Search found 469 matches

by LadyIJ
Thu May 05, 2016 1:07 pm
Forum: Personal Consumer Issues
Topic: What to buy my sig other from the DOG for Mothers Day
Replies: 16
Views: 2292

Re: What to buy my sig other from the DOG for Mothers Day

That's so sweet. How about a little picture frame with the dog's photo - or better yet, you and the pup?
by LadyIJ
Wed May 04, 2016 12:48 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

Is it possible that you haven't adjusted the seat and/or steering wheel in your car properly? no, I wish it would be that easy. It's just not right for me. Which Acura did you get? I just bought a 2016 TLX and it is very low and not the easiest car to get into and much less easy to get out of. I wo...
by LadyIJ
Wed May 04, 2016 9:36 am
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 150
Views: 21279

Re: Who else hates choosing a car?

Folks, I always buy a brand new Nissan Altima. I bought my Third Nissan Altima in 2014. I have 2 Nissan Altima at the moment: 2006 and 2014. So, I have no idea why is it so hard for people to choose a car. I know exactly what I want: the latest Nissan Altima. KlangFool I've admired the design - bea...
by LadyIJ
Wed May 04, 2016 8:41 am
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 150
Views: 21279

Re: Who else hates choosing a car?

Folks, I always buy a brand new Nissan Altima. I bought my Third Nissan Altima in 2014. I have 2 Nissan Altima at the moment: 2006 and 2014. So, I have no idea why is it so hard for people to choose a car. I know exactly what I want: the latest Nissan Altima. KlangFool I've admired the design - bea...
by LadyIJ
Wed May 04, 2016 8:38 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

You might consider the Toyota Avalon instead of the ES 350. They share the same platform and engine. The Avalon is actually only about an inch longer. And it is $5K less than the Lexus. I rented An Avalon for a business trip last September and then again for a Spring Training vacation in Phoenix in...
by LadyIJ
Tue May 03, 2016 1:43 pm
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 150
Views: 21279

Re: Who else hates choosing a car?

LadyIJ, I don't have a Lexus but I can surely comment on seat comfort. Since hardware became a part of my spine, seat comfort rocketed to my #1 consideration in a car (I am the exception, however). In fact, I sold my Acura RSX for that reason (the seat was -ok- but the ride was way too stiff, once ...
by LadyIJ
Tue May 03, 2016 1:41 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: Bought wrong car - Revision - ES350 advice

Bad back sufferer here and also purchased a new car that killed my back/neck/shoulders. I was seriously at the point that I was going to have to sell the car back to the dealer. I couldn't move my neck the next day if I spent too long in the car, the seat was just too low, and my back hated me. I w...
by LadyIJ
Tue May 03, 2016 1:36 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: Bought wrong car - Revision - ES350 advice

FWIW, my son is an automobile junky and told me a while back that Volvos have seats designed by orthopedic specialists. I found this on the web: http://www.edmunds.com/car-buying/the-best-vehicles-for-drivers-with-back-pain.html If you decide on another vehicle, it may be worth checking them out. Y...
by LadyIJ
Tue May 03, 2016 1:35 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: Bought wrong car - Revision - ES350 advice

Did you think about replacing the seat with an aftermarket seat of some sort? Or taking it to a specialty upholstery shop who can make adjustments to the cushioning/bolstering for you? Also the existing seat might break-in for you, kind of like a new pair of shoes that might hurt for a little bit. ...
by LadyIJ
Tue May 03, 2016 1:32 pm
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 150
Views: 21279

Re: Who else hates choosing a car?

I am having similar car selections issues as well. Got rid of my old comfortable Jeep GC in 2013 and replaced it with new Subaru Outback. The old Jeep was great in the snow and mountains and was comfortable but got poor MPG. Well the Subaru gets good MPG and is good in the snow and mountains but is...
by LadyIJ
Tue May 03, 2016 1:22 pm
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 150
Views: 21279

Re: Who else hates choosing a car?

I just buy used Lexuses. They are really inexpensive around where I live. Everybody else has a new one, so finding a used one is a piece of cake. I have found a Lexus very practical in terms of gas (20 mpg in city) and maintenance (don't maintain it). They just go and go. Then again, I live about 3...
by LadyIJ
Tue May 03, 2016 1:13 pm
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 150
Views: 21279

Re: Who else hates choosing a car?

Yes, I absolutely HATE buying a new car - see my post about buying the wrong car. What a nightmare. :oops:
by LadyIJ
Tue May 03, 2016 1:09 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: Bought wrong car - Revision - ES350 advice

Did you think about replacing the seat with an aftermarket seat of some sort? Or taking it to a specialty upholstery shop who can make adjustments to the cushioning/bolstering for you? Also the existing seat might break-in for you, kind of like a new pair of shoes that might hurt for a little bit. ...
by LadyIJ
Tue May 03, 2016 1:08 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: Bought wrong car - Revision - ES350 advice

What model is did you buy? I want to make sure to avoid it myself. 2013 Acura TSX - it's discontinued now. I should have looked at the TL. I will take a look at the TLX (new model) but think it will have the same issue with less padding in seats and hard to climb out of - it's almost like you're in...
by LadyIJ
Tue May 03, 2016 12:31 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: Bought wrong car - Revision - ES350 advice

Suggest you first rent whatever car you are planning to buy. It's about the only way to make a good assessment, which will take a few days. Much of the ergonomic problem with modern cars comes from government mandates for safety, crash test scores, etc. Not that that's a bad thing, but driver comfo...
by LadyIJ
Tue May 03, 2016 12:30 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: Bought wrong car - Revision - ES350 advice

Will ES 350 solve your too low problem? As I commented on the other thread, based on published specs, ES 350 is just half an inch higher. You may be better off getting a crossover if seat height is an issue. Sorry for not being more specific - I think so. I had the Accord and it was fine. Even thou...
by LadyIJ
Tue May 03, 2016 10:30 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Bought wrong car - Revision - ES350 advice

[Thread merged into here, see below. --admin LadyGeek] For all of you who are kindly recommending seat cushion, new seats in the car, asking whether it's adjustable: It's an Acura technology - many adjustments. The seats are not conformed right for my back and the car is too low. I can trade in and...
by LadyIJ
Tue May 03, 2016 10:23 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

KlangFool wrote:http://www.nissanclub.com/forums/2013-n ... seats.html

OP,

My Nissan Altima has the new upgraded "Zero Gravity Seat". You may want to check this out.

KlangFool
I tried it, it's kind of hard. I love that car though.
by LadyIJ
Tue May 03, 2016 10:22 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

When you are looking at your options also be sure to factor in sales tax and car registration fees since swapping to a different car could cause you to pay those again. Do you have a spouse that could use that car? If so would you be Ok being a passenger in it? When you trade a car in to a dealer, ...
by LadyIJ
Tue May 03, 2016 8:58 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

BE REALLY CAREFUL. The other car may not be a lot better than the Acura. I did not find the Lexus SUV much better than the Acura SUV. All the newer model cars have hard small seats IMO. I've looked at tons of cars and am very frustrated. The older model cars from the 1990s and early 2000s have good...
by LadyIJ
Tue May 03, 2016 8:52 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

If I'm reading this correctly, the OP bought a used car. The dealer bought this car for wholesale and sold it to the OP for a profit most likely. The dealer is not going to give up that locked in profit no matter what, so they will not take the car back and return the money. There are some independ...
by LadyIJ
Tue May 03, 2016 8:50 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

It's also too low to the ground and harder to get in and out of than the Lexus ES350. I'm just trying to see how not to take a real bath on a car I've had for 15 days. If you are particular in your vehicles, my suggestion for the next go around is to rent the same vehicle you want to buy for a week...
by LadyIJ
Tue May 03, 2016 8:48 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

sls239 wrote:Is it possible that you haven't adjusted the seat and/or steering wheel in your car properly?
no, I wish it would be that easy. It's just not right for me.
by LadyIJ
Tue May 03, 2016 8:48 am
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

I suggest you talk with a physical therapist about your problem. They may be able to recommend some adjustments that will help your back. It could be seat cushion or lumbar back support. I have a degenerative disc in my lower back. It flared up after a long ride in a rental car about 20 years ago. ...
by LadyIJ
Mon May 02, 2016 7:08 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

Is it ONLY the seats - not the car? You can buy after market seats far less that the haircut you would take on swapping cars..... Have you thought about trying some of those and have someone retro fit them to the car? It is under warranty and that would mess it up - also it seems to be low enough t...
by LadyIJ
Mon May 02, 2016 7:07 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

What model did you get, and which package? Did you get Sport seats or any other options? Which part of the seat is uncomfortable? There are a few ways to fix this if you like the rest of the car. A good car upholsterer or customizer can add or remove seat foam to make things more comfortable. You m...
by LadyIJ
Mon May 02, 2016 6:52 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

Is it ONLY the seats - not the car? You can buy after market seats far less that the haircut you would take on swapping cars..... Have you thought about trying some of those and have someone retro fit them to the car? It is under warranty and that would mess it up - also it seems to be low enough t...
by LadyIJ
Mon May 02, 2016 6:51 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

Why do you assume that the Lexus will be any better on your back? It'd be a shame if you went through all the hassle of trading cars only to end up with the same problem. Something has to work better - my old car I traded in was wonderfully comfortable. I will test drive and test drive though - bel...
by LadyIJ
Mon May 02, 2016 6:50 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

I can sympathize with your situation.i purchased a new vehicle a couple of months ago because the engine blew in my old vehicle. I felt rushed to purchase a vehicle and I'm not sure I chose the right vehicle for me. The vehicle I bought is nice but I should have gotten what I really wanted the firs...
by LadyIJ
Mon May 02, 2016 6:49 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

unexpected consumer items are one reason to save and invest. go ahead and change cars. A few thousand dollars of a mistake wont change your overall retirement. Just make sure you really get it right the next time. I think you are wise and that's my thinking too - It just helps to hear someone voice...
by LadyIJ
Mon May 02, 2016 6:49 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

Re: I bought the wrong car - know it after 15 days

The problem is even with just a few miles on the car, once its titled in you name they can not sell it as a new vehicle any more, they have to sell it as used. At this point if you cannot live with the current car all you can due it take your loss and move on. I would first try and see what the ori...
by LadyIJ
Mon May 02, 2016 6:26 pm
Forum: Personal Consumer Issues
Topic: I bought the wrong car - know it after 15 days
Replies: 156
Views: 26301

I bought the wrong car - know it after 15 days

OK, researched ad nauseum - I chose the wrong car. My back is killing me - too hard to get in and out. wrong seats for my back. YES, I did test drive the model more than once and I sat in them about three different times. The dealership's owner owns both Acura and Lexus across the street. I talked t...
by LadyIJ
Thu Apr 07, 2016 10:48 am
Forum: Personal Finance (Not Investing)
Topic: Buying a new car
Replies: 56
Views: 8808

Re: Buying a new car

P.S. Perhaps I put the local dealership at a disadvantage since I did go through a salesman there who would have had to have got a commission. Perhaps it would have been better to do my test driving farther from home. In any case, the local dealership has been happy to do any warranty work over the...
by LadyIJ
Fri Mar 25, 2016 9:54 am
Forum: Investing - Help with Personal Investments
Topic: Withdrawal Strategies for Larger Purchases after Retiring
Replies: 39
Views: 3912

Re: Withdrawal Strategies for Larger Purchases after Retiring

Addressing the main Q of withdrawal strategy: I have large majority of my assets in tax-deferred accounts, so I manage my taxable retirement income to be roughly the same or a bit more each year in retirement. RMDs will start for me in 2020, so I maintain a projection of how that, in addition to fu...
by LadyIJ
Thu Mar 24, 2016 11:44 am
Forum: Investing - Help with Personal Investments
Topic: Withdrawal Strategies for Larger Purchases after Retiring
Replies: 39
Views: 3912

Re: Withdrawal Strategies After Retiring

IIRC both Otar and Kitces are against bucket strategies. If you just have a normal asset allocation and maintain it then you won't be selling equities in a down market... Because you'll be taking withdrawals from bonds to rebalance. Kitces also has research showing that maintaining a multi year cas...
by LadyIJ
Thu Mar 24, 2016 11:35 am
Forum: Investing - Help with Personal Investments
Topic: Withdrawal Strategies for Larger Purchases after Retiring
Replies: 39
Views: 3912

Re: Withdrawal Strategies for Larger Purchases after Retiring

We discovered that not having "income," places a limit what you can buy on credit cards, installment credit, scheduled credit (car/home) at attractive rates. We have considerable IRAs and property, No debts, living off of SS and pension, separate bank accounts for security reasons, set low credit c...
by LadyIJ
Thu Mar 24, 2016 9:43 am
Forum: Investing - Help with Personal Investments
Topic: Withdrawal Strategies for Larger Purchases after Retiring
Replies: 39
Views: 3912

Re: Withdrawal Strategies After Retiring

Another book I thought was good: "Unveiling the Retirement Myth" by Jim Otar. Unfortunately, you may have to go to the library. Big bucks on Amazon, probably is out of print. http://smile.amazon.com/Unveiling-Retirement-Myth-Jim-Otar/dp/0968963420/ref=sr_1_1?ie=UTF8&qid=1458762291&sr=8-1&keywords=U...
by LadyIJ
Thu Mar 24, 2016 9:43 am
Forum: Investing - Help with Personal Investments
Topic: Withdrawal Strategies for Larger Purchases after Retiring
Replies: 39
Views: 3912

Re: Withdrawal Strategies After Retiring

People like to say "money is fungible", but when it is in tax-deferred accounts, that's not so true, is it? When you have much of your retirement funds wrapped by a tax cost to withdraw, it definitely takes some thought about what is the right way to fund big one-time expenses. I would spend some t...
by LadyIJ
Wed Mar 23, 2016 3:46 pm
Forum: Personal Consumer Issues
Topic: 2012 Lexus ES350 vs. 2013 or 2014 Acura TSX
Replies: 6
Views: 1009

Re: 2012 Lexus ES350 vs. 2013 or 2014 Acura TSX

The last time I was in a market for a car, Lexus CPO had the best warranty of all the manufacturers. Lexus gave you a short list of things that they will NOT cover and everything else was covered. Both mileage and years were generous. I was looking at CPO Lexus and CPO Mercedes and there was no con...
by LadyIJ
Wed Mar 23, 2016 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: Withdrawal Strategies for Larger Purchases after Retiring
Replies: 39
Views: 3912

Re: Withdrawal Strategies for Larger Purchases after Retiring

Remember to factor in your age. I'll take the money from RMDs for large purchases as I have pensions and SS for ordinary living. Don't forget the advice that many have given about having a spreadsheet to calculate the benefits of Roth conversions in the period between retirement and 70. Once you ar...
by LadyIJ
Wed Mar 23, 2016 2:19 pm
Forum: Investing - Help with Personal Investments
Topic: Withdrawal Strategies for Larger Purchases after Retiring
Replies: 39
Views: 3912

Re: Withdrawal Strategies After Retiring

Suggest Frank Armstrong's book 'The Informed Investor' has one of the better strategies for the retiree. A two bucket approach, it aims to avoid the pitfall of selling stocks at distressed prices. ("Dollar Cost Ravaging"). All Best Thank you - I think the big issue is when you have big expenditures...
by LadyIJ
Wed Mar 23, 2016 12:30 pm
Forum: Personal Consumer Issues
Topic: Want to buy 2014 Acura TSX - turned in lease
Replies: 44
Views: 5832

Re: Want to buy 2014 Acura TSX - turned in lease

Generally speaking sales for a particular model do trail off as you get later in the model year. Some people hold off to wait for the major redesign (in this case would be for the '15 TLX) or look for newer model competitors. So there might not be that many '14 CPOs as say '13 or '12. But I doubt i...
by LadyIJ
Wed Mar 23, 2016 12:22 pm
Forum: Investing - Help with Personal Investments
Topic: Withdrawal Strategies for Larger Purchases after Retiring
Replies: 39
Views: 3912

Withdrawal Strategies After Retiring

I'm planning to retire in July. All my working life I stashed money. we have about 90% in retirement funds and 10% in cash. Upon retirement I want to buy myself a car and remodel my kitchen (which I've been putting off because of the time required for planning). Now my head is spinning with differen...
by LadyIJ
Wed Mar 23, 2016 9:39 am
Forum: Personal Consumer Issues
Topic: Want to buy 2014 Acura TSX - turned in lease
Replies: 44
Views: 5832

Re: Want to buy 2014 Acura TSX - turned in lease

Okay Debbie: http://www.consumerreports.org/cars/how-car-brands-compare-for-reliability/ http://www.consumerreports.org/cars/highlights-consumer-reports-2015-annual-auto-reliability-survey/ [img ]http://www.consumerreports.org/content/dam/cro/news_articles/cars/CR-Cars-II-Brand-Comparison-Chart-10-...
by LadyIJ
Wed Mar 23, 2016 9:38 am
Forum: Personal Consumer Issues
Topic: 2012 Lexus ES350 vs. 2013 or 2014 Acura TSX
Replies: 6
Views: 1009

Re: 2012 Lexus ES350 vs. 2013 or 2014 Acura TSX

I think the 2012 ES 350's are VERY nice cars. Have you seen one in the burgundy color with the beige interior? Beautiful. They go forever and ever too. Our neighbor has a perfect 2009 with 195,000 miles. It really looks like new inside and out- and I'm very particular about my cars... The Lexus wou...
by LadyIJ
Tue Mar 22, 2016 9:46 am
Forum: Personal Consumer Issues
Topic: 2012 Lexus ES350 vs. 2013 or 2014 Acura TSX
Replies: 6
Views: 1009

2012 Lexus ES350 vs. 2013 or 2014 Acura TSX

I have to start a new post, because the subject matter has changed. I'm now only considering the above two cars. Due to COMFORT LEVEL for my wonky spine and nice interior cabins, reliability, etc. the 2012 and newer Lexus will not do, the seats do not work for me. The Acura TSX is discontinued. I wo...
by LadyIJ
Tue Mar 22, 2016 9:42 am
Forum: Personal Consumer Issues
Topic: Want to buy 2014 Acura TSX - turned in lease
Replies: 44
Views: 5832

Re: Want to buy 2014 Acura TSX - turned in lease

Thanks, but I would not consider a Golf. It's between a 2013 or 2014 Acura TSX or 2011 Lexus ES350. They fit my parameters for comfort (bad back) and interior luxury. I'll start a new post, because this one's subject matter has changed.
by LadyIJ
Mon Mar 21, 2016 9:35 am
Forum: Personal Consumer Issues
Topic: Want to buy 2014 Acura TSX - turned in lease
Replies: 44
Views: 5832

Re: Want to buy 2014 Acura TSX - turned in lease

We test drove the 2013 Lexus ES350. I didn't like the seats. The interior of the 2012 was much nicer and much more comfortable. So that's my dilemma now: 2013 TSX 4 cylinder or 2012 Lexus - V6 - with CPO's. Pros and cons as I see them thus far: 2012 is pretty old for the Lexus and it has the old gri...
by LadyIJ
Fri Mar 18, 2016 3:37 pm
Forum: Personal Consumer Issues
Topic: Want to buy 2014 Acura TSX - turned in lease
Replies: 44
Views: 5832

Re: Want to buy 2014 Acura TSX - turned in lease

The last rev of the TSX had uninspiring performance compared to the previous rev and many didn't like the redesigned of the front end. The front end was substantially modified during the MMC for the 2G TSX (2012 I believe). The same issue was also addressed during the MMC for the TL although I thin...