Search found 160 matches

by General Disarray
Mon Jun 15, 2015 8:27 pm
Forum: Personal Consumer Issues
Topic: Recommend a port, please [Wine]
Replies: 28
Views: 3456

Re: Recommend a port, please [Wine]

Otima 10 year has never steered me wrong. In fact, it is my favorite port to date. That reminds me, I have a bottle of 20-year Otima that I need to try soon.
by General Disarray
Mon Jun 15, 2015 12:02 pm
Forum: Personal Consumer Issues
Topic: Comfortable shoes for work
Replies: 43
Views: 6115

Re: Comfortable shoes for work

You do not specify whether you are male or female; regardless, Clarks shoes--for both men and women. The shoes are more conservative than stylish, but once in a while you can find a gem. More importantly, the shoes are comfortable. The higher cost of comfortable shoes is so worth it.
by General Disarray
Fri Jun 12, 2015 1:45 pm
Forum: Personal Consumer Issues
Topic: Which is a best place to start learning yoga?
Replies: 31
Views: 4219

Re: Which is a best place to start learning yoga?

I'm not a senior citizen, but I take yoga at my local senior citizens' center. Anyone over age 21 can join, and it's really cheap (because it's subsidized by my community and the United Way). Most of the folks in my class are in their 50s or 60s and have mild limitations of some sort -- arthritis, ...
by General Disarray
Fri Jun 12, 2015 1:18 pm
Forum: Personal Consumer Issues
Topic: Which is a best place to start learning yoga?
Replies: 31
Views: 4219

Re: Which is a best place to start learning yoga?

There isn't a single "best place" to start learning yoga; rather, you have different options: 1. If your gym offers yoga classes, why not start there? The yoga classes are part of your gym membership fee, so why not take advantage of the classes? 2. Lots of cities have community yoga classes for a l...
by General Disarray
Tue Jun 09, 2015 6:22 pm
Forum: Personal Consumer Issues
Topic: Safest Vehicle Ever
Replies: 6
Views: 1492

Re: Safest Vehicle Ever

This is probably the safest vehicle in the United States:

http://en.wikipedia.org/wiki/Presidenti ... _States%29

- heavily armored
- bullet-resistant windows
- protective against biochemical attacks
- security folks running alongside the car
by General Disarray
Mon Jun 08, 2015 5:10 pm
Forum: Personal Finance (Not Investing)
Topic: close friend found out how much I have - bad outcome
Replies: 92
Views: 12480

Re: close friend found out how much I have - bad outcome

Maybe maybe not. I purchased a new car and paid cash. What should one say when asked about payments? Lie I'd like to think that most people are tactful enough as to not ask about the method of payment (all cash vs. loan, etc.). As for the car price, anyone can get that information with a quick sear...
by General Disarray
Sun Jun 07, 2015 1:12 pm
Forum: Personal Consumer Issues
Topic: French Presses: Glass Carafes vs. Stainless Steel Presses
Replies: 16
Views: 8113

French Presses: Glass Carafes vs. Stainless Steel Presses

The glass carafe from my Bodum 12 cup french press cracked after I put boiling water into the glass. I figured this might eventually happen. It got a good 5 years of use. While I was very happy with the Bodum, the glass seems so fragile and I have no doubt it will crack again. I went and got an Aero...
by General Disarray
Sun May 31, 2015 10:35 am
Forum: Personal Consumer Issues
Topic: All-in-one Printer Recommendation
Replies: 65
Views: 8524

Re: All-in-one Printer Recommendation

I have to disagree with the recommendations for the Brother all-in-one printers. I currently use a Brother MFC 9325CW. I bought it brand new because it received really great reviews and the price was right. I was under the impression it produced laser-quality print (it is supposed to be a laser prin...
by General Disarray
Mon May 18, 2015 9:01 am
Forum: Personal Consumer Issues
Topic: Questioning a Dentist?
Replies: 43
Views: 5531

Re: Questioning a Dentist?

Andy, Get a second opinion. A third if you have to. For some time (the period before and during graduate school), I had to go without dental care simply because I could not afford it. I think I did not get a dental check-up for three years. During those three years, and continuing into the present, ...
by General Disarray
Mon May 11, 2015 6:16 pm
Forum: Personal Consumer Issues
Topic: Preventing people from disturbing wet sidewalk cement.
Replies: 13
Views: 2856

Re: Preventing people from disturbing wet sidewalk cement.

Maybe cover the wet concrete with tarp, weigh down the edges of the tarp, and possibly place a flat board on top of the tarp?
by General Disarray
Mon May 04, 2015 9:49 am
Forum: Personal Consumer Issues
Topic: Digital Pen and Tablet
Replies: 7
Views: 625

Re: Digital Pen and Tablet

I just purchased this Wacom Intuos Pen and Touch Small Tablet: http://www.amazon.com/gp/product/B00EN27U9U/ref=s9_simh_gw_p147_d0_i1?pf_rd_m=ATVPDKIKX0DER&pf_rd_s=desktop-1&pf_rd_r=1NDPPHW54J3ZC3B7MY4F&pf_rd_t=36701&pf_rd_p=2079475242&pf_rd_i=desktop We shall see how it turns out! Thank you for all ...
by General Disarray
Sun May 03, 2015 6:17 pm
Forum: Personal Consumer Issues
Topic: Digital Pen and Tablet
Replies: 7
Views: 625

Digital Pen and Tablet

Can anyone recommend me an inexpensive but high quality digital pen and tablet? I've never used one, so started my search on Amazon. The purpose of this product is to allow me to draw sketches and cartoons using a fine-point pencil/pen-like device. The lines need to be sharp and not wavy/shaky and p...
by General Disarray
Sun Apr 26, 2015 4:40 pm
Forum: Personal Consumer Issues
Topic: Cost to replace a side view mirror
Replies: 22
Views: 50172

Re: Cost to replace a side view mirror

Skeptical, I, too, drive a Toyota Camry--slightly older model than yours. In 2011, I smashed my right sideview mirror on the carport as I was backing the car into the carport rear-first. I first called my insurance company, and an agent recommended that I pay out of pocket for the repair; this way, ...
by General Disarray
Wed Apr 22, 2015 4:32 pm
Forum: Personal Consumer Issues
Topic: Neighbor is hoarder, piling garbage outside, collecting vans
Replies: 32
Views: 9042

Re: Neighbor is hoarder, piling garbage outside, collecting

I think some cities have local ordinances that address blighted properties--properties that are in such a state of disrepair that they become dangerous (to children and others), or that are eyesores that they bring down the property value of the surrounding properties.
by General Disarray
Mon Apr 20, 2015 12:04 pm
Forum: Personal Consumer Issues
Topic: Just got contact lenses. Should I buy backup glasses?
Replies: 22
Views: 2600

Re: Just got contact lenses. Should I buy backup glasses?

Hi, d_green. My eyesight is just about as bad as yours. (I hope I will never have to wear BOTH contacts and glasses concurrently.) You should always have a pair of backup glasses. There may be many times when you cannot wear contacts--for instance, at night, if you have an eye infection, after an ey...
by General Disarray
Sun Apr 19, 2015 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: What is a reasonable offer on this home?
Replies: 7
Views: 1358

Re: What is a reasonable offer on this home?

Thanks for your replies. Before I received grabiner's reply, I received the comps from my broker. Nearby townhomes in the immediate vicinity and same street were sold for: $247,000 (July 2014) --> 2015 assessment @ $263,700 $338,000 --> assessed @ $264,000 $291,000 --> assessed @ $263,700 $300,000 -...
by General Disarray
Sun Apr 19, 2015 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: What is a reasonable offer on this home?
Replies: 7
Views: 1358

What is a reasonable offer on this home?

I am a first-time homebuyer and am working with a broker. Asking price for a townhome is: $360,000 Owner paid $350,000 for the townhome 2015 assessed value is: $263,700 Nearby townhomes in the immediate vicinity and same street were sold for $247,000 (2014), $338,000, $291,000, and $300,000. What of...
by General Disarray
Wed Oct 08, 2014 5:20 pm
Forum: Investing - Help with Personal Investments
Topic: Inaccurate Terminology or Description in Vanguard Statements
Replies: 3
Views: 680

Inaccurate Terminology or Description in Vanguard Statements

In August, I initiated a transfer of my Schwab Roth IRA to Vanguard Roth IRA. This is a personal account, not one tied to my employment. The transfer went through, but my activity confirmations typically include a statement of employee asset transfer . For instance, two days ago, I received a confir...
by General Disarray
Fri Aug 29, 2014 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: My husband's " WILL", $ left for me to live on....
Replies: 258
Views: 23534

Re: My husband's " WILL", $ left for me to live on....

Divorce is not an option for me because beside this money matter, everything is just fine. Actually, everything is NOT fine. And the “money matter” is a big deal, because that is how your husband is controlling you. Your husband sounds like a narcissistic ass--one who not only has to control everyo...
by General Disarray
Thu Aug 28, 2014 4:14 pm
Forum: Personal Consumer Issues
Topic: Chicken or Fish
Replies: 10
Views: 1019

Re: Chicken or Fish

I'd miss eating fish, but I pick chicken. It's a much more versatile ingredient. Plus, we get eggs with it.
by General Disarray
Thu Aug 21, 2014 12:31 pm
Forum: Personal Consumer Issues
Topic: Kimchi
Replies: 40
Views: 3133

Re: Kimchi

Why are you attempting to make kimchi if you have never even tried it and don't even know if you like the taste? Why not go to a Korean restaurant and try some first? There are many types of kimchi and the experience of eating kimchi at a sit-down restaurant is far different than buying store-bought...
by General Disarray
Wed Aug 20, 2014 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Will you have to pay your parent's long term care costs?
Replies: 57
Views: 6687

Re: Will you have to pay your parent's long term care costs?

I'm not sure how these filial responsibility laws can even be enforced. It seems so unjust. For most elderly parents, it is my understanding that Medicare kicks in and takes care of the long-term costs. For low-income people, Medicaid pays.
by General Disarray
Tue Aug 19, 2014 5:07 pm
Forum: Personal Finance (Not Investing)
Topic: Kaiser vs Blue Shield
Replies: 83
Views: 17928

Re: Kaiser vs Blue Shield

Another vote for Kaiser. When I lived in Southern California, I used Blue Cross/Blue Shield (both as an HMO and PPO) and also Kaiser--all with different employers. Blue Cross/Blue Shield was a pain in the ass. It was incredibly bureaucratic and inefficient, and I used to get bills from them all the ...
by General Disarray
Tue Aug 19, 2014 5:01 pm
Forum: Personal Consumer Issues
Topic: Tract Home - Things to Watch During Construction
Replies: 58
Views: 7055

Re: Tract Home - Things to Watch During Construction

If it's tract construction I doubt you can have much of an impact on an individual property as much as you feel that its "yours". In tract construction consistency in materials and workmanship is the key. This. It's a tract home, not a customized home. Tract home builders such as Pulte mass produce...
by General Disarray
Tue Aug 19, 2014 8:02 am
Forum: Personal Consumer Issues
Topic: Do-It-Yourself Waxing (Hair Removal) [help needed]
Replies: 6
Views: 1214

Re: Do-It-Yourself Waxing (Hair Removal) [help needed]

I know a lot of people--both men and women--wax (or, alternatively, shave), but it looks like Bogleheads are a bit shy about discussing their personal grooming habits. (I was a bit hesitant about posting this myself, actually.) Moom was actually the wax brand that I had in mind, but it's great to ge...
by General Disarray
Mon Aug 18, 2014 4:27 pm
Forum: Personal Consumer Issues
Topic: Do-It-Yourself Waxing (Hair Removal) [help needed]
Replies: 6
Views: 1214

Do-It-Yourself Waxing (Hair Removal) [help needed]

What brands and products would Bogleheads consider when doing at-home waxing (hair removal)? What brand is best, what products are necessary, and which wax to use (for chest and stomach hair primarily)? Is a wax warmer necessary, or will waxing strips suffice? And are these do-it-yourself home groom...
by General Disarray
Wed Jul 30, 2014 9:49 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Advice
Replies: 12
Views: 1308

Re: 401k Advice

Those are really high expense ratios!

I'd be curious as to what funds Bogleheads would select from this plan too. The choices do not seem particularly desirable. :(
by General Disarray
Tue Jul 22, 2014 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: How to track expenses to the penny?
Replies: 40
Views: 4141

Re: How to track expenses to the penny?

In Excel, if you click:

FILE --> NEW --> You'll see some a BUDGET template. Click on that and it brings you to a bunch of personal expense tracking spreadsheets--all of them monthly expenses, I think. I never even knew that Excel had these templates. I guess I just never looked.
by General Disarray
Tue Jul 22, 2014 3:46 pm
Forum: Personal Consumer Issues
Topic: Recommendations on an auto shipper
Replies: 3
Views: 679

Re: Recommendations on an auto shipper

Four years ago, I made a cross-country move (California --> east coast). I used Golden Key Express to haul my car and was satisfied by the service.

As for furniture, I think I used North American and also was satisfied.
by General Disarray
Tue Jul 22, 2014 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: How to track expenses to the penny?
Replies: 40
Views: 4141

Re: How to track expenses to the penny?

In the past six months or so, I started to track my monthly expenses in Excel. I created a very simple spreadsheet. The categories include: RENT/MORTGAGE, GAS, ELECTRICITY, etc. Unfortunately, I do not separate all the expenses (food, gas, etc.), as I charge pretty much everything on my credit cards...
by General Disarray
Sat Jul 12, 2014 7:38 pm
Forum: Personal Consumer Issues
Topic: Travel Converters/Adapters
Replies: 11
Views: 1234

Re: Travel Converters/Adapters

Get a universal worldwide plug adapter:

http://www.amazon.com/s/?ie=UTF8&keywor ... 25v41gzj_b
by General Disarray
Sat Jul 12, 2014 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Assisted Living Residence and Care Agreement - Questions
Replies: 30
Views: 4281

Re: Assisted Living Residence and Care Agreement - Questions

I wonder if the term "living unit" is distinct from "apartment" in order to distinguish between the level of care needed for the tenant. Living in an apartment might indicate that the tenant is pretty self-sufficient, with little medical assistance or supervision needed vs. those in a "living unit,"...
by General Disarray
Sat Jul 12, 2014 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Planning to purchase first home - need education
Replies: 11
Views: 1895

Re: Planning to purchase first home - need education

Maybe start by taking a First Time Homebuyer's class. They tend to have these classes everywhere, either for free or for a small fee. Start there, but keep reading Bogleheads. And take your time with the home purchase.
by General Disarray
Fri Jul 11, 2014 9:46 pm
Forum: Personal Consumer Issues
Topic: High end purses
Replies: 119
Views: 18568

Re: High end purses

Take her to an outlet store. She can pick out a high-quality purse to her liking, and you can remain a Boglehead. The outlet stores, though, usually carry only mid-level brands (like coach), and not the super upscale ones (like Hermes).
by General Disarray
Fri Jul 11, 2014 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: List of Worst financial advice (what not to do):
Replies: 144
Views: 19774

Re: List of Worst financial advice (what not to do):

Children as insurance policies: "Have kids, so you'll have someone to take care of you when you are old." This is the worst, most selfish reason to have kids IMO. Why? Victoria To burden children with that kind of responsibility under any of the following scenarios is unacceptable: 1. The adult chi...
by General Disarray
Fri Jul 11, 2014 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: List of Worst financial advice (what not to do):
Replies: 144
Views: 19774

Re: List of Worst financial advice (what not to do):

Children as insurance policies: "Have kids, so you'll have someone to take care of you when you are old."

This is the worst, most selfish reason to have kids IMO.
by General Disarray
Thu Jul 10, 2014 7:11 pm
Forum: Personal Consumer Issues
Topic: Urban garden bed--ideas to deter dog owners
Replies: 44
Views: 7300

Re: Urban garden bed--ideas to deter dog owners

This thread is timely, as my rude upstairs neighbor has been letting her dog urinate on my car tires. This has happened at least twice. And her dog and other dogs regularly urinate on the front of my home too. I did some investigation on the internet and read up on recommendations about using cayenn...
by General Disarray
Wed Jul 09, 2014 2:01 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 785
Views: 143939

Re: Boglehead Beer

A colleague recently introduced me to Lindeman's lambic beer. The more orthodox beer drinkers may not like lambic beer, which is fruity. I tried it and really enjoyed it. I tried several flavors: peach, black current, and cherry. My favorite was the peach. It was definitely very fruity and didn't re...
by General Disarray
Wed Jul 09, 2014 1:55 pm
Forum: Personal Consumer Issues
Topic: Munchies ?
Replies: 22
Views: 2704

Re: Munchies ?

1. Multigrain tortilla chips 2. Wasabi peas 3. Another vote for sweet potato chips 4. Terra vegetable chips http://ecx.images-amazon.com/images/I/512766XR7VL._SY300_.jpg 5. Chocolate almonds http://www.funfamilytips.com/wp-content/uploads/2010/03/emerald_chocolate_covered_almonds.jpg 6. Rice cracker...
by General Disarray
Sun May 04, 2014 8:20 pm
Forum: Personal Consumer Issues
Topic: Films on finance to influence family and friends
Replies: 61
Views: 3903

Re: Films on finance to influence family and friends

A couple posters recommended Frank Capra's "It's a Wonderful Life." My recommendation is for Michele Ohayon's "It Was a Wonderful Life." The documentary film is a bit dated (around 1991), but it covers the lives of six real women who became homeless. All of the women were middle and upper-middle cla...
by General Disarray
Fri Apr 25, 2014 12:00 pm
Forum: Personal Consumer Issues
Topic: Where would you retire, if $ were no object?
Replies: 89
Views: 21847

Re: Where would you retire, if $ were no object?

Palos Verdes or Rolling Hills Estates, CA. Redondo Beach, CA also would be nice.

If $ were no object, not only would I retire in the above area, but I'd already be there. I'm on the other side of the country for work, which is for the long-term.
by General Disarray
Fri Apr 11, 2014 10:33 am
Forum: Personal Consumer Issues
Topic: Brown bagging in a more formal office
Replies: 43
Views: 6217

Re: Brown bagging in a more formal office

I was just curious what you other young professionals do here. Do you use a work bag like I'm thinking about? Do you use some type of lunch box (with or without the Buzz Lightyear thermos)? Or just roll hobo style with a paper bag? Guitarguy, I am not a young professional (I'm 41), but I bring a lu...
by General Disarray
Mon Apr 07, 2014 1:17 pm
Forum: Personal Consumer Issues
Topic: Seattle trip at end of May - Any tips?
Replies: 33
Views: 3666

Re: Seattle trip at end of May - Any tips?

Don't rent a car. Take the light rail from SEA/TAC Airport to downtown Seattle, and just walk everywhere. Seattle is a walking city anyway. If you have to leave downtown Seattle, just take the bus. Places to visit: Pike's Place (of course). Be sure to visit the Crumpet Shop! Seattle Art Museum Sculp...
by General Disarray
Mon Apr 07, 2014 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: California Taxes - Am I Missing Something?
Replies: 142
Views: 13752

Re: California Taxes - Am I Missing Something?

When I last lived in California (Southern California), the sales tax was 9.25%. Don't know if it has changed. It's got to be close to 10% by now. The sales tax may vary depending on the city, but it's all pretty high in California. So if you make a big purchase (say, a new car), that's a hefty addit...
by General Disarray
Mon Apr 07, 2014 8:12 am
Forum: Personal Finance (Not Investing)
Topic: Advice on negotiating price of home?
Replies: 14
Views: 1607

Re: Advice on negotiating price of home?

Did you read this article from yesterday's Boston Globe?

http://www.bostonglobe.com/business/201 ... story.html
by General Disarray
Fri Apr 04, 2014 12:09 pm
Forum: Personal Consumer Issues
Topic: Preventing Office Theft of Food and Other Stuff
Replies: 78
Views: 9775

Re: Preventing Office Theft of Food and Other Stuff

I don't consider myself anymore honest or dishonest than most of those in Ariely's dishonesty experiments, but places where I've worked with a community fridge did not have a theft problem and I would never even have considered stealing food or pop. I found the Coke vs. dollars difference (and all ...
by General Disarray
Fri Apr 04, 2014 11:38 am
Forum: Personal Consumer Issues
Topic: Preventing Office Theft of Food and Other Stuff
Replies: 78
Views: 9775

Re: Preventing Office Theft of Food and Other Stuff

Thank you for referring us to Dan Ariely's study, Victoria. What an interesting study! Ariely conducts such fascinating and enlightening research. One of his previous works examined Americans' perception of wealth inequality.
by General Disarray
Thu Apr 03, 2014 7:26 am
Forum: Personal Consumer Issues
Topic: Preventing Office Theft of Food and Other Stuff
Replies: 78
Views: 9775

Preventing Office Theft of Food and Other Stuff

http://www.npr.org/blogs/thesalt/2014/04/02/297347789/stop-thief-when-colleagues-steal-from-the-office-fridge This NPR article on office theft of food in the company refrigerator made me chuckle--both the article and comments (check out the comment about the breast milk thief). In my early 20's, I'v...
by General Disarray
Tue Apr 01, 2014 6:18 am
Forum: Personal Consumer Issues
Topic: Purchasing New Tires for Car and Need Suggestions
Replies: 38
Views: 4438

Re: Purchasing New Tires for Car and Need Suggestions

+5 on purchasing tires through Costco. Boglev, I, too, live in the Northeast, and my first winter here a few years back I bought four tires from Costco. It was around January that I bought them. At the time, the Costco rep said that all-season would not suffice, given the winter conditions, and that...
by General Disarray
Mon Mar 31, 2014 4:56 pm
Forum: Forum Issues and Administration
Topic: Deleted Thread?
Replies: 17
Views: 2934

Re: Deleted Thread?

While some of the posters on the thread did address the OP's financial concerns, other posters veered off topic a bit and commented more about the OP's parenting style. (I confess that I was guilty of this myself.) The last poster, if I recall correctly, accused the OP of "despising" his children, w...