Search found 220 matches

by Higman
Tue Mar 08, 2011 9:38 am
Forum: Investing - Theory, News & General
Topic: A Fat Yield You Should Take a Pass On
Replies: 8
Views: 2014

This is very similar to another structured product being sold by Wall Street. The latest issue of AARP magazine has an article titled "The Time Bomb in your Nest Egg". It refers to "principle-protected notes", "reverse convertible" or "return optimization" securities. There are many versions of simi...
by Higman
Mon Mar 07, 2011 4:49 pm
Forum: Investing - Theory, News & General
Topic: SWR with inflation and standard calculator
Replies: 5
Views: 1006

Maxx, The last two paragraphs on page 180 address the two definitions of SWR. He uses the first definition in his models and examples: i.e. a 90% probability of portfolio survival. The second definition regarding SWR as the borderline between accumulation and decumulation refers to the MEDIAN asset ...
by Higman
Fri Feb 25, 2011 5:32 pm
Forum: Personal Consumer Issues
Topic: How much bandwidth do I use?
Replies: 7
Views: 1451

EO, For a quick and dirty byte count go to START, RUN, CMD and in the window enter netstat -e. Then run your test program and enter the command again. Just subtract the byte counts. C:\>netstat -e Interface Statistics Received Sent Bytes 101824081 19404482 Unicast packets 106935 85120 Non-unicast pa...
by Higman
Thu Feb 17, 2011 7:22 pm
Forum: Investing - Theory, News & General
Topic: Your worst investing mistake
Replies: 108
Views: 17866

My biggest mistake was getting out of the stock market in the mid 1990's. I took the bad advise of Ken and Daria Dolan who had a TV show on finance. They said the market was way overpriced when the Dow was at 4,000. A few years later I got back in when the Dow was at 8,000. The earnings lost during ...
by Higman
Thu Feb 17, 2011 10:43 am
Forum: Personal Finance (Not Investing)
Topic: 'Best' mid-sized car recommendation?
Replies: 28
Views: 4506

I just bought a new Honda Accord EX 4 cyl. I keep my cars about 12 years and have had both an Accord and Camry in the past. The EX model has a larger 4 cyl engine than the LX model and has plenty of power for me at least. My salesman said they fixed the wear problem on the brakes for 2011. He also s...
by Higman
Sat Feb 12, 2011 8:43 am
Forum: Investing - Help with Personal Investments
Topic: Pimco Total Return versus Vanguard TIPs Fund
Replies: 73
Views: 10657

Taylor,

While I can't argue with your reply and the experts quoted I do see an apparent contradiction. If it were not for the past performance of passive index funds then there wouldn't be any Bogleheads.

Thanks.
by Higman
Mon Nov 22, 2010 9:08 am
Forum: Investing - Theory, News & General
Topic: Need good website to compare portfolio performances.
Replies: 18
Views: 7270

Thanks to all for your suggestions. I will check each one of them out further. I would like to specifically reply to pkcrafter's questions. Paul - 1. yes - he is proposing all 20 funds. He is slicing and dicing. 2. I'd have to look at the 12b-1 fess but I though the Morningstar portfolio reported pe...
by Higman
Sun Nov 21, 2010 11:41 am
Forum: Investing - Theory, News & General
Topic: Need good website to compare portfolio performances.
Replies: 18
Views: 7270

Need good website to compare portfolio performances.

What is a good website to compare performance of various portfolios over the past few years? I have recently signed up with a financial advisor who is part of an 18 person advisory firm. For a flat fee he has given me numerous suggestions regarding estate planning, insurance, Medicare supplemental i...
by Higman
Sun Mar 28, 2010 1:31 pm
Forum: Personal Consumer Issues
Topic: How to speed up a computer
Replies: 95
Views: 10918

The common answer to speeding up a slow computer is to add memory (RAM). In most cases it will help. But how would you know in advance? You can figure this out (for Windows XP) by doing a CTL-ALT-DEL and click on Task Manager. Then click on the Performance TAB. See the CPU Usage meter for high usage...
by Higman
Wed Dec 09, 2009 6:10 pm
Forum: Personal Consumer Issues
Topic: Advice for Travelling Overseas
Replies: 26
Views: 4470

You may also want to check with your medical insurer. Some have out of network medical facilities that they recommend. Mine, BlueCross/Blueshield had a list of medical facilites world wide that they do business with. If your medcial insurer doesn't then you may want to consider trip insurance that c...
by Higman
Mon Dec 07, 2009 8:02 pm
Forum: Investing - Help with Personal Investments
Topic: Morningstar's Vanguard Fund Family Report
Replies: 3
Views: 1624

Morningstar's Vanguard Fund Family Report

Does anyone subscribe to Morningstar's Vanguard Fund Family Report and would care to comment?

Thanks.
by Higman
Sat Nov 28, 2009 1:51 pm
Forum: Personal Consumer Issues
Topic: What is docx?
Replies: 14
Views: 2065

docx is a WORD 2007 file type. Earlier versions of WORD need the Micorsoft Office Compatability Pack for 2007 from the Microsoft web site.
by Higman
Sat Oct 03, 2009 1:05 pm
Forum: Investing - Help with Personal Investments
Topic: Converting to Roth [may be] a Mistake
Replies: 90
Views: 11796

Sorry but I meant AMT above.
by Higman
Sat Oct 03, 2009 12:37 pm
Forum: Investing - Help with Personal Investments
Topic: Converting to Roth [may be] a Mistake
Replies: 90
Views: 11796

The government could find a way to tax ROTH IRA withdrawals by adding that income to ATM calculations.
by Higman
Sun Jun 14, 2009 3:03 pm
Forum: Investing - Theory, News & General
Topic: My personal micro cap index fund
Replies: 36
Views: 5423

Imperabo,

I would suggest that you try a subscription to AAII, the American Association of Individual Investors. It is a very educational web site and magazine. They favor small cap stocks and their ideal stock portfolio happens to be 36 stocks- just like you picked.
by Higman
Wed Feb 18, 2009 7:14 pm
Forum: Personal Consumer Issues
Topic: OT- Trip to Italy
Replies: 45
Views: 7529

Slapshot, Please forgive the long winded reply but I just cut and pasted a report I sent to my friends a year ago. ************** My wife and I took Perillo’s Classic Northern tour without meals in mid September 2007. We had a very good time on the tour accompanied by some friends who had gone befor...
by Higman
Sun Nov 16, 2008 12:19 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1115
Views: 271819

Petro,

If you want to spend $5000 on a watch then fly to St. Thomas and buy your watch there. You can cover the cost of a few days vacation with the savings. Also be aware that a regular cleaning cost $350.
by Higman
Tue Sep 02, 2008 7:23 pm
Forum: Investing - Theory, News & General
Topic: probabilty and proof
Replies: 23
Views: 3839

The objective is not to get the number '1' but the lowest number possible. The position of the names does matter. In fact the fourtheen position is guaranteed to get the lowest number possible. Others may get the lowest number possible too but not guaranteed. So the name in position 1 has a 1/14 cha...
by Higman
Thu Aug 21, 2008 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: Joint or Separate Accounts?
Replies: 9
Views: 3041

Thanks For the Info.

Thanks to all for your replies. I do live in Connecticut. And I will not have to worry (nor my heirs) about Estate Taxes until 2011. All your points regarding protection from law suits is enough for me to keep them seperate. I'll still be ahead on my quest for simplification since I will also consol...
by Higman
Wed Aug 20, 2008 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Joint or Separate Accounts?
Replies: 9
Views: 3041

Joint or Separate Accounts?

My wife and I would like to consolidate our seperate taxable accounts for ease of management. We do not live in a communal property state. What are the pros and cons of merging accounts?