in America ??

Like others say, "it depends". It depends mostly on what you need. If you require a subspecialized treatment, then it behooves you to seek the place that has the best experience and the best outcomes with that condition. Mayo is a top ranked place, but so are many others. If you need some...
by looking
Fri Apr 04, 2014 12:26 am
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 4241

Re: Mayo clinic is the best clinic in America ??

thank you for all feedback--i have done the ERCP ( bile duck repaired ) at stanford but i have new problems at post procedure they dont know whta it is - that is why im going to Mayo i need to hear some one actually been treated there .
by looking
Thu Apr 03, 2014 3:37 pm
Forum: Personal Consumer Issues
Topic: Mayo clinic is the best clinic in America ??
Replies: 30
Views: 4241

Mayo clinic is the best clinic in America ??

hi
i'm scheduled to see doctor in Mayo clinic in Minesota for diagnoses for [a medical condition].

anyeone has exprence with Mayo clinic please share with me..

best wishes

looking
by looking
Sat Oct 26, 2013 6:34 pm
Forum: Personal Consumer Issues
Topic: i'm thinking [of] retiring in Hawaii ( retired already)
Replies: 38
Views: 7173

Re: i'm thinking retiring in Hawaii ( retired already)

LadyGeek wrote:This thread is now in the Personal Consumer Issues forum (living in Hawaii).


where to go finding good rental deals should look at the craigslist or go to see real estate brokers
by looking
Sat Oct 26, 2013 6:31 pm
Forum: Personal Consumer Issues
Topic: Recommendations for a Laptop Computer???
Replies: 41
Views: 4550

Re: Recommendations for a Laptop Computer???

Whether you buy Lenovo or Dell I think it is worth it to buy their business models, that would be Thinkpads for Lenovo and the Precision or Latitude lines for Dell. I still love my Thinkpad 600E that I purchased used 13 years ago. That is laptop is built like a tank. The whole ergnonomics of it is ...
by looking
Mon Oct 21, 2013 8:57 pm
Forum: Investing - Theory, News & General
Topic: Shiller Thinks Owning a Home is a Terrible Investment
Replies: 255
Views: 26690

Re: Shiller Thinks Owning a Home is a Terrible Investment

I learned long ago not to look at my home as an investment, but rather as a lifestyle choice.

do you think he knows what he is talking about ,did you read sunday wall street" novel winner does not have crystal ball on economics
by looking
Mon Oct 21, 2013 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: Free Stanford Course: Finance of Retirement & Pensions
Replies: 138
Views: 20898

Re: Free Stanford Course: Finance of Retirement & Pensions

Stanford Graduate School of Business is offering a free online course Finance of Retirement & Pensions from Monday, 14 October to Friday, 13 December 2013. The course includes video lectures, spreadsheet work, weekly conferences, and--for those who will come up with the top five ideas--all expen...
by looking
Sat Aug 17, 2013 11:38 pm
Forum: Investing - Help with Personal Investments
Topic: VG FTSE All-World ex-US Small-Cap Index (VFSVX)
Replies: 12
Views: 1775

Re: VG FTSE All-World ex-US Small-Cap Index (VFSVX)

I own VSS in both taxable and tax-advantaged accounts. It is about as tax-efficient as VBR, the small-cap value index fund. If you are in the 25% marginal income tax bracket, you will end up paying about 0.45% of the total value of your holdings in taxes annually. In contrast, with total US stock m...
by looking
Fri Aug 16, 2013 5:33 pm
Forum: Personal Consumer Issues
Topic: i'm thinking [of] retiring in Hawaii ( retired already)
Replies: 38
Views: 7173

Re: i'm thinking [of] retiring in Hawaii ( retired already)

There are lot of govt subsidized senior housing on Oahu. You can rent a modest 1 bedroom for $600s a month. They tend to be in newer modest apartments. That seems a lot better bet than buying. OP is 72. At $600 pcm with inflation, figure 15 years out of his/ her $150k. Even then would be able to li...
by looking
Wed Aug 14, 2013 11:31 pm
Forum: Investing - Help with Personal Investments
Topic: looking for buying new laptop pc
Replies: 1
Views: 312

looking for buying new laptop pc

hello folks' i'm looking to buy laptop pc for home and business. Touch screen is good buying than just regular one and how you compare touch screen with regular one, is it worth while more expensive touch scree. And where is the good place to look for buying- may be Costco 3 months try out return wi...
by looking
Tue Aug 13, 2013 3:49 pm
Forum: Personal Consumer Issues
Topic: Ideas, thoughts on DNA Testing?
Replies: 2
Views: 462

Re: Ideas, thoughts on DNA Testing?

Now that such tests are generally available and in the low/moderate price range ($99 is what I see), I am curious about such an analysis of my genetic "history". It is mainly curiosity and fascination. I knew 3 of my 4 grandparents (one died before I was born). One side of the family come...