Search found 770 matches

by ejvyas
Tue Feb 24, 2015 11:20 pm
Forum: Personal Consumer Issues
Topic: What are Costco's best deals?
Replies: 346
Views: 88295

Re: What are Costco's best deals?

I dont have Costco as the wholesale quantity is too large for us and we end up wasting most of it. However, I go with my friend sometimes for 1-2 items and find people circling around the free food counters. So I conclude thats the best deal at Costco :wink:
by ejvyas
Tue Feb 24, 2015 11:12 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card Rewards (Travel)
Replies: 284
Views: 60114

Re: Credit Card Rewards (Travel)

What is the best resource? Where do I start reading up on this?
by ejvyas
Tue Feb 24, 2015 11:04 pm
Forum: Personal Finance (Not Investing)
Topic: HSA Account Was Compromised
Replies: 8
Views: 1474

Re: HSA Account Was Compromised

Maybe file for an extension? I am sure things will be more clear by Oct
by ejvyas
Wed Feb 18, 2015 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: CPA doing taxes for first time
Replies: 8
Views: 1029

Re: CPA doing taxes for first time

Depends

They will contact you to check the return before you file
OR
They may send the completed return to you
OR
They can file return on your behalf when you authorize
by ejvyas
Sat Jan 24, 2015 8:11 pm
Forum: Personal Consumer Issues
Topic: Wedding Anniversary in Cape Cod
Replies: 40
Views: 4421

Re: Wedding Anniversary in Cape Cod

it will be 60s during the day and 45 at nights. Pretty cold for me to relax. Cape cod is a great place but you need to book soon
by ejvyas
Sat Jan 24, 2015 3:30 pm
Forum: Personal Consumer Issues
Topic: Netflix DVD delivery slowdown?
Replies: 141
Views: 48429

Re: Netflix DVD delivery slowdown?

Cancel account and restart. They throttle heavy users
by ejvyas
Wed Dec 31, 2014 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: Amazon tax refund bonus offer
Replies: 6
Views: 3972

Re: Amazon tax refund bonus offer

I got bonus thru Amazon gift card last year when I filed TT online. I don't think it matters where you purchase TT from but things may have changed in 2015. Not sure
by ejvyas
Tue Nov 25, 2014 10:41 pm
Forum: Personal Finance (Not Investing)
Topic: Strategically not paying medical bills for 90 days for a dis
Replies: 30
Views: 7199

Re: Strategically not paying medical bills for 90 days for a

> No one has offered 50% off Maybe if you were uninsured and billed at the "list" price this would be possible. We all know that the list prices are way more than the insurance companies have negotiated. One of the deeply unfair aspects of our health care system is that those without insurance- and presumably least able to pay- get billed at the highest rates. Now if insured- and your insurance company discovered that you were weaseling out of paying your share- I suspect there would be problems. This is incorrect (or at least, it is not correct for everyone). I have documented my case a couple of years ago when I received an initial bill that did not go through my insurance - the list price had been discounted by about 60%. When...
by ejvyas
Tue Nov 25, 2014 10:38 pm
Forum: Personal Finance (Not Investing)
Topic: Strategically not paying medical bills for 90 days for a dis
Replies: 30
Views: 7199

Re: Strategically not paying medical bills for 90 days for a

I have received huge bills >$1000 due to my son's medical conditions and I tried my best to get a discount. Called almost 10+ times on various bill but I was unable to get any. They clearly mentioned that this is negotiated insurance rate and they can't do anything about it. The best they could do was to give me a very generous payment plan with no interest OR income based discount which I was not eligible for. The only time I got a discount was when we did a lot of Lab work totalling > $2000 since it was done on my wife and coded as <male>. I had to co-ordinate :oops: with insurance, doctor, nurse, lab billing and other hell for 6+ months to get it rectified with correct female codes. In the end the lab offered me $65 final price. I just p...
by ejvyas
Sat Nov 22, 2014 8:32 am
Forum: Personal Consumer Issues
Topic: Send text messages from PC to Cell Phone
Replies: 25
Views: 9171

Re: Send text messages from PC to Cell Phone

To send a text message via email, you must use a SMS to email gateway. Just substitute a 10-digit cell number for ‘number’ for each carrier below: ■AT&T: number@txt.att.net ■T-Mobile: number@tmomail.net ■Verizon: number@vtext.com ■Sprint: number@messaging.sprintpcs.com or number@pm.sprint.com ■Virgin Mobile: number@vmobl.com ■Tracfone: number@mmst5.tracfone.com ■Metro PCS: number@mymetropcs.com ■Boost Mobile: number@myboostmobile.com ■Cricket: number@sms.mycricket.com ■Nextel: number@messaging.nextel.com ■Alltel: number@message.alltel.com ■Ptel: number@ptel.com ■Suncom: number@tms.suncom.com ■Qwest: number@qwestmp.com ■U.S. Cellular: number@email.uscc.net if you use one of these options will the cell phone user have to look at all the ...
by ejvyas
Tue Nov 18, 2014 10:03 am
Forum: Personal Investments
Topic: Health Equity HSA--New Passive Plan
Replies: 80
Views: 29814

Re: Health Equity HSA--New Passive Plan

Check out the wiki : http://www.bogleheads.org/wiki/Health_savings_account You may want to take a hard look at your paycheck in that case. Discuss with payroll ? Just some of the sources that seem to contradict the wiki: http://healthsavingsaccount-hsa.com/FAQ.htm "Tax9 Do HSA contributions reduce FICA taxes? Employer contributions to a HSA account are not wages, and therefore are not subject to wage taxes like FICA. Employees' voluntary contributions to a HSA are wages, and therefore are subject to FICA taxes. Self-employed people are not subject to FICA taxes, but pay a self-employment tax instead. An HSA plan does not help reduce the self employment tax." http://www.irs.gov/irb/2004-02_IRB/ar09.html Q-17. What is the tax treat...
by ejvyas
Tue Nov 18, 2014 8:33 am
Forum: Personal Investments
Topic: Health Equity HSA--New Passive Plan
Replies: 80
Views: 29814

Re: Health Equity HSA--New Passive Plan

I think it depends if your employer is offering payroll deductions and the company option. The payroll tax deduction for SS and Medicare is significant. For transferring, seems HSA bank is a decent consideration due to the brokerage availability. This is the second time I've seen someone say this, I can't remember where the last time is, but hopefully you can explain it to me. I did as much research as I could and even looking at my own pay stub tells me that your payroll tax is taken off of your gross salary (before deductions such as 401k, medical insurance premiums, and HSA contributions). Having your employers auto-deduct your HSA contirbutions from your paycheck doesn't avoid any payroll tax that I can tell. Thus, contributing to your...
by ejvyas
Thu Nov 13, 2014 1:23 pm
Forum: Personal Investments
Topic: Health Equity HSA--New Passive Plan
Replies: 80
Views: 29814

Re: Health Equity HSA--New Passive Plan

VorreiPiuSoldi wrote:I'm also with HealthEquity and not so happy with their fund choices. I don't see anywhere on their web site where they are offering these VG funds in the future. Since they are using Schwab I wish they would just offer the brokerage option since Schwab has low fee funds.
When I ask my benefits they say - Health Equity is Scwab's offering
by ejvyas
Thu Nov 13, 2014 9:35 am
Forum: Personal Investments
Topic: Health Equity HSA--New Passive Plan
Replies: 80
Views: 29814

Re: Health Equity HSA--New Passive Plan

desertgoose wrote:
kafshar1 wrote:They said 10/31 got delayed to 11/12 per the email I received.
I called a while back and got the same information. Does anyone have access to the Investor Choice funds yet? I don't.
Only passive funds I see are MWLDX and APOIX and both are > .50 ER :oops: No Vanguard funds yet!
by ejvyas
Tue Nov 11, 2014 6:05 pm
Forum: Personal Investments
Topic: Health Equity HSA--New Passive Plan
Replies: 80
Views: 29814

Re: Health Equity HSA--New Passive Plan

Sorry wrong copy/paste. Did they add this???
by ejvyas
Fri Oct 31, 2014 5:27 pm
Forum: Personal Consumer Issues
Topic: Coupons? Do you live by them?
Replies: 66
Views: 7084

Re: Coupons? Do you live by them?

I just go through the normal deal sites if I have time to plan for the event/trip.
by ejvyas
Thu Oct 30, 2014 11:41 pm
Forum: Personal Finance (Not Investing)
Topic: Would you use TurboTax in this scenerio?
Replies: 11
Views: 1437

Re: Would you use TurboTax in this scenerio?

Beware - TT (onine version) has a bug in change of address - 2013 version. So many people faced it and they were unable to fix it.

I was not able to change my address in TT online version. The reps kept saying they see my new address but online and print version show the old address
by ejvyas
Thu Oct 30, 2014 11:38 pm
Forum: Personal Consumer Issues
Topic: Smartphone questions
Replies: 107
Views: 15712

Re: Smartphone questions

This should be a poll..How are you going to compile so much of information! Smartphone and brand is something that everyone is so passionate about
by ejvyas
Mon Oct 27, 2014 9:44 am
Forum: Personal Investments
Topic: Health Equity - Investor Choice funds
Replies: 0
Views: 796

Health Equity - Investor Choice funds

Health Equity has does not have a good choice of funds available for HSA account. There were threads on this forum that speculating Vanguard/passive funds would be added in Oct 2014. Here is a video related to that on Youtube: https://www.youtube.com/watch?v=OMmhHZdCRHY. I was able to find their proposed funds after searching online : http://healthequity.com/ed/resources/do ... invest.pdf (Page 4) and the fees associated with it : http://resources.healthequity.com/Docum ... Choice.PDF

Any idea when they would be introduced? I feel the Investor choice funds + fees are still cheaper than their "Best-in-class" offerings :wink:

Thoughts?
by ejvyas
Thu Oct 23, 2014 11:23 am
Forum: Personal Finance (Not Investing)
Topic: Apple Pay, Google Wallet, credit, and us
Replies: 108
Views: 15602

Re: Apple Pay, Google Wallet, credit, and us

also - the touch id is useless for some..like me who have bad fingerprints :annoyed
by ejvyas
Sun Oct 19, 2014 8:48 pm
Forum: Personal Consumer Issues
Topic: Upgraded to OS X 10.10 Yosemite
Replies: 38
Views: 6774

Re: Upgraded to OS X 10.10 Yosemite

Stupid Apple again broke my apache. I dont understand why they cant save the old config. Same thing happened in Mavericks too. Waste of time
by ejvyas
Thu Oct 16, 2014 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Balance Transfer Credit Card 1% fee, no APR for 1 year
Replies: 9
Views: 963

Re: Balance Transfer Credit Card 1% fee, no APR for 1 year

Does that CD have any FDIC kind of insurance?
Factor in transfer to and fro charges


How much do you expect by doing this?
by ejvyas
Wed Sep 17, 2014 2:04 pm
Forum: Personal Investments
Topic: Health Equity HSA--New Passive Plan
Replies: 80
Views: 29814

Re: Health Equity HSA--New Passive Plan

Looking forward to this. Cant wait to get out of 1.12% ER.
by ejvyas
Tue Aug 12, 2014 1:57 pm
Forum: Personal Consumer Issues
Topic: Your Favorite charity organization...? please
Replies: 91
Views: 9028

Re: Your Favorite charity organization...? please

Asha for Education where I volunteer my time
Salvation Army where I donate stuff that I dont use
by ejvyas
Tue Aug 12, 2014 1:54 pm
Forum: Personal Consumer Issues
Topic: Would you tip this tour guide?
Replies: 22
Views: 3210

Re: Would you tip this tour guide?

I wouldnt tip. I would search the business online and add it to their review. This is not an aircraft where you sit and dont move for hours. They should have arranged for another car or just used this minivan for max 5
by ejvyas
Tue Jul 22, 2014 6:55 am
Forum: Personal Consumer Issues
Topic: Anyone attend Worcester Polytechnic Institute
Replies: 45
Views: 6439

Re: Anyone attend Worcester Polytechnic Institute

My wife studied at WPI (MS-CS). She got an internship and job offer from the internship company before she graduated. Its a good school and well-known in the area.

But the important part is to keep looking for a job/internship.
by ejvyas
Thu Jun 26, 2014 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Medical plan and dependent care
Replies: 7
Views: 598

Re: Medical plan and dependent care

user5027 wrote:
ejvyas wrote:
user5027 wrote:
ejvyas wrote:I will have a break between jobs (10-15 days).
I am pretty sure you can retroactively start Cobra during that period time if you find you need it.
Thats awesome! I love this forum!
My son was in a similar situation and I suggested he fill out and sign the paperwork and give it to someone to hold in case he was incapacitated. Maybe too much of a nightmare scenario but I tend to have a plan for everything. I do not believe he did what I said.
Thanks for the suggestion! I am wondering whether I will get the COBRA paperwork before those 10 days :shock: depending on that I can try this
by ejvyas
Thu Jun 26, 2014 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Medical plan and dependent care
Replies: 7
Views: 598

Re: Medical plan and dependent care

user5027 wrote:
ejvyas wrote:I will have a break between jobs (10-15 days).
I am pretty sure you can retroactively start Cobra during that period time if you find you need it.
Thats awesome! I love this forum!
by ejvyas
Thu Jun 26, 2014 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Medical plan and dependent care
Replies: 7
Views: 598

Re: Medical plan and dependent care

jmg229 wrote:Not sure what penalties you are referring to, but if it is ACA-related, there is no penalty for a gap less than three months.
Aah...thanks !

So the only question would be if I am eligible to buy a plan off the MA health connector which has cheaper rates than the COBRA plan offered to me. Again - I just need it for 10-15 days for my baby.
by ejvyas
Thu Jun 26, 2014 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Medical plan and dependent care
Replies: 7
Views: 598

Medical plan and dependent care

I will have a break between jobs (10-15 days). I was planning for medical and dependent care and had the following questions: 1. I checked COBRA prices from the old company and they are 10x what I am paying now while MA health connector is 4x. Am I eligible to apply for the plans on the MA health connector (without any subsidy)? I am ready to pay full amount. If yes, can I cancel this coverage once I get the new company medical plan coverage. I am worried since my baby needs to see doctor often + penalty I may have to pay on taxes for lost medical coverage. 2. I had used day care for the first 2 months of the year but I did not have dependent care funds put in for my previous company. My baby would not be going to day care anymore and my wi...
by ejvyas
Tue Jun 10, 2014 2:17 pm
Forum: Personal Finance (Not Investing)
Topic: HSA - moving to new company
Replies: 2
Views: 488

HSA - moving to new company

I am leaving a company to work for another company that offers HDHP + HSA. I have already hit 90-10 deductible in current company HDHP plan (lots of kids appointments) and very close to OOPMax. Please confirm the following: 1. If I elect HDHP in new company, I will have to go through a new cycle to hit deductible again for the year? 2. can I contribute $6550 in this company (Jan-June 2014) and change to non-HDHP plan in the new company? 3. Estimating $10k healthcare expenses (July-Dec) Is it even worth going through another HDHP cycle and getting to the deductible? 4. Can I max out FSA if I select non HDHP plan from July-Dec? 5. How many doctor visits etc can I use to estimate and compare plans? (<1 yr baby with 2-3 minor issues at birth + ...
by ejvyas
Fri May 02, 2014 10:55 pm
Forum: Personal Finance (Not Investing)
Topic: Car Insurance - Which company do you use?
Replies: 19
Views: 3157

Re: Car Insurance - Which company do you use?

Geico

This should have been a poll
by ejvyas
Tue Apr 15, 2014 1:34 pm
Forum: Personal Finance (Not Investing)
Topic: HSA cost benefit analysis
Replies: 23
Views: 3612

Re: HSA cost benefit analysis

Have you, yet, personally encountered a situation where you actually had to pay the full deductible? Based on other postings in the forum, I get the impression that people judge, quite correctly, that an economic analysis favors the high deductible plan--they can afford the risk and it is beneficial to assume as much of the risk as they can afford. And that, yet, nevertheless, when the risk actually shows up and they receive a bill that is reaches the deductible, they feel troubled and indignant about it. The interesting thing here is that people misjudge their own risk tolerance even in a situation where they can easily afford the worst case . Just saying. Try having a baby. =) Fortunately, this is the one time where you can plan on havin...
by ejvyas
Thu Apr 10, 2014 11:40 pm
Forum: Personal Consumer Issues
Topic: KeePass vs LastPass
Replies: 105
Views: 20292

Re: KeePass vs LastPass

Should have used the poll option on this one
by ejvyas
Tue Mar 11, 2014 3:04 pm
Forum: Personal Consumer Issues
Topic: Stopping Junk Mail
Replies: 17
Views: 5412

Re: Stopping Junk Mail

I use PaperKarma and Choice Catalogue but local stores still send me junk offers and coupons that I dont care about. I saw the USPS postman puts these fliers and offers in my mailbox.

Folks - I dont eat pizza everyday. Maybe once in 3-4 months.
by ejvyas
Mon Mar 10, 2014 10:07 pm
Forum: Personal Consumer Issues
Topic: T-Mobile's response to a weak signal
Replies: 16
Views: 2774

Re: T-Mobile's response to a weak signal

Did you try the T WiFi calling? Unfortunately - there is nothing a customer can do. I had good T signal earlier. Now its weak during the day.
by ejvyas
Mon Mar 10, 2014 10:05 pm
Forum: Personal Consumer Issues
Topic: AT&T Mobile Users: Check your plans
Replies: 75
Views: 14482

Re: AT&T Mobile Users: Check your plans

avenger wrote:
java wrote:By selecting these plans you are moving off contract. The big change would be if you need a new phone ATT wont subsidize it. You will pay full retail price.
The rep told me it has no impact on your contract.
ATT Alert: Reps are confused. They told my friend if he buys Moto X from Motorola and activates it on ATT he will automatically enter into a 2 yr contract. Instead he needs to buy it from ATT for $200 more.

I just love T-Mobile no-contract plans :sharebeer
by ejvyas
Mon Mar 10, 2014 10:00 pm
Forum: Personal Consumer Issues
Topic: Anti-virus for Mac?
Replies: 80
Views: 7782

Re: Anti-virus for Mac?

For people who claim to have never had a virus: how do you know? Most viruses wouldn't exactly announce themselves. You could easily have a virus for years and never know about it. If I had a virus for years and didn't know it then that's a pretty lame virus. I've had a PC with a virus and I knew it. It completely froze everything and rendered the computer useless. A virus that grinds your computer to a halt is a pretty lame virus, actually. Clever viruses do their work and replicate themselves behind the scenes, of which there are many out there. The entire point is not to get caught. There have even been documented cases of viruses deleting OTHER pieces of malware that might show up in an anti-virus scan and risk revealing its presence. ...
by ejvyas
Tue Mar 04, 2014 9:46 am
Forum: Personal Consumer Issues
Topic: The Oscars
Replies: 25
Views: 2761

Re: The Oscars

Nothing. I changed the channel in 15 mins
by ejvyas
Thu Feb 13, 2014 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: Re: Billing for annual physicals
Replies: 73
Views: 11600

Re: Billing for annual physicals

Indeed, to be sure it is coded as a physical, one can do what Kevin did: say everything is fine. The problem is that a physical has ZERO value, zero. Except for a review of things that are problematic, the routine exam is worthless except for a blood pressure check annually, a cholesterol value every 5 years and being told to see the dentist twice a year (I'm not joking). The annual blood tests provides a bunch of lab values where invariably one or two are out of range and generates followup and anxiety. I assure everybody that there are very smart people working on this whole issue at the individual and system level and the "crazy" way things are done now will be anachronistic very soon. Part of the problem is doctors in US are ...
by ejvyas
Wed Feb 12, 2014 9:50 pm
Forum: Personal Finance (Not Investing)
Topic: What are you paying for your personal tax prep?
Replies: 28
Views: 2729

Re: What are you paying for your personal tax prep?

I use HnR or TT or TaxAct so ~$50
by ejvyas
Wed Feb 12, 2014 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: Re: Billing for annual physicals
Replies: 73
Views: 11600

Re: Billing for annual physicals

I am using HDHP since the last ~ 3 yrs. I have seen this is increasingly common practice unless you know the doctor or the office personnel. All my friends were charged extra and given lab orders that were diagnostic in nature even after they insisted the doctor to do just basic preventive tests during physical (examples are - thyroid test for male, simple question about vaccination, Vitamin D test) :oops: Part of the problem is that doctors dont code the visit and a separate department does it. I always try to get the code from the billing department before I do any lab work and double check online whether it is coded as preventive or diagnostic. But that does not protect me from " :dollar Long office visit :dollar " or "sho...
by ejvyas
Wed Feb 12, 2014 9:32 pm
Forum: Personal Consumer Issues
Topic: Brightspot OR $30/unlimited web/text/100 min. from T-Mobile.
Replies: 26
Views: 5516

Re: Target's Brightspot from T-Mobile.

Thanks, I've actually been researching the $30 option since I posted last night. I'd probably buy a used iphone on http://www.glyde.com , which I learned from another thread on here. Trying to find a way around the 100 minutes, possibly by using an app has been my focus. This page is confusing to me: https://support.t-mobile.com/docs/DOC-9997 There is no additional monthly charge to use Wi-Fi calling. Wi-Fi calling uses monthly plan minutes for the following: Calls made from the US to US numbers use plan minutes. All incoming calls received over Wi-Fi Calling are $0.00. Wi-Fi calls placed to the U.S. from anywhere are $0.00. So making calls when at home and connecting to a wi-fi network does or does not count towards the 100 minutes? My ot...
by ejvyas
Wed Feb 12, 2014 9:22 pm
Forum: Personal Investments
Topic: wash sale
Replies: 6
Views: 571

Re: wash sale

Give him the link to this thread and ask him to register @ Bogleheads :wink:
by ejvyas
Tue Feb 04, 2014 11:40 pm
Forum: Personal Consumer Issues
Topic: AT&T Mobile Users: Check your plans
Replies: 75
Views: 14482

Re: AT&T Mobile Users: Check your plans

With the ATT plan you're not forced to buy their overpriced phones like the new TMobile plan. I tried to switch to TMobile but they wouldn't let me. TMo forced me to buy two new Galaxy S4 for $1300 and offered only $300 for my two new Galaxy S4! I said no way I'll simply unlock my S4 to use so we're even but they said no way...I must pay them $1000 for exactly same phones. I switch to this ATT plan without spending $1000 extra. 2 lines unlimited talk, unlimited text, and 10GB data for $105 plus tax. You got a bad T rep. with T you can use any phone (BYOD) without contract and you dont need to buy any phone from them. Just get a free SIM and activate the plan. T plans still beat ATT. :happy Coverage is a problem in some areas. :annoyed
by ejvyas
Fri Jan 24, 2014 12:15 pm
Forum: Personal Finance (Not Investing)
Topic: Check Rejected Due to Low Number
Replies: 56
Views: 11669

Re: Check Rejected Due to Low Number

sscritic wrote:
nisiprius wrote:Clearly, there is a business opportunity here a check-printing company that prints checks with a starting number of 10001. Or 31416. Imagine how impressed the clerk will be at seeing such a big number! Looks like there might not be room for more than five digits in the MICR area. Too bad, "sixdigitchecks.com" has a nice ring to it.
I will accept any six digit checks you want to send my way, no matter how low the number.
I will accept any digit checks you want to send my way, no matter how low the number. :greedy
by ejvyas
Fri Jan 24, 2014 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: New Amica discounts available
Replies: 26
Views: 7204

Re: New Amica discounts available

I always got Amica quotes +10% more than the second highest
by ejvyas
Fri Jan 24, 2014 12:03 pm
Forum: Personal Consumer Issues
Topic: Garmin Nuvi equivalent ?
Replies: 32
Views: 3465

Re: Garmin Nuvi equivalent ?

Don't be cheap and get a GPS. That's my view. Sure, your smartphone can do a lot of things. But there's something to be said for specialized devices. Owning a Swiss Army knife doesn't mean you no longer have need of a real set of screwdrivers. I have a GPS receiver for the car, a smaller GPS receiver worn on the wrist (for running), several iPods, a DVD/CD player, a couple of metronomes, a few tuners, a wristwatch, some flashlights, a digital camera, and I'm considering a Kindle... even though my phone could replace all of these things in theory. Why such comparison? Its very simple. Google/Waze update maps/construction by the minute. Last I checked my new Garmin could not keep up with it. If you are considering GPS Garmin is definitely no...
by ejvyas
Mon Jan 13, 2014 8:21 pm
Forum: Personal Finance (Not Investing)
Topic: 11% increase in auto insurance premium
Replies: 25
Views: 4115

Re: 11% increase in auto insurance premium

Shop insurance every year. Lowest is the best
by ejvyas
Sun Jan 12, 2014 12:43 am
Forum: Personal Consumer Issues
Topic: Buy new vs used RX 350
Replies: 29
Views: 15106

Re: Buy new vs used RX 350

Discussion has gone tangent to what the OP has asked. I m having great fun understanding whether to go for new or used CPO RX350 :oops:

Go Pats !