Search found 232 matches

by MisterBill
Sun Jan 15, 2017 11:16 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 414
Views: 82405

Re: Bank of America/Merrill Edge - Preferred Rewards

I signed up for an account a month ago with the $1000 bonus. I finally got my Capital One account transferred over last week (Cap One sat on it for 2 weeks before starting to process it), sadly missing the monthly cut-off for Preferred Rewards balances, so it will be April before I get to the top le...
by MisterBill
Sat Jan 14, 2017 11:26 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

I chatted with a fido rep today. In order have private Client status, only taxable account counts toward the $1 million. 401k/403b/457 do not count. Only personal. IRAs also count. What about BrokerageLink? Yes, it's a 401(k), but sure looks like it's on the retail side somehow... Does it show up o...
by MisterBill
Thu Jan 12, 2017 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 20890

Re: Sallie Mae Rewards MC being discontinued

rhlhj wrote:Though the Amazon language here suggests that it is not restricted to the primary Prime member. I"ll see what I learn when Amazon responds.
(excluding Amazon Prime Video and invited guests of an Amazon Prime account)

That's all they need to say.
by MisterBill
Thu Jan 12, 2017 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 20890

Re: Sallie Mae Rewards MC being discontinued

mediahound wrote:Just in time, the Chase Amazon Visa has now been changed to give 5% rewards on Amazon purchases (it had previously been 3%).
Only if you are the primary Prime member.
by MisterBill
Wed Jan 11, 2017 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 15503

Re: Turbo Tax 2016 purchase source

buying from staples now. may be a deal today (not sure). its only $45.64 for premium (in-store pickup) with the coupon you note as well as a one-time $10 off. free shipping on orders of more than $50, but i am doing store pickup. Yup, that is a great price. If anyone bought it for $60-10, you shoul...
by MisterBill
Wed Jan 11, 2017 8:40 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 15503

Re: Turbo Tax 2016 purchase source

This version says one state download and nothing about state e-filing. Not sure if any include state e-filing at no additional charge. Too many flavors of TT. It's the same exact version that everyone else is selling. State e-filing is not included except for NY where by law they are not allowed to...
by MisterBill
Tue Jan 10, 2017 9:39 am
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

Re: How long does Capital One Investing take to process a transfer out?

So, the transfer was finally completed today (with the exception of less than $200 that came from sold partial shares). The cash in the account did move with the stocks, so the wording claiming that the cash only gets sent after 30 days was obviously referring to cash that showed up after the transf...
by MisterBill
Mon Jan 09, 2017 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Can you negotiate trading fees with Fidelity?
Replies: 16
Views: 2178

Re: Can you negotiate trading fees with Fidelity?

veggivet wrote:You should be able to get as many free trades as you need; just talk to a rep and mention that you are considering moving assets into Fidelity and they should accommodate your request.
On an ongoing basis, or just as a bonus for moving assets?
by MisterBill
Mon Jan 09, 2017 12:56 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 847
Views: 144864

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Yes, correct. Any money to meet the necessary limit MUST come from outside ME or BOA. Doubt there is much "wiggle" room with that since it's explicitly mentioned in their disclaimer. I spoke to the rep and he said that once my Capital One transfer hits (he said they will have it tomorrow), he can c...
by MisterBill
Mon Jan 09, 2017 11:02 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 847
Views: 144864

Merrill Edge new funds requirement

So, my shares and cash were removed from my Capital One account this morning. Hopefully they will show up in the Merrill Edge account within a couple of days. So my 45 day concern should be resolved. One more question. I have moved some cash in by depositing into my Bank of America checking account ...
by MisterBill
Mon Jan 09, 2017 10:33 am
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

Re: How long does Capital One Investing take to process a transfer out?

Update: the shares and cash I had in the account (prior to the sale of partial shares) are withdrawn as of this morning. Hopefully they will show up in my Merrill account within a couple of days (they are not there now). Apparently only the cash that gets posted after the transfer is received gets s...
by MisterBill
Mon Jan 09, 2017 1:03 am
Forum: Personal Finance (Not Investing)
Topic: Can you negotiate trading fees with Fidelity?
Replies: 16
Views: 2178

Re: Can you negotiate trading fees with Fidelity?

Thanks. Yes, I will be moving more than 50k. This seems like a good option if I cannot negotiate a monthly quota of free trades. Even if they provide around 5 free trades each month, that should be sufficient for me. You should investigate your options for Fidelity bonuses. The free trades need to ...
by MisterBill
Mon Jan 09, 2017 12:43 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 15503

Re: Turbo Tax 2016 purchase source

New low price for those who haven't purchased (or can return to Costco) -- Staples. TurboTax Deluxe plus state is $39.89, then get $10 off TurboTax with code 18450 for a total of $29.89 with free in-store pickup or download. Premier is $60.19, $50.19 with coupon. Deluxe without state is $31.49, so $...
by MisterBill
Sun Jan 08, 2017 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

retire14 wrote:It looks like I am getting Turbo Tax for free. True?
You came here to ask instead of just clicking on the link??
by MisterBill
Sat Jan 07, 2017 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

My experience is the same as GreenGrowTheDollars. I only meet the asset criteria if you include retirement accounts, and I don't meet any reasonable active trader criteria. On my main Portfolio page there is a box that says "Get TurboTax® Online Premier free". I followed the link there just moments...
by MisterBill
Sat Jan 07, 2017 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 15503

Re: Turbo Tax 2016 purchase source

HueyLD wrote:Bigfoot,

Did you purchase it in store or online?

I just learned that Costco.com charges 0.5% less in sales tax. :)
Your home address must have a lower sales tax rate than your local Costco store. Or else one of them is making a mistake.
by MisterBill
Sat Jan 07, 2017 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 15503

Re: Turbo Tax 2016 purchase source

Just purchased TurboTax Premier 2016 CD from Amazon for $54.86 plus tax. I found this thread afterward. Looks like it would have been $40 at the Fidelity link. I couldn't tell if that is for the downloadable software app or the online app, and I didn't want the online version. It's the online versi...
by MisterBill
Sat Jan 07, 2017 11:42 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 847
Views: 144864

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

IWhat will happen if they take the full 30 days from the 1/4 date and I don't hit the required balance at Merrill by day 45? At the amount you're transferring in that should provide you a dedicated account rep, get in touch with him/her as there is some wiggle room. Know that doesn't guarantee anyt...
by MisterBill
Sat Jan 07, 2017 12:59 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 847
Views: 144864

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I'm in the process of transferring an account from Capital One to Merrill Edge for the $1000 bonus, which requires me to get to $200k in 45 days. What will happen if don't hit the required balance by day 45 because the firm I'm transferring from is taking their time sending it? I submitted the trans...
by MisterBill
Fri Jan 06, 2017 1:43 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 15503

Re: Turbo Tax 2016 purchase source

Merrill Edge has teamed up with TurboTax to Save you up to $15 on TurboTax Federal products. Not as cheap as using the Fidelity link (below) and no need to be a Fidelity customer to use it. And unless you want to use the online product, it's cheaper to order from Amazon/Costco/Staples (if the latte...
by MisterBill
Fri Jan 06, 2017 1:36 am
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 15503

Re: Turbo Tax 2016 purchase source

Partner, you are correct, one free state download. State return must be filed on paper or you need to pay $19.99 for each state e-file. Except in NY, where the law is that returns prepared electronically must be filed electronically and they cannot charge for doing so. One of the few oddball laws i...
by MisterBill
Fri Jan 06, 2017 12:56 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

We're not private clients. We are "Premier" The free offer showed up on January 1. (I'd just bought TT on Amazon December 31t. :annoyed What does your statement say? The website shows Premier for me but my statements show PCG. Turbotax has a 60 day Satisfaction Guaranteed Refund Policy. If you can'...
by MisterBill
Fri Jan 06, 2017 12:51 am
Forum: Personal Finance (Not Investing)
Topic: Charles Schwab Checking + Brokerage Account
Replies: 77
Views: 17308

Re: Charles Schwab Checking + Brokerage Account

A bank can decide to close your account without giving you a reason. I'm not saying that makes it right, just that they can. Usually it's because they think you are a risk (check kiting or money laundering most of the time). Yes, that's true. I just get a chuckle every 3 months when I get a stateme...
by MisterBill
Thu Jan 05, 2017 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

This is clear as mud. So, if you are not an active trader (I believe this would exclude most Bogleheads), what are the requirements, really ? Do you need to have BOTH $1M in non-retirement investments and $100k in personal investing ? Or EITHER $1M in non-retirement investments or $100k in personal...
by MisterBill
Thu Jan 05, 2017 9:56 pm
Forum: Personal Finance (Not Investing)
Topic: Charles Schwab Checking + Brokerage Account
Replies: 77
Views: 17308

Re: Charles Schwab Checking + Brokerage Account

Pardon this slightly off-topic post, but I just got a statement in the mail from Schwab today and wanted to post this story. In 2012, I was using Schwab checking as my main account for depositing checks, since my current bank at the time (Citi) did not have mobile deposit yet and Schwab did, plus th...
by MisterBill
Thu Jan 05, 2017 10:29 am
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

Re: How long does Capital One Investing take to process a transfer out?

Ah. Now that I think about it, CapOne might not use ACATS. No, I don't think they do. What's interesting is that when I transferred stock into them, they said it would take much longer than it actually did. It only took a couple of days to receive, as I recall. I noticed that the settlement date on...
by MisterBill
Wed Jan 04, 2017 9:43 pm
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

Re: How long does Capital One Investing take to process a transfer out?

I have transferred out of CapOne without issue or delay in the past. However, you learned a valuable lesson. NEVER initiate your transfer at the sender, do it at the receiver. They are motivated to make it happen, and quickly. You probably missed my earlier posts, but I did initiate it on the recei...
by MisterBill
Wed Jan 04, 2017 12:34 pm
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

Re: How long does Capital One Investing take to process a transfer out?

So, more than 2 weeks after they received it, the transfer is finally taking place. But apparently they don't send the cash for a month??? I had over $2500 in the account. If I'd know it was going to be frozen for a month I would have withdrawn all but the $75 transfer fee before doing the transfer!...
by MisterBill
Wed Jan 04, 2017 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Turbotax Deluxe on sale at Amazon
Replies: 49
Views: 7356

Re: Turbotax Deluxe on sale at Amazon

Yes, it is a discount but not an in-store one. You can also get it on-line with free shipping. I was just using the prior poster's "rebate" terminology. "Not an in-store one"? That can't be right. The in-store price is the same as the online price. The $10-15 comes off as a manufacturer's coupon an...
by MisterBill
Tue Jan 03, 2017 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax Deluxe on sale at Amazon
Replies: 49
Views: 7356

Re: Turbotax Deluxe on sale at Amazon

The total discounted price for Turbotax Deluxe w/ state is $39.86. That includes the $10 rebate off the normal price of $49.86. Costco just sent an email out to customers that confirms this. The website says "$10 manufacturer’s discount is valid 12/28/16 through 1/29/17. " It's an in-store/online d...
by MisterBill
Tue Jan 03, 2017 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax Deluxe on sale at Amazon
Replies: 49
Views: 7356

Re: Turbotax Deluxe on sale at Amazon

I was at Costco this afternoon and, as reported by others, there was a $10 manufacturer's rebate on TT Deluxe w/state. I asked a manager about whether the coupon would be an additional reduction. He wasn't sure but thought it might be. What do you think? I'm not aware of any rebate. Are you sure yo...
by MisterBill
Tue Jan 03, 2017 3:42 pm
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

Re: How long does Capital One Investing take to process a transfer out?

Just got this message: "We hit a snag. We couldn't complete your transfer request because the receiving firm account number on the transfer form is not clear. Please call 800-747-2537 to verify this information so we can get the process rolling again." Amazing how this can be an issue two weeks afte...
by MisterBill
Sun Jan 01, 2017 11:59 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax Deluxe on sale at Amazon
Replies: 49
Views: 7356

Re: Turbotax Deluxe on sale at Amazon

Just AARGH. I bought TT last night on Amazon with the sale. Today. TODAY! my fido account suddenly has a free Turbotax premier offer. It was not there Friday afternoon. :oops: (We're "premier" clients with Fido, though the accounts aggregate to >>$1MM) Did you order the download version? If you can...
by MisterBill
Fri Dec 30, 2016 1:27 am
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

Re: How long does Capital One Investing take to process a transfer out?

So, my transfer still is not complete. I got a message from them on Tuesday afternoon: We hit a snag; your account is receiving dividends that are being reinvested, delaying the transfer. To prevent future delays you have the option of turning off reinvested dividends in your Accounts Portfolio menu...
by MisterBill
Thu Dec 29, 2016 12:33 am
Forum: Personal Finance (Not Investing)
Topic: Turbotax Deluxe on sale at Amazon
Replies: 49
Views: 7356

Re: Turbotax Deluxe on sale at Amazon

I was just at Costco last night and it was $49.99 for Deluxe. Did they change it today? Last year Costco's orice for TT Deluxe was $39.95. In late Dec they had $10 off and I purchased it fir $29.99 I just went to costco,com and it is 39.99 - 10. With 3.60 for shipping. (Federal + efile, no state) T...
by MisterBill
Wed Dec 28, 2016 11:47 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax
Replies: 4
Views: 892

Re: Turbotax

I usually use deluxe turbotax but I did sell some mutual funds this year. Will I be able to use deluxe or do I need to get premier? Thanks If you are using the CD/download version, Deluxe will be fine. They tried to force people to Premier last year but backtracked and have put things back to the w...
by MisterBill
Mon Dec 26, 2016 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 20890

Re: Sallie Mae Rewards MC being discontinued

The BCP is our primary card for groceries. And don't overlook the bonus offers on your web account. In the past two months we saved >$100 on our cell phone and cable bills with the bonus offers on my BCP and DW's BCE. The AMEX Offers are great (and I have saved over $1k on cruises alone with them t...
by MisterBill
Sat Dec 24, 2016 10:49 pm
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

Re: How long does Capital One Investing take to process a transfer out?

Will Vanguard refund the transfer fee that Cap One is going to charge you ($75 for the complete account)? Generally, no. I don't know if anyone has reported reimbursement even for large accounts. Merrill Edge will offer a bonus and possibly cover the transfer fee as well. Yes, Merrill told me that ...
by MisterBill
Sat Dec 24, 2016 4:26 pm
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

Re: How long does Capital One Investing take to process a transfer out?

This thread is timely for me. I mailed my paperwork yesterday for transferring from Capital One Inv. to Vanguard. I was unaware of them not transferring the fractional shares - does anyone know if they charge the $6.95 for selling the fractional shares for each holding? Will Vanguard refund the tra...
by MisterBill
Fri Dec 23, 2016 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax 2016 purchase source
Replies: 91
Views: 15503

Re: Turbo Tax 2016 purchase source

Any idea how the Amazon version of TurboTax differs from other versions? https://www.amazon.com/TurboTax-Software-Federal-download-Exclusive/dp/B01L7SJ9BE is described as an "Amazon Exclusive". Seems to be the normal Fed efile include plus state efile for a fee (free for NY). "Exclusively at Amazon...
by MisterBill
Fri Dec 23, 2016 9:33 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax 2016 HSA limit error
Replies: 11
Views: 2783

Re: Turbotax 2016 HSA limit error

I just updated my TT software and when I go to form 8889, it has a limit of $6750. I'm not sure if that's where you saw the incorrect limit or if it was somewhere else (nor did I look before updating). I can only imagine how you would have complained if one of the forms you needed wasn't available y...
by MisterBill
Fri Dec 23, 2016 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax available
Replies: 12
Views: 2861

Re: TurboTax available

I bought mine last week, but...... https://www.bogleheads.org/forum/viewtopic.php?f=2&t=204346 IMHO, very poor form for the "leader" in retail tax preparation software. It still hasn't been fixed. :annoyed How hard can it be to push a change to one number when your reputation is on the line? Have y...
by MisterBill
Fri Dec 23, 2016 1:19 am
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

Re: How long does Capital One Investing take to process a transfer out?

Thanks. I had called them on Monday (before the email showed up) because I wasn't sure that Merrill had processed the transfer (I had to fax over some paperwork and their website never updated to show that it had been received, although the rep I was working with had told me that everything was fine...
by MisterBill
Thu Dec 22, 2016 11:48 pm
Forum: Investing - Help with Personal Investments
Topic: How long does Capital One Investing take to process a transfer out?
Replies: 18
Views: 2144

How long does Capital One Investing take to process a transfer out?

I'm in the process of transferring my account at Capital One Investing (fka Sharebuilder) to Merrill Edge. They received the transfer request from Merrill on Monday and I got email on their website saying "We have received your transfer request and will review it in the next 10 business days. Make s...
by MisterBill
Thu Dec 22, 2016 3:12 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

I'll just mention one more time that the Basic version of TT (CD/download) does every form that the higher versions do. If you know what you're doing there is no reason to pay more for the "advanced" versions. On the other hand if you're a "first-timer" you may benefit from the "hand-holding" of th...
by MisterBill
Wed Dec 21, 2016 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

It is the most expensive piece of tax software out there. Fidelity has to pay for it somehow. There are multiple ways beyond making stock/ETF trades that Fidelity can make money off of people. They are targeting the ones who are profitable to them and who they feel like the offer will help ensure t...
by MisterBill
Wed Dec 21, 2016 12:28 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

Dunno. Doing it securely using quality software seems much safer. Problem being, we always find out which software isn't secure only when it is too late. So do you avoid online access to your banking and investment accounts as well? Those may not be safe to use either. I'm wondering where your leve...
by MisterBill
Tue Dec 20, 2016 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

OK, just talked to my rep. Private Client Group members are entitled to TT Premier for free. If you are a PCG member, you should see a link to TT on the main screen when you log in. If you click on the link it takes you to TT where you can either start using the online version "or" download the des...
by MisterBill
Tue Dec 20, 2016 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

If you have the fidelity offer, does it expire well before taxes are due (say in next month), or is it typically available through April 2017? It doesn't say. I wonder if there are a limited number of licenses available, after which the offer disappears. I certainly would not wait to take advantage...
by MisterBill
Mon Dec 19, 2016 11:48 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35806

Re: Fidelity free Turbotax

Sounds like there is a great deal of internal miscommunication on this offer... I downloaded the Premium version for free last week, and I've never come anywhere close to 120 trades. Yes, lots of confusion there and here. Is there anyone who got this whose statements do not say Private Client Group?