Search found 1658 matches

by lazydavid
Mon May 14, 2018 5:06 am
Forum: Personal Consumer Issues
Topic: buying new laptops
Replies: 19
Views: 2217

Re: buying new laptops

$320 on woot today:

https://computers.woot.com/offers/dell- ... _dly_wobtn

I'd prefer a higher-res screen and larger SSD, but it's a pretty good value.
by lazydavid
Mon May 14, 2018 5:01 am
Forum: Personal Consumer Issues
Topic: New Car Suggestions: BMW Crapping Out
Replies: 61
Views: 5842

Re: New Car Suggestions: BMW Crapping Out

Blocking the EGR system will increase NOx emissions. True, by a very slight amount. But it will also improve fuel economy, eliminate carbon buildup in the intake and cylinders (which requires a $1300 cleaning every 50k miles thanks to EGR), and improve the efficiency of the particulate filter--NOx ...
by lazydavid
Sun May 13, 2018 5:11 pm
Forum: Personal Consumer Issues
Topic: New Car Suggestions: BMW Crapping Out
Replies: 61
Views: 5842

Re: New Car Suggestions: BMW Crapping Out

Highlander or RX will be your best bet. Under the hood, their is nothing terribly different between the two unless you get the Lexus RX sport. The F-sport version of the RX has the same ancient 2GR-FE engine that has been in every RX since 2003. The F-sport package buys you a slightly stiffer suspe...
by lazydavid
Sun May 13, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: New Car Suggestions: BMW Crapping Out
Replies: 61
Views: 5842

Re: New Car Suggestions: BMW Crapping Out

Advice needed: Just heard from the shop. Current repair is $1,800 to replace AGR cooler. I had an $1,800 repair last month as well (glow plugs). Would you pony up for the repair even though thats $3,600 in 2 months or go ahead and trade in and go to Toyota Highlander/Lexus RX. Its a 2012 BMW X5 35D...
by lazydavid
Fri May 11, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: buying new laptops
Replies: 19
Views: 2217

Re: buying new laptops

Get a business-class machine. Dell Latitude, Lenovo Thinkpad, HP EliteBook, Microsoft Surface, etc. They're far better built and more reliable than consumer junkware, but do cost a bit more. If you're looking to save, buy one of these models a couple years old off-lease, just make sure it has at lea...
by lazydavid
Fri May 11, 2018 8:18 am
Forum: Personal Consumer Issues
Topic: New Car Suggestions: BMW Crapping Out
Replies: 61
Views: 5842

Re: New Car Suggestions: BMW Crapping Out

Trading a BMW for an Audi and expecting better outcome at 5 years? Some of you really think so? Considering Audi was Consumer Reports top-ranked brand last year, 2nd behind Genesis this year, and is the only full-line manufacturer for which EVERY SINGLE MODEL is recommended by CR? Yup. Given that y...
by lazydavid
Thu May 10, 2018 3:30 pm
Forum: Personal Consumer Issues
Topic: Windows 7 Update Isn't(?) Updating...
Replies: 4
Views: 589

Re: Windows 7 Update Isn't(?) Updating...

Yep, power cycle and try again.
by lazydavid
Thu May 10, 2018 3:21 pm
Forum: Personal Consumer Issues
Topic: Las Vegas shows
Replies: 22
Views: 2281

Re: Las Vegas shows

Absinthe (Caesar's) is probably my favorite, like many here. O (Bellagio) is great, but very pricey. We've been to Mystere (TI) twice, as my 10 year old absolutely loves it, and my wife and I have seen Zumanity (NYNY) twice, and she took her dad a third time. It was great both times I saw it, but sh...
by lazydavid
Thu May 10, 2018 5:26 am
Forum: Personal Consumer Issues
Topic: Spark Plugs only vs Tune Up?
Replies: 29
Views: 2146

Re: Spark Plugs only vs Tune Up?

To me, a "tune up" nowadays would consist of replacing the plugs and wires, nothing else. I'm not an expert, but as others have suggested, what else is there to do on a modern vehicle? Don't even need to replace the wires in most cases. With coil-on-plug ignition, there is no longer high voltage th...
by lazydavid
Wed May 09, 2018 5:30 am
Forum: Personal Consumer Issues
Topic: Tires: Where to Get? Warranty? And Questions?
Replies: 74
Views: 6557

Re: Tires: Where to Get? Warranty? And Questions?

As I mentioned earlier, we had a tire replaced yesterday with a 67% discount due to an errant bolt through a tire with light use. On the way home I picked up a metal screw in a different tire and a nail in another. I'm taking the car back to the tire shop today to have both tires repaired for free....
by lazydavid
Mon May 07, 2018 7:14 am
Forum: Personal Consumer Issues
Topic: Should reliability rankings eliminate Jeep Grand Cherokee?
Replies: 91
Views: 6406

Re: Should reliability rankings eliminate Jeep Grand Cherokee?

munemaker wrote:
Mon May 07, 2018 5:53 am
It seems to me that Boglehead BMW and Porsche owners are in the minority. Too bad we don't have polls anymore. Then we would know for sure.
We have one BMW and one Lexus, so does that net us out to zero? :P
by lazydavid
Fri May 04, 2018 12:26 pm
Forum: Personal Consumer Issues
Topic: SUV vs Full Size Car - Taurus or Escape
Replies: 55
Views: 2749

Re: SUV vs Full Size Car - Taurus or Escape

I understand your perspective Watty however; as cars wind down dealer service staff will too along with parts room inventories. The more important part being ability for dealers to furnish warranty support for no longer manufactured vehicles. Aftermarket shops and such will always be able to fix st...
by lazydavid
Fri May 04, 2018 9:30 am
Forum: Personal Consumer Issues
Topic: SUV vs Full Size Car - Taurus or Escape
Replies: 55
Views: 2749

Re: SUV vs Full Size Car - Taurus or Escape

I understand your perspective Watty however; as cars wind down dealer service staff will too along with parts room inventories. The more important part being ability for dealers to furnish warranty support for no longer manufactured vehicles. Aftermarket shops and such will always be able to fix st...
by lazydavid
Wed May 02, 2018 7:04 pm
Forum: Personal Consumer Issues
Topic: Should reliability rankings eliminate Jeep Grand Cherokee?
Replies: 91
Views: 6406

Re: Should reliability rankings eliminate Jeep Grand Cherokee?

The current JGC has been pretty solid, except for the 2014 model year. It was plagued with tons of defects, the majority of which were corrected from the 2014.5 model onward. Interior on the upper trim levels positively shames vehicles like the Highlander and Pilot, and out-luxes the Lexus RX and Ac...
by lazydavid
Wed May 02, 2018 2:07 pm
Forum: Personal Consumer Issues
Topic: Are bonus and equity pro-rated at lay off?
Replies: 16
Views: 1726

Re: Are bonus and equity pro-rated at lay off?

As others have said, check your specific policies, but most places I've seen have it based on the separation date. This is the date on which you fall off the books and cease being an "employee". Depending on the severance arrangement, this could be weeks or months after your final day worked. I've s...
by lazydavid
Wed May 02, 2018 5:29 am
Forum: Personal Consumer Issues
Topic: What Android browser do you use?
Replies: 44
Views: 2977

Re: What Android browser do you use?

I use Pyrope because it has hardware acceleration on Snapdragon-powered phones. Have not found a faster mobile browser.
by lazydavid
Fri Apr 27, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 11813

Re: Amazon to raise Prime membership in US to $119 from $99

Driving to the bank to wait in line to get a money order which you then carry over to another office to hand deliver is not what I would call a quality human interaction. I'd MUCH rather be putting that time into relationships with family and friends. Amazon gives me more time for quality human int...
by lazydavid
Fri Apr 27, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 11813

Re: Amazon to raise Prime membership in US to $119 from $99

To me, that's a huge loss. I already spend the work day sitting on a chair in front of a computer not interacting with people. Being out and about is the best. To pay my electric bill, for example, I drive to the bank and get a money order, which I then drive over to the city office and hand-delive...
by lazydavid
Fri Apr 27, 2018 12:00 pm
Forum: Personal Consumer Issues
Topic: Comfortable Commuter Cars under $50K
Replies: 81
Views: 6286

Re: Comfortable Commuter Cars under $50K

+1 An ES is not a Camry either. I read that over and over, but it just isn't true. If you are fine with a Camry, buy the Camry. The ES, LS, GS engineering, noise reduction, refinement are not the same as a Camry. You can say that to justify either based on how much you want to spend. It is though (...
by lazydavid
Fri Apr 27, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: COMCAST - Modem / Router recommendation
Replies: 28
Views: 1965

Re: COMCAST - Modem / Router recommendation

I tend to replace my cable modem about every 6-8 years, which is typically a few years after they fall off the "supported" list. I always get the highest-end SurfBoard available at that time. So that meant a Motorola 5120 in 2005, a Motorola 6121 in 2011, and an Arris 8200 earlier this year. The 820...
by lazydavid
Wed Apr 25, 2018 2:32 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6752
Views: 1469122

Re: U.S. stocks in freefall

I refinanced my mortgage to a 2.50% 15-year loan in November 2012, and I doubt I'll ever see a rate that low again. Refinanced to the same rate/term in July of 2016, so you could have seen it at least one more time... :P They're up to 4% now, so I agree with you that they're not coming back anytime...
by lazydavid
Fri Apr 20, 2018 5:41 am
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 106
Views: 12157

Re: Quitting job - what to do if getting walked to the door

My former employer, Megacorp,did not pay out unused PTO. They said PTO was granted and not earned. Yet the grant appeared on paychecks in the same amounts as if you had earned them. Go figure. This is illegal in many states. For example, my company policy specifies that unused vacation will be paid...
by lazydavid
Fri Apr 20, 2018 5:14 am
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 106
Views: 12157

Re: Quitting job - what to do if getting walked to the door

If this chance of being immediately walked out of the door is due to the person's joining a direct competitor, just wondering why its necessary to even disclose the next place of employment to current employer, something which I've never ever done myself. Unless there is some legal requirement not ...
by lazydavid
Tue Apr 17, 2018 11:56 am
Forum: Personal Consumer Issues
Topic: car at 80
Replies: 59
Views: 5113

Re: car at 80

Tell him to act his age. http://www.truecar.com/blog/2010/05/12/top-10-models-for-young-drivers/ Seriously, there are reasons why these cars are more popular with seniors, and googling seem to bring up the Lincoln Town Car as the quintessential favorite. The Lincoln Town car is a TERRIBLE choice. I...
by lazydavid
Tue Apr 17, 2018 9:41 am
Forum: Personal Consumer Issues
Topic: car at 80
Replies: 59
Views: 5113

Re: car at 80

Agree with Subaru, we're on our second after 350K miles on the first. One minor correction -- the BRZ is RWD (shocked me to hear it at the dealership), everything else is AWD. The BRZ is kind of a special case, in that it's a joint project with Toyota, who sells it as the FR-S/FT-86/GT86 depending ...
by lazydavid
Tue Apr 17, 2018 4:48 am
Forum: Personal Finance (Not Investing)
Topic: 2.5% Withdrawal for 50 Years With 50/50 Portfolio?
Replies: 121
Views: 9849

Re: 2.5% Withdrawal for 50 Years With 50/50 Portfolio?

Random Poster wrote:
Mon Apr 16, 2018 7:04 pm
Ummmm....where are you getting a $6M nest egg from the information provided?
By double-counting :oops: $3M + $2.2M + $725k.
by lazydavid
Mon Apr 16, 2018 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: 2.5% Withdrawal for 50 Years With 50/50 Portfolio?
Replies: 121
Views: 9849

Re: 2.5% Withdrawal for 50 Years With 50/50 Portfolio?

I would have no qualms whatsoever about taking an inflation-adjusted $75k/yr from a $6M nest egg. Well one qualm....I could easily afford a much higher standard of living. In all seriousness, I would hold 3-5 years of expenses in "riskless" cash equivalents (CDs, short-term treasuries, iBonds, whate...
by lazydavid
Mon Apr 16, 2018 6:28 pm
Forum: Personal Consumer Issues
Topic: Allegiant Airlines...Anyone watch CBS 60 Minutes?
Replies: 55
Views: 6221

Re: Allegiant Airlines...Anyone watch CBS 60 Minutes?

I actually have a clause in my employment contract that prohibits my employer from requiring me to fly discount airlines, domestic or abroad. No way am I getting on an Allegiant, Spirit, et al flight. I don't have a clause, but I still flat out refuse. If a flight on a real airline is "out of polic...
by lazydavid
Mon Apr 16, 2018 7:58 am
Forum: Personal Consumer Issues
Topic: Allegiant Airlines...Anyone watch CBS 60 Minutes?
Replies: 55
Views: 6221

Re: Allegiant Airlines...Anyone watch CBS 60 Minutes?

I recently had to make two trips out to our St. Petersburg office, which is practically on the grounds of the PIA airport. But as far as I can tell, the only way to get there is by flying Allegiant. So I took a real airline to Tampa and drove across the bay.
by lazydavid
Mon Apr 16, 2018 5:01 am
Forum: Personal Consumer Issues
Topic: Decisions on a Two Car Strategy
Replies: 24
Views: 2369

Re: Decisions on a Two Car Strategy

Consider alternative fuel vehicles before eliminating them. I just got an advertisement for the Toyota Mirai 300 mile range Hydrogen with 3 free years of fuel. The Mirai is only available in certain parts of California, because all 200 of the public Hydrogen pumps are in southwestern CA (mostly in ...
by lazydavid
Mon Apr 16, 2018 4:54 am
Forum: Personal Consumer Issues
Topic: Cruises: How to Value Onboard Credit
Replies: 29
Views: 1886

Re: Cruises: How to Value Onboard Credit

You have a $209 upfront better price between B and C. So the real problem here is reduced to a $41 consideration for onboard credits. If you take the deal with $245 credit you will be roaming the ship looking at how to apply that to your best advantage. A sort of manufactured spending. So, $41. The...
by lazydavid
Mon Apr 16, 2018 4:43 am
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8554

Re: New faster DNS - 1.1.1.1 by CloudFlare

Irony of ironies, I woke up this morning to find Comcast's DNS down. So now I AM using 1.1.1.1. :P
by lazydavid
Sun Apr 15, 2018 9:29 pm
Forum: Personal Consumer Issues
Topic: Best Couch for Big and Tall Person
Replies: 17
Views: 53758

Re: Best Couch for Big and Tall Person

I'm also astonished as to how much furniture depreciates and the mark-up on furniture. Besides Costco, are there any stores that don't have much markup on couches? I've been looking on Craigslist for the past month, but haven't seen anything. Our last few furniture purchases--including a reclining ...
by lazydavid
Sun Apr 15, 2018 9:22 pm
Forum: Personal Consumer Issues
Topic: Cruises: How to Value Onboard Credit
Replies: 29
Views: 1886

Re: Cruises: How to Value Onboard Credit

Clearly option A's a loser, because option C is the same upfront price with 5x the OBC. So it's just a matter of figuring out if there is $245 or more worth of things not included in the stateroom fee that you would purchase. For the cruise we're going on this year, we've already spent well more tha...
by lazydavid
Sun Apr 15, 2018 9:09 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8554

Re: New faster DNS - 1.1.1.1 by CloudFlare

Your explanation does not make sense because if I receive forged DNS data as a result of a DNS query, the DNSSEC resolver on my client machine will be able to detect that. And precisely this is the job of the DNSSEC resolver on my client machine. Note that Comcast provides my DNS but Comcast does n...
by lazydavid
Sun Apr 15, 2018 4:39 pm
Forum: Personal Consumer Issues
Topic: Is it necessary to replace brake fluid on a car every 3 years?
Replies: 56
Views: 4579

Re: Is it necessary to replace brake fluid on a car every 3 years?

Hyperborea wrote:
Sun Apr 15, 2018 4:26 pm
ATE Super Blue is not legal to sell in the US because ... it's blue. It was banned about 5 years ago. I gave my last two unopened cans to a neighbour who races as I pack up for moving.
Can't resolve the link, but that does ring a bell. ATE 500 it is going forward. Regulators are stupid.
by lazydavid
Sun Apr 15, 2018 4:35 pm
Forum: Personal Consumer Issues
Topic: Las Vegas hotel
Replies: 44
Views: 3582

Re: Las Vegas hotel

When we go (every year) it's for 2+ weeks, so we stay at a condo just off the strip, at Harmon (runs through City Center) and Koval (runs behind MGM, Flamingo, etc). If I were just staying two nights and wanted the Vegas experience, I'd probably look at Bellagio, Caesar's, Venitian/Pallazo or Mirage...
by lazydavid
Sun Apr 15, 2018 4:20 pm
Forum: Personal Consumer Issues
Topic: 52 oz, the new orange juice size?
Replies: 21
Views: 1934

Re: 52 oz, the new orange juice size?

Bob, you're in my neck of the woods, just head out my way and I'll make sure you get a proper pour! Currently on draft: Great Lakes Edmund Fitzgerald Porter and Coronado Stingray IPA. Next up: Dragonstooth Imperial Oatmeal Stout and 21st Amendment Brew Free or Die! IPA. That said, I do Tulips instea...
by lazydavid
Sun Apr 15, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: Is it necessary to replace brake fluid on a car every 3 years?
Replies: 56
Views: 4579

Re: Is it necessary to replace brake fluid on a car every 3 years?

I bleed our cars brakes on a roughly yearly basis or whenever they get new pads. I have a vacuum bleeder that makes it very easy for one person. I sold my big compressor so now I'm back to the two man method. There are plenty of bleeders that don't require a second person or a compressor. I have a ...
by lazydavid
Sun Apr 15, 2018 2:22 pm
Forum: Personal Consumer Issues
Topic: 52 oz, the new orange juice size?
Replies: 21
Views: 1934

Re: 52 oz, the new orange juice size?

I don't typically buy orange juice--if I'm going to drink a ton of empty carbs, I'd rather have nine 12oz beers (average 6g carbs per quality craft) than one 8oz glass of OJ (52g carbs)--but I do see this downsizing across the board. As has been previously mentioned, bacon is the big one, where the ...
by lazydavid
Sun Apr 15, 2018 2:07 pm
Forum: Personal Consumer Issues
Topic: Is it necessary to replace brake fluid on a car every 3 years?
Replies: 56
Views: 4579

Re: Is it necessary to replace brake fluid on a car every 3 years?

I target to change every 2 years, but don't freak out if it stretches to 3. But skip it entirely at your own peril--literally. use a mityvac like another member suggested, or a powerbleeder like I use, and you can easily do it yourself in under an hour. You're talking a one-time cost of around $60 ...
by lazydavid
Sun Apr 15, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: Decisions on a Two Car Strategy
Replies: 24
Views: 2369

Re: Decisions on a Two Car Strategy

Don't sweat too much about mpg. It matters, but not as much as you think. My current DD has averaged 28.7mpg over its lifetime. My commute is 61 miles roundtrip, plus a bunch of other driving my son around for activities and such (25 miles roundtrip to club sports 3x/week being the major one). If I ...
by lazydavid
Sun Apr 15, 2018 1:23 pm
Forum: Personal Consumer Issues
Topic: Is it necessary to replace brake fluid on a car every 3 years?
Replies: 56
Views: 4579

Re: Is it necessary to replace brake fluid on a car every 3 years?

I target to change every 2 years, but don't freak out if it stretches to 3. But skip it entirely at your own peril--literally. use a mityvac like another member suggested, or a powerbleeder like I use, and you can easily do it yourself in under an hour. You're talking a one-time cost of around $60 f...
by lazydavid
Sun Apr 15, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8554

Re: New faster DNS - 1.1.1.1 by CloudFlare

When I enter vanguard.com in my browser, Comcast's DNS lookup returns IP address 192.175.191.200. I might disagree with my Comcast bill but I trust the IP address they return and the webpage I visit as a result of my browser receiving the IP address; I am happy to enter my username and password to ...
by lazydavid
Fri Apr 13, 2018 5:20 am
Forum: Personal Consumer Issues
Topic: Does it make sense to buy new appliances when there's a good sale before you need them?
Replies: 28
Views: 2027

Re: Does it make sense to buy new appliances when there's a good sale before you need them?

Agree that it's not likely to fail anytime soon. I still have the Amana top-freezer my parents bought in 1990 (the very last model with Freon) working happily in my garage. This is the fourth house it's been to, and the second where it's lived in the garage. It could fail at any time. But for 28 yea...
by lazydavid
Fri Apr 13, 2018 4:58 am
Forum: Personal Consumer Issues
Topic: Men's Boxer briefs without brand/embossing
Replies: 10
Views: 1242

Re: Men's Boxer briefs without brand/embossing

What is the purpose avoiding branding? If it's to eliminate tags that can chafe, most modern stuff don't have actual tags anymore. The info that would have been on the tag is silkscreened on the inside of the seat, and disappears entirely after a few dozen washes. If you're a public figure and you'r...
by lazydavid
Thu Apr 12, 2018 9:14 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8554

Re: New faster DNS - 1.1.1.1 by CloudFlare

Does anyone know if changing DNS to 1.1.1.1 in the ISP router will change the DNS for all devices that use the router? Do you have to change DNS address for each device, and the router? What if the router is set for the ISP DNS but you change a device to the 1.1.1.1 What takes prescience, router or...
by lazydavid
Wed Apr 11, 2018 9:16 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8554

Re: New faster DNS - 1.1.1.1 by CloudFlare

I believe that there is literally nothing you can say will change this individuals mind. I won't tell you to stop since it is probably educating other folks, but, or as Scott Adams put it, "Nothing makes [someone] argue harder than being proven wrong." You are exactly right. I tried, but am now thr...
by lazydavid
Wed Apr 11, 2018 6:47 pm
Forum: Personal Consumer Issues
Topic: Driver's permit before 18 - Any financial incentive
Replies: 52
Views: 2186

Re: Driver's permit before 18 - Any financial incentive

As others have said, make no mistake it will cost more. You'll have to decide if the benefits are worth the costs. One way to minimize those costs as much as possible is to make sure you have fewer cars than you do drivers. Then the teen can be added to your policy as an "occasional driver". Which i...
by lazydavid
Wed Apr 11, 2018 12:37 pm
Forum: Personal Consumer Issues
Topic: Mini Air Compressor
Replies: 22
Views: 1732

Re: Mini Air Compressor

Noise can be a concern even if you're the only person in your entire state. :D You have to listen to the thing too.