Search found 13395 matches

by chaz
Thu Apr 12, 2007 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Training to Be Old
Replies: 6
Views: 2804

Re: Getting older

And I avoid boredom by making the posts that Chaz reads to keep from getting bored. What a team we make! :)

Regards,

Mel
Keep up the good work, Mel. I truly appreciate your posts.
by chaz
Thu Apr 12, 2007 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Training to Be Old
Replies: 6
Views: 2804

I avoid boredom by reading posts on this forum.
by chaz
Thu Apr 12, 2007 10:51 am
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation Question?
Replies: 4
Views: 1941

Your allocation is not too aggressive if you have considered the risk/reward factor. Also, if you are in good health, delay taking Soc Security until you are older.
by chaz
Thu Apr 12, 2007 10:47 am
Forum: Investing - Theory, News & General
Topic: ONLINE TurboTax data exposed
Replies: 7
Views: 3474

Re: Through VG

coastn wrote:We get to Turbo through the VG site, logging into VG first. Is that any more secure?

-David
I have done this for 3 years, and, so far, no problem.
by chaz
Mon Apr 09, 2007 5:59 pm
Forum: Investing - Theory, News & General
Topic: one will be rich and four will be financially independent
Replies: 45
Views: 21946

What is the difference between rich and financially independent?
by chaz
Mon Apr 09, 2007 5:57 pm
Forum: Investing - Theory, News & General
Topic: STORY: It's a Good Time to Buy a Midcap Fund
Replies: 12
Views: 4054

Is market timing involved?
by chaz
Mon Apr 09, 2007 4:08 pm
Forum: Investing - Theory, News & General
Topic: Net worth - ?
Replies: 42
Views: 18932

Several families were quoted as saying their farms had to be sold to pay the federal estate tax. These people were testifying brfore a Congressional committee looking into revising the statute. Not an urban legend giving testimony.

This has nothing to do with proprty tax or greed among heirs.
by chaz
Mon Apr 09, 2007 1:09 pm
Forum: Investing - Theory, News & General
Topic: Net worth - ?
Replies: 42
Views: 18932

I have read newspaper articles within the last year with complaints that many family farms had to be sold to pay the federal estate tax.
by chaz
Mon Apr 09, 2007 10:55 am
Forum: Investing - Help with Personal Investments
Topic: high net worth & protecting oneself from lawsuits/liabil
Replies: 38
Views: 15694

Scott Turow, in his book "Pleading Guilty", tells how one person set up his offshore bank account and transferred money. A very good read even if you do not want that type of asset protection.
by chaz
Fri Apr 06, 2007 4:56 pm
Forum: Investing - Help with Personal Investments
Topic: Videos of Q & A session at Diehard V in Las Vegas
Replies: 9
Views: 3727

Many thanks, Simba. You did a great service for all of us.
by chaz
Thu Apr 05, 2007 3:31 pm
Forum: Investing - Theory, News & General
Topic: Alvin Sch & other tax-savvy folks
Replies: 5
Views: 2130

Re: Alvin Sch & other tax-savvy folks

anesdoc wrote: I'm guessing tax rate at retirement won't be this high.
The rate may be the same or higher as the cost of government keeps increasing.
by chaz
Thu Apr 05, 2007 1:42 pm
Forum: Personal Finance (Not Investing)
Topic: SUZE ORMAN
Replies: 5
Views: 2943

No, she is not on that frequently in my town! Sorry if the news offended you emerg doc. [/quote]
by chaz
Thu Apr 05, 2007 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: SUZE ORMAN
Replies: 5
Views: 2943

SUZE ORMAN

Tonight, 4-5-07, Suze Orman will have a show on public television to help women with investing.
by chaz
Thu Apr 05, 2007 1:14 pm
Forum: Forum Issues and Administration
Topic: Log In
Replies: 8
Views: 4518

Using Password Manager (part of Norton Systemworks) automatically enters your user name and password.
by chaz
Wed Apr 04, 2007 3:41 pm
Forum: Investing - Theory, News & General
Topic: Amity Shlaes on coming tax increases
Replies: 82
Views: 35511

John, sorry your avatar looks more like a comic book character than any elected official, and thus should have been allowed to be posted. On the other hand, please do not be upset that this thread is allowed since it clearly relates to finances. For example, the federal estate tax is completely elim...
by chaz
Wed Apr 04, 2007 11:41 am
Forum: Investing - Theory, News & General
Topic: STORY: A Look at Mutual Funds Over the Last Three Months
Replies: 4
Views: 1604

Performance chasing vs. stay the course.
by chaz
Mon Apr 02, 2007 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: Gallbladder surgery
Replies: 20
Views: 10452

Try reducing the fat intake in your diet for a few weeks to allow your system a chance to adapt to the loss of the gall bladder.
by chaz
Mon Apr 02, 2007 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Opening Day
Replies: 16
Views: 6212

It was announced today that the Chicago Cubs franchise is for sale. A good investment?
by chaz
Mon Apr 02, 2007 1:20 pm
Forum: Investing - Theory, News & General
Topic: Online explaination of basic investing principals
Replies: 7
Views: 1989

Go to the library on this forum and read Taylor Larimore's Gems, which are important selections from many of the terrific books.
by chaz
Mon Apr 02, 2007 1:10 pm
Forum: Investing - Help with Personal Investments
Topic: State pension funds
Replies: 6
Views: 2672

Joel, tell your mother to relax. CalPERS has multi-billions invested. So much that it started investing in real estate. It will be around LONG after we are gone.
by chaz
Mon Apr 02, 2007 1:03 pm
Forum: Investing - Help with Personal Investments
Topic: Estate Planning
Replies: 15
Views: 4582

Before switching IRA beneficiaries, read IRS Publication 590. It may make an important decision when you reach age 70.5 and are required to take annual withdrawals. The percentage tables reflect the difference.
by chaz
Sun Apr 01, 2007 7:18 pm
Forum: Investing - Theory, News & General
Topic: Hot Funds: Match the FInancial God's Wiener
Replies: 4
Views: 1931

My hot fund is Target Retirement 2015.
by chaz
Sun Apr 01, 2007 5:39 pm
Forum: Personal Finance (Not Investing)
Topic: Speculation Blues~ Nice indexed tune
Replies: 2
Views: 1814

A wonderful song for this forum!
by chaz
Sun Apr 01, 2007 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: Diehard Age Demographic
Replies: 43
Views: 27500

I am surprised at all the young people here. It took me a long time to find this terrific forum. I must be slowing down with age.
by chaz
Sun Apr 01, 2007 4:50 pm
Forum: Investing - Theory, News & General
Topic: Nick (Yobria), others: reducing equity alloc b4 retirement
Replies: 14
Views: 4813

For some, to insure an adequate sum for heirs, keep a fair amount of equity in your allocation. If leaving to heirs is not a concern, then select the appropriate target retirement fund.
by chaz
Sun Apr 01, 2007 4:43 pm
Forum: Investing - Help with Personal Investments
Topic: State pension funds
Replies: 6
Views: 2672

What CalPERS investment policy troubles you?
by chaz
Wed Mar 28, 2007 3:17 pm
Forum: Investing - Theory, News & General
Topic: Amity Shlaes on coming tax increases
Replies: 82
Views: 35511

Democrats are certain to raise taxes, but the economy did well during the Bill Clinton years.
by chaz
Wed Mar 28, 2007 3:05 pm
Forum: Investing - Theory, News & General
Topic: The best of both Vanguard and DFA
Replies: 51
Views: 19108

WagnerJB, why doesn't your mother eliminate the fee advisor and just use Vanguard target retirement funds?
by chaz
Tue Mar 27, 2007 2:46 pm
Forum: Investing - Help with Personal Investments
Topic: estate planning / life insurance resources
Replies: 19
Views: 6441

Re: If these are being presented

First read up on what is involved in estate planning. Then visit a specialist lawyer, because then you will have some ideas and can ask some questions.
by chaz
Tue Mar 27, 2007 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: "I don't know, I don't care"
Replies: 17
Views: 7336

Re: Harland and zhiwiller and Ken and Al

Taylor Larimore wrote:Thanks to you guys, I finally got it.

Best wishes.
Taylor
We can always learn from this forum.
by chaz
Mon Mar 26, 2007 3:38 pm
Forum: Investing - Theory, News & General
Topic: Long term care insurance doesn't pay
Replies: 38
Views: 14641

Laura, thanks for the tip re correcting typos. You have already impressed me with your helpful suggestions on investing.
by chaz
Mon Mar 26, 2007 2:33 pm
Forum: Investing - Help with Personal Investments
Topic: Nervous first time investor.
Replies: 29
Views: 12482

You have gotten good advice. Lucky you found this forum!
by chaz
Mon Mar 26, 2007 2:17 pm
Forum: Investing - Theory, News & General
Topic: Long term care insurance doesn't pay
Replies: 38
Views: 14641

Sorry for typo: rust should read trust.
by chaz
Mon Mar 26, 2007 2:16 pm
Forum: Investing - Theory, News & General
Topic: Long term care insurance doesn't pay
Replies: 38
Views: 14641

tc101 has it right. Do not rust insurance companies to do the right thing for policyholders!
by chaz
Mon Mar 26, 2007 2:10 pm
Forum: Investing - Theory, News & General
Topic: Going Broke as a lesson
Replies: 6
Views: 3136

It is too bad that everyone does not learn about Vanguard and this forum before making "mistakes".
by chaz
Wed Mar 21, 2007 2:35 pm
Forum: Investing - Theory, News & General
Topic: Ed Tower examines managed funds and Dan Wiener's portfolios
Replies: 26
Views: 11234

Petrocelli, thanks for the very interesting Tower article. You always add some good info in your postings. Much appreciated.

Chaz
by chaz
Mon Mar 19, 2007 3:08 pm
Forum: Personal Finance (Not Investing)
Topic: Suspicious behavior
Replies: 6
Views: 3653

Where was Conklin's account? If it was "offshore", that would trigger a criminal investigation. I am not worried about the status of my account at Vanguard!

Chaz
by chaz
Mon Mar 19, 2007 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: Trump Invitation
Replies: 6
Views: 4175

I do not think that Ivanka will sit through that garbage for 8 hours.

Chaz
by chaz
Mon Mar 19, 2007 2:17 pm
Forum: Investing - Theory, News & General
Topic: Weiner on REIT
Replies: 11
Views: 4266

"Snow" is OK unless you are in too deep!

Chaz
by chaz
Mon Mar 19, 2007 2:13 pm
Forum: Investing - Help with Personal Investments
Topic: estate planning
Replies: 20
Views: 9833

advice

Everyone has given you some good advice! However, each person has very different needs when it comes to estate planning. Not everything suggested to you will be right for you, so it is imperative that you consult with a lawyer who specializes in this area.

Good luck.

Chaz
by chaz
Sun Mar 18, 2007 3:47 pm
Forum: Investing - Theory, News & General
Topic: Weiner on REIT
Replies: 11
Views: 4266

Weiner on REIT

Petrocelli advises that Dan W is advising us to sell Reits. Is he also advising us to sell Health Care and/or Capital Opportunity?

Chaz
by chaz
Thu Mar 08, 2007 4:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard investors have to take personal responsibility
Replies: 11
Views: 5897

Security

To defeat keyloggers, download KeyScrambler (a free tool). This gives an added layer of protection.

chaz
by chaz
Tue Mar 06, 2007 1:09 pm
Forum: Investing - Theory, News & General
Topic: Legislation in the pipeline affecting investors
Replies: 26
Views: 10197

Mel, thanks for the info. Congress might like the tax breaks for the little people, but not a total repeal of the estate tax. The Ways and Means committee will suggest redrafting of the bill, maybe with a larger exemption. The Florida congressman has some work ahead with amendments.

Chaz
by chaz
Tue Mar 06, 2007 1:03 pm
Forum: Investing - Theory, News & General
Topic: Legislation in the pipeline affecting investors
Replies: 26
Views: 10197

Re: Legislation in the pipeline affecting investors

Hello Everyone: Courtesy of InvestmentNews' Regulatory Alert e-mail I just received, here are four pieces of legislation that could definitely affect investors. Don't know which, if any, will make it into law, but wanted everyone to be aware of what's in the pipeline. A House bill introduced in Jan...
by chaz
Tue Feb 27, 2007 3:52 pm
Forum: Investing - Theory, News & General
Topic: Dow Down 546 points!
Replies: 35
Views: 17253

Market fluctuation is a good thing; but why follow the lead of the Chinese market?

chaz