Search found 2278 matches

by oneleaf
Wed Feb 21, 2007 8:08 pm
Forum: Investing - Theory, News & General
Topic: HSA Accounts
Replies: 24
Views: 9731

Great. That's what they seemed to sound like to me. Since I early 30s, I figure if I put in the max per year or close to it I can build up a nice tax free healthcare fund. With the cost of healthcare what it is, I don't really see a drawback aside from the lack of great places to administer the pla...
by oneleaf
Wed Feb 21, 2007 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: Is it just me
Replies: 10
Views: 5036

I'm not too fond of Morningstar's Premium services. I subscribed last year, because I wanted to have as much data as possible available to me as I learned about investing. However, the more I read the analyst reports, the more I realized I didn't need them at all, and it's certainly not worth the hi...
by oneleaf
Wed Feb 21, 2007 8:01 pm
Forum: Investing - Theory, News & General
Topic: Bernstein's Conservatism in "Four Pillars"
Replies: 33
Views: 17595

Jay,
I was also very careful to make sure my wife and I both can live with the portfolio. It is certainly not good for one of us to be itching to be more conservative or more aggressive.

tfb,
I'm glad you pointed that out. I am looking forward to reading that book someday!
by oneleaf
Wed Feb 21, 2007 6:50 pm
Forum: Investing - Theory, News & General
Topic: Bernstein's Conservatism in "Four Pillars"
Replies: 33
Views: 17595

Bernstein's Conservatism in "Four Pillars"

I wish I had Bernstein's "4 Pillars" handy, but I do not currently have a copy with me. One thing that really stuck with me was in one of his chapters, where he discusses how the expected outperformance of stocks relative to bonds may not be as high in the future as it was in the past. Eve...
by oneleaf
Wed Feb 21, 2007 6:28 pm
Forum: Investing - Theory, News & General
Topic: HSA Accounts
Replies: 24
Views: 9731

The HSA Account is fantastic. Tax-deductible contributions, and tax-free withdrawals on qualified expenses. What's not to like? The hard part is finding a good custodian. HSA administrators has Vanguard funds, but you pay a quarterly fee (as a percentage of your investments) plus an annual fee, whic...
by oneleaf
Wed Feb 21, 2007 3:48 pm
Forum: Investing - Theory, News & General
Topic: Do you own Tips or Tips funds?
Replies: 39
Views: 14869

I own TIPS

I have TIPS because i believe they are more important when you have a large fixed-income allocation. Despite being relatively early in my career, my wife and I have a conservative portfolio (60/40), and we are more comfortable having a third of our fixed income in TIPS.
by oneleaf
Wed Feb 21, 2007 3:16 pm
Forum: Investing - Theory, News & General
Topic: Is Bernstein working on a new book?
Replies: 2
Views: 2624

Re: Short answer: Yes

On the Mstar forum, conv. 56771, reply 32 wbern wrote: I write EF pieces when the spirit moves me, and since I'm in the home stretch of my latest book (a history of world trade and globalization), the spirit is going to have to push a lot harder. I have nothing in the works aside maybe from a scree...
by oneleaf
Wed Feb 21, 2007 1:58 pm
Forum: Investing - Theory, News & General
Topic: Is Bernstein working on a new book?
Replies: 2
Views: 2624

Is Bernstein working on a new book?

I am a big fan of Intelligent Asset Allocator and Four Pillars. I will also eventually read his "Birth of Plenty".

Does anyone know if he is working on a new book?
by oneleaf
Wed Feb 21, 2007 1:27 pm
Forum: Investing - Help with Personal Investments
Topic: Cost Basis Link
Replies: 7
Views: 3424

Re: Oneleaf

I recall reading somewhere that the service can be setup so it assumes whenever you sell that you sold the shares with the highest cost basis. Since this doesn't get sent to the IRS, I wonder if this has any benefit in establishing specific share ID method with the IRS. Does that basis information ...
by oneleaf
Wed Feb 21, 2007 1:13 pm
Forum: Investing - Help with Personal Investments
Topic: Cost Basis Link
Replies: 7
Views: 3424

You can actually activate Cost Basis for your VBS holdings. I have a cost basis section under my taxable brokerage account, that keeps track of mutual funds and ETF's. Read more about it here . The earlier you do it the better, because when you sign up, you will have to enter previous tax lots. But ...
by oneleaf
Wed Feb 21, 2007 1:06 pm
Forum: Forum Issues and Administration
Topic: Submissions for the topic library are open!
Replies: 10
Views: 5466

How about one for MPT and asset allocation?

It might good for newbies that want to get a primer on putting together a diversified slice-and-dice portfolio. Perhaps a section on MPT? Paula Hogan has one that is a good example.

Thanks for doing this!
by oneleaf
Tue Feb 20, 2007 5:10 pm
Forum: Forum Issues and Administration
Topic: Future of the Diehards?
Replies: 35
Views: 18217

I look forward to Mel and Taylor's responses

I can understand this being a very difficult choice for them. I personally would love to see the community own their own forum and postings and have more control over policies. And I bet that as long as the forum is on a commercial site, issues such as what we recently came across (the hocus issue) ...
by oneleaf
Tue Feb 20, 2007 3:11 pm
Forum: Forum Issues and Administration
Topic: Hocus banned from M* - What does that mean for this site?
Replies: 29
Views: 15877

i brought this up on M* forum

I was wondering if a formal transition, including buying the rights to the old conversations would even be possible? That may get more support from the founders, and make the transition more complete. Just a thought!
by oneleaf
Tue Feb 20, 2007 2:33 pm
Forum: Forum Issues and Administration
Topic: Hocus banned from M* - What does that mean for this site?
Replies: 29
Views: 15877

Hocus banned from M* - What does that mean for this site?

Now that M* has taken action against hocus, what does that mean for this site? Personally, I would love for this site to continue to grow. I think the Vanguard Diehards community is important and large enough to have their own site, with subforums, stickies, better search function, moderation, and s...
by oneleaf
Tue Feb 20, 2007 1:29 pm
Forum: Forum Issues and Administration
Topic: New domain name progress
Replies: 9
Views: 4832

If I get "Yeah, I can see the forum using that url" responses in this thread - remember, use m to post a response like that, not the new one - from a wide variety of ISPs / geographic locations, I will adjust the board's configuration and we'll be good to go with a better url. We could sh...
by oneleaf
Tue Feb 20, 2007 1:09 pm
Forum: Forum Issues and Administration
Topic: Open issues
Replies: 31
Views: 17627

Phoenix, Make sure the version of the forum you are using is up to date. You may even have to get the ZIP from phpbb.com itself, as I have seen in years of running forums the versions on web hosting are not always up to date. This must be ensured to not allow hi-jacking of the site itself. There ar...
by oneleaf
Tue Feb 20, 2007 12:27 pm
Forum: Forum Issues and Administration
Topic: Policy
Replies: 10
Views: 5040

Re: Moderator

We don't need to vote on whether a poster needs to be disciplined or banned. That takes too much time. If the administrator isn't comfortable warning or expelling a member, they are probably not right for the job. Phoenix was actually talking about the same thing. The election is to vote for a mode...
by oneleaf
Tue Feb 20, 2007 12:19 pm
Forum: Investing - Theory, News & General
Topic: TIPs question
Replies: 11
Views: 6418

Re: TIPs question

US TIPs have been championed as a sort of free lunch giving a real return. Not really a free lunch, since US TIPS should be expected to return less than nominal bonds, since you give up an insurance premium to protect yourself from inflation. So, you should look at US TIPS and compare it to nominal...
by oneleaf
Tue Feb 20, 2007 12:04 pm
Forum: Forum Issues and Administration
Topic: Open issues
Replies: 31
Views: 17627

Would it be better to have a reasonable annual signup or annual fee? Or would ads be preferable?

I tend to agree with Phoenix in the first post, that it would be great to find a way to continue without putting up with ads.
by oneleaf
Tue Feb 20, 2007 11:55 am
Forum: Forum Issues and Administration
Topic: Policy
Replies: 10
Views: 5040

We don't need to vote on whether a poster needs to be disciplined or banned. That takes too much time. If the administrator isn't comfortable warning or expelling a member, they are probably not right for the job. There is an option less drastic than expulsion. The Motley Fool will sometimes suspen...
by oneleaf
Tue Feb 20, 2007 11:46 am
Forum: Investing - Help with Personal Investments
Topic: Precious metals as port diversifier
Replies: 17
Views: 7353

Bernstein mentions precious metals in "4 pillars" as well. Larry Swedroe makes a similar case, but for CCF (collateralized commodity futures). I have CCF's in my portfolio.
by oneleaf
Tue Feb 20, 2007 1:49 am
Forum: Forum Issues and Administration
Topic: Rights - Can we Call this Vanguard Diehards?
Replies: 5
Views: 3463

Rights - Can we Call this Vanguard Diehards?

Will Morningstar allow a different entity to exist under "Vanguard Diehards" or would we need a new forum name?
by oneleaf
Tue Feb 20, 2007 1:32 am
Forum: Personal Finance (Not Investing)
Topic: Any Good Movies?
Replies: 97
Views: 43348

One recent movie i saw recently that I loved was the Descent (reminded me of this, when i saw you guys talking about the Departed). Descent is probably the most intense horror movie i've ever seen. I still have nightmares! I don't watch movies at the theater, so i'm always a year or so behind what's...
by oneleaf
Tue Feb 20, 2007 1:30 am
Forum: Personal Finance (Not Investing)
Topic: Any Good Music?
Replies: 69
Views: 32976

Haven't heard the new shins, but will check it out. Thanks. I have liked them ever since I saw them open for Modest Mouse many years ago. edit: hmm, good new music? I was recently listening to the new Swan Lake, Beast Moans and found it mildly interesting. The best new album i've heard last year is ...
by oneleaf
Tue Feb 20, 2007 1:26 am
Forum: Forum Issues and Administration
Topic: Different topic forums?
Replies: 13
Views: 7627

I'll put my vote in for NOT splitting into different investment topics.
by oneleaf
Tue Feb 20, 2007 1:22 am
Forum: Investing - Theory, News & General
Topic: Bogle's New Book?
Replies: 20
Views: 10344

tfb, thank you for the table of contents.
Mel, I am happy this book is coming out. I read some of "Common Sense on Mutual Funds" in the library and felt a bit overwhelmed. This book looks like it is meant to be more concise. Is my assumption accurate?
by oneleaf
Mon Feb 19, 2007 11:53 pm
Forum: Forum Issues and Administration
Topic: Nice forum
Replies: 12
Views: 7348

Thank you Phoenix

I excitedly came back home this evening and checked the memberlist. Glad to see it has grown so much.
by oneleaf
Mon Feb 19, 2007 5:55 pm
Forum: Investing - Theory, News & General
Topic: Bogle's New Book?
Replies: 20
Views: 10344

Bogle's New Book?

Does anyone know anything about Bogle's new book, called The Little Book of Common Sense? I saw this today on Amazon, and was interested in it. Looks like it will be coming out in a few weeks!