Search found 3060 matches

by CyberBob
Thu Feb 22, 2007 4:03 pm
Forum: Investing - Theory, News & General
Topic: Bernstein's Conservatism in "Four Pillars"
Replies: 33
Views: 17618

Re: 60/40 Rules!

I had a little hindsight bias with my previous comment. :) Me too. I still remember my first mutual fund investments. I was doing a $50 a month investment, which seemed like a lot back then. Then one day when my account finally totaled a staggering $500, a tiny bear cub market came upon me. I lost ...
by CyberBob
Thu Feb 22, 2007 3:52 pm
Forum: Investing - Theory, News & General
Topic: Best Investments for a Socialist America
Replies: 7
Views: 3605

Sweden

Sweden has outperformed the US. That's surprising since their tax rates seem so high: 60% - Top Personal Tax 28% - Corporate Tax 30% - Capital Gains Tax 25% - Value-Added Tax (VAT) 12% - VAT Tax on Food But I guess there's no free lunch. It seems Sweden may be going the other direction and a bit aw...
by CyberBob
Thu Feb 22, 2007 3:16 pm
Forum: Investing - Theory, News & General
Topic: Bernstein's Conservatism in "Four Pillars"
Replies: 33
Views: 17618

60/40 Rules!

...The end result is that I decided upon a 60/40 equity/bond portfolio. Me too, and for similar reasons such as a high savings rate and a simple lifestyle. I plan on keeping it that way possibly forever. To paraphrase Larry Swedroe, "Don't take any more risk than you need to." I do agree that just ...
by CyberBob
Thu Feb 22, 2007 3:01 pm
Forum: Investing - Theory, News & General
Topic: Best Investments for a Socialist America
Replies: 7
Views: 3605

Best Investments for a Socialist America

So I'm reading the transcript of a Hillary speech and noticed a lot of things in it such as nationalized health care and the 'taking' of Exxon profits to fund alternative fuel research. Overall, the speech seemed to me to be advocating a more socialist America. Now I'm no Chicken Little. I don't thi...
by CyberBob
Thu Feb 22, 2007 2:43 pm
Forum: Investing - Theory, News & General
Topic: Paul Farrell - The second-grader starter portfolio
Replies: 8
Views: 5255

The Diehard Portfolio

This portfolio sure gets around. In December it was written up at CBS Marketwatch as the Cold Shower Portfolio.

Bob
by CyberBob
Thu Feb 22, 2007 2:35 pm
Forum: Investing - Help with Personal Investments
Topic: International: How small is small?
Replies: 3
Views: 2523

International Small-Cap

There definitely don't seem to be too many International Small-Cap offerings, especially since Vanguard closed their International Explorer fund, but for what it's worth, Paul Merriman of FundAdvice.com suggests the following for International Small-Cap holdings, even though he prefers index funds (...
by CyberBob
Thu Feb 22, 2007 2:06 pm
Forum: Investing - Theory, News & General
Topic: Dividends
Replies: 35
Views: 18250

Balanced Portfolio Yields

...a well balanced portfolio should throw off 4% or more fairly easily. Maybe not easily, depending on what you mean by balanced. For comparison, the current yields of some balanced Vanguard funds: 2.89% - Balanced Index Fund 2.81% - STAR Fund 2.96% - Wellington Fund 4.33% - Wellesley Fund (only 38...
by CyberBob
Thu Feb 22, 2007 1:57 pm
Forum: Investing - Theory, News & General
Topic: Do you own Tips or Tips funds?
Replies: 39
Views: 14885

No TIPS

by CyberBob
Thu Feb 22, 2007 1:40 pm
Forum: Investing - Help with Personal Investments
Topic: Suggest a portfolio
Replies: 10
Views: 4377

Vanguard Lifetime Income Program

I second Zhwiller's suggestion that an annuity may be the best solution in this case. A $75k nest-egg isn't going to throw off $5k a year without eating into the principal, which means a much more uncertain lifetime for the portfolio. Have you checked out Vanguard's Lifetime Income Program? It's an ...
by CyberBob
Tue Feb 20, 2007 3:27 pm
Forum: Investing - Theory, News & General
Topic: Bogle's New Book?
Replies: 20
Views: 10370

Little Books Trend

It seems that Little Books may be a new wave in publishing. Even the cover designs are almost identical. The Little Book That Beats the Market The Little Book of Value Investing The Little Book of Common Sense Investing And, of course, Dan Solin's lovely 3-fund tome The Smartest Investment Book You'...