Search found 63 matches

by Slothmeister
Thu Sep 14, 2017 5:06 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Health Care Fund in my portfolio?
Replies: 42
Views: 5054

Re: Vanguard Health Care Fund in my portfolio?

Any sort of legislation that results in the government having more power to negotiate health care prices could drive down costs (also driving down profits for health care providers). The health care sector obviously isn't going to go away, but the private profits generated by that system could perm...
by Slothmeister
Thu Sep 14, 2017 5:02 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Health Care Fund in my portfolio?
Replies: 42
Views: 5054

Re: Vanguard Health Care Fund in my portfolio?

I think you have something, and I believe at some point, it will nose-dive, but how could a sector inherently necessary for survival be in the dumps for an extended period? "Necessary for survival" does not guarantee profitability if reimbursements become limiting. Everyone needs food, so why aren'...
by Slothmeister
Wed Sep 13, 2017 9:10 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Health Care Fund in my portfolio?
Replies: 42
Views: 5054

Re: Vanguard Health Care Fund in my portfolio?

Well...while you're betting, take a look at Fidelity® Select Medical Equipment and Systems Portfolio (FSMEX) and its awesome returns for 1, 3, 5, AND 10 years! I bought just a little for fun, so I am not quite as committed as you. Wow! That's a lively fund. Very high returns, but of course the ER is...
by Slothmeister
Wed Sep 13, 2017 9:03 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Health Care Fund in my portfolio?
Replies: 42
Views: 5054

Re: Vanguard Health Care Fund in my portfolio?

"Greatly outperformed the rest of the market for a sustained period" should be a GIANT red flag for anyone thinking of investing in ANY given sector of the market. I think you have something, and I believe at some point, it will nose-dive, but how could a sector inherently necessary for survival be ...
by Slothmeister
Wed Sep 13, 2017 8:10 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Health Care Fund in my portfolio?
Replies: 42
Views: 5054

Re: Vanguard Health Care Fund in my portfolio?

My thought on the sector is that it has greatly outperformed the rest of the market for a sustained period. Also the demographics are right with baby boomers already starting to retire. Even if the US goes to a single payer system there are a lot of people that will still need healthcare. Another gr...
by Slothmeister
Wed Sep 13, 2017 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Health Care Fund in my portfolio?
Replies: 42
Views: 5054

Re: Vanguard Health Care Fund in my portfolio?

Nope, not for me I wouldn't. I am not interested in a sector bet and consider Healthcare to be extremely risky sector bet as it is too much tied to government policy compared to other sectors. I think you're right that it's tied to government policy, but I i've read that pharmaceuticals will play bi...
by Slothmeister
Wed Sep 13, 2017 7:49 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Health Care Fund in my portfolio?
Replies: 42
Views: 5054

Re: Vanguard Health Care Fund in my portfolio?

This is a pure gamble on your part; you have no idea if the HC fund will outperform the overall index; and it is far too large a portion of your portfolio to take such risk with. What if it underperforms for the next 10 years? If it underperforms, I'm thinking it still outperforms Total Stock Market...
by Slothmeister
Wed Sep 13, 2017 5:49 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Target Retirement Funds added to 401k
Replies: 15
Views: 1505

Re: Vanguard Target Retirement Funds added to 401k

Simplify and lower your expense ratio. I think that makes perfect sense. I'm sure others on here with much more knowledge will give you more insight.
by Slothmeister
Wed Sep 13, 2017 5:33 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Health Care Fund in my portfolio?
Replies: 42
Views: 5054

Vanguard Health Care Fund in my portfolio?

Does anyone think it's a good idea to start an investment portfolio that includes Vanguard Health Care Fund in the equities portion? Vanguard Health Care Fund 20% Vanguard Total Stock Market Admiral Shares 20% Vanguard Total Bond Market Index Fund Admiral Shares 40% Vanguard Total International Stoc...
by Slothmeister
Wed Sep 13, 2017 1:22 pm
Forum: Investing - Theory, News & General
Topic: What If U.S. Stocks Stay Expensive For Years?
Replies: 50
Views: 8492

Re: What If U.S. Stocks Stay Expensive For Years?

4% doesn't sound too good to me after expenses, taxes, and inflation.
by Slothmeister
Tue Sep 12, 2017 9:56 am
Forum: Investing - Theory, News & General
Topic: Another New Investor (Market Timing)
Replies: 36
Views: 3187

Re: Another New Investor (Market Timing)

It's hard to imagine the market staying at this trajectory much longer but the 1980 to 1999 timeframe says it's possible.
by Slothmeister
Sun Sep 10, 2017 3:24 pm
Forum: Investing - Help with Personal Investments
Topic: Opening accounts all at one place
Replies: 3
Views: 558

Re: Opening accounts all at one place

Good. Thanks! That's what I thought, yet I couldn't find an answer anywhere else online.
by Slothmeister
Sun Sep 10, 2017 11:59 am
Forum: Investing - Help with Personal Investments
Topic: Opening accounts all at one place
Replies: 3
Views: 558

Opening accounts all at one place

Hello Bogleheads! I'm a newbie soon to join the index funds party (hopefully not too late). My question concerns having all of my accounts at one company--Fidelity. I have a 401k opened by my employer for almost 20 years, and I recently opened a Roth IRA, and now I want to open a brokerage account v...