Search found 2653 matches

by JupiterJones
Mon Mar 26, 2018 9:46 am
Forum: Personal Consumer Issues
Topic: New car?
Replies: 46
Views: 3530

Re: New car?

I think even Bogleheads would be willing to replace a car after 14 years. A car that still runs perfectly fine (and will likely continue to do so for many years)? Whose only main problem is one that can be fixed for a fraction of what replacing the entire car would cost? Yeah, I guess the typical B...
by JupiterJones
Thu Mar 22, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 25128

Re: Anyone Deleting Facebook?

Another one here who has never had a Facebook account in the first place.
by JupiterJones
Fri Mar 16, 2018 2:03 pm
Forum: Personal Consumer Issues
Topic: Bicycle Commuting in LA - Thoughts?
Replies: 100
Views: 5516

Re: Bicycle Commuting in LA - Thoughts?

Whew! In before the lock! :D Anyway, getting back to the OP's question... I'd say that, if you can find a good route to take (as mentioned, it almost certainly won't be the same way you'd drive to work) then get a cheap bike and give it a shot! I also agree that an eBike is an option worth keeping i...
by JupiterJones
Fri Mar 16, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: Should I join Mensa?
Replies: 39
Views: 2312

Re: Should I join Mensa?

miamivice wrote:
Fri Mar 16, 2018 1:29 pm
I happened to be born smart
Really? When I was born, I was stupid as hell.

Didn't even know my hands and feet existed for months. Don't even get me started on object permanence...
by JupiterJones
Fri Mar 16, 2018 1:38 pm
Forum: Personal Consumer Issues
Topic: Should I join Mensa?
Replies: 39
Views: 2312

Re: Should I join Mensa?

I don't think it is exclusive enough to mean much as far as bragging rights go. I joined many years ago. Which sort of proves your point. :D I only went to a couple of gatherings, but they were enjoyable. As I recall, it was really just a group of nice, somewhat dorky people, sitting around talking...
by JupiterJones
Thu Mar 08, 2018 5:18 pm
Forum: Personal Consumer Issues
Topic: Luggage/travel recommendations?
Replies: 54
Views: 3819

Re: Luggage/travel recommendations?

Just a heads-up that there's currently a sale going on for Rick Steves' line of luggage through Sunday, 3/18/18: https://store.ricksteves.com/shop/travel-bags His "convertible carry-on" is a the go-to bag for both me and my wife (and the one Rick uses himself). I talk more about it in this thread fr...
by JupiterJones
Tue Feb 27, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed
Replies: 49
Views: 3099

Re: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed

2. Jaywalking. Don't do it. They take it seriously. True. Although if you're lucky (depending on what part of the country you're in), you may be in the company of the charming Ampelmännchen while you wait to lawfully cross. It softens the blow a bit. :D 3. Drifting into a bike lane while driving. O...
by JupiterJones
Mon Feb 26, 2018 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Which debt to pay down first?
Replies: 30
Views: 1711

Re: Which debt to pay down first?

Assuming you do want to pay down your debt, then here's another vote for "student loan first, because it's smaller".

(And, as an aside, are you certain you'll still be itemizing your deductions anymore, even using the batched method, given the tax law changes?)
by JupiterJones
Wed Feb 14, 2018 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: C-Suite etiquette advise needed
Replies: 27
Views: 3968

Re: C-Suite etiquette advise needed

I can't imagine anyone would make it to a C-Suite level position without knowing that not everybody drinks and not everybody eats foie gras. Or to put it another way, anyone who would give two figs about you drinking an iced tea at the wine tasting or enjoying the TVE* at the dinner is probably not ...
by JupiterJones
Wed Feb 14, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: Digital alarm clock suggestions?
Replies: 38
Views: 3236

Re: Digital alarm clock suggestions?

Sounds like you should get a mechanical rather digital alarm clock. This ^^^ I've been using a reissue of the classic Westclox "Moonbeam" alarm clock. More than $20, but worth it, IMHO. The big analog dial makes it readable even without glasses, and it looks great on the bedside table. Easy-to-set?...
by JupiterJones
Mon Feb 12, 2018 9:37 am
Forum: Personal Consumer Issues
Topic: Driving a rental car in Western Europe
Replies: 46
Views: 1874

Re: Driving a rental car in Western Europe

I've driven in Germany, Austria, and Slovenia. Didn't have any problems, really. It helps to know how to drive a stick shift, of course. I agree that, if your itinerary is exclusively cities with good/easy rail access, a rental car isn't necessary. For larger cities, having a car is a pain in the bu...
by JupiterJones
Thu Feb 08, 2018 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Financial Hole
Replies: 163
Views: 14835

Re: Financial Hole

JoSo, Go back and re-read this whole thread. Look at all the great advice that has been given, and notice all the creative energy and thought you've put into figuring out how to justify why you can't follow any of it. If you could take even a small portion of that brainpower and redirect it toward f...
by JupiterJones
Tue Feb 06, 2018 2:57 pm
Forum: Investing - Help with Personal Investments
Topic: Stay the course?
Replies: 65
Views: 7800

Re: Stay the course?

I don't know what you guys are talking about. I just checked my account, and I have the exact same number of shares I had last week. Haven't lost a thing! (Granted, the amount those shares are currently selling for seems to have dropped. But since I don't plan on selling any for many years, why woul...
by JupiterJones
Wed Jan 24, 2018 2:59 pm
Forum: Personal Consumer Issues
Topic: Still using a 5 year old iphone 5. Who's with me? No new phones!!!
Replies: 151
Views: 9868

Re: Still using a 5 year old iphone 5. Who's with me? No new phones!!!

I'm still rockin' a Galaxy S4 that's coming up on five years old.

Love having a headphone jack. And an easy-to-swap battery. :D
by JupiterJones
Mon Jan 22, 2018 11:54 am
Forum: Personal Consumer Issues
Topic: Short Commute or Nicer House?
Replies: 142
Views: 8871

Re: Short Commute or Nicer House?

Some people handle living in a smaller house better then others, while the same can be said for driving longer commutes. If you're not sure what category you're in, I suggest asking yourself what is easier to rationalize: living in a smaller house or having a longer commute? I'm someone who tolerat...
by JupiterJones
Thu Jan 18, 2018 10:16 am
Forum: Personal Consumer Issues
Topic: Short Commute or Nicer House?
Replies: 142
Views: 8871

Re: Short Commute or Nicer House?

Charming, on a leafy street, plenty of nearby amenities...

Seems like the house with the short commute is the nicer house.
by JupiterJones
Mon Jan 15, 2018 9:58 am
Forum: Personal Consumer Issues
Topic: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed
Replies: 49
Views: 3099

Re: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed

Not sure you need more advice, but here's mine anyway... :D Good call on the half-marathon. I love destination races, although I prefer to schedule my trip so the race is on the first full day or two. They're great ways to see the city and get your bearings, discover places you want to go back to as...
by JupiterJones
Fri Jan 12, 2018 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Resource on good financial practices for a graduate student?
Replies: 17
Views: 699

Re: Resource on good financial practices for a graduate student?

Personal Finance for Dummies by Eric Tyson is great, whether or not you're a graduate student. Beyond that (and this is a bit esoteric), realize that your debt is part of a deal you willingly made. You could have just worked somewhere without a graduate degree, saved up a bunch of money, then paid ...
by JupiterJones
Tue Jan 09, 2018 11:56 am
Forum: Investing - Theory, News & General
Topic: "6 Reasons The Rich Should Pay-Off Their Mortgage"
Replies: 126
Views: 22189

Re: "6 Reasons The Rich Should Pay-Off Their Mortgage"

Have the new tax laws changed some of the benefits of holding onto a mortgage when you have the liquid assets to pay it off? It may change the category you now fall in, but not the basic equation. If you don't wind up deducting your mortgage interest (which was the case for many even before the rec...
by JupiterJones
Tue Jan 09, 2018 11:47 am
Forum: Forum Issues and Administration
Topic: Help me understand question-less financial status (e.g. "2 comma club") threads.
Replies: 175
Views: 11783

Re: Help me understand question-less financial status (e.g. "2 comma club") threads.

Well here's a recently-bumped, "question-less" thread that I doubt will get locked anytime soon: https://www.bogleheads.org/forum/viewtopic.php?p=2928263#p2928263 Taylor's not asking for anything he might "take action" on. He's just passing along an interesting article that he thought would be helpf...
by JupiterJones
Fri Jan 05, 2018 11:25 am
Forum: Personal Consumer Issues
Topic: Learning Violin as an adult...1.5 years later
Replies: 197
Views: 27946

Re: Learning Violin as an adult...One Year later!

What's all this I hear about sax and violins?!

Image
by JupiterJones
Fri Jan 05, 2018 10:40 am
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13568

Re: European Cities that don't interest you

watchnerd wrote:
Thu Dec 28, 2017 9:34 pm
Slough, UK, is also a dreary, horrible place.
Thank you, John Betjeman. :-)
by JupiterJones
Fri Dec 29, 2017 3:04 pm
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 7906

Re: manual car for new teen driver

I think we should avoid the trap of thinking that small cars are somehow "unsafe". Might there be a slight marginal bit of safety with a larger car? Yep, it's marginal. The margin is a mere 500%+ Of course, at least as I view the chart, there seems to be no adjustment based on other factors of deat...
by JupiterJones
Fri Dec 29, 2017 2:42 pm
Forum: Personal Consumer Issues
Topic: Plow Guy Raised Rates
Replies: 112
Views: 10238

Re: Plow Guy Raised Rates

If he had notified you of the raise in rates beforehand, would you have still had him plow your driveway anyway? If not, then go find a new plower. Or just plow your own driveway. (Or leave it unplowed and don't drive anywhere until it melts... many options here!) But if so, then don't worry about i...
by JupiterJones
Fri Dec 29, 2017 2:35 pm
Forum: Personal Consumer Issues
Topic: Stoics View on Debt
Replies: 33
Views: 3551

Re: Stoics View on Debt

For those who want to do some further reading on Stoic thought, here’s a lovely deal from Amazon: The Stoic 6 Pack, including the Meditations of Marcus Aurelius. Cost? All of 99 cents. Nice! Thanks for the tip. I already have some of these, but it never hurts to get different translations. :sharebeer
by JupiterJones
Fri Dec 29, 2017 9:36 am
Forum: Personal Consumer Issues
Topic: Learning Violin as an adult...1.5 years later
Replies: 197
Views: 27946

Re: Learning an instrument as an adult...ten months later.

investingdad wrote:
Wed Dec 27, 2017 10:40 pm
One Year!

I can officially call myself a second year violin student!
Congrats! Here's to year #2. :sharebeer
by JupiterJones
Wed Dec 27, 2017 1:01 pm
Forum: Personal Consumer Issues
Topic: European Cities that don't interest you
Replies: 187
Views: 13568

Re: European Cities that don't interest you

linenfort wrote:
Sun Dec 24, 2017 10:23 am
Chernobyl — maybe I am somewhat interested, but from a distance.
I've heard it gets glowing reviews.
by JupiterJones
Wed Dec 27, 2017 12:55 pm
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 7906

Re: manual car for new teen driver

I think we should avoid the trap of thinking that small cars are somehow "unsafe". Might there be a slight marginal bit of safety with a larger car? Sure. But any recent US vehicle is going to be "safe enough" in the grand scheme of things. Certainly better than the death trap I learned to drive in....
by JupiterJones
Thu Dec 21, 2017 5:22 pm
Forum: Investing - Help with Personal Investments
Topic: Dave Ramsey Style Vanguard Portfolio?
Replies: 51
Views: 7192

Re: Dave Ramsey Style Vanguard Portfolio?

whodidntante wrote:
Wed Dec 20, 2017 8:53 pm
When you spoke to one of Dave's endorsed local providers with the heart of a teacher, what did they say?
Probably something along the lines of "Can't talk now, I'm being arrested for the ritual murder and dismemberment of a teacher..."
by JupiterJones
Wed Dec 13, 2017 10:28 am
Forum: Personal Consumer Issues
Topic: Novel Gift Ideas for Adult Siblings
Replies: 27
Views: 2449

Re: Novel Gift Ideas for Adult Siblings

I agree that something edible is your best bet rather than wasting $20 on an inflatable tiger head or some other useless thing that is a waste of energy and the material it is made from and will collect dust until it ends up in a landfill. I would expand that definition to something consumable . Ma...
by JupiterJones
Fri Dec 08, 2017 11:13 am
Forum: Personal Consumer Issues
Topic: Dollar Store Hacks
Replies: 27
Views: 4943

Re: Dollar Store Hacks

Do you have any special hacks you use with clips, cable ties, or other cheap items that can be found at the Dollar Store? I used to use these reflective, velcro strap things to cinch the bottom of the right leg of my pants when I ride a bicycle (to keep it away from the chain). One day I didn't hav...
by JupiterJones
Thu Dec 07, 2017 11:53 am
Forum: Personal Consumer Issues
Topic: Work from Home Jobs
Replies: 21
Views: 3221

Re: Work from Home Jobs

Does she have her master's (or, better yet, a doctorate)? She might be able to find work teaching online IT classes. I took an online humanities class years ago where the instructor basically traveled around the country in an RV. Her husband was a retired military communications expert, and he would...
by JupiterJones
Fri Dec 01, 2017 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 10703

Re: Why should I donate to my alma mater?

There's a major difference between the American Red Cross and a college. The latter has a supply of customers paying large sums of money every year for its services while the former does not. True. But the Red Cross does have a supply of customers paying large sums of money every year for its produ...
by JupiterJones
Thu Nov 30, 2017 2:07 pm
Forum: Personal Consumer Issues
Topic: Paying for news?
Replies: 60
Views: 4685

Re: Paying for news?

But it costs money to operate subways, and if everybody jumped the turnstyles, the subway would very quickly shut down. Or in your example, the only reason you can watch the movie for free is because everyone else pays for it. As I recall, Kant had a few things to say about this... Well I agree wit...
by JupiterJones
Thu Nov 30, 2017 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 10703

Re: Why should I donate to my alma mater?

If it strikes you as bizarre if not tacky for a car dealership, bank or dentist office, etc. to ask you for a donation due to your prior business relationship, then you understand how I feel about donation requests from my alma mater. I feel same way too. What makes universities so special? Their r...
by JupiterJones
Thu Nov 30, 2017 1:42 pm
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 10703

Re: Why should I donate to my alma matter?

a nonprofit university president makes two or three times as much as the U.S. president does You have to actually be qualified in order to be a university president, so of course it pays more than jobs where they'll take pretty much anybody. :P But getting back to the OP's question, you donate to a...
by JupiterJones
Wed Nov 29, 2017 5:16 pm
Forum: Personal Consumer Issues
Topic: Luggage Update for Travel
Replies: 73
Views: 5344

Re: Luggage Update for Travel

Yeah, I get how some people who have always traveled heavy don't see that it's a big deal. As with most things in life, if you've never known any other way, the "other way" can seem weird. (Laundry during vacation! How plebeian!) But consider this: Lots of people have switched from traveling heavy t...
by JupiterJones
Tue Nov 28, 2017 5:49 pm
Forum: Personal Consumer Issues
Topic: Paying for news?
Replies: 60
Views: 4685

Re: Paying for news?

You might want to try to make your case that consuming media without paying for it is equivalent to "theft" or "stealing". They put up a paywall because they want people to pay to consume their intellectual property - in what world is finding a way to avoid paying for their service not theft? It's ...
by JupiterJones
Tue Nov 28, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: Luggage Update for Travel
Replies: 73
Views: 5344

Re: Luggage Update for Travel

I'll add my voice to the growing chorus of "one bag" travelers. I've even converted my wife to the relig... er, method. :D And ideally that one bag will be worn on your back, leaving your hands free and letting you climb stairs and navigate public transit with ease. (Wheels and internal frames take ...
by JupiterJones
Tue Nov 21, 2017 10:13 am
Forum: Personal Consumer Issues
Topic: Paying for news?
Replies: 60
Views: 4685

Re: Paying for news?

I would just enjoy the free articles. For the Washington Post there is a work around where I can click Reader view(Firefox) and I can read the article for free after I have used my monthly free limit. There is a little book right next to the refresh button that I click to enter reader view. I am no...
by JupiterJones
Tue Nov 21, 2017 10:09 am
Forum: Personal Finance (Not Investing)
Topic: The valet smashed my Tesla into a brick wall!
Replies: 108
Views: 14377

Re: The valet smashed my Tesla into a brick wall!

Two things... First, I also avoid valet whenever possible. Not so much because I don't trust the valets, but because it lets me avoid the inevitable long line at the end of the evening to get my car back. Plus I feel weird having people do things for me that I can easily do myself (I can park my own...
by JupiterJones
Mon Nov 20, 2017 10:12 am
Forum: Personal Finance (Not Investing)
Topic: Why pay cash for a car?
Replies: 248
Views: 30158

Re: Why pay cash for a car?

Save up to get that used Plymouth Valiant with the straight six. It was a slant six in the Valiant, wasn't it? I know because, coincidentally, it was the first used car I remember my Dad buying (for cash, at an auction no less!) after he got fed up with making payments on his new cars. He drove Cad...
by JupiterJones
Mon Nov 20, 2017 10:04 am
Forum: Personal Consumer Issues
Topic: New car buyers...you should consider financing
Replies: 39
Views: 3974

Re: New car buyers...you should consider financing

What a pain. Actually, your story makes me not want to consider financing.
by JupiterJones
Fri Nov 17, 2017 10:55 am
Forum: Personal Consumer Issues
Topic: Questions for Boglehead runners
Replies: 28
Views: 1866

Re: Questions for Boglehead runners

1. Maybe a few hundred? Any destination race I do would typically be to a place I would go to without the race anyway, so I wouldn't count the trip expenses as solely running-related. 2. Everyone has the same number of minutes in the day... it's all about what you do with them. Time can almost alway...
by JupiterJones
Fri Nov 17, 2017 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Christmas Vacation on a budget
Replies: 16
Views: 2063

Re: Christmas Vacation on a budget

The period after National Finals Rodeo right up until Christmas is typically one of the cheapest times to go to Las Vegas. (Although many of the shows are dark.)
by JupiterJones
Wed Nov 15, 2017 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Why pay cash for a car?
Replies: 248
Views: 30158

Re: Why pay cash for a car?

Someone should do a documentary like "Supersize Me" but instead of food, ANY time you are given the option to finance something, you have to do it. Car, furniture, electronics. 0% for 3 years! Can't pass it up. Good deal! :shock: I will pay $500 extra to not have a car loan for 4 or 5 years. I don'...
by JupiterJones
Wed Nov 15, 2017 10:32 am
Forum: Personal Consumer Issues
Topic: Paying for news?
Replies: 60
Views: 4685

Re: Paying for news?

As a side-note - you do realize you can just clear your browser's cookies to reset your 10-article limit on most of these sites? You might not want to lose all saved browser information but you could use a separate browser for news reading. Or, in Chrome, you can open up an incognito window that ha...
by JupiterJones
Tue Nov 14, 2017 11:01 am
Forum: Personal Consumer Issues
Topic: Paying for news?
Replies: 60
Views: 4685

Re: Paying for news?

I subscribe to the NYT. More than a buck a month, certainly, but worth it to me to support what I consider to be quality journalism.

I do not have a Facebook account.
by JupiterJones
Mon Nov 13, 2017 10:24 am
Forum: Investing - Help with Personal Investments
Topic: What is the best app to use for trading stocks?
Replies: 7
Views: 999

Re: What is the best app to use for trading stocks?

I recommend this app.

It doesn't have anything to do with finance, but it will give you something to do while you wait for the urge to invest in single stocks to pass. :D

Ah, but seriously folks... the post above makes some great points that are well worth considering.
by JupiterJones
Mon Nov 13, 2017 10:07 am
Forum: Personal Finance (Not Investing)
Topic: "Starter House" - to pay off or not?
Replies: 13
Views: 1829

Re: "Starter House" - to pay off or not?

I'd sort of split the difference if I were you. Actually, I'm not even being hypothetical--this is exactly what we're doing ourselves: Assuming there is no other financial goal you need to prioritize (paying off debt, saving for a car or college or a baby, etc.), then I'd tap into the savings a bit ...