Search found 165 matches

by InvestoGuy
Thu Jan 03, 2013 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on spouse’s elderly parents’ move to the US
Replies: 6
Views: 805

Re: Advice on spouse’s elderly parents’ move to the US

Thank you all for your responses. I appreciate the advice. Looks like lot more research to do.
Any other information / advice is welcome as well. More posters the better.
by InvestoGuy
Thu Jan 03, 2013 9:53 am
Forum: Personal Finance (Not Investing)
Topic: Advice on spouse’s elderly parents’ move to the US
Replies: 6
Views: 805

Advice on spouse’s elderly parents’ move to the US

Advice on spouse’s elderly parents’ move to the US I would appreciate some input / suggestions on the following situation. Spouse’s Parents: Age: 82 and 76. Citizenship: NOT US Citizens. Another 6 years for citizenship. Green card Status: In process, will take another year. Current Domicile: Outside...
by InvestoGuy
Sat Nov 03, 2012 6:23 pm
Forum: Personal Consumer Issues
Topic: Confession + POLL: I succumbed to an iPad mini
Replies: 97
Views: 6851

Re: Confession + POLL: I succumbed to an iPad mini

I bought a Surface and totally loving it.
by InvestoGuy
Mon Sep 17, 2012 5:47 pm
Forum: Personal Consumer Issues
Topic: Any Prius owners?
Replies: 37
Views: 4799

Re: Any Prius owners?

I was under the impression that you need to change the Battery
every 2-3 years and that can be very expensive. Is that true.
by InvestoGuy
Sun Sep 16, 2012 1:15 pm
Forum: Personal Consumer Issues
Topic: How to start a startup
Replies: 16
Views: 1807

Re: How to start a startup

Thank you all for taking the time to read my post and responding. I appreciate it. Regards.
by InvestoGuy
Fri Sep 14, 2012 8:38 am
Forum: Personal Consumer Issues
Topic: How to start a startup
Replies: 16
Views: 1807

How to start a startup

Folks: Simple ask to the entrepreneurs on this forum. I have a idea I want to see implemented as a Startup. I don't have much money to spend on it, but I have also realized that the best way to start a startup is using someone else's money, a.k.a VCs. What are the concrete next steps I should take t...
by InvestoGuy
Tue Sep 04, 2012 3:59 pm
Forum: Investing - Help with Personal Investments
Topic: Input on allocating funds for 401(k)
Replies: 4
Views: 471

Re: Input on allocating funds for 401(k)

GRT2BOUTDOORS wrote:Does it offer Total Stk Market index or a combination of Large Cap Index + Extended Index? If so, eliminate the small cap active options with no worries.
Yes it does offer the Spartan 500 Index Fund for large caps and the Spartan Extended Market Index Fund for mid caps.
by InvestoGuy
Tue Sep 04, 2012 3:51 pm
Forum: Investing - Help with Personal Investments
Topic: Input on allocating funds for 401(k)
Replies: 4
Views: 471

Input on allocating funds for 401(k)

I am helping someone select funds for their 401(k) plan. To make a long story short, the 401(k) plan offers Index funds for the all major asset classes except the Small Cap. The only Small Cap funds offered are: ALLNZ NFJ SMCAPVAL I (PSVIX): e/r 0.86% and Royce Value Plus Fund Institutional Class (R...
by InvestoGuy
Tue Sep 04, 2012 3:30 pm
Forum: Personal Consumer Issues
Topic: Info on Rotary Club
Replies: 6
Views: 1063

Re: Info on Rotary Club

Sheepdog: I have visited several foreign countries because of international Rotary conventions which I wanted to attend and for our club's international projects such as providing a pasta factory in Argentina to provide employment for handicapped persons there. I have entertained and enjoyed Rotaria...
by InvestoGuy
Tue Sep 04, 2012 1:37 pm
Forum: Personal Consumer Issues
Topic: Info on Rotary Club
Replies: 6
Views: 1063

Info on Rotary Club

A friend of mine recently invited me to join the local chapter of the Rotary club. I was wondering if there are any Rotarian bogleheads and how their experience has been and if they would recommend it?
Any thoughts / tips on this.
Thanks.
by InvestoGuy
Mon Jul 30, 2012 6:02 pm
Forum: Personal Consumer Issues
Topic: Quotable Quotes from Bogleheads
Replies: 5
Views: 859

Quotable Quotes from Bogleheads

[Edited to add Nisiprius's quote. My apologies, how could I forget one of the most prolific posters]. Folks: Over the past few months I have collected some interesting signature quotes from our forums. Below is my collection. Please feel free to add to it (if it is part of a Boglehead signature). Th...
by InvestoGuy
Sat Jul 28, 2012 6:12 am
Forum: Personal Consumer Issues
Topic: Bought First iPad - Not sure if we like it
Replies: 104
Views: 10610

Re: Bought First iPad - Not sure if we like it

If you like Windows, you should have waited for Surface or a Windows 8 based slate.
by InvestoGuy
Wed Jun 20, 2012 10:10 am
Forum: Investing - Theory, News & General
Topic: Forbes Article on '6 Reasons Why I Don't Invest In The U.S.'
Replies: 12
Views: 1652

Forbes Article on '6 Reasons Why I Don't Invest In The U.S.'

Folks: Just saw this arcticle on Forbes on '6 Reasons Why I Don't Invest In The U.S. Stock Market': http://www.forbes.com/sites/ericsavitz/2012/03/21/6-reasons-why-i-dont-invest-in-the-u-s-stock-market/ The author Auren Hoffman sites 6 reasons on why one should not be in the US Stock market. He site...
by InvestoGuy
Wed May 23, 2012 9:55 pm
Forum: Personal Consumer Issues
Topic: 50 things to do before the Sun goes down
Replies: 32
Views: 5044

Re: 50 things to do before the Sun goes down

Impact someones life positively.
by InvestoGuy
Wed May 23, 2012 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: House is paid off!!!
Replies: 48
Views: 4861

Re: House is paid off!!!

Fantastic achievement. I recently reduced my 30 yr to a 15 yr and got about 13 more years left on it. I just can't wait for that day to arrive for me. Hope it does soon. Good luck.
by InvestoGuy
Mon Apr 30, 2012 1:52 pm
Forum: Local Chapters and Bogleheads Community
Topic: Pittsburgh PA Chapters?
Replies: 15
Views: 2538

Re: Pittsburgh PA Chapters?

Mel: Any chance you can help us get a Omaha, NE chapter going? Regards. Sure. Just start a new thread on this sub-forum with the heading "Interested in an Omaha NE Local Chapter?" or simply "Omaha NE Local Chapter?" and see what happens. If you get five or more Bogleheads who want to form a local c...
by InvestoGuy
Mon Apr 30, 2012 1:50 pm
Forum: Local Chapters and Bogleheads Community
Topic: Interested in an Omaha NE Local Chapter
Replies: 4
Views: 2285

Interested in an Omaha NE Local Chapter

Anyone around the Omaha / Lincoln NE area interested in starting a local chapter?
Thanks.
by InvestoGuy
Sun Apr 29, 2012 9:14 pm
Forum: Local Chapters and Bogleheads Community
Topic: Pittsburgh PA Chapters?
Replies: 15
Views: 2538

Re: Pittsburgh PA Chapters?

Mel:
Any chance you can help us get a Omaha, NE chapter going?
Regards.
by InvestoGuy
Sun Apr 29, 2012 4:20 pm
Forum: Local Chapters and Bogleheads Community
Topic: Eastern Nebraska / Omaha Chapter
Replies: 0
Views: 501

Eastern Nebraska / Omaha Chapter

Folks:
Is there an Eastern NE / Omaha Chapter? Anyone interested in starting one?
Regards.
by InvestoGuy
Sun Apr 29, 2012 4:07 pm
Forum: Investing - Help with Personal Investments
Topic: 3-5 year investment
Replies: 19
Views: 3350

Re: 3-5 year investment

I was in a very similar situation and this is how I divvied it up: 1. I-Bonds: $10,000 2. CD: $20,000 (best rate you can find) 3. Vanguard Short / Limited Term Tax Exempt Bond Fund: $20,000 Depending on how you feel about the VG Bonds, you could lower or increase your contribution to it and the CD a...
by InvestoGuy
Thu Apr 19, 2012 2:46 pm
Forum: Investing - Help with Personal Investments
Topic: VMSXX and Expense Ratio. Please help me understand
Replies: 3
Views: 480

Re: VMSXX and Expense Ratio. Please help me understand

Thanks everyone. I much appreciate your input.
by InvestoGuy
Thu Apr 19, 2012 11:47 am
Forum: Investing - Help with Personal Investments
Topic: VMSXX and Expense Ratio. Please help me understand
Replies: 3
Views: 480

VMSXX and Expense Ratio. Please help me understand

Folks: I was consdering the Vanguard Tax-Exempt Money Market Fund (VMSXX) for a short term stable investnemt. I have a question on the expense ration and the net yield. Per Vanguard, the EE is 0.17% and the SEC Yield is 0.09%. So does it mean my NET Yield is: -0.08% Will I slowly lose Captial due to...
by InvestoGuy
Mon Jan 09, 2012 11:53 am
Forum: Investing - Theory, News & General
Topic: I-Bonds purchase limit restored to $10K
Replies: 2
Views: 841

I-Bonds purchase limit restored to $10K

The Treasury Department announced today that it has raised the online purchase limit on U.S. savings bonds to $10,000 in Series I bonds and $10,000 in Series EE bonds per Social Security number. The move effectively restores the maximum amount of bonds that was in effect before the government stoppe...
by InvestoGuy
Fri Jan 06, 2012 3:57 pm
Forum: Personal Consumer Issues
Topic: How to stop a puppy from biting and nibbling
Replies: 25
Views: 2460

How to stop a puppy from biting and nibbling

Folks: We got a cute little Maltese puppy about 4 months ago. He went through the puppy training and I have trained him a bit to do little tricks. Overall, he is very well behaved. Howwver, he has developed this very annoying habit of constantly biting (playfully) and nibbling my youngest son and so...
by InvestoGuy
Sun Jan 01, 2012 11:55 am
Forum: Investing - Theory, News & General
Topic: 2011 Index Performance
Replies: 1
Views: 483

2011 Index Performance

Folks:
I am trying to look for a website that shows the 2011 performance for all market indexes (US and Intl). Anyone got a link for me?
Thanks.
by InvestoGuy
Thu Oct 27, 2011 9:33 am
Forum: Personal Consumer Issues
Topic: Ideas on innovative topics to present at a conference
Replies: 2
Views: 318

Ideas on innovative topics to present at a conference

Hello: I work for a hi-tech company and we are having an internal conference. Can you folks suggest me a few cool and innovative topic(s) to present for about 15 minutes along the following guidelines: 1. Should be technology related in the data analysis or database field 2. Should be a new or curre...
by InvestoGuy
Sat Oct 22, 2011 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: Smart phone..iPhone, Blackberry or Driod?
Replies: 17
Views: 1847

Re: Smart phone..iPhone, Blackberry or Driod?

I recently got a Windows Phone and simply love it. You may want to check that out as well. I think the interface is much better than the iPhone and Android. The overall OS is very smooth as well.
by InvestoGuy
Tue Aug 30, 2011 2:38 pm
Forum: Investing - Help with Personal Investments
Topic: Please recommend a CD or a safe Bond Fund
Replies: 5
Views: 1383

Please recommend a CD or a safe Bond Fund

Hello; I need to invest about $10K in my taxable account. I need to preserve capital for this, since I need the money back in 3-5 years. Hence a CD or a Bond fund type of investment. I have already maxed out $20K I-Bonds for 2011. I looked at Ally Bank CD. It only yields about 1.2 to 1.4%. I was loo...
by InvestoGuy
Sun Aug 28, 2011 6:39 pm
Forum: Investing - Theory, News & General
Topic: What does it take to be a Financial Advisor
Replies: 2
Views: 547

What does it take to be a Financial Advisor

Hello Folks: I have been a Boglehead for a few years now and a total believer in this philosophy. I am seriously considering being a professional in this area. Can you please help me with the following: 1. What is the minimum regulatory requirement to call yourself a financial advisor? 2. Is the CFP...
by InvestoGuy
Fri Aug 26, 2011 11:42 am
Forum: Investing - Help with Personal Investments
Topic: Basic Guidance for a Beginning Investor
Replies: 7
Views: 1327

Lazy Portfolios

Hello, In addition to the advise others have given, I would like to add just a couple of things: 1. Save as much as you can. 2. If you need help with transferring funds from other accounts, you can call Vanguard Conceirge services. Very helpful folks. 3. Also, for your own knowledge, check out the l...
by InvestoGuy
Wed Aug 24, 2011 9:20 am
Forum: Personal Consumer Issues
Topic: HD TV/Electrical Experts...Need Help
Replies: 13
Views: 1617

You can try to see if the Surge Protector company has some sort of warranty and if they will be willing to compensate you for the TV. Some times they do.
My utility company sells / rents surge protectors and they provide a warranty for replacement of equipment damaged.
by InvestoGuy
Wed Aug 24, 2011 8:59 am
Forum: Personal Consumer Issues
Topic: What Book Are YOU Currently Reading? Part IV. (07/04/2010)
Replies: 1507
Views: 375930

I am reading The Drunkard's Walk: How Randomness Rules Our Lives by
Leonard Mlodinow. Fun read. Shows how we interpret statistics (mostly incorrectly) and how it affects our lives.
by InvestoGuy
Tue Aug 23, 2011 3:01 pm
Forum: Investing - Help with Personal Investments
Topic: How to Secure paper I-Bonds
Replies: 16
Views: 2079

How to Secure paper I-Bonds

I recently got my paper I-Bonds in the mail. We eventually plan to keep those in a bank safe deposit box. Other than what, what do I need to do from a security perspective: 1. Is it ok to photo copy them, so I have all the releavant information? 2. Do I need to write down the serial numbers? 3. Anyt...
by InvestoGuy
Mon Aug 22, 2011 10:38 am
Forum: Personal Consumer Issues
Topic: Finances and Relationships
Replies: 68
Views: 10031

I strongly beleive that philosophyically you both need to be on the same plane. As long as she understands that paying off the loan is going to be number 1 priority and believes in your philosophy when it comes to savings and investments, you are ok. If she insists on buying the BMW 5 series (brand ...
by InvestoGuy
Sun Aug 07, 2011 9:14 am
Forum: Personal Consumer Issues
Topic: We finally got a puppy
Replies: 10
Views: 1434

No, I didn't mean it is anti-boglehead, all I am saying is I loosened up a bit and agreed for another $100-$120 extra expenses per month, to watch that smile on my kids faces and the excitement in the house. Apologies if my comment was construed as 'bogleheads are anti-puppies'. I did'nt mean it tha...
by InvestoGuy
Sun Aug 07, 2011 8:59 am
Forum: Personal Consumer Issues
Topic: Samsung Galaxy S2 Cell Phone or another Adroid Smart phone
Replies: 9
Views: 1739

Windows Phone

Have you considered a Windows Phone. I got one a few weeks ago and very happy with it.
by InvestoGuy
Sun Aug 07, 2011 8:57 am
Forum: Personal Consumer Issues
Topic: How to train a puppy
Replies: 31
Views: 2937

How to train a puppy

Folks: We got a 9 week Maltese male pup. The potty training has started. It is going ok. I am looking for helpful advice and tips on potty training a dog and general training as well. We would like to achieve the following: 1. Fully potty train him 2. Train him not to go on the second level of the h...
by InvestoGuy
Sun Aug 07, 2011 8:53 am
Forum: Personal Consumer Issues
Topic: We finally got a puppy
Replies: 10
Views: 1434

We finally got a puppy

I am a boglehead and abide strictly to the belief of controlling expenses and living well under your means. I was a little reluctant to get a puppy for the kids as that meant about $100 - $120 expenses per month. Well, we finally got one. And all I have to say is sometimes bogleheads have to loosen ...
by InvestoGuy
Mon Jul 25, 2011 8:50 am
Forum: Investing - Help with Personal Investments
Topic: Real Implication of interest rate increase on bond funds
Replies: 9
Views: 1724

Thanks nisiprius for your explanation. Great writeup. Appreciate it.
by InvestoGuy
Sun Jul 24, 2011 9:36 pm
Forum: Investing - Help with Personal Investments
Topic: Real Implication of interest rate increase on bond funds
Replies: 9
Views: 1724

Real Implication of interest rate increase on bond funds

Folks: Trolling on this forum the last few months I am getting a sense that many folks here believe that bond funds may potentially lose principal if the interest rates go up. Having said that, please help me understand the real implications of a interest rate increase on the short term and medium t...
by InvestoGuy
Sun Jul 24, 2011 1:49 pm
Forum: Investing - Theory, News & General
Topic: Asset Allocation
Replies: 7
Views: 1160

I would add about 20% or so in bonds instead of the treasury, assuming you have a separate emergency fund. Age or Age - 10 in bonds. Why are you leaving bonds out?.
by InvestoGuy
Fri Jul 22, 2011 9:38 pm
Forum: Investing - Help with Personal Investments
Topic: UGMA or UTMA Account for my 12 yr old
Replies: 9
Views: 1356

The problem with making it an IRA is the withdrawal age. I would like the flexibility for a much early withdrawl.
by InvestoGuy
Fri Jul 22, 2011 5:10 pm
Forum: Investing - Help with Personal Investments
Topic: UGMA or UTMA Account for my 12 yr old
Replies: 9
Views: 1356

UGMA or UTMA Account for my 12 yr old

Hello Folks: My 12 yr old recently started baby sitting. I gave her a deal that every penny she earns will be matched with equal funds from me under the condition that they get invested at Vanguard. I called Vanguard and they recommended a UGMA / UTMA account for her. My estimate is about $1200 per ...
by InvestoGuy
Sun Jun 26, 2011 6:36 pm
Forum: Investing - Help with Personal Investments
Topic: Why I would like to own a foreign bond fund
Replies: 43
Views: 4055

InvestoGuy, as carefully as you can, and with as little reference to ideology as possible... why, exactly do you think you need currency diversification? Fair question and a good one. I think the real questions I should be asking the experts on this forum are: 1. With mounting deficits, possible in...
by InvestoGuy
Sun Jun 26, 2011 5:57 pm
Forum: Investing - Help with Personal Investments
Topic: Why I would like to own a foreign bond fund
Replies: 43
Views: 4055

I will also say that the price of a barrel of oil is a good indicator of the strength of the dollar. As the price of oil goes up, it takes more dollars to buy that barrel Does it really? There probably are various reasons for the rise or decline in the price of oil, but doesn't the price of oil dep...
by InvestoGuy
Sun Jun 26, 2011 5:44 pm
Forum: Investing - Help with Personal Investments
Topic: Why I would like to own a foreign bond fund
Replies: 43
Views: 4055

livesoft, I am sorry I am not an expert at this, would you mind explaining in layman's terms. Is it not sufficient to own some foreign equities to achieve what you want? I do own VGK, VPL, VWO in my 401(k). Are you saying that in itself will do the trick? Are you saying if the dollar declines or gai...
by InvestoGuy
Sun Jun 26, 2011 5:32 pm
Forum: Investing - Help with Personal Investments
Topic: Why I would like to own a foreign bond fund
Replies: 43
Views: 4055

Why I would like to own a foreign bond fund

I read Rick Ferris original blog and the subsequent thread on foreign bonds here at: http://www.bogleheads.org/forum/viewtopic.php?t=75441 The question that is still unanswered in my mind is as follows: Per Rick Ferri, the International Bond Funds are expensive (ER of 0.5% or higher) and therefore t...
by InvestoGuy
Sun Jun 26, 2011 5:26 pm
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS 10 -- REGISTRATION ANNOUNCEMENT
Replies: 111
Views: 40823

How would I know about the event next year? Is there a place I can sign up so I can receive an email notification, or do I just need to watch this forum?
What tineframe would the registration open up for next year?
by InvestoGuy
Sun Jun 26, 2011 2:14 pm
Forum: Investing - Theory, News & General
Topic: BOGLEHEADS 10 -- REGISTRATION ANNOUNCEMENT
Replies: 111
Views: 40823

Is it still open?

Apologize if I missed an announcement, but is the registration closed or are there spots still open?
by InvestoGuy
Sun Jun 26, 2011 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Uncertain job situation: Please Advise
Replies: 6
Views: 1384

Thanks for the suggestions folks. Since I have been a boglehead for a few years and have always been of the fiscally conservative mind set, I am good on the emergency fund part of it. I have about 10 months of emergency fund saved up in a savings / CD account and some I-bonds. Since I have been with...