Search found 5251 matches

by inbox788
Thu Jun 28, 2018 5:39 pm
Forum: Investing - Theory, News & General
Topic: Is there a way to avoid bad companies in S&P 500?
Replies: 92
Views: 4666

Re: Is there a way to avoid bad companies in S&P 500?

Well, you could have weeded out GE yesterday and lost the 8.3% gain today... Everybody "knew" Amazon was getting into the pharmacy business. Ironic that GE is being switched out for WBA. Do you use yesterdays price or today's price when comparing GE to WBA when figuring out if the incoming stock or...
by inbox788
Wed Jun 27, 2018 11:21 pm
Forum: Investing - Help with Personal Investments
Topic: Can I TLH QQQ and pick up VTI, IVV, VOO...
Replies: 26
Views: 1857

Re: Can I TLH QQQ and pick up VTI, IVV, VOO...

Are you saying there's case law on the matter or there not even looking? I haven't paid that much attention, but haven't come across any such decisions. Then again, I'm not aware of anyone actually trying such similar funds much less advertising the matter and looking for trouble. Almost every robo...
by inbox788
Wed Jun 27, 2018 10:57 pm
Forum: Investing - Help with Personal Investments
Topic: Can I TLH QQQ and pick up VTI, IVV, VOO...
Replies: 26
Views: 1857

Re: Can I TLH QQQ and pick up VTI, IVV, VOO...

Whether the swap of these two products for tax purposes is permissible under the wash-sale rule is a subject that is still under debate. As far as I know, it's not under debate by anyone whose opinion matters. That would be the IRS, Congress, and the Tax Court. Bloggers blog. That doesn't mean that...
by inbox788
Wed Jun 27, 2018 10:48 pm
Forum: Investing - Help with Personal Investments
Topic: Am I getting the run around?
Replies: 24
Views: 4231

Re: Am I getting the run around?

I don't think you are getting the run-around. My spouse uses a self-directed brokerage account in her 401(k). She is probably one of 3 people in her firm that uses this. Thus, no one in HR or Personnel or Accounting really knows anything about how it works. It is NOT the "happy path" that Benefits ...
by inbox788
Tue Jun 26, 2018 7:29 pm
Forum: Investing - Help with Personal Investments
Topic: Can I TLH QQQ and pick up VTI, IVV, VOO...
Replies: 26
Views: 1857

Re: Can I TLH QQQ and pick up VTI, IVV, VOO...

Yes, none of those other ETFs are substantially similar to QQQ (which is the IRS test.) No. It's "substantially identical". That's a much higher bar. Yes, quite a high bar that's not been tested AFAIK. Here's the discussion on the 70% rule, which if they even begin to utilize it, will open up lots ...
by inbox788
Tue Jun 26, 2018 6:43 pm
Forum: Personal Consumer Issues
Topic: Please help find these shoes for an old lady
Replies: 32
Views: 3611

Re: Please help find these shoes for an old lady

One day, you'll be able to feed the image into Google or search engine and they'll spit out a model and places where it's sold. For now, Google Image Search (available by simply right clicking on the image - last entry - "Search Google for image") only comes up with "flip-flops" for the top image ( ...
by inbox788
Tue Jun 26, 2018 12:09 pm
Forum: Investing - Help with Personal Investments
Topic: Can I TLH QQQ and pick up VTI, IVV, VOO...
Replies: 26
Views: 1857

Re: Can I TLH QQQ and pick up VTI, IVV, VOO...

When you sell at a loss, you usually want to use a trading pair that will provide exposure similar to what you sold. That way you can still benefit if the general sector goes up. For example, a good TLH partner for VXUS is VEU (Vanguard FTSE All-World Ex-US). It is a similar fund that follows a dif...
by inbox788
Tue Jun 26, 2018 1:47 am
Forum: Investing - Help with Personal Investments
Topic: 60/40 or 40/60?
Replies: 42
Views: 4627

Re: 60/40 or 40/60?

Hello. I'm 69. Retired. Live off SS and savings. Current investment allocation is 60 equities, 40 bonds. Thinking of reversing allocation to 60 bonds/40 stocks through midterms. Objective is to buy a little insurance for portfolio if tariff trade war deepens. Thoughts, please. Here's a suggestion b...
by inbox788
Mon Jun 25, 2018 10:34 pm
Forum: Personal Consumer Issues
Topic: Costco tire - Michelin vs Bridgestone
Replies: 44
Views: 21781

Re: Costco tire - Michelin vs Bridgestone

Between the two, I'd pick the Michelin Defender, but don't believe the mileage warranty. You're lucky if you get half what's rated. I've never had a tire fail to reach its warranty with at least the legal amount of tread. The worst I had was Honda OEM-equipped Firestones that I replaced a little pa...
by inbox788
Mon Jun 25, 2018 10:15 pm
Forum: Personal Consumer Issues
Topic: Looking for Mazda CX-9 Feedback
Replies: 42
Views: 4223

Re: Looking for Mazda CX-9 Feedback

We looked at the CX-5 as well as the CX-9. We are not interested in the CX5 but thanks for the comments about it. Understand your preference for CX-9, but why cross-shop vs RDX instead of MDX? Make me think the 3rd row isn't that important or essential, so other factors like more room or options ar...
by inbox788
Mon Jun 25, 2018 1:46 am
Forum: Personal Consumer Issues
Topic: Looking for Mazda CX-9 Feedback
Replies: 42
Views: 4223

Re: Looking for Mazda CX-9 Feedback

Look at the Acura rdx with acura watch which is in the middle range. Tech pkg not worth extra $4K Bought a new 2016 and love the car. rides and handles nicely gas mileage around town 19-20 get 29-30 on steady highway great cruise control that slows car down when other cars pull in front of you at s...
by inbox788
Sun Jun 24, 2018 6:57 pm
Forum: Personal Consumer Issues
Topic: 2007 Toyota Corolla
Replies: 39
Views: 2371

Re: 2007 Toyota Corolla

I just replied to this thread. If you have the same expeirence as this other Corolla owner, you've got at least 11 years or 40k+ miles to go. I have a 1996 Toyota Corolla 118,000 miles. https://www.bogleheads.org/forum/viewtopic.php?f=11&t=252269&p=3988468#p3988127 I'm looking into a 2007 Corolla er...
by inbox788
Sun Jun 24, 2018 6:44 pm
Forum: Personal Consumer Issues
Topic: Am I wasting money on my old car?
Replies: 34
Views: 3471

Re: Am I wasting money on my old car?

First of all, 118k on a 96 Corolla isn't even broken in yet. Check this calculator out: https://www.atra.com/fixortrade As you can see, it rarely makes sense to buy a new car versus repairing the one you currently have. Assuming this car isn't rusted out, you'd be crazy to ditch it just because it ...
by inbox788
Sun Jun 24, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: Cheap simple tablets?
Replies: 28
Views: 2783

Re: Cheap simple tablets?

$50-$80 Amazon Fire HD8 $100 -$150 Amazon Fire HD10 $250 Apple iPad 2017 $300- $330 Apple iPad 2018 ... FWIW, we bought our mom and dad each an iPad a few years ago. They are in their early 60's. They used to Facetime and Facebook on their tablets. Once they upgraded to plus sized iPhones, the tabl...
by inbox788
Sun Jun 24, 2018 3:13 am
Forum: Personal Consumer Issues
Topic: Apple MacBook Air On Sale $699
Replies: 48
Views: 5375

Re: Apple MacBook Air On Sale $699

I am typing this on my July 2013 Macbook Air. It runs faster than the day I bought it. Other than a battery replacement last October, there's been no maintenance needed. This thing just works like a high-end appliance. Open the shell, and use. I buy these for all my doctors to use in my medical pra...
by inbox788
Sun Jun 24, 2018 2:04 am
Forum: Personal Consumer Issues
Topic: Costco tire - Michelin vs Bridgestone
Replies: 44
Views: 21781

Re: Costco tire - Michelin vs Bridgestone

I purchased Michelin® DEFENDER 215/60R16 (Item #645921) couple days ago from costco.com for $461.82 inclusive of all taxes. This was when they were running a promotion for $130 off Michelin last week. I have not yet gotten it installed, and can cancel for full refund. Starting this week, Costco is ...
by inbox788
Sat Jun 23, 2018 8:19 pm
Forum: Investing - Help with Personal Investments
Topic: help with expense ratio
Replies: 17
Views: 1143

Re: help with expense ratio

Fidelity has this unfortunate setup where they offer both Managed and Index Target Date Funds eg: FBIFX Fidelity Freedom® Index 2040 Fund Investor: ER 0.15 vs FFFFX Fidelity Freedom 2040: ER: 0.75 and FIOFX Fidelity Freedom Index 2045 Investor: ER 0.15 vs FFFGX Fidelity Freedom 2045: ER 0.75 They m...
by inbox788
Sat Jun 23, 2018 4:44 pm
Forum: Investing - Help with Personal Investments
Topic: help, inheritance of $3.5M, read & read BogleH, & still in the dark
Replies: 33
Views: 4521

Re: help, inheritance of $3.5M, read & read BogleH, & still in the dark

OP is probably overwhelmed by everything, and some of the postings here probably contain way more information than he can immediately process. The important thing right now is to DO NOTHING! Sit back, relax, and enjoy the moment. Put the $3.5M under your mattress and for the next 35 years, take out ...
by inbox788
Fri Jun 22, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: iPad Pro 12.9": Replacement for Laptop?
Replies: 47
Views: 4112

Re: iPad Pro 12.9": Replacement for Laptop?

And as the OP mentioned needing to do keynote presentations, good luck traveling the world visiting various hotel conference rooms and connecting your Ipad to their projector technology. Getting a Windows laptop working with projectors can be a challenge, let alone a tablet that only has a lightnin...
by inbox788
Fri Jun 22, 2018 11:23 am
Forum: Personal Consumer Issues
Topic: How do find a good doctor for chronic hives
Replies: 25
Views: 1378

Re: How do find a good doctor for chronic hives

Yeah, I know one can't give medical advice, but I'm curious how one finds a good specialist. Sure, we've asked our family doctor, but the guy he referred us to is terrible. What do you mean by terrible? Have you gone back to the family doctor and discussed this? Why did he pick this specialist, and...
by inbox788
Fri Jun 22, 2018 12:56 am
Forum: Personal Consumer Issues
Topic: iPad Pro 12.9": Replacement for Laptop?
Replies: 47
Views: 4112

Re: iPad Pro 12.9": Replacement for Laptop?

I ended up with a 12" MacBook. It's frustrating when working in multiple word docs or spreadsheets but it gets the job done. I've also moved away from Excel to LibreOffice because I don't use spreadsheets all that often now. It works ok in Windows and I'm about to see how similar it will be in MacO...
by inbox788
Thu Jun 21, 2018 11:40 am
Forum: Investing - Help with Personal Investments
Topic: Is a Donor Advised Fund worth it? (Strategy)
Replies: 30
Views: 2069

Re: Is a Donor Advised Fund worth it? (Strategy)

Yes - the DAF added fees DO have a drag. However, depending on the mx and nature of holding yourself - there will be some increased taxes. Another benefit to holdings in a DAF is "asset protection", since the funds are not yours any more - they cannot be taken by judgments, creditors, ex-spouses, j...
by inbox788
Thu Jun 21, 2018 11:28 am
Forum: Investing - Help with Personal Investments
Topic: Is a Donor Advised Fund worth it? (Strategy)
Replies: 30
Views: 2069

Re: Is a Donor Advised Fund worth it? (Strategy)

1.Do I Just put money in a total stock market index fund in a non tax protected account? Benefit: No addition .6% taken annually. Eventually I will donate portions of the fund to a 503 to get the tax advantages. Understand some dividends will still get taxed, and that the fund isn't balanced, which...
by inbox788
Wed Jun 20, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: iPad/iOS - feature or bug?
Replies: 13
Views: 905

Re: iPad/iOS - feature or bug?

OP, does it happen on this website? Or is it only on those infinity pages where things keep loading as you scroll? Might be related to issue discussed in message below. Might be a site specific issue that depends on web site implementation; the worst kind to fix. Recent change in WebKit: WebKit wrot...
by inbox788
Wed Jun 20, 2018 11:55 am
Forum: Personal Consumer Issues
Topic: iPad/iOS - feature or bug?
Replies: 13
Views: 905

Re: iPad/iOS - feature or bug?

It might be the ads that are changing. I'd call it a bug! Will have to look more into it. I've been using Safari more than Chrome these days because of the ability to turn off all autoplay videos with better success. Hopefully they help get this nonsense out of control. FWIW, if I turn off the Wifi ...
by inbox788
Tue Jun 19, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: One handed Android phone?
Replies: 38
Views: 1826

Re: One handed Android phone?

It looked good to me also, except it does not have optical image stabilization, which I believe is a good feature to have. You're asking a lot to squeeze into a smaller and smaller size. [And you're looking for long battery life, standby and talk times? It's much easier to fit lens modules, batteri...
by inbox788
Mon Jun 18, 2018 8:01 pm
Forum: Personal Consumer Issues
Topic: Air conditioner compressor replacement cost
Replies: 31
Views: 3069

Re: Air conditioner compressor replacement cost

The AC was bought by the previous owner. I thought a AC unit would last longer than 6 years too. Maybe just bad luck on my part. Is Lennox still considered a good brand? Don't know, but I thought it was one of the higher end lines (installed in fancier new houses). Same manufacturer may have severa...
by inbox788
Mon Jun 18, 2018 6:56 pm
Forum: Personal Consumer Issues
Topic: Air conditioner compressor replacement cost
Replies: 31
Views: 3069

Re: Air conditioner compressor replacement cost

One of my AC unit is not working. A repairman came and told me that the AC compressor needs to be replaced. Also need to get new refrigerant/filter as part of the job. My current AC unit is a 5-ton Lennox, bought in 2012. And the warranty is 5 years. :oops: I was quoted a total cost of $2300 includ...
by inbox788
Mon Jun 18, 2018 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Do you cancel old credit cards?
Replies: 55
Views: 5646

Re: Do you cancel old credit cards?

I keep my oldest no-fee card, because its 25+ year age helps my credit rating. I kept my oldest card for 10 years after not using it, but recently closed the account and so far (since around 6 months ago), no significant change in my credit score AFAIK. Don't plan on needing my credit score in the ...
by inbox788
Mon Jun 18, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: One handed Android phone?
Replies: 38
Views: 1826

Re: One handed Android phone?

Apple managed to squeeze a 5.5" display into the X, which isn't much larger than the 8. I'm hoping they'll squeeze a 4.5 or 4.7" (or even a 5") display into the SE case (or not much bigger). They will not. Multiple reliable sources have confirmed that the iPhone SE replacement that was expected thi...
by inbox788
Mon Jun 18, 2018 1:03 pm
Forum: Personal Consumer Issues
Topic: One handed Android phone?
Replies: 38
Views: 1826

Re: One handed Android phone?

How do you find 4.7 size for one hand use? Looks like there is a Samsung phone called Galaxy A3, have you looked into it? I've used the 4.7 iPhones and had no problems with one hand use, with occasional hand gymnastics to reach a button. And I like the bigger screens when using phones, but for me i...
by inbox788
Mon Jun 18, 2018 12:33 pm
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5383

Re: A vehicle that "sits up" but can't afford CRV

Data that is a bit more current than 2005 .... http://www.iihs.org/iihs/topics/t/general-statistics/fatalityfacts/passenger-vehicles Interesting and surprising numbers. Historically, the rates of driver deaths per million registered vehicles have been higher for the smaller and lighter vehicles. Th...
by inbox788
Mon Jun 18, 2018 1:20 am
Forum: Personal Consumer Issues
Topic: One handed Android phone?
Replies: 38
Views: 1826

Re: One handed Android phone?

I've been looking for a good phone bigger than the iPhone SE and smaller than the iPhone 8 with little luck. The iPhone SE is ok, but want a bigger screen without having to go up in phone size. I'm hoping the new iPhone SE 2 or X SE will fit the bill. The problem is android phones have to beat the 4...
by inbox788
Sun Jun 17, 2018 9:47 pm
Forum: Personal Consumer Issues
Topic: iPad Pro 12.9": Replacement for Laptop?
Replies: 47
Views: 4112

Re: iPad Pro 12.9": Replacement for Laptop?

I am typing this reply as I am sitting in my recliner watching the Yankees play Tampa Bay. Couldn’t imagine the larger, heavier MBP for this. I can't get comfortable typing from my recliner on an iPad. Touch screen typing is a poor substitute for a physical keyboard. I find it awkward to try and ar...
by inbox788
Sun Jun 17, 2018 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: new thinking under 2018 tax law?
Replies: 21
Views: 3375

Re: new thinking under 2018 tax law?

As a low income tax payee in retirement (mostly tax deferred and tax free investments), the tax law didn't help me. Actually my taxes will be higher , according to this Marketwatch calculator The Trump tax calculator — will you pay more or less? https://www.marketwatch.com/story/the-new-trump-tax-c...
by inbox788
Sun Jun 17, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: convert 4 wire to a 3 wire switch
Replies: 15
Views: 1625

Re: convert 4 wire to a 3 wire switch

Since the OP has yet to return, speculation on this problem is futile... I hope he's OK... Lots of "shocking" stuff: https://www.google.com/search?q=electrical+fails&source=lnms&tbm=isch&sa=X This one was most appropriate one that gave me the best laugh[warning, profanity]: https://i.pinimg.com/736...
by inbox788
Sun Jun 17, 2018 12:33 pm
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5383

Re: A vehicle that "sits up" but can't afford CRV

Well we're not talking about you or elderly people, are we? We're talking about the OP's 5'0" daughter. For all we know, OP is 98 and daughter could be 79, but we don't know...and probably it isn't. I'm not sure what "sits up" means, but when I drive my in-laws Honda Fit, I feel like I'm sitting in...
by inbox788
Sun Jun 17, 2018 11:31 am
Forum: Personal Consumer Issues
Topic: iPad Pro 12.9": Replacement for Laptop?
Replies: 47
Views: 4112

Re: iPad Pro 12.9": Replacement for Laptop?

I am so happy with my new MacBook 12" laptop that I may stop using my iPad altogether. The 12" Macbook seems like the best answer for me with the listed tasks. OP, which activities listed ("Keynote presentations, word processing, email and the web.") do you reach for the iPad first? And if you're t...
by inbox788
Sun Jun 17, 2018 6:05 am
Forum: Personal Consumer Issues
Topic: iPad Pro 12.9": Replacement for Laptop?
Replies: 47
Views: 4112

Re: iPad Pro 12.9": Replacement for Laptop?

Would not work for me. I still prefer to read printed books and such. Never got used to Kindle, and even worse on iPad Kindle App. Will use those in a pinch, but avoid them. The iPad is great for many web surfing needs and watching video. I can do 50-75% of what I need on it, but there's still a sig...
by inbox788
Sat Jun 16, 2018 6:01 pm
Forum: Personal Consumer Issues
Topic: convert 4 wire to a 3 wire switch
Replies: 15
Views: 1625

Re: convert 4 wire to a 3 wire switch

Are 4 wires coming out of the box or 4 wires bundled and wrapped inside an insulator layer?
by inbox788
Sat Jun 16, 2018 4:44 pm
Forum: Investing - Help with Personal Investments
Topic: Are international stocks in a 529 a bad idea?
Replies: 5
Views: 470

Re: Are international stocks in a 529 a bad idea?

FWIW, I have international stock in Roth. For now, I think the foreign tax credit is negligible. Am I ignoring a more significant tax issue (not investment choice)? Vanguard Total International Stock Index Fund Admiral Shares (VTIAX) https://investor.vanguard.com/mutual-funds/profile/vtiax https://w...
by inbox788
Sat Jun 16, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5383

Re: A vehicle that "sits up" but can't afford CRV

It would help to know what she can afford since that is the actual problem. The most affordable option is most likely to repair and maintain her current CRV, and it sounds like she can barely do that. She loves the car but can not afford the initial price point to get a lower milage one. https://ww...
by inbox788
Sat Jun 16, 2018 1:46 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Air On Sale $699
Replies: 48
Views: 5375

Re: Apple MacBook Air On Sale $699

Popular Mac Developer Slams Apple for 'Sad State of Macintosh Hardware https://www.macrumors.com/2018/06/15/developer-slams-lack-of-mac-updates/ The Mac Pro has not seen a hardware update since December of 2013, more than 1600 days ago. Apple has promised its professional users that a high-end high...
by inbox788
Sat Jun 16, 2018 1:19 pm
Forum: Personal Consumer Issues
Topic: Good family portrait place
Replies: 5
Views: 371

Re: Good family portrait place

What's your budget? What's your purpose? What's your final product? https://www.farreachinc.com/blog/far-reach/2016/08/25/custom-photography-for-marketing-how-to-choose-a-photographer You could do it cheap yourself: https://support.apple.com/en-us/ht208118 https://www.google.com/search?q=family+port...
by inbox788
Fri Jun 15, 2018 5:23 pm
Forum: Investing - Help with Personal Investments
Topic: Taking $1M+ Long Term Capital Gains
Replies: 73
Views: 7949

Re: Taking $1M+ Long Term Capital Gains

Thanks for the figure of $479K. This would constitute wages + short term gains, correct ? I have to manage my short term gains correctly. Most of it is from expired covered call options. Assume I go beyond $479K, would ALL my LT CG be taxed at 20%; that does not make sense , as I would be better of...
by inbox788
Fri Jun 15, 2018 4:58 pm
Forum: Personal Consumer Issues
Topic: Subaru EyeSight windshield insurance
Replies: 14
Views: 1667

Re: Subaru EyeSight windshield insurance

http://www.iihs.org/iihs/sr/statusreport/article/53/3/2 Data mining + Inference says that cars with EyeSight run into 30%-40% fewer pedestrians. But, really, who here would say they might ever run into a pedestrian? How do they differentiate between EyeSight saving 30-40% of pedestrians vs. drivers...
by inbox788
Fri Jun 15, 2018 4:39 pm
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5383

Re: A vehicle that "sits up" but can't afford CRV

Cody wrote:
Fri Jun 15, 2018 9:14 am
...old CRV...
She loves the car but can not afford the initial price point to get a lower milage one.
Year? Mileage? Problems?

A less old CRV?

If she can't afford a few thousand for a 2005 CRV, there's aren't going to be many good options. Or is she trying to get a circa 2010 (~10k)?
by inbox788
Fri Jun 15, 2018 4:21 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Air On Sale $699
Replies: 48
Views: 5375

Re: Apple MacBook Air On Sale $699

FYI, iPhone Inc. https://amp.businessinsider.com/images/5873d01af10a9a260b8b4963-960-720.png http://www.businessinsider.com/apple-iphone-sales-as-percentage-of-total-revenue-chart-2017-1?r=UK&IR=T And the step-children: Mac revenue exceeds iPad revenue for the first time since 2011 [27 Apr 2015] htt...
by inbox788
Fri Jun 15, 2018 3:11 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Air On Sale $699
Replies: 48
Views: 5375

Re: Apple MacBook Air On Sale $699

Been a Mac user since the mid-'80's. The service isn't what it used to be. You must have missed this 2007 memo: https://www.youtube.com/watch?v=x3sg8b5iXO4&feature=youtu.be&t=34 They really could have renamed again to iPhone Inc. in 2010. I can't repeat this enough. Best 2017 browser feature: "Neve...
by inbox788
Fri Jun 15, 2018 2:52 pm
Forum: Personal Consumer Issues
Topic: Apple MacBook Air On Sale $699
Replies: 48
Views: 5375

Re: Apple MacBook Air On Sale $699

For work computers, this is actually a security/privacy "feature", or else you have to add the privacy screen to put over the screen. I suppose a good sales person could try to sell it as a feature, but this is clearly just a sub-par screen. Worst of all hers is bad in the vertical orientation so y...