Search found 681 matches

by 6miths
Tue May 03, 2016 8:48 pm
Forum: Personal Consumer Issues
Topic: Sci-Fi ... your favorite movies and episodes??
Replies: 145
Views: 17318

Re: Sci-Fi ... your favorite movies and episodes??

I've seen things you people wouldn't believe. Attack ships on fire off the shoulder of Orion. I watched C-beams glitter in the dark near the Tannhäuser Gate. All those moments will be lost in time, like tears...in...rain. Time to die. I actually have this on a PowerPoint slide. So yes, one of my fa...
by 6miths
Wed Apr 27, 2016 10:20 pm
Forum: Investing - Theory, News & General
Topic: Why not ETFs?
Replies: 57
Views: 5972

Re: Why not ETFs?

In Canada it's easy. No mutual funds come close to ETFs on cost.
by 6miths
Wed Apr 27, 2016 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Are females just not interested in investing in general or is it just the women that I date?
Replies: 89
Views: 12347

Re: Are females just not interested in investing in general or is it just the women that I date?

you had your answer at "im 26". the majority of ppl need more time to mature. this forum is not filled with those people however. +1 I'm sure that even most of the BH crowd wasn't interested in discussing investing when they were in their early to mid-20s. I sure wasn't. The fact that I had no mone...
by 6miths
Sun Apr 17, 2016 6:52 pm
Forum: Personal Consumer Issues
Topic: Buying the most expensive house on the street?
Replies: 34
Views: 6358

Re: Buying the most expensive house on the street?

Agree with others. The house in the less upscale neighbourhood doesn't sound like it really is anomalously large and the neighbourhood sounds more vibrant. It was a point of discussion in one or two of the Millionaire Next Door series that you are much better off in the long term to not buy into the...
by 6miths
Sun Apr 17, 2016 5:15 pm
Forum: Personal Consumer Issues
Topic: Soapbox (car safety features)
Replies: 240
Views: 29431

Re: Soapbox (car safety features)

Personally can't wait for totally autonomous cars. Should arrive just in time for me. I find some of the features great others not so much but generally things are moving in the right direction and cars are increasingly safer. That said, I almost always have LDW turned off. I like the various proxim...
by 6miths
Tue Mar 29, 2016 11:27 pm
Forum: Personal Finance (Not Investing)
Topic: Clothing budget for DVM's, MD's, and other kinds of Medical Professionals
Replies: 38
Views: 4314

Re: Clothing budget for DVM's, MD's, and other kinds of Medical Professionals

MD. High risk obstetrics/MFM (retired) I wore scrubs. Then they know that I am a surgeon and may have to run off to save someone's life at any moment. Very impressive... When I was in my hospital based clinic I wore... scrubs. When I was in our private clinic I wore... wait for it... scrubs. I wasn'...
by 6miths
Sun Mar 27, 2016 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Possible to ask for a duplicate credit card?
Replies: 10
Views: 1089

Re: Possible to ask for a duplicate credit card?

The advent of chip and pin cards ended this for me. I used to like to have two copies but with chip and pin they will deactivate the card and send a new one which has a new number and new chip. They have told me that one cannot have two unique chip and pin cards with the same number. When the cards ...
by 6miths
Sun Mar 20, 2016 10:25 pm
Forum: Personal Consumer Issues
Topic: Want to buy 2014 Acura TSX - turned in lease
Replies: 44
Views: 6023

Re: Want to buy 2014 Acura TSX - turned in lease

The ILX is not nearly the ride IMHO.
by 6miths
Sun Mar 20, 2016 1:39 pm
Forum: Personal Consumer Issues
Topic: Want to buy 2014 Acura TSX - turned in lease
Replies: 44
Views: 6023

Re: Want to buy 2014 Acura TSX - turned in lease

Having said that, looking at the sales of the TSX in the US it looks like only 6300 were sold in 2014 down from 17500 in 2013 and a peak of 38000 in 2006 and around 30000 in most model years. I am assuming that 'sales' include leased vehicles in the statistics. So maybe there will be less available ...
by 6miths
Sun Mar 20, 2016 1:26 pm
Forum: Personal Consumer Issues
Topic: Want to buy 2014 Acura TSX - turned in lease
Replies: 44
Views: 6023

Re: Want to buy 2014 Acura TSX - turned in lease

I had the '04 TSX and loved it. I passed it over to my mother a few years ago and she loves it. It has never had any major service issues in its 200k mile life and has always been great fun to drive. I would agree with the sentiment here that the dealer is just trying to get you to buy now when they...
by 6miths
Sun Mar 20, 2016 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Early Retirees - What triggered you to retire?
Replies: 97
Views: 15099

Re: Early Retirees - What triggered you to retire?

Several reasons. 1) Had some good role models to demonstrate to me that one could thrive without paid work. Father downsized from finance in his early 50s and enjoyed life immensely afterwards. A close older friend who retired from law enforcement at 52 and has had an amazing retirement. 2) Struggle...
by 6miths
Sat Mar 19, 2016 5:56 pm
Forum: Personal Consumer Issues
Topic: Dishwasher recommendation.
Replies: 44
Views: 5064

Re: Dishwasher recommendation.

Bosch :thumbsup http://www.lowes.com/pd_498135-39047-SHX68T55UC_1z11pl1__?productId=4776487&pl=1&Ntt=bosch+dishwashers We got this one. Replaced our old Bosch which we had been very happy with. I was lucky to get it off Kijiji for less than half retail sale price from someone who had won it at a Ho...
by 6miths
Thu Mar 10, 2016 1:17 pm
Forum: Personal Consumer Issues
Topic: Talk to parent's doctor?
Replies: 9
Views: 1209

Re: Talk to parent's doctor?

This may not be a workable option if your elderly father isn't very tech savvy, but my partner and her sister bought their father an ipad so that they could facetime with him and the doctor during his appointments, so that they could hear what was being said, and ask any questions. This sounds good...
by 6miths
Thu Mar 10, 2016 1:15 pm
Forum: Personal Consumer Issues
Topic: Talk to parent's doctor?
Replies: 9
Views: 1209

Re: Talk to parent's doctor?

I usually go in with my mother if I have questions or just to see what is happening but sounds like you are not in a position to do that. Depending on your father's condition you might be able to conference call with the MD if they agree to it. Getting a medical power of attorney while your father c...
by 6miths
Wed Mar 09, 2016 5:56 pm
Forum: Personal Consumer Issues
Topic: Cities good for living abroad?
Replies: 113
Views: 16526

Re: Cities good for living abroad?

I've been to all of these except Auckland and Sydney and I will make it to those. I think this is a great list. I would add London, Amsterdam, Hong Kong, Singapore and Capetown all of which I love and would go back to in a heartbeat for extended stays. I also enjoyed Kyiv and hope to get to Prague ...
by 6miths
Wed Mar 09, 2016 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Advice for physician asking for a raise
Replies: 47
Views: 6898

Re: Advice for physician asking for a raise

Start looking for another job. The best way to get a big raise is to say I'm leaving unless you give me a big raise and mean it. This is what I was angling at. Need to have teeth in the 'or else' statement. And the other side of the coin as was pointed out was how replaceable are you and also how d...
by 6miths
Wed Mar 09, 2016 2:20 pm
Forum: Investing - Theory, News & General
Topic: Interview with CBS radio on DOL fiduciary rule
Replies: 23
Views: 2554

Re: Interview with CBS radio on DOL fiduciary rule

I know where we can get all kinds of tar at really low cost!
by 6miths
Wed Mar 09, 2016 2:09 pm
Forum: Personal Finance (Not Investing)
Topic: Advice for physician asking for a raise
Replies: 47
Views: 6898

Re: Advice for physician asking for a raise

Do you have a way to walk away if they refuse. Sounds like you are relatively underpaid. Have seen many MDs accept far less than they generate. It can go many different ways. One thing is for sure, if you don't ask they are unlikely to call you in and say, 'hey, take this money you earned it!'
by 6miths
Wed Mar 09, 2016 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Do most of you plan to retire "full-time"?
Replies: 126
Views: 14195

Re: Do most of you plan to retire "full-time"?

I consider myself retired full-time. I still do some fun stuff that they pay me a bit for but I would definitely do it for free and did in the past. It's just a bonus and keeps my mind engaged and makes me feel like I'm still contributing.
by 6miths
Wed Mar 09, 2016 2:00 pm
Forum: Personal Consumer Issues
Topic: Cities good for living abroad?
Replies: 113
Views: 16526

Re: Cities good for living abroad?

One newspaper's opinion... http://www.telegraph.co.uk/travel/galleries/The-worlds-most-liveable-cities/ I've been to all of these except Auckland and Sydney and I will make it to those. I think this is a great list. I would add London, Amsterdam, Hong Kong, Singapore and Capetown all of which I lov...
by 6miths
Wed Mar 09, 2016 1:50 pm
Forum: Personal Consumer Issues
Topic: What are you frugal with, what are you not, but still buy?
Replies: 53
Views: 6310

Re: What are you frugal with, what are you not but still buy?

Never buy at full retail price. Still frugal on cars. Driving Hondas even though I would love a Tesla and can afford one. Only thing that comes to mind that I'm not that frugal on anymore is travel for family vacations though that said would never fly business class and would rather drive than fly i...
by 6miths
Tue Jan 19, 2016 8:15 pm
Forum: Personal Consumer Issues
Topic: What online Email do you use
Replies: 59
Views: 7207

Re: What online Email do you use

Hotmail now very rarely. Yahoo and gmail regularly. University e-mail once in a while.
by 6miths
Tue Jan 19, 2016 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Do retirees care about their credit score?
Replies: 35
Views: 3240

Re: Do retirees care about their credit score?

To be honest, I've never cared about my credit rating or known what it was. Always paid every bill on time, credit card(s) in full by due date, etc.

I continue not to care about it in retirement.
by 6miths
Fri Jan 15, 2016 1:03 pm
Forum: Investing - Theory, News & General
Topic: 2015 Callan Periodic Table of Investment Returns
Replies: 26
Views: 4307

Re: 2015 Callan Periodic Table of Investment Returns

I love this table! Thank you for posting.
by 6miths
Fri Jan 15, 2016 12:49 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6845
Views: 1495540

Re: U.S. stocks in freefall

...I think the days of stable markets are over and volatility will rule thanks to hedge funds and traders. Times change so we have to change with it... When were those "days of stable markets?" I don't remember any "days of stable markets." When was this golden age? 2008-2009? The "dot-bomb" era of...
by 6miths
Fri Jan 15, 2016 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Amex Costco Card Replacement Offers
Replies: 30
Views: 5051

Re: Amex Costco Card Replacement Offers

I just cancelled my Amex when the transition to MasterCard happened in Canada. I had considered going to one of their premium travel cards with airport lounge access but the cost went up and the features went down so I passed.
by 6miths
Fri Jan 08, 2016 6:55 pm
Forum: Investing - Theory, News & General
Topic: The S&P 500 had a great year for foreign investors.
Replies: 20
Views: 3456

Re: The S&P 500 had a great year for foreign investors.

Yes has been a very good year to be a Canadian without a home bias and who doesn't hedge currencies. The question becomes though when do you 'rebalance' back into one's home currency. I got lucky and gambited a big chunk of change when the dollar was at 1.05, now close to 0.70 it is probably reasona...
by 6miths
Thu Dec 31, 2015 1:02 am
Forum: Personal Consumer Issues
Topic: Who Reads the Comics?
Replies: 44
Views: 3172

Re: Who Reads the Comics?

Dilbert
Doonesbury
Bloom County again.

Still reread Farside now and then. And often include Farside's in presentations.

Image
by 6miths
Fri Nov 27, 2015 11:33 am
Forum: Personal Consumer Issues
Topic: Costco and Amex Cards - got Blue Amex
Replies: 23
Views: 4140

Re: Costco and Amex Cards - got Blue Amex

In Canada, Costco ended it's relationship with Amex at the end of last year and switched to MasterCard as the provider of Costco credit cards through Capital One. The transition seemed pretty straight-forward. Costco Canada will accept any brand of MasterCard but as I didn't have a MasterCard prior...
by 6miths
Sat Nov 21, 2015 10:54 am
Forum: Personal Consumer Issues
Topic: Costco and Amex Cards - got Blue Amex
Replies: 23
Views: 4140

Re: Costco and Amex Cards - got Blue Amex

In Canada, Costco ended it's relationship with Amex at the end of last year and switched to MasterCard as the provider of Costco credit cards through Capital One. The transition seemed pretty straight-forward. Costco Canada will accept any brand of MasterCard but as I didn't have a MasterCard prior ...
by 6miths
Fri Aug 28, 2015 5:54 pm
Forum: Personal Consumer Issues
Topic: Lawn Mower Repair
Replies: 38
Views: 3543

Re: Lawn Mower Repair

after 2 seasons my new mower got gunked up becasuse i was using regular gas. $80 repair bill later, i only use ethanol free gas now for my mower and other small gasoline engines. i found a station close to home using this website. good luck. http://pure-gas.org/ I use no ethanol premium for all my ...
by 6miths
Fri Aug 28, 2015 4:43 pm
Forum: Investing - Theory, News & General
Topic: Does John Bogle respond to autograph requests
Replies: 2
Views: 789

Re: Does John Bogle respond to autograph requests

Maybe ask someone who is going to the Bogleheads' Reunion in October to get it for you. I'm not going this year but I have always been impressed with Mr Bogle's stamina and friendliness when signing books and things at the conference. My impression is that if the envelope actually got to him that he...
by 6miths
Thu Aug 27, 2015 4:00 pm
Forum: Personal Consumer Issues
Topic: Worst financial book you have read (or will admit you have read)
Replies: 94
Views: 16002

Re: Worst financial book you have read (or will admit you have read)

Ok so I had originally voted for 'Rich Dad, Poor Dad' but I think I have to ask for a do over... I have been listening to 'The Don't Sweat Guide to Your Finances' while I mow the grass and this is a truly terrible and potentially dangerous book. It's as if this book were written by a bank or a pay d...
by 6miths
Sun Aug 16, 2015 10:10 pm
Forum: Investing - Theory, News & General
Topic: Are we headed into a difficult period? [Telegraph "Doomsday" article]
Replies: 25
Views: 3993

Re: How Do You Ignore Headlines Like This?

Doomsday criers are nothing new. HERE is a reprint of the Business Week article about the Death Of Equities from 1979. Thanks for posting this. Always a fun read. Those old people are so smart! I really liked this quote from the article, "For investors, however, low stock prices remain a disincenti...
by 6miths
Sun Aug 16, 2015 11:58 am
Forum: Personal Consumer Issues
Topic: Home Security Outdoor Camera
Replies: 16
Views: 2527

Re: Home Security Outdoor Camera

I don't know much about these cameras but Costco sells them in-store in setups of 2, 4 and 8 last I checked. Usually mated with a DVR and monitor. Actually just checked the website and they have a wide variety of gear.
by 6miths
Fri Jul 10, 2015 8:53 am
Forum: Investing - Theory, News & General
Topic: John Bogle vs. the Bogleheads
Replies: 49
Views: 5169

Re: John Bogle vs. the Bogleheads

I recall Mr Bogle saying that it was reasonable to have an international equity holding at the Bogleheads conference a couple of years ago. I took that as permission. ;)
by 6miths
Mon Jul 06, 2015 9:58 pm
Forum: Personal Consumer Issues
Topic: Worst financial book you have read (or will admit you have read)
Replies: 94
Views: 16002

Re: Worst financial book you have read (or will admit you have read)

gatorking wrote:The worst "financial" book I read has to be Rich Dad, Poor Dad by Robert Kiyasaki.
Yes I, like many, would go with this one. Read it in the bookstore coffee shop so not out of pocket but I am never getting that time back!
by 6miths
Mon Jun 29, 2015 11:34 pm
Forum: Personal Consumer Issues
Topic: MacBook Pro Worth the money?
Replies: 79
Views: 17095

Re: MacBook Pro Worth the money?

I agree with this last sentiment. Spent years and years with Compaqs, ThinkPads and finally Dell laptops before buying my first MacBook 8 years ago. The family now has 4 MacBook Pros and one Air. One son is using an HP laptop. The oldest Mac is still serviceable and looks like new while my son goes ...
by 6miths
Mon Jun 29, 2015 8:21 pm
Forum: Personal Consumer Issues
Topic: New tires - where to buy, how to get a good deal?
Replies: 50
Views: 44445

Re: New tires - where to buy, how to get a good deal?

Pretty hard to beat Costco. They do have good road hazard coverage which is getting hard to come by in my area. Main downside to Costco is that it is getting so popular that it is so busy during the periods that snows go on and come off that it can be hard to get them done.
by 6miths
Mon Jun 29, 2015 1:42 pm
Forum: Personal Consumer Issues
Topic: Updated - Propane Oven Makes Me Sick - Repair or Buy New?
Replies: 35
Views: 3551

Re: Propane Oven Makes Me Sick

Definitely agree that something is amiss. Having lived in dwellings with both NG and propane cooktops and ovens with a large family we have never had anyone have an issue with either type of fuel. Concur with cjking's observation that there is a tendency to have 'dual fuel' appliances or separate co...
by 6miths
Sun Jun 28, 2015 7:14 pm
Forum: Personal Consumer Issues
Topic: Under the sink reverse osmosis water filter recommendations?
Replies: 20
Views: 4882

Re: Under the sink reverse osmosis water filter recommendations?

Interested to see others thoughts on water filters generally and RO units specifically. Cautions about removing fluoride from the water should be considered, especially if there are children drinking the water. Unless addressing specific issues, it strikes me that the home water filter/treatment mov...
by 6miths
Sat Jun 27, 2015 12:47 pm
Forum: Personal Consumer Issues
Topic: Squirrel nemesis
Replies: 60
Views: 10353

Re: Squirrel nemesis

Downside of cats is that they kill birds. Estimated at almost 4 billion a year in the US per year. And the leading cause of bird mortality. My dog will chase my various resident squirrels (red, gray and black) but usually just results in lawn damage at the base of the various trees as the dog screec...
by 6miths
Sat Jun 27, 2015 10:32 am
Forum: Forum Issues and Administration
Topic: Can we put up to vote if forum members want to see topics that are financial but related to politics
Replies: 22
Views: 3598

Re: Can we put up to vote if forum members want to see topics that are financial but related to politics

I must say that I would vote no. I find this board useful largely because people focus on discussions related to finance, retirement, etc without discussions degenerating into speculation, disinformation and ultimately name calling. I think it is unfortunate that some topics that have such huge impl...
by 6miths
Wed Jun 24, 2015 11:08 pm
Forum: Personal Consumer Issues
Topic: [Traveling to] Hong Kong, activities that won't break the bank?
Replies: 21
Views: 3013

Re: [Traveling to] Hong Kong, activities that won't break the bank?

Absolutely love HK. Just walked and walked and walked to take in all of the atmosphere. The double decker buses are fun. Sit top front on the ride to Stanley market - like an amusement park ride! Great to see the sites too.
by 6miths
Sun Jun 14, 2015 1:22 pm
Forum: Personal Consumer Issues
Topic: iPhone 6 or 6 plus for light business travel?
Replies: 27
Views: 3747

Re: iPhone 6 or 6 plus for light business travel?

I went from BlackBerry to 6 Plus on retirement and think the 6P is great for travel. Biggest transition was not having push e-mail but since not working much anymore, not a huge issue. 6P is great for web access and I find the size not too bad even though it is giant compared to a Blackberry. Easily...
by 6miths
Wed May 06, 2015 8:02 pm
Forum: Personal Consumer Issues
Topic: Will you buy self-driving car?
Replies: 235
Views: 19861

Re: Will you buy self-driving car?

Count me in. Not the first one. A buddy was showing off his Tesla the other day and it has many self-driving features and is obviously just a software upgrade from being autonomous. I'll let them get the bugs worked out but eventually I think they will be great. The biggest threat on the road will c...
by 6miths
Sun Apr 26, 2015 10:08 pm
Forum: Personal Consumer Issues
Topic: Cost to replace a side view mirror
Replies: 22
Views: 51939

Re: Cost to replace a side view mirror

I knocked the side mirror off as I was backing our of our garage :oops: , and the dealer wanted $850 to replace it. We located one at a junkyard, took it to an auto repair shop, they painted it to match and installed it. Total cost, including mirror was less than $200. I guess it depends how much y...
by 6miths
Mon Apr 13, 2015 11:01 pm
Forum: Personal Finance (Not Investing)
Topic: Household Gross Income Poll
Replies: 134
Views: 18477

Re: Household Gross Income Poll

I retired from the big job in May so I light year but DW was still working so I put down 2014's total.
by 6miths
Thu Apr 09, 2015 10:32 am
Forum: Personal Consumer Issues
Topic: Should I buy extended warranty for our new Toyota Sienna
Replies: 50
Views: 24673

Re: Should I buy extended warranty for our new Toyota Sienna

A little OT but a family member works for Electrolux and he said the profit margins are narrow on all their brands, Frigidaire, Electrolux. They make most of their profit on extended warranties. No bang on topic. Extended warranties are a major money maker for car dealers hence the hard sell. It is...