Search found 1491 matches

by runner3081
Tue Jul 03, 2018 7:46 am
Forum: Personal Consumer Issues
Topic: Transporting bikes with an SUV?
Replies: 38
Views: 1836

Re: Transporting bikes with an SUV?

Get a universal trunk mount bike rack. Quick. Easy. Cheap. Effective. And if you place the straps well, you’ll still have trunk access. Go for Thule or Yakima. I'm going to say NO to this. We have one of these and rarely use it because I've got an old hitch rack. This past weekend, I installed the ...
by runner3081
Mon Jul 02, 2018 11:20 pm
Forum: Investing - Theory, News & General
Topic: How much do Vanguard fund managers get paid?
Replies: 2
Views: 1152

Re: How much do Vanguard fund managers get paid?

Though self reported, a good starting point:
https://www.glassdoor.com/Salary/Vangua ... KO9,26.htm

Base Pay
$93K - $102K
by runner3081
Sun Jul 01, 2018 10:58 pm
Forum: Personal Consumer Issues
Topic: Baseball simulator games (e.g., Strat-o-Matic, etc)
Replies: 21
Views: 2229

Re: Baseball simulator games (e.g., Strat-o-Matic, etc)

The mainstream sim engine out there now is OOTP - https://www.ootpdevelopments.com Pretty popular game with a fair amount of leagues out there. As for myself, I am still on BBPRO 98 by Front Page Sports. There are only 3-4 leagues still out there. I run one of them (won't run after WIN98, so I have ...
by runner3081
Sun Jul 01, 2018 10:53 pm
Forum: Personal Consumer Issues
Topic: How does this ebay scam work?
Replies: 13
Views: 2292

Re: How does this ebay scam work?

Agree with others, not a scam, just an honest mistake. I have done it twice (only twice in many years of selling)... Once time, I sent the wrong laptop!
by runner3081
Sun Jul 01, 2018 12:53 pm
Forum: Personal Consumer Issues
Topic: Where do you file consumer complaints?
Replies: 8
Views: 698

Re: Where do you file consumer complaints?

Twitter or Facebook to the company directly can often solicit a quicker resolution.
by runner3081
Sat Jun 30, 2018 9:07 pm
Forum: Personal Consumer Issues
Topic: replace old central AC unit?
Replies: 32
Views: 2468

Re: replace old central AC unit?

We had a 20 year old unit that was replaced two years ago. Our house is kept very warm, for most people, with 85 degrees during the day and 81 at night (you get used to it). During the summer months, our bills were $80-120 cheaper per month (same temps with old and new system). 5 Ton unit, 15 SEER, ...
by runner3081
Sat Jun 30, 2018 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 13569

Re: What are your property taxes?

Gill wrote:
Sat Jun 30, 2018 8:13 pm
How meaningful is this survey?
It isn't.
by runner3081
Sat Jun 30, 2018 9:04 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 13569

Re: What are your property taxes?

Arizona
Prop Tax $1,900
Salex Tax - 7.95%
Income Tax - 2.59% to 4.54%
by runner3081
Sat Jun 30, 2018 7:18 pm
Forum: Investing - Help with Personal Investments
Topic: What’s your plan for a market downturn?
Replies: 114
Views: 9833

Re: What’s your plan for a market downturn?

Nothing. Though if it gets real bad, will try to find a way to scrounge up extra money to invest more.
by runner3081
Sat Jun 30, 2018 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Selling a time share/vacation rental in Mexico
Replies: 12
Views: 1291

Re: Selling a time share/vacation rental in Mexico

First off, my condolences on your purchase decision. Hopefully you had some good use.

Put it up for free on Craiglist and hope someone wants a lifetime of maintenance fees.
by runner3081
Fri Jun 29, 2018 10:46 pm
Forum: Personal Finance (Not Investing)
Topic: Passive Business Ideas
Replies: 8
Views: 1325

Re: Passive Business Ideas

Run an Amazon delivery fleet :)
by runner3081
Fri Jun 29, 2018 1:58 pm
Forum: Local Chapters and Bogleheads Community
Topic: Post your Financial Milestone Announcements Here
Replies: 482
Views: 48331

Re: Pulled the trigger and paid off the house today

Well done and congratulations! What is your advice for us young folks who are on the brink of either paying the house off or going for a bigger, nicer home? My family and I live in a home that is a level right below "just right", but we can pay it off in about 4-5 years (before we are 40). We arent...
by runner3081
Wed Jun 27, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: no shop/brand name Giftcards
Replies: 5
Views: 524

Re: no shop/brand name Giftcards

AAA usually offers no-fee Visa GC's starting from $10 denominations in May and November each year. Dependant on your region and local AAA travel store. From hustlermoneyblog: "Visa Fee-Free Gift Cards AAA Promotion: Promotion: Pay zero fee for purchasing Visa gift cards Expiration: Limited time offe...
by runner3081
Wed Jun 27, 2018 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Score Simulator
Replies: 3
Views: 587

Re: Credit Score Simulator

SurfCityBill wrote:
Wed Jun 27, 2018 2:19 pm
Surprisingly, adding a foreclosure had less affect that letting an account go delinquent.
True story, but there is not really a way to get to FC without delinquent payments.
by runner3081
Wed Jun 27, 2018 1:19 pm
Forum: Personal Finance (Not Investing)
Topic: How many months of living expenses would you keep in your bank.
Replies: 61
Views: 4132

Re: How many months of living expenses would you keep in your bank.

IDEAL FOR US: 6 months (which isn't much due to lower expenses) + $5K in the case of a car purchase, roof repair, etc. - All in Savings/CDs's with light withdrawal penalties. Family of 3. There is enough in taxable brokerage accounts to last for years, if needed - even with a crash. CURRENT FOR US:...
by runner3081
Wed Jun 27, 2018 8:28 am
Forum: Personal Consumer Issues
Topic: Home AC filters - does MPR matter ? [Microparticle Performance Rating]
Replies: 16
Views: 1544

Re: Home AC filters - does MPR matter ?

We use the cheap 4-pack for $3.00 at Walmart ones.
by runner3081
Sun Jun 24, 2018 10:41 am
Forum: Investing - Theory, News & General
Topic: Hidden Index Bubble - I'd love to hear some thoughts!
Replies: 27
Views: 2233

Re: Hidden Index Bubble - I'd love to hear some thoughts!

oldcomputerguy wrote:
Sun Jun 24, 2018 10:21 am
Don’t even have to read the article. It’s from Motley Fool. Investment noise.
Came here to say the same exact thing. All articles from Motley Fool should be ignored.
by runner3081
Sat Jun 23, 2018 11:34 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads Are Better in the Morning
Replies: 13
Views: 3068

Re: Bogleheads Are Better in the Morning

I think it varies. Though, I have seen an increase in the same types of questions being asked over and over.
by runner3081
Sat Jun 23, 2018 10:54 pm
Forum: Personal Consumer Issues
Topic: Cheap simple tablets?
Replies: 28
Views: 2807

Re: Cheap simple tablets?

02nz wrote:
Sat Jun 23, 2018 7:43 pm
Note that Fire tablets use Amazon's Fire OS, a custom version of Android that does not, out of the box, support the Google Play store (with its many apps).
It takes less then 5 minutes and is safe to sideload the APK, however for the Play Store.
by runner3081
Fri Jun 22, 2018 10:23 am
Forum: Personal Finance (Not Investing)
Topic: What do you include in your grocery budget?
Replies: 36
Views: 1787

Re: What do you include in your grocery budget?

ColoRetiredGirl wrote:
Fri Jun 22, 2018 9:13 am
In developing my budget for the food category I include staples such as toilet paper, cleaning supplies etc as I purchase these type of items while grocery shopping. Do you include these infrequent items in your food category or in its own category?
No, they are not groceries.
by runner3081
Thu Jun 21, 2018 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Can you retire on $2M?
Replies: 173
Views: 21137

Re: Can you retire on $2M?

Yes, absolutely I could and never worry about money again.
by runner3081
Thu Jun 21, 2018 10:21 pm
Forum: Personal Consumer Issues
Topic: Am I wasting money on my old car?
Replies: 34
Views: 3488

Re: Am I wasting money on my old car?

If it was me and the car has been reliable, I would get it fixed in a heartbeat. Should be no problem to pull 175-200k out of that car.

Newer car = more licensing and insurance costs. Also, buying one that is 6 years old will very likely need some pricey maintenance at 100K.
by runner3081
Wed Jun 20, 2018 1:08 pm
Forum: Personal Consumer Issues
Topic: Surprise - Costco sells - but does not install vehicle batteries
Replies: 85
Views: 5920

Re: Surprise - Costco sells - but does not install vehicle batteries

WhiteMaxima wrote:
Wed Jun 20, 2018 10:59 am
Takes 10 min to install a new battery. Would you pay others $50 install fee?
Depends on your car. Sure, the manual part is simple, but some cars (BMW) require battery registration which is a quick programming. Without it, there can be charging issues.
by runner3081
Wed Jun 20, 2018 1:05 pm
Forum: Personal Consumer Issues
Topic: thermostat a/c setting
Replies: 17
Views: 1160

Re: thermostat a/c setting

I have a question about using a/c. On a normal day in June/July when temp is in mid 80s, is it ok to switch off the thermostat and leave to work to save cooling bill? Or should i be setting it to about 82 cool and leave so that the a/c does not have to work hard when I come back from work? I was to...
by runner3081
Tue Jun 19, 2018 5:40 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 130
Views: 8646

Re: gray hair

Don't care about gray hair or balding. Don't have them either, yet. So... hard to say. But I drive a beater car and holes with shirts on the weekends. Likely won't care.
by runner3081
Tue Jun 19, 2018 5:33 pm
Forum: Personal Consumer Issues
Topic: Article on hotel booking sites - no bargains
Replies: 38
Views: 3996

Re: Article on hotel booking sites - no bargains

I mostly use airbnb/vrbo now. Much nicer, quieter, cleaner, larger, less expensive with real reviews. Same here, outside of work travel, it is all AirBNB. if you all are seeing things differently and still use airbnb for short stays. No, only 7+ days. Coincidentally, many properties offer a decent ...
by runner3081
Tue Jun 19, 2018 10:16 am
Forum: Personal Consumer Issues
Topic: Carpet Installers- Tipping?
Replies: 22
Views: 1733

Re: Carpet Installers- Tipping?

I only tips installers, etc if they do something that is clearly above and beyond. Otherwise, no.
by runner3081
Tue Jun 19, 2018 8:08 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6759
Views: 1470510

Re: Anyone buying today?

I can't remember which day my auto investments, 401K, etc all post.

So, no clue.
by runner3081
Mon Jun 18, 2018 10:36 pm
Forum: Personal Consumer Issues
Topic: Article on hotel booking sites - no bargains
Replies: 38
Views: 3996

Re: Article on hotel booking sites - no bargains

Alexa9 wrote:
Mon Jun 18, 2018 9:10 pm
I mostly use airbnb/vrbo now. Much nicer, quieter, cleaner, larger, less expensive with real reviews.
Same here, outside of work travel, it is all AirBNB.
by runner3081
Mon Jun 18, 2018 10:34 pm
Forum: Personal Finance (Not Investing)
Topic: Reverse mortgage for purchase
Replies: 15
Views: 1197

Re: Reverse mortgage for purchase

Without the bigger financial picture, there isn't much we can help you with.
by runner3081
Mon Jun 18, 2018 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Employer creating new role for my promotion, need help
Replies: 11
Views: 1719

Re: Employer creating new role for my promotion, need help

In this day and age, job descriptions don't matter much. You will be asked to do many things and you should probably just do them :)
by runner3081
Sun Jun 17, 2018 10:39 am
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 8800

Re: Which Supermarket are you?

Some combo of:
Fry's Signature (Kroger store)
Safeway
Sprouts

Those are all within 1.5 miles of the house.

Will also occasionally add WinCo, Smart and Final and Walmart.
by runner3081
Sun Jun 17, 2018 8:22 am
Forum: Personal Consumer Issues
Topic: Best tips for starting a new job
Replies: 19
Views: 1365

Re: Best tips for starting a new job

Initially, don't do anything other than build relationships and figure out who you need to contact to get things done.
by runner3081
Sat Jun 16, 2018 2:23 pm
Forum: Personal Consumer Issues
Topic: Patio high back chair cushions
Replies: 4
Views: 387

Re: Patio high back chair cushions

Prices for cushions are terrible.

The one place that I found the best prices was Big Lots.
by runner3081
Fri Jun 15, 2018 8:43 pm
Forum: Personal Consumer Issues
Topic: Private Sale test drive
Replies: 13
Views: 1287

Re: Private Sale test drive

All buyers I have met with come in their car. I hand them the keys to mine and let them go for a drive. I usually sit right next to their car and wait. If they steal it... well, I have insurance. There are more important things to worry about in life! If a seller wanted to ride along when I was test...
by runner3081
Fri Jun 15, 2018 4:22 pm
Forum: Personal Consumer Issues
Topic: I am STUNNED over how much help my friends recieved with house purchase!
Replies: 47
Views: 4017

Re: I am STUNNED over how much help my friends recieved with house purchase!

Anytime I hear about something like this, I say, "must be nice", quickly get over my jealousy and move one.

Right or wrong, some people have better support groups than others.
by runner3081
Fri Jun 15, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5434

Re: A vehicle that "sits up" but can afford CRV

Subaru Crosstrek. Great gas mileage, sits like a CRV, Doesn't create it's own extra oil, not a big hulk of a vehicle. The first year made was 2013 for reference. The seat does raise/lower (manual raise and lower except for a new limited) Not sure that would fit the price requirements if a CRV is to...
by runner3081
Thu Jun 14, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: Long Weekend in November - NOLA, Austin, Other
Replies: 26
Views: 1357

Re: Long Weekend in November - NOLA, Austin, Other

My impression of NOLA was not positive when I visited for a business conference and stayed in the French Quarter. It's noisy, seemed focused on bars where patrons seem to begin drinking early in the day, and did not feel like a safe environment. I would not return for vacation. Completely agree. Wa...
by runner3081
Thu Jun 14, 2018 10:04 am
Forum: Personal Consumer Issues
Topic: Non-alcoholic drinks for wedding
Replies: 79
Views: 3937

Re: Non-alcoholic drinks for wedding

AerialP wrote:
Thu Jun 14, 2018 9:51 am
Or a make-your-own rootbeer float station, with various brands of the soda and some differing icecream selections, might be good fun.
We did that at our wedding, was a HUGE hit!

Maybe some slushy type drinks would be good too?
by runner3081
Wed Jun 13, 2018 10:07 am
Forum: Personal Consumer Issues
Topic: home theater equipment
Replies: 5
Views: 443

Re: home theater equipment

Monoprice for cable.
by runner3081
Mon Jun 11, 2018 2:18 pm
Forum: Personal Consumer Issues
Topic: Best water filtration system ?
Replies: 13
Views: 944

Re: Best water filtration system ?

Our GE RO system under the kitchen sink is great. What was installation like. Would this add to the cost of the home repairs etc or is it easy to switch back to how it was before installation Installation is very easy. 1) Turn water off to house 2) Change out the cold water shutoff valve under the ...
by runner3081
Mon Jun 11, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: How do you celebrate (potty trained kid) milestone with your spouse?
Replies: 93
Views: 5240

Re: How do you celebrate (potty trained kid) milestone with your spouse?

We did nothing.

Word of caution. Daughter was fully potty trained for a month. Had one accident, it rattled her, back to diapers for 1.5 months again. HAHA
by runner3081
Mon Jun 11, 2018 10:07 am
Forum: Personal Consumer Issues
Topic: Best water filtration system ?
Replies: 13
Views: 944

Re: Best water filtration system ?

Our GE RO system under the kitchen sink is great. What was installation like. Would this add to the cost of the home repairs etc or is it easy to switch back to how it was before installation Installation is very easy. 1) Turn water off to house 2) Change out the cold water shutoff valve under the ...
by runner3081
Mon Jun 11, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Best water filtration system ?
Replies: 13
Views: 944

Re: Best water filtration system ?

Our GE RO system under the kitchen sink is great.
by runner3081
Sun Jun 10, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Sharing online videos
Replies: 1
Views: 145

Re: Sharing online videos

Google Drive, Dropbox, etc.
by runner3081
Sat Jun 09, 2018 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Another home thread: 2mil / 40K in taxes
Replies: 59
Views: 5711

Re: Another home thread: 2mil / 40K in taxes

pennylane wrote:
Sat Jun 09, 2018 11:05 am
How do you have a combined income of 800k-1.1mill but only have 2mill saved?
Could very easily be physicians who walked out with mid six-figures of student loans. If in a specialty, they are probably only a couple of years out of residency/fellowship.
by runner3081
Fri Jun 08, 2018 11:02 pm
Forum: Investing - Help with Personal Investments
Topic: Is investing in Peer-to-Peer Lending good ?
Replies: 16
Views: 1387

Re: Is investing in Peer-to-Peer Lending good ?

AlohaJoe wrote:
Fri Jun 08, 2018 8:31 pm
daektr wrote:
Fri Jun 08, 2018 8:27 pm
When you think about it, they're not super incentivized to do an amazing job collecting.
And if someone doesn't pay back the money, LC is out of pocket.
Incorrect.
by runner3081
Fri Jun 08, 2018 11:01 pm
Forum: Investing - Help with Personal Investments
Topic: Is investing in Peer-to-Peer Lending good ?
Replies: 16
Views: 1387

Re: Is investing in Peer-to-Peer Lending good ?

Search. Someone JUST posted this the other day.
by runner3081
Fri Jun 08, 2018 6:07 pm
Forum: Personal Consumer Issues
Topic: Tipping HVAC installers?
Replies: 22
Views: 2068

Re: Tipping HVAC installers?

Here in AZ, a cooler of Gatorade, etc goes a long way.