Search found 2644 matches

by likegarden
Wed Jun 13, 2018 8:40 am
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 179
Views: 39051

Re: Bogleheads, tell me about your 40's?

That was an exciting time at work, was developing new controls equipment. Within 2 years we had to move and buy a house north of Boston and move back. There was a lot of traveling, also several times to Asia. But I had little knowledge of investing, though did enough. In !989 there was no internet y...
by likegarden
Wed Jun 13, 2018 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Forbes: Millennials Aren't Having Kids Heres Why That's a Problem for Baby Boomer Real Estate and Retirement
Replies: 74
Views: 7588

Re: Forbes: Millennials Aren't Having Kids Heres Why That's a Problem for Baby Boomer Real Estate and Retirement

This article seems to relate to big cities like Chicago and NY City. I live in an area with smaller cities and smaller towns acting like suburbs to the cities. Young couples still buy houses and have kids. We still have a boom in building $350,000 houses. We have city water and sewer, also have a ve...
by likegarden
Mon Jun 11, 2018 4:31 pm
Forum: Personal Consumer Issues
Topic: “Day to kill” in Venice Italy
Replies: 51
Views: 3839

Re: “Day to kill” in Venice Italy

We went there 1980 on a tour from Meran with our 4 years old son and my parents, we loved it. On the way back to the parked bus we decided to take the Express boat, found out that it stopped everywhere, and people waiting in the bus did not like that.
by likegarden
Mon Jun 11, 2018 4:22 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 194
Views: 18568

Re: Life in retirement - what did you do today?

Life got exciting for me today. While figuring out the budget for our 10 days vacation on Cape Cod and moving around a sprinkler to water some of my many hostas in the backyard, our clothes washer broke. That GE washer lasted 7 years doing 4 washes a day approximately. So I bought a Speed Queen TR5....
by likegarden
Sat Jun 09, 2018 5:35 pm
Forum: Personal Consumer Issues
Topic: Foreign language immersion daycare
Replies: 50
Views: 2973

Re: Foreign language immersion daycare

We did not want our son to spent much time on a foreign language and not enough on other important school subjects. There is only so much time available for learning. I was born and studied in Germany, speak German, but not at home here in the US. My wife learned how to speak German after our weddin...
by likegarden
Fri Jun 08, 2018 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a house in Florida but you are hundreds of miles away
Replies: 33
Views: 2975

Re: Buying a house in Florida but you are hundreds of miles away

We knew people who first bought a trailer in a retiree community, for about $25k 20 years ago. They lived there 4 months a year for 10 years, then had figured out where to live all year and permanently, and built a house 10 years later in a new community.
by likegarden
Fri Jun 08, 2018 8:27 am
Forum: Personal Consumer Issues
Topic: Death - Prediction
Replies: 63
Views: 4358

Re: Death - Prediction

Those data are interesting - as a white male at 78 I have the lowest average life expectancy compared to any other group in above data, and at the same age as my father lived to. Being healthy and having healthy habits I could perhaps gain a little though.
by likegarden
Thu Jun 07, 2018 8:22 am
Forum: Personal Consumer Issues
Topic: New Medicare card
Replies: 28
Views: 2122

Re: New Medicare card

We in NY state have not received new Medicare cards as I read in a recent posting here. We have our SS cards locked away. I do not know where our (old) Medicare cards are. Since we have a Medicare supplemental medical plan we never use the SS number, never fill out that part in questionnaires at off...
by likegarden
Tue Jun 05, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: Don't make the mistake I made (Telemarketing hell)
Replies: 67
Views: 9229

Re: Don't make the mistake I made (Telemarketing hell)

We also get probably Telemarketing phone calls, do not see a need for signing up with Nomorobo, we simply do not participate.
We only pick up phone calls when we know the caller ID and/or phone number.
by likegarden
Tue Jun 05, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: Tool board for basement - plywood or pegboard?
Replies: 30
Views: 2110

Re: Tool board for basement - plywood or pegboard?

I brought old kitchen cabinets into my basement, put them against one wall and keep large tools and plumbing/electrical supplies in there. On the wall above I have 2 shelves with small supplies and spray cans. All my small tools are in a tool box plus a spare one. I found out that it is not desirabl...
by likegarden
Mon Jun 04, 2018 5:26 pm
Forum: Personal Consumer Issues
Topic: Dehumidifier for humid basement. I want one that lasts.
Replies: 37
Views: 10744

Re: Dehumidifier for humid basement. I want one that lasts.

We buy a GE dehumidifier approximately every 10 years for our basement, are happy with that.
by likegarden
Sat Jun 02, 2018 7:52 am
Forum: Personal Finance (Not Investing)
Topic: Grandparent-Owned 529's a bad idea?
Replies: 27
Views: 3126

Re: Grandparent-Owned 529's a bad idea?

Grandparents' owned 529s are accessible by Medicaid should they ever need it, may get drained quickly by Long Term Care.
by likegarden
Sat Jun 02, 2018 7:49 am
Forum: Personal Finance (Not Investing)
Topic: Best Advice You Never Took
Replies: 100
Views: 14426

Re: Best Advice You Never Took

I did not take the 'WORST advice I never took'. People told me in 1966 when I complained that money goes fast (I had to furnish a small apartment and buy a used car right after college) that I should get whole life insurance for retirement. I did not buy that. My savings only started after I got mar...
by likegarden
Fri Jun 01, 2018 1:38 pm
Forum: Personal Consumer Issues
Topic: New roof - does this ridge vent look right?
Replies: 40
Views: 3879

Re: New roof - does this ridge vent look right?

No roof ridge vent should ever look like that. Here in my town in the Northeast every house seems to have ridge vents, and I have never seen such a thing like in OP's picture.
by likegarden
Thu May 31, 2018 6:52 pm
Forum: Personal Consumer Issues
Topic: Cars in college
Replies: 34
Views: 2047

Re: Cars in college

Our son decided to go to a local college while living at home, needed to drive an expressway, so years ago we gave him a new Chevy Beretta 6 cyl for the reason of surviving a crash on that expressway (extra HP to get away and extra steel as protection). Our 15 year old grandson now thinks about driv...
by likegarden
Thu May 31, 2018 10:07 am
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 7536

Re: get sued for posting nagative online review?

You have to be very careful when complaining in general. I am presently complaining to my insurance about a hospital not telling my insurance that they required $200 copay from me when there should be none - is hot water.
by likegarden
Wed May 30, 2018 9:09 am
Forum: Personal Finance (Not Investing)
Topic: get sued for posting nagative online review?
Replies: 64
Views: 7536

Re: get sued for posting nagative online review?

Any negative comments given at Yelp might not be the truth. I.e. when looking at reviews of a heating and AC business some looked like written by the competition. I have had very good experience with that business over the last 10 years and which is well known in my area since the 1970s.
by likegarden
Wed May 30, 2018 8:12 am
Forum: Personal Consumer Issues
Topic: Advice on neighbor not keeping up his property...
Replies: 103
Views: 7927

Re: Advice on neighbor not keeping up his property...

dodecahedron, You wrote : I have a (mostly) heavily wooded backyard with old growth forest and a ravine and stream running through it, close to 2 acres. That sounds great, always wanted to have a stream, only got a dry creek to lead rain water to a safe point at the back fence. I have only 0.4 acres...
by likegarden
Tue May 29, 2018 5:10 pm
Forum: Personal Consumer Issues
Topic: Advice on neighbor not keeping up his property...
Replies: 103
Views: 7927

Re: Advice on neighbor not keeping up his property...

Years ago I bought this book from NOLO : Neighbor Law. I learned what my rights are. In spite a neighbor being nice, don't let him park anything on your property more than 7 years (in NY) or that neighbor owns the right to park there. You are the master of your property and its air space. Anything t...
by likegarden
Tue May 29, 2018 12:48 pm
Forum: Personal Consumer Issues
Topic: Advice on neighbor not keeping up his property...
Replies: 103
Views: 7927

Re: Advice on neighbor not keeping up his property...

Your neighbors do not seem to realize that not maintaining a house will lead to a lower future sales price. We have people like that in our neighborhood. They are probably new home owners, never had a house, need to learn a lot. In one house the black asphalt driveway cracked at the road, so new peo...
by likegarden
Sun May 27, 2018 4:25 pm
Forum: Personal Consumer Issues
Topic: Reducing mosquitos by pool
Replies: 14
Views: 1589

Re: Reducing mosquitos by pool

Why do you not spray some repellent on you. I have a little pond and had to spray myself. Putting gold fish in your standing water will help against mosquitoes because fish like to eat their larvae.
by likegarden
Sun May 27, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: electrical outlet dead; fuse not tripped
Replies: 23
Views: 1693

Re: electrical outlet dead; fuse not tripped

I have a broken wire in an outlet, also in the basement as OP, need to add a short new wire in that box.
by likegarden
Sat May 26, 2018 5:59 pm
Forum: Investing - Theory, News & General
Topic: Misuse of the word "technology" in finance
Replies: 19
Views: 1398

Re: Misuse of the word "technology" in finance

I agree with the OP. I am a mechanical engineer and found it strange when my grandson's middle school offered a course in technology and it only was about computers. I worked with steam and gas turbines, especially in controls, now that and my car are technology!
by likegarden
Sat May 26, 2018 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Is having insurance from 5 different companies normal?
Replies: 15
Views: 1768

Re: Is having insurance from 5 different companies normal?

We have auto, home and umbrella from the same insurance for 30 years, makes sense to us.
by likegarden
Wed May 23, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: Should I spend $1,500 on getting some rust repaired on a 15 year old Buick
Replies: 37
Views: 3245

Re: Should I spend $1,500 on getting some rust repaired on a 15 year old Buick

I had a 2004 Buick Century with 110,000 miles. That car was great, interior was still perfect after driving it all those miles, until some of the dash board instruments malfunctioned and the dealer's people did not know exactly how to put it back in. That car was too old for them. Finally I noticed ...
by likegarden
Wed May 23, 2018 1:27 pm
Forum: Personal Consumer Issues
Topic: Root canal/Crown for a tooth that was worked on 6 months ago.
Replies: 11
Views: 1316

Re: Root canal/Crown for a tooth that was worked on 6 months ago.

One dentist just had added another dentist to his office. This new dentist said I needed root canal and crown on 2 teeth. (They also wanted me to drive 3/4 hour to their place to get the root canals done.) One of these he could be right I thought, but the other I had no complaint with. So I went to ...
by likegarden
Mon May 21, 2018 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Savings Account emptied out!
Replies: 77
Views: 12932

Re: Chase Savings Account emptied out!

Similar here to preceding poster. We write checks on our checking account for the last 30 years, checks have bank routing number and account number on it, but we never had a problem with people siphoning out money. We check this account every 2 weeks, pay bills every 2 weeks, after running Malwareby...
by likegarden
Mon May 21, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: Medicare and Cataract surgery - one or two charges?
Replies: 31
Views: 1837

Re: Medicare and Cataract surgery - one or two charges?

I also had cataract surgery on both eyes, one at a time, about 3 weeks in between. There were two visits at the clinic for the surgery with two charges. When the second eye had surgery the first one had mostly healed. After 1 or 2 years you might have a short laser surgery cleaning up the first surg...
by likegarden
Sat May 19, 2018 6:46 pm
Forum: Personal Consumer Issues
Topic: Detached Garage
Replies: 18
Views: 2447

Re: Detached Garage

You should not miss to require that the floor is always pitched to the garage door. Their design and settling should not lead to a crack in the middle with part of the floor draining away from the garage door. I also live in NY state and there is always snow melting under the car in winter. (My comm...
by likegarden
Sat May 19, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: Neighbor wants to use our land temporarily - let them or not?
Replies: 48
Views: 6603

Re: Neighbor wants to use our land temporarily - let them or not?

I would not give neighbor a permission in writing, only verbal with comments provided here by posters.
by likegarden
Fri May 18, 2018 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2924
Views: 576487

Re: What's Your Credit Card Rewards Strategy?

Correction, sorry I misstated : We do not have several different credit cards in respect to a Credit Card Rewards Strategy. Our credit card strategy is to have a single CC account at Capital One with two credit cards with different CC numbers. But that credit card gives us a benefit when we buy a GM...
by likegarden
Fri May 18, 2018 8:02 am
Forum: Personal Consumer Issues
Topic: What would you do? takes 6 months to fix a Tesla Model S
Replies: 33
Views: 2899

Re: What would you do? takes 6 months to fix a Tesla Model S

"Tesla Model S now going on 6 years and it has had a few collisions, "

That car seems to be jinxed, get rid of it. I had only two accidents in 50 years, one by a drunk, other by 2 girls coming from a mall.
by likegarden
Fri May 18, 2018 7:43 am
Forum: Personal Consumer Issues
Topic: Road trip Newark NJ to Albany
Replies: 105
Views: 6093

Re: Road trip Newark NJ to Albany

I live around Albany, and agree that north of Albany is very nice, Lake George, lake Champlain, Hudson river, Saratoga Springs,etc. But do not knock Newark - When I came to the US 50 years ago my plane landed in JFK, and I took a ride on a Chinook helicopter past Manhattan to Newark, scenery was gre...
by likegarden
Tue May 15, 2018 9:35 am
Forum: Personal Consumer Issues
Topic: Now that we know we're just digital prey, tell me about ad blockers and other apps and which ones are best
Replies: 17
Views: 1780

Re: Now that we know we're just digital prey, tell me about ad blockers and other apps and which ones are best

I once clicked by accident on an ad by Lending Tree while on CNN, and my PC crashed, cost me trouble and $125. That showed me that advertisers do not know which viruses are contained in their ads, and from then on I have Ad Block Plus. I am not entering any internet site when they require me to not ...
by likegarden
Mon May 14, 2018 2:02 pm
Forum: Personal Consumer Issues
Topic: Considerations in selecting a hearing aid
Replies: 21
Views: 1448

Re: Considerations in selecting a hearing aid

I think I have tinnitis. That came from participating in a technical university lab and 'experiencing' a certain pressure wave during testing of part of a jet engine afterburner. A long time ago there was no suing colleges. I have ringing in my ears when not wearing hearing aids, but that goes away ...
by likegarden
Mon May 14, 2018 1:39 pm
Forum: Personal Consumer Issues
Topic: keyless ignitions and carbon monoxide
Replies: 83
Views: 5561

Re: keyless ignitions and carbon monoxide

My 2017 Chevy Malibu honks when I leave the car with the fob on my body and the engine running. So no problem here. It honks not only in the garage but also in parking lots of stores, is a pain being honked at.
by likegarden
Mon May 14, 2018 1:15 pm
Forum: Personal Consumer Issues
Topic: Considerations in selecting a hearing aid
Replies: 21
Views: 1448

Re: Considerations in selecting a hearing aid

I have hearing aids (each ear) now for 5 years, bought Siemens at $3,900, my insurance gave $300. I should have gone every 1 or 2 years for cleaning and readjustments. I went recently, asked for more volume, and now they are great again. $6000 seems you give the outfit a very nice profit. My insuran...
by likegarden
Fri May 11, 2018 2:11 pm
Forum: Personal Consumer Issues
Topic: Athens Greece in Sept
Replies: 17
Views: 1438

Re: Athens Greece in Sept

I had a 3 week vacation in Loutraki in 1966, but historical places do not change or only get better to view. I enjoyed the bus trip to Delphi and the bus trip to Corinth, Mycenae and Epidaurus, (and had several day trips to Athens then). You can reach these places via bus tours from Athens. Friends ...
by likegarden
Thu May 10, 2018 12:35 pm
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 6326

Re: What's the view on dogs running free?

Having a fence is peace. When we bought a fence around our backyard in 1987 it was also for safety of our then 11 year old son, after kid from across the street had his tee shirt ripped off by neighbor's dog. Neighbor's teenage son told me that his German shepherd could jump my 4 ft fence. So I told...
by likegarden
Thu May 10, 2018 7:50 am
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 117
Views: 13608

Re: Warning: avoid Windows 10 update 1803

My PC seems to be set on automatic updates. So I saw a lengthy Windows update going on one morning, everything seemed to be OK afterwards. But then later suddenly the displays became frantic, changing rapidly on Google Chrome without me being able to stop it, were all over the screen. I powered down...
by likegarden
Thu May 10, 2018 7:38 am
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 6326

Re: What's the view on dogs running free?

Fences are good, not only to keep aggressive dogs out and keep your garden clean. Some people have young kids to keep safe, and some high school kids love to roam around at night, knocking on windows.
by likegarden
Wed May 09, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 6326

Re: What's the view on dogs running free?

Some dogs are well trained, some are not. In my town we have a leash law. But in spite of that law, 25 or 30 years ago neighbor's poorly trained German shepherd dog put his teeth around my wrist on my land and scratched the T shirt off a neighbor kid's back. We have our backyard fenced in, and I hav...
by likegarden
Wed May 09, 2018 2:43 pm
Forum: Personal Consumer Issues
Topic: Build a retaining wall ?
Replies: 19
Views: 1733

Re: Build a retaining wall ?

In case you have a drainage problem with water coming out of gutter downspouts, note that a 4 inch flexible PVC pipe could be used to drain water to a low spot away from the house. Those pipes come in 100ft and 10 ft length. 25 years ago I dug trenches 18 inches deep for the 4 inch PVC pipe which br...
by likegarden
Mon May 07, 2018 8:07 am
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 25303

Re: most compelling TV character ever

Andy Taylor (Andy Griffith Show), Barney Fife (Don Knotts)
by likegarden
Mon May 07, 2018 7:49 am
Forum: Personal Finance (Not Investing)
Topic: What career for smartest kid in the class?
Replies: 132
Views: 9327

Re: What career for smartest kid in the class?

I am a retired engineer and enjoyed my work. I did an MBA to learn about business and management at a higher level.
by likegarden
Mon May 07, 2018 6:36 am
Forum: Personal Consumer Issues
Topic: When to buy new underwear?
Replies: 86
Views: 6911

Re: When to buy new underwear?

To stop this thread, buy yourself (invest in) several packs at Walmart.
by likegarden
Sun May 06, 2018 5:50 pm
Forum: Investing - Help with Personal Investments
Topic: Mobile Deposit Gone Wrong
Replies: 19
Views: 2994

Re: Mobile Deposit Gone Wrong

The more tech, the more problems. I now check receipts against account of my only credit card at least once each month. In December someone got himself $125 at CVS and that got me a new CC. Then 3 months later someone bought gas at a gas station I never go to and I therafter got a new credit card ag...
by likegarden
Sat May 05, 2018 10:31 am
Forum: Investing - Theory, News & General
Topic: Investing is more like poker than chess
Replies: 91
Views: 7214

Re: Investing is more like poker than chess

Poker and chess? That is too much stress!
My investing is like Peace - we have index funds at Vanguard.
All I had to do during the Great Recession was to buy S&P 500 index fund from Total bond index fund close to the bottom and fully enjoy the next years.