Search found 2064 matches

by ResNullius
Wed Nov 14, 2007 10:55 am
Forum: Investing - Help with Personal Investments
Topic: Best Fixed Asset Vehicle
Replies: 5
Views: 1528

Would it not be to your advantage to choose the overall higher yield offered by Prime MM (4.79%) versus Admiral Treasury MM (4.16%)? You certainly are correct. I decided on Admiral TMM for psychological reasons that have little to do with finance. Treasuries are guaranteed by the government, and th...
by ResNullius
Wed Nov 14, 2007 9:09 am
Forum: Investing - Help with Personal Investments
Topic: Best Fixed Asset Vehicle
Replies: 5
Views: 1528

Best Fixed Asset Vehicle

I currently have a chunk of money in my IRA in Vanguard Admiral Treasury Money Market, awaiting a final decision on where to put it. I'm in the process of enlarging the fixed asset portion of my overall portfolio. I've been thinking that it might be best to keep the fixed asset side of my IRA in Tre...
by ResNullius
Sat Nov 10, 2007 9:05 am
Forum: Investing - Theory, News & General
Topic: How Vanguard steered clear of the subprime loan mess
Replies: 4
Views: 1756

Of course, many of Vanguard's funds had rather large positions with Citi and others who are getting tanked by all the craziness.
by ResNullius
Wed Nov 07, 2007 11:09 am
Forum: Investing - Help with Personal Investments
Topic: Possible Capital gain tax changes? sell non index stock now?
Replies: 12
Views: 2920

I don't think anyone can truly predict what will happen with our tax laws. Even if the Dems increase taxes on cap gains and dividends, the Repubs could always reduce them when they next come to power. These things come and go with the wind. My portfolio is for the long haul. On the other hand, since...
by ResNullius
Tue Nov 06, 2007 12:41 pm
Forum: Investing - Theory, News & General
Topic: Mutual funds are for losers
Replies: 38
Views: 10323

I think what Phil Town has come up with is another way of getting suckers to part with their money. If you read between the lines, he's obviously on the speaking circuit, selling his secret path to successful investing. With all the suckers around, who needs a smart investing style.
by ResNullius
Tue Nov 06, 2007 12:36 pm
Forum: Investing - Help with Personal Investments
Topic: saving for law school - where do i put this money?
Replies: 7
Views: 1521

If you can qualify for student loans, you might be better off with loans for tuition, then investing what you already have. When you graduate, you might get a job with a firm or organization that will pay off your student loans. If you don't find such a windfall, then you can pay off your student lo...
by ResNullius
Mon Nov 05, 2007 7:56 pm
Forum: Investing - Theory, News & General
Topic: Citigroup and Vanguard
Replies: 25
Views: 5487

Re: Citigroup and Vanguard

billybob wrote:I feel pretty good with Mr. Rubin at the helm.

bb
Mr. Rubin had a lot to do with the mess Citigroup is in today. While he isn't dumb by any means, he might not be the best person to clean up the mess.
by ResNullius
Sun Oct 28, 2007 2:48 pm
Forum: Investing - Help with Personal Investments
Topic: flagship status
Replies: 12
Views: 3065

I don't understand all this disucssion about Vanguard not treating investors as well as a home town bank. I've found the service at Vanguard to be top of the line for any business. This was true before I hit Flagship, and also after I hit Flagship. Many years ago, I did business with one of the huge...
by ResNullius
Fri Oct 26, 2007 7:57 pm
Forum: Investing - Help with Personal Investments
Topic: taxable and tax-deferred investment ratio
Replies: 6
Views: 1773

I'm about 70/30 taxable to tax-deferred. As the other fellow said, what's the problem? When you have maxed what you can put in a tax-deferred account, then the only option is to spend the rest or invest it in a taxable account. I opted to put the money in a taxable account, and I'm glad I did. It en...
by ResNullius
Fri Oct 26, 2007 7:40 pm
Forum: Investing - Help with Personal Investments
Topic: Need morale support please!!
Replies: 64
Views: 14995

Everyone already has told you what you need to hear--that moving away from bloodsuckers is the right thing to do. The fees a brokerage charges will eat away a huge part of your portfolio over time. The longer you have, the more they get, and the less you get. There's a reason your broker drives an e...
by ResNullius
Thu Oct 25, 2007 6:25 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing Article from Vanguard
Replies: 10
Views: 3197

I'm in the process of changing from a 95% equity/5% fixed asset mix to a 70% equity/30% fixed asset mix. For the past 30 or more years, I've been in a pure growth phase. I left my firm 8 years ago, but I've continued to do some part-time consulting on the side, and the income from that work has been...
by ResNullius
Wed Oct 24, 2007 3:59 pm
Forum: Investing - Theory, News & General
Topic: CNNMoney: College costs keep rising
Replies: 82
Views: 18053

I've always figured that colleges and universities price tuition and fees at whatever the traffic will bear. The more government assistance that is available, the higher the tuition goes for everyone. I'm not for or against student loans, but I think easy money gives rise to higher prices. Just an o...
by ResNullius
Wed Oct 24, 2007 3:47 pm
Forum: Investing - Help with Personal Investments
Topic: Totally Undiversified Grandparents
Replies: 14
Views: 3543

I've been married for 27 years, with 3 more of living in sin. My in-laws are divorced, have been from the start. I don't get along with either of them, but I'm always polite and pleasant when I'm around them, which fortunately isn't all that often. I would never, ever talk to them about their financ...
by ResNullius
Wed Oct 24, 2007 3:34 pm
Forum: Investing - Theory, News & General
Topic: Finaly made Flagship-Bad experience
Replies: 47
Views: 16620

This is my first post, but I've been reading for a long time. Because the topic interested me, I thought I would register and submit a reply. I didn't start investing at Vanguard because of the frills. If I wanted frills, I could have stayed with a brokerage house, where I would get invited to parti...