Search found 249 matches

by MisterBill
Thu Feb 09, 2017 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 469
Views: 104984

Re: Bank of America/Merrill Edge - Preferred Rewards

I'm guessing that it's based on the previous three calendar months, but the update appears on about the 5th or 6th of the month (for everyone), regardless of checking account statement date. Based on my experience this month, I think that it is based on your Merrill Edge statement closing. When I s...
by MisterBill
Mon Feb 06, 2017 12:39 am
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 469
Views: 104984

Re: Bank of America/Merrill Edge - Preferred Rewards

They update the calculation once a month. You might have to wait for the next monthly update. Also earlier I said https://www.bogleheads.org/forum/viewtopic.php?p=3172906#p3172906 Datapoints: We got Preferred status about two days after opening checking accounts, and it was about 1.5 months after o...
by MisterBill
Sun Feb 05, 2017 11:09 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 469
Views: 104984

Re: Bank of America/Merrill Edge - Preferred Rewards

So I finally became eligible to sign up for Preferred Rewards yesterday. I had checked on Friday and was not, and even called their "customer service" where a rep who clearly did not know much told me that I would have to wait until I had my Merrill Edge account open for 3 months, even though I'd ha...
by MisterBill
Sat Feb 04, 2017 11:05 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 250
Views: 40894

Re: Fidelity free Turbotax

Started using the free Premium TT via the Fidelity link. All fine until entering the 1099-MISC for <$1000, then attempting to enter expenses of less than $100 for this minimal self-employment gig. TT then said (in effect), "Oh, you have expenses? You'll need to buy this $49.95 add-on for entering e...
by MisterBill
Fri Feb 03, 2017 8:58 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1352
Views: 228937

Re: Merrill Edge new funds requirement

Cap1 Requires Medallion signature guarantee Does not do ACATS Get message saying they received my request BUT: will take up 10 business days (i.e. 2 weeks) to look it over and approve it. After that the say may take up to 30 days to do xfer. Charges $75 for complete xfer life is too short for chick...
by MisterBill
Tue Jan 31, 2017 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 250
Views: 40894

Re: Fidelity free Turbotax

So, for those who are actually Fidelity customers, tax forms are now available for downloading in Turbotax. The 1099R forms have been available for a few weeks from Fido; 1099 Consolidated (INT,DIV,B) are, scheduled for later in February The paper version of my 1099's was available on their website...
by MisterBill
Tue Jan 31, 2017 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 250
Views: 40894

Re: Fidelity free Turbotax

So, for those who are actually Fidelity customers, their tax forms are now available for importing in Turbotax. However, while the 1099-DIV and 1099-INT were there, the 1099-MISC for my sign-up bonus was not (it's part of my consolidated form on their website). I'm not sure if it's not going to be, ...
by MisterBill
Tue Jan 31, 2017 3:08 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1352
Views: 228937

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

One transfer I did a few months ago still appears in the "Service Requests" tab as "Cancelled" but it went through fine. Two other more recent transfers initially did, but no longer, appear in the "Service Requests" tab. So it could just be shoddy coding that once a "Service Request" is completed, ...
by MisterBill
Wed Jan 25, 2017 12:25 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1352
Views: 228937

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Has anybody tried to "double-up" on different bonuses from Fidelity? For most of their bonuses they have a rule that you can only do it once every 12 months. Does that mean for that particular bonus only or for all of them? For example, could one could transfer $50K and get 300 free trades (with 2 ...
by MisterBill
Fri Jan 20, 2017 1:56 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1352
Views: 228937

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

It was mentioned in the start of the thread, but worth reiterating as it grows in length. Definitely something to check. Thanks. I searched for "rebate" or "refund" and did not find it in the thread. Should have actually read the first post. But as you said, worth reiterating since I think many peo...
by MisterBill
Fri Jan 20, 2017 1:17 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1352
Views: 228937

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I don't see it mentioned here, but when taking advantage of these bonuses, it's also worth asking if the new firm will refund any fees charged by your previous brokerage house when transferring your assets. From experience, I know that Fidelity and Merrill Edge will do it.
by MisterBill
Tue Jan 17, 2017 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 16859

Re: Turbo Tax 2016 purchase source

Just tried ordering from Staples and the discount code has expired. I ordered the download version of Premier on Saturday 1/14 with this discount code. I had initial success....but then they never sent me my download link! Emailed them today; rep told me my order had been cancelled and I wasn't cha...
by MisterBill
Mon Jan 16, 2017 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 22285

Re: Sallie Mae Rewards MC being discontinued

*3!4!/5! wrote: I just recently got BoA CR and only tried it at a couple of WMs where it worked for the higher cashback, but I realize it might not work everywhere I hope. I'll find out as I start using it more.
I don't shop at WM very often but I'll definitely give it a try next time I go!
by MisterBill
Mon Jan 16, 2017 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 469
Views: 104984

Re: Bank of America/Merrill Edge - Preferred Rewards

I'm not going to worry too much about when the BoA TR higher cashback tiers kick in. My moderate spending over a few months makes it a small issue. As to AAA card, it is no longer listed on the BoA website. I wonder about its status now. Was it ever listed there? I found a link on the AAA site and ...
by MisterBill
Mon Jan 16, 2017 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 22285

Re: Sallie Mae Rewards MC being discontinued

I went a different direction. I accepted their offer of a balance transfer (actually a deposit into my checking account) @ 1% for 13 months. I'm sure I can do something worth more than 1% with the cash. Not the greatest parting gift in the world, but better than nothing. Mine all showed 0% rate but...
by MisterBill
Mon Jan 16, 2017 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 22285

Re: Sallie Mae Rewards MC being discontinued

Okay big decision here. BankAmericard Cash Rewards with Preferred Rewards Platinum Honors: 3.5% cash back on groceries (e.g. at Walmart, Sams Club, Costco) with $0 annual fee. Blue Cash Everyday: 1% cash back on groceries (e.g. at Walmart, Sams Club, Costco) with $0 annual fee. Blue Cash Preferred:...
by MisterBill
Mon Jan 16, 2017 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 469
Views: 104984

Re: Bank of America/Merrill Edge - Preferred Rewards

Clarification: Travel Rewards uses status at time of purchase . Cash Rewards uses status at time of redemption . Moreover Travel Rewards signup bonus is not boosted by Preferred Rewards bonus. Cash Rewards signup bonus is boosted by Preferred Rewards bonus (at time of redemption). Yes, that is what...
by MisterBill
Sun Jan 15, 2017 11:16 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 469
Views: 104984

Re: Bank of America/Merrill Edge - Preferred Rewards

I signed up for an account a month ago with the $1000 bonus. I finally got my Capital One account transferred over last week (Cap One sat on it for 2 weeks before starting to process it), sadly missing the monthly cut-off for Preferred Rewards balances, so it will be April before I get to the top le...
by MisterBill
Sat Jan 14, 2017 11:26 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 250
Views: 40894

Re: Fidelity free Turbotax

I chatted with a fido rep today. In order have private Client status, only taxable account counts toward the $1 million. 401k/403b/457 do not count. Only personal. IRAs also count. What about BrokerageLink? Yes, it's a 401(k), but sure looks like it's on the retail side somehow... Does it show up o...
by MisterBill
Thu Jan 12, 2017 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 22285

Re: Sallie Mae Rewards MC being discontinued

rhlhj wrote:Though the Amazon language here suggests that it is not restricted to the primary Prime member. I"ll see what I learn when Amazon responds.
(excluding Amazon Prime Video and invited guests of an Amazon Prime account)

That's all they need to say.
by MisterBill
Thu Jan 12, 2017 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 22285

Re: Sallie Mae Rewards MC being discontinued

mediahound wrote:Just in time, the Chase Amazon Visa has now been changed to give 5% rewards on Amazon purchases (it had previously been 3%).
Only if you are the primary Prime member.
by MisterBill
Wed Jan 11, 2017 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 16859

Re: Turbo Tax 2016 purchase source

buying from staples now. may be a deal today (not sure). its only $45.64 for premium (in-store pickup) with the coupon you note as well as a one-time $10 off. free shipping on orders of more than $50, but i am doing store pickup. Yup, that is a great price. If anyone bought it for $60-10, you shoul...
by MisterBill
Wed Jan 11, 2017 8:40 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 16859

Re: Turbo Tax 2016 purchase source

This version says one state download and nothing about state e-filing. Not sure if any include state e-filing at no additional charge. Too many flavors of TT. It's the same exact version that everyone else is selling. State e-filing is not included except for NY where by law they are not allowed to...
by MisterBill
Tue Jan 10, 2017 9:39 am
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2506

Re: How long does Capital One Investing take to process a transfer out?

So, the transfer was finally completed today (with the exception of less than $200 that came from sold partial shares). The cash in the account did move with the stocks, so the wording claiming that the cash only gets sent after 30 days was obviously referring to cash that showed up after the transf...
by MisterBill
Mon Jan 09, 2017 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Can you negotiate trading fees with Fidelity?
Replies: 16
Views: 2569

Re: Can you negotiate trading fees with Fidelity?

veggivet wrote:You should be able to get as many free trades as you need; just talk to a rep and mention that you are considering moving assets into Fidelity and they should accommodate your request.
On an ongoing basis, or just as a bonus for moving assets?
by MisterBill
Mon Jan 09, 2017 12:56 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1352
Views: 228937

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Yes, correct. Any money to meet the necessary limit MUST come from outside ME or BOA. Doubt there is much "wiggle" room with that since it's explicitly mentioned in their disclaimer. I spoke to the rep and he said that once my Capital One transfer hits (he said they will have it tomorrow), he can c...
by MisterBill
Mon Jan 09, 2017 11:02 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1352
Views: 228937

Merrill Edge new funds requirement

So, my shares and cash were removed from my Capital One account this morning. Hopefully they will show up in the Merrill Edge account within a couple of days. So my 45 day concern should be resolved. One more question. I have moved some cash in by depositing into my Bank of America checking account ...
by MisterBill
Mon Jan 09, 2017 10:33 am
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2506

Re: How long does Capital One Investing take to process a transfer out?

Update: the shares and cash I had in the account (prior to the sale of partial shares) are withdrawn as of this morning. Hopefully they will show up in my Merrill account within a couple of days (they are not there now). Apparently only the cash that gets posted after the transfer is received gets s...
by MisterBill
Mon Jan 09, 2017 1:03 am
Forum: Personal Finance (Not Investing)
Topic: Can you negotiate trading fees with Fidelity?
Replies: 16
Views: 2569

Re: Can you negotiate trading fees with Fidelity?

Thanks. Yes, I will be moving more than 50k. This seems like a good option if I cannot negotiate a monthly quota of free trades. Even if they provide around 5 free trades each month, that should be sufficient for me. You should investigate your options for Fidelity bonuses. The free trades need to ...
by MisterBill
Mon Jan 09, 2017 12:43 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 16859

Re: Turbo Tax 2016 purchase source

New low price for those who haven't purchased (or can return to Costco) -- Staples. TurboTax Deluxe plus state is $39.89, then get $10 off TurboTax with code 18450 for a total of $29.89 with free in-store pickup or download. Premier is $60.19, $50.19 with coupon. Deluxe without state is $31.49, so $...
by MisterBill
Sun Jan 08, 2017 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 250
Views: 40894

Re: Fidelity free Turbotax

retire14 wrote:It looks like I am getting Turbo Tax for free. True?
You came here to ask instead of just clicking on the link??
by MisterBill
Sat Jan 07, 2017 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 250
Views: 40894

Re: Fidelity free Turbotax

My experience is the same as GreenGrowTheDollars. I only meet the asset criteria if you include retirement accounts, and I don't meet any reasonable active trader criteria. On my main Portfolio page there is a box that says "Get TurboTax® Online Premier free". I followed the link there just moments...
by MisterBill
Sat Jan 07, 2017 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 16859

Re: Turbo Tax 2016 purchase source

HueyLD wrote:Bigfoot,

Did you purchase it in store or online?

I just learned that Costco.com charges 0.5% less in sales tax. :)
Your home address must have a lower sales tax rate than your local Costco store. Or else one of them is making a mistake.
by MisterBill
Sat Jan 07, 2017 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 16859

Re: Turbo Tax 2016 purchase source

Just purchased TurboTax Premier 2016 CD from Amazon for $54.86 plus tax. I found this thread afterward. Looks like it would have been $40 at the Fidelity link. I couldn't tell if that is for the downloadable software app or the online app, and I didn't want the online version. It's the online versi...
by MisterBill
Sat Jan 07, 2017 11:42 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1352
Views: 228937

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

IWhat will happen if they take the full 30 days from the 1/4 date and I don't hit the required balance at Merrill by day 45? At the amount you're transferring in that should provide you a dedicated account rep, get in touch with him/her as there is some wiggle room. Know that doesn't guarantee anyt...
by MisterBill
Sat Jan 07, 2017 12:59 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1352
Views: 228937

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I'm in the process of transferring an account from Capital One to Merrill Edge for the $1000 bonus, which requires me to get to $200k in 45 days. What will happen if don't hit the required balance by day 45 because the firm I'm transferring from is taking their time sending it? I submitted the trans...
by MisterBill
Fri Jan 06, 2017 1:43 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 16859

Re: Turbo Tax 2016 purchase source

Merrill Edge has teamed up with TurboTax to Save you up to $15 on TurboTax Federal products. Not as cheap as using the Fidelity link (below) and no need to be a Fidelity customer to use it. And unless you want to use the online product, it's cheaper to order from Amazon/Costco/Staples (if the latte...
by MisterBill
Fri Jan 06, 2017 1:36 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 16859

Re: Turbo Tax 2016 purchase source

Partner, you are correct, one free state download. State return must be filed on paper or you need to pay $19.99 for each state e-file. Except in NY, where the law is that returns prepared electronically must be filed electronically and they cannot charge for doing so. One of the few oddball laws i...
by MisterBill
Fri Jan 06, 2017 12:56 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 250
Views: 40894

Re: Fidelity free Turbotax

We're not private clients. We are "Premier" The free offer showed up on January 1. (I'd just bought TT on Amazon December 31t. :annoyed What does your statement say? The website shows Premier for me but my statements show PCG. Turbotax has a 60 day Satisfaction Guaranteed Refund Policy. If you can'...
by MisterBill
Fri Jan 06, 2017 12:51 am
Forum: Personal Finance (Not Investing)
Topic: Charles Schwab Checking + Brokerage Account
Replies: 95
Views: 24736

Re: Charles Schwab Checking + Brokerage Account

A bank can decide to close your account without giving you a reason. I'm not saying that makes it right, just that they can. Usually it's because they think you are a risk (check kiting or money laundering most of the time). Yes, that's true. I just get a chuckle every 3 months when I get a stateme...
by MisterBill
Thu Jan 05, 2017 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 250
Views: 40894

Re: Fidelity free Turbotax

This is clear as mud. So, if you are not an active trader (I believe this would exclude most Bogleheads), what are the requirements, really ? Do you need to have BOTH $1M in non-retirement investments and $100k in personal investing ? Or EITHER $1M in non-retirement investments or $100k in personal...
by MisterBill
Thu Jan 05, 2017 9:56 pm
Forum: Personal Finance (Not Investing)
Topic: Charles Schwab Checking + Brokerage Account
Replies: 95
Views: 24736

Re: Charles Schwab Checking + Brokerage Account

Pardon this slightly off-topic post, but I just got a statement in the mail from Schwab today and wanted to post this story. In 2012, I was using Schwab checking as my main account for depositing checks, since my current bank at the time (Citi) did not have mobile deposit yet and Schwab did, plus th...
by MisterBill
Thu Jan 05, 2017 10:29 am
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2506

Re: How long does Capital One Investing take to process a transfer out?

Ah. Now that I think about it, CapOne might not use ACATS. No, I don't think they do. What's interesting is that when I transferred stock into them, they said it would take much longer than it actually did. It only took a couple of days to receive, as I recall. I noticed that the settlement date on...
by MisterBill
Wed Jan 04, 2017 9:43 pm
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2506

Re: How long does Capital One Investing take to process a transfer out?

I have transferred out of CapOne without issue or delay in the past. However, you learned a valuable lesson. NEVER initiate your transfer at the sender, do it at the receiver. They are motivated to make it happen, and quickly. You probably missed my earlier posts, but I did initiate it on the recei...
by MisterBill
Wed Jan 04, 2017 12:34 pm
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2506

Re: How long does Capital One Investing take to process a transfer out?

So, more than 2 weeks after they received it, the transfer is finally taking place. But apparently they don't send the cash for a month??? I had over $2500 in the account. If I'd know it was going to be frozen for a month I would have withdrawn all but the $75 transfer fee before doing the transfer!...
by MisterBill
Wed Jan 04, 2017 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Turbotax Deluxe on sale at Amazon
Replies: 49
Views: 7740

Re: Turbotax Deluxe on sale at Amazon

Yes, it is a discount but not an in-store one. You can also get it on-line with free shipping. I was just using the prior poster's "rebate" terminology. "Not an in-store one"? That can't be right. The in-store price is the same as the online price. The $10-15 comes off as a manufacturer's coupon an...
by MisterBill
Tue Jan 03, 2017 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax Deluxe on sale at Amazon
Replies: 49
Views: 7740

Re: Turbotax Deluxe on sale at Amazon

The total discounted price for Turbotax Deluxe w/ state is $39.86. That includes the $10 rebate off the normal price of $49.86. Costco just sent an email out to customers that confirms this. The website says "$10 manufacturer’s discount is valid 12/28/16 through 1/29/17. " It's an in-store/online d...
by MisterBill
Tue Jan 03, 2017 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax Deluxe on sale at Amazon
Replies: 49
Views: 7740

Re: Turbotax Deluxe on sale at Amazon

I was at Costco this afternoon and, as reported by others, there was a $10 manufacturer's rebate on TT Deluxe w/state. I asked a manager about whether the coupon would be an additional reduction. He wasn't sure but thought it might be. What do you think? I'm not aware of any rebate. Are you sure yo...
by MisterBill
Tue Jan 03, 2017 3:42 pm
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2506

Re: How long does Capital One Investing take to process a transfer out?

Just got this message: "We hit a snag. We couldn't complete your transfer request because the receiving firm account number on the transfer form is not clear. Please call 800-747-2537 to verify this information so we can get the process rolling again." Amazing how this can be an issue two weeks afte...
by MisterBill
Sun Jan 01, 2017 11:59 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax Deluxe on sale at Amazon
Replies: 49
Views: 7740

Re: Turbotax Deluxe on sale at Amazon

Just AARGH. I bought TT last night on Amazon with the sale. Today. TODAY! my fido account suddenly has a free Turbotax premier offer. It was not there Friday afternoon. :oops: (We're "premier" clients with Fido, though the accounts aggregate to >>$1MM) Did you order the download version? If you can...